W HOLDING CO INC
10-Q, EX-27, 2000-08-14
STATE COMMERCIAL BANKS
Previous: W HOLDING CO INC, 10-Q, 2000-08-14
Next: UNITED AMERICAS BANKSHARES INC, 10QSB, 2000-08-14



<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION FROM THE FINANCIAL
STATEMENTS OF W HOLDING COMPANY, INC. FOR THE SIX MONTHS ENDED JUNE 30, 2000,
AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                          46,639
<INT-BEARING-DEPOSITS>                           8,601
<FED-FUNDS-SOLD>                                 5,800
<TRADING-ASSETS>                                 1,195
<INVESTMENTS-HELD-FOR-SALE>                     17,996
<INVESTMENTS-CARRYING>                       1,290,961
<INVESTMENTS-MARKET>                         1,197,347
<LOANS>                                      1,995,560
<ALLOWANCE>                                     26,882
<TOTAL-ASSETS>                               3,578,497
<DEPOSITS>                                   2,343,468
<SHORT-TERM>                                   366,850
<LIABILITIES-OTHER>                             19,481
<LONG-TERM>                                    613,975
                                0
                                      3,220
<COMMON>                                        41,560
<OTHER-SE>                                     189,943
<TOTAL-LIABILITIES-AND-EQUITY>               3,578,497
<INTEREST-LOAN>                                 86,292
<INTEREST-INVEST>                               37,942
<INTEREST-OTHER>                                 9,337
<INTEREST-TOTAL>                               133,571
<INTEREST-DEPOSIT>                              57,763
<INTEREST-EXPENSE>                              84,790
<INTEREST-INCOME-NET>                           48,781
<LOAN-LOSSES>                                    4,000
<SECURITIES-GAINS>                                (493)
<EXPENSE-OTHER>                                 25,882
<INCOME-PRETAX>                                 25,139
<INCOME-PRE-EXTRAORDINARY>                      21,762
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    21,762
<EPS-BASIC>                                       0.45
<EPS-DILUTED>                                     0.45
<YIELD-ACTUAL>                                    2.94
<LOANS-NON>                                     13,532
<LOANS-PAST>                                       431
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                  5,500
<ALLOWANCE-OPEN>                                23,978
<CHARGE-OFFS>                                    2,006
<RECOVERIES>                                       910
<ALLOWANCE-CLOSE>                               26,882
<ALLOWANCE-DOMESTIC>                            26,882
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          6,300


</TABLE>


© 2022 IncJournal is not affiliated with or endorsed by the U.S. Securities and Exchange Commission