<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION FROM THE FINANCIAL
STATEMENTS OF W HOLDING COMPANY, INC. FOR THE NINE MONTHS ENDED SEPTEMBER 30,
2000, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 43,444
<INT-BEARING-DEPOSITS> 10,465
<FED-FUNDS-SOLD> 14,200
<TRADING-ASSETS> 1,190
<INVESTMENTS-HELD-FOR-SALE> 17,830
<INVESTMENTS-CARRYING> 1,597,798
<INVESTMENTS-MARKET> 1,514,900
<LOANS> 2,118,146
<ALLOWANCE> 27,640
<TOTAL-ASSETS> 4,039,105
<DEPOSITS> 2,564,636
<SHORT-TERM> 268,383
<LIABILITIES-OTHER> 22,396
<LONG-TERM> 940,950
0
3,220
<COMMON> 41,515
<OTHER-SE> 198,005
<TOTAL-LIABILITIES-AND-EQUITY> 4,039,105
<INTEREST-LOAN> 133,582
<INTEREST-INVEST> 59,399
<INTEREST-OTHER> 15,197
<INTEREST-TOTAL> 208,178
<INTEREST-DEPOSIT> 91,405
<INTEREST-EXPENSE> 135,854
<INTEREST-INCOME-NET> 72,324
<LOAN-LOSSES> 6,000
<SECURITIES-GAINS> (559)
<EXPENSE-OTHER> 37,441
<INCOME-PRETAX> 38,877
<INCOME-PRE-EXTRAORDINARY> 33,514
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 33,514
<EPS-BASIC> 0.70
<EPS-DILUTED> 0.70
<YIELD-ACTUAL> 2.81
<LOANS-NON> 12,041
<LOANS-PAST> 698
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 3,638
<ALLOWANCE-OPEN> 23,978
<CHARGE-OFFS> 3,522
<RECOVERIES> 1,184
<ALLOWANCE-CLOSE> 27,640
<ALLOWANCE-DOMESTIC> 27,640
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 5,573
</TABLE>