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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 11,517
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 581
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 38,259
<INVESTMENTS-CARRYING> 2,228
<INVESTMENTS-MARKET> 0
<LOANS> 230,055
<ALLOWANCE> 2,219
<TOTAL-ASSETS> 295,949
<DEPOSITS> 253,582
<SHORT-TERM> 5,500
<LIABILITIES-OTHER> 1,641
<LONG-TERM> 6,000
0
0
<COMMON> 4,536
<OTHER-SE> 24,690
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<INTEREST-INVEST> 1,737
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 19,570
<INTEREST-DEPOSIT> 5,834
<INTEREST-EXPENSE> 6,826
<INTEREST-INCOME-NET> 12,744
<LOAN-LOSSES> 925
<SECURITIES-GAINS> (24)
<EXPENSE-OTHER> 8,838
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<CHANGES> 0
<NET-INCOME> 3,512
<EPS-BASIC> 0.77
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<YIELD-ACTUAL> 6.50
<LOANS-NON> 1,082
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<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 2,448
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<RECOVERIES> 29
<ALLOWANCE-CLOSE> 2,219
<ALLOWANCE-DOMESTIC> 2,219
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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