<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION FROM THE FINANCIAL
STATEMENTS OF W HOLDING COMPANY, INC. FOR THE SIX MONTHS ENDED JUNE 30, 2000,
AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 46,639
<INT-BEARING-DEPOSITS> 8,601
<FED-FUNDS-SOLD> 5,800
<TRADING-ASSETS> 1,195
<INVESTMENTS-HELD-FOR-SALE> 17,996
<INVESTMENTS-CARRYING> 1,290,961
<INVESTMENTS-MARKET> 1,197,347
<LOANS> 1,995,560
<ALLOWANCE> 26,882
<TOTAL-ASSETS> 3,578,497
<DEPOSITS> 2,343,468
<SHORT-TERM> 366,850
<LIABILITIES-OTHER> 19,481
<LONG-TERM> 613,975
0
3,220
<COMMON> 41,560
<OTHER-SE> 189,943
<TOTAL-LIABILITIES-AND-EQUITY> 3,578,497
<INTEREST-LOAN> 86,292
<INTEREST-INVEST> 37,942
<INTEREST-OTHER> 9,337
<INTEREST-TOTAL> 133,571
<INTEREST-DEPOSIT> 57,763
<INTEREST-EXPENSE> 84,790
<INTEREST-INCOME-NET> 48,781
<LOAN-LOSSES> 4,000
<SECURITIES-GAINS> (493)
<EXPENSE-OTHER> 25,882
<INCOME-PRETAX> 25,139
<INCOME-PRE-EXTRAORDINARY> 21,762
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 21,762
<EPS-BASIC> 0.45
<EPS-DILUTED> 0.45
<YIELD-ACTUAL> 2.94
<LOANS-NON> 13,532
<LOANS-PAST> 431
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 5,500
<ALLOWANCE-OPEN> 23,978
<CHARGE-OFFS> 2,006
<RECOVERIES> 910
<ALLOWANCE-CLOSE> 26,882
<ALLOWANCE-DOMESTIC> 26,882
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 6,300
</TABLE>