W HOLDING CO INC
10-Q, EX-27.1, 2000-11-14
STATE COMMERCIAL BANKS
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<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION FROM THE FINANCIAL
STATEMENTS OF W HOLDING COMPANY, INC. FOR THE NINE MONTHS ENDED SEPTEMBER 30,
2000, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                          43,444
<INT-BEARING-DEPOSITS>                          10,465
<FED-FUNDS-SOLD>                                14,200
<TRADING-ASSETS>                                 1,190
<INVESTMENTS-HELD-FOR-SALE>                     17,830
<INVESTMENTS-CARRYING>                       1,597,798
<INVESTMENTS-MARKET>                         1,514,900
<LOANS>                                      2,118,146
<ALLOWANCE>                                     27,640
<TOTAL-ASSETS>                               4,039,105
<DEPOSITS>                                   2,564,636
<SHORT-TERM>                                   268,383
<LIABILITIES-OTHER>                             22,396
<LONG-TERM>                                    940,950
                                0
                                      3,220
<COMMON>                                        41,515
<OTHER-SE>                                     198,005
<TOTAL-LIABILITIES-AND-EQUITY>               4,039,105
<INTEREST-LOAN>                                133,582
<INTEREST-INVEST>                               59,399
<INTEREST-OTHER>                                15,197
<INTEREST-TOTAL>                               208,178
<INTEREST-DEPOSIT>                              91,405
<INTEREST-EXPENSE>                             135,854
<INTEREST-INCOME-NET>                           72,324
<LOAN-LOSSES>                                    6,000
<SECURITIES-GAINS>                                (559)
<EXPENSE-OTHER>                                 37,441
<INCOME-PRETAX>                                 38,877
<INCOME-PRE-EXTRAORDINARY>                      33,514
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    33,514
<EPS-BASIC>                                       0.70
<EPS-DILUTED>                                     0.70
<YIELD-ACTUAL>                                    2.81
<LOANS-NON>                                     12,041
<LOANS-PAST>                                       698
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                  3,638
<ALLOWANCE-OPEN>                                23,978
<CHARGE-OFFS>                                    3,522
<RECOVERIES>                                     1,184
<ALLOWANCE-CLOSE>                               27,640
<ALLOWANCE-DOMESTIC>                            27,640
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          5,573


</TABLE>


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