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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C> <C>
<PERIOD-TYPE> 6-MOS 6-MOS
<FISCAL-YEAR-END> DEC-31-2000 DEC-31-1999
<PERIOD-START> JAN-01-2000 JAN-01-1999
<PERIOD-END> JUN-30-2000 JUN-30-1999
<CASH> 15,533 11,692
<INT-BEARING-DEPOSITS> 0 0
<FED-FUNDS-SOLD> 826 618
<TRADING-ASSETS> 0 0
<INVESTMENTS-HELD-FOR-SALE> 34,133 41,365
<INVESTMENTS-CARRYING> 0 0
<INVESTMENTS-MARKET> 0 0
<LOANS> 232,161 188,072
<ALLOWANCE> 2,009 2,478
<TOTAL-ASSETS> 296,010 252,738
<DEPOSITS> 249,156 210,430
<SHORT-TERM> 5,000 1,800
<LIABILITIES-OTHER> 1,337 603
<LONG-TERM> 13,000 11,000
0 0
0 0
<COMMON> 4,536 4,831
<OTHER-SE> 22,981 24,074
<TOTAL-LIABILITIES-AND-EQUITY> 296,010 252,738
<INTEREST-LOAN> 0 9,798
<INTEREST-INVEST> 1,068 930
<INTEREST-OTHER> 89 90
<INTEREST-TOTAL> 12,689 10,818
<INTEREST-DEPOSIT> 3,655 2,655
<INTEREST-EXPENSE> 4,335 3,164
<INTEREST-INCOME-NET> 8,354 7,654
<LOAN-LOSSES> 700 500
<SECURITIES-GAINS> (24) 16
<EXPENSE-OTHER> 5,901 5,073
<INCOME-PRETAX> 3,463 4,199
<INCOME-PRE-EXTRAORDINARY> 0 0
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 2,099 2,580
<EPS-BASIC> 0.46 0.54
<EPS-DILUTED> 0.46 0.53
<YIELD-ACTUAL> 6.55 6.91
<LOANS-NON> 1,609 824
<LOANS-PAST> 79 149
<LOANS-TROUBLED> 0 0
<LOANS-PROBLEM> 0 0
<ALLOWANCE-OPEN> 2,448 2,070
<CHARGE-OFFS> 1,149 103
<RECOVERIES> 10 11
<ALLOWANCE-CLOSE> 2,009 2,478
<ALLOWANCE-DOMESTIC> 0 0
<ALLOWANCE-FOREIGN> 0 0
<ALLOWANCE-UNALLOCATED> 0 0
</TABLE>
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