POWER OF ATTORNEY
KNOW ALL PERSONS BY THESE PRESENTS, that each person whose signature
appears below constitutes and appoints M. Daniel Lunt and Kenneth W. Bell, and
each of them, his attorneys-in-fact and agents, each with full power of
substitution and resubstitution, for him in any and all capacities, to sign any
and all amendments (including posteffective amendments) to this registration
statement, and to file the same, with exhibits thereto and other documents in
connection therewith, with the Securities and Exchange Commission, granting unto
said attorneys-in-fact and agents, and each of them, full power and authority to
do and perform each and every act and thing requisite and necessary to be done
in connection therewith, as fully as to all intents and purposes as he might or
could do in person, hereby ratifying and confirming all that each of said
attorneys-in-fact and agents, or any of them, or their or his substitute or
substitutes, may do or cause to be done by virtue hereof.
Pursuant to the requirements of the Securities Act of 1933, the
registration statement has been signed by the following persons in the
capacities and on the dates indicated.
By: /s/ James W. Johnston Date: July 26, 2000
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James W. Johnston
Chairman of the Board, Executive Vice President
By: /s/ Kenneth W. Bell Date: July 26, 2000
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Kenneth W. Bell
Chief Executive Officer, President, Director
By: /s/ M. Daniel Lunt Date: July 26, 2000
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M. Daniel Lunt
Executive Vice President, Director
By: /s/ Michael D. Fowler Date: July 26, 2000
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Michael D. Fowler
Director
By: /s/ David R. Grow Date: July 26, 2000
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David R. Grow
Director
By: Date: July 26, 2000
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Edward Sullivan
Director
