UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 9/30/99
CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT.
( ) ADDS NEW HOLDINGS ENTRIES
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: SIMMONS FIRST NATIONAL BANK
ADDRESS: TRUST & INVESTMENT MANAGEMENT GROUP
501 MAIN STREET
PINE BLUFF, AR 71601
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE PERSON BY WHOM
IT IS SIGNED HEREBY REPRESENT THAT THE PERSON SIGNING THE REPORT IS AUTHORIZED
TO SUBMIT IT, THAT ALL INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND
COMPLETE, AND THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF THIS FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
NAME: JOHN L. RUSH
TITLE: EXECUTIVE VICE PRESIDENT & TRUST OFFICER
PHONE: (870)541-1111
SIGNATURE,PLACE,AND DATE OF SIGNING:
/s/ JOHN L. RUSH PINE BLUFF, AR 10/27/99
- ------------------------- ----------------- ------------
SIGNATURE CITY, STATE DATE
REPORT TYPE (CHECK ONLY ONE.):
( X) 13F HOLDINGS REPORT
( ) 13F NOTICE
( ) 13F COMBINATION REPORT
LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
NONE
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
<PAGE>
FORM 13F SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 1
FORM 13F INFORMATION TABLE ENTRY TOTAL: 468
FORM 13F INFORMATION TABLE VALUE TOTAL: $139,602
<TABLE>
<CAPTION>
NO. FORM 13F FILE NUMBER NAME
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C>
1 28-04799 SIMMONS FIRST NATIONAL CORPORATION
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
A T & T CORP COMMON STOCK 001957109 291 6681 SH DEFINED 1 6231 0 450
ABBOTT LABS COMMON STOCK 002824100 525 14300 SH DEFINED 1 10100 0 4200
ABBOTT LABS COMMON STOCK 002824100 37 1000 SH OTHER 1000 0 0
ACNIELSEN CORP COMMON STOCK 004833109 2 100 SH DEFINED 1 0 0 100
ADAPTEC INC COMMON STOCK 00651F108 12 300 SH DEFINED 1 300 0 0
ADC TELECOMMUNICATIONS INC COMMON STOCK 000886101 423 10075 SH DEFINED 1 10075 0 0
ADVANCED ENVIRONMENTAL RECYC C COMMON STOCK 007947104 3 2000 SH DEFINED 1 0 0 2000
AEGIS COMMUNICATIONS GROUP INC COMMON STOCK 00760B105 1 1000 SH DEFINED 1 0 0 1000
AETNA INC COMMON STOCK 008117103 0 9 SH DEFINED 1 9 0 0
AFFYMETRIX INC COMMON STOCK 00826T108 10 100 SH DEFINED 1 100 0 0
AGL RES INC COMMON STOCK 001204106 20 1200 SH DEFINED 1 1200 0 0
AIRBORNE FREIGHT CORP COMMON STOCK 009266107 103 4900 SH DEFINED 1 4900 0 0
AIRTRAN HOLDINGS INC COMMON STOCK 00949P108 2 300 SH DEFINED 1 300 0 0
ALASKA AIR GROUP INC COMMON STOCK 011659109 4 100 SH DEFINED 1 100 0 0
ALBERTSONS INC COMMON STOCK 013104104 102 2575 SH DEFINED 1 2275 0 300
ALCOA INC COMMON STOCK 013817101 37 600 SH DEFINED 1 600 0 0
ALLEGHENY ENERGY INC COMMON STOCK 017361106 64 2000 SH DEFINED 1 2000 0 0
ALLEGHENY TELEDYNE INC COMMON STOCK 017415100 6 347 SH DEFINED 1 347 0 0
ALLIED SIGNAL INC COMMON STOCK 019512102 591 9856 SH DEFINED 1 9856 0 0
ALLSTATE CORP COMMON STOCK 020002101 357 14303 SH DEFINED 1 14303 0 0
ALLTEL CORP COMMON STOCK 020039103 1827 25963 SH DEFINED 1 24683 0 1280
ALLTEL CORP COMMON STOCK 020039103 28 400 SH OTHER 400 0 0
AMERICA ONLINE INC COMMON STOCK 02364J104 10 100 SH DEFINED 1 100 0 0
AMERICAN CLAIMS EVALUATION INC COMMON STOCK 025144106 3 1000 SH DEFINED 1 0 0 1000
AMERICAN EXPRESS CO COMMON STOCK 025816109 473 3500 SH DEFINED 1 3500 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 41 300 SH OTHER 300 0 0
AMERICAN HOME PRODS CORP COMMON STOCK 026609107 166 4000 SH DEFINED 1 3300 0 700
AMERICAN HOME PRODS CORP COMMON STOCK 026609107 104 2500 SH OTHER 2500 0 0
AMERICAN INTL GROUP INC COMMON STOCK 026874107 26 296 SH DEFINED 1 296 0 0
AMERICAN PWR CONVERSION CORP COMMON STOCK 029066107 311 16365 SH DEFINED 1 16365 0 0
AMERICAN WTR WKS INC COMMON STOCK 030411102 12 400 SH DEFINED 1 400 0 0
AMERITECH CORPORATION COMMON STOCK 030954101 261 3912 SH DEFINED 1 1112 0 2800
AMGEN INC COMMON STOCK 031162100 1552 19040 SH DEFINED 1 19040 0 0
ANHEUSER BUSCH COS INC COMMON STOCK 035229103 235 3350 SH DEFINED 1 2950 0 400
AON CORP COMMON STOCK 037389103 31 1050 SH DEFINED 1 1050 0 0
APACHE CORP COMMON STOCK 037411105 14 325 SH DEFINED 1 325 0 0
APTARGROUP INC COMMON STOCK 038336103 21 800 SH DEFINED 1 0 0 800
ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 7 544 SH DEFINED 1 544 0 0
ARCHSTONE CMNTYS TR SH BEN INT COMMON STOCK 039581103 49 2500 SH DEFINED 1 0 0 2500
ARKANSAS BEST CORP DEL COMMON STOCK 040790107 4 300 SH DEFINED 1 300 0 0
ASSOCIATES FIRST CAP CORP CL A COMMON STOCK 046008108 88 2452 SH DEFINED 1 1652 0 800
ATLANTIC RICHFIELD COMPANY COMMON STOCK 048825103 422 4760 SH DEFINED 1 4060 0 700
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 286 6400 SH DEFINED 1 2800 0 3600
AUTOZONE INC COMMON STOCK 053332102 1158 41250 SH DEFINED 1 41250 0 0
AVNET INC COMMON STOCK 053807103 21 500 SH DEFINED 1 500 0 0
BAKER HUGHES INC COMMON STOCK 057224107 763 26300 SH DEFINED 1 500 0 25800
BANK ONE CORP COMMON STOCK 06423A103 1645 47246 SH DEFINED 1 44146 0 3100
BANKAMERICA CORP COMMON STOCK 060505104 1070 19221 SH DEFINED 1 19221 0 0
BANKAMERICA CORP COMMON STOCK 060505104 22 400 SH OTHER 400 0 0
BARRETT RES CORP COMMON STOCK 068480201 155 4200 SH DEFINED 1 0 0 4200
BELL ATLANTIC CORP COMMON STOCK 077853109 265 3932 SH DEFINED 1 826 0 3106
BELLSOUTH CORP COMMON STOCK 079860102 67 1496 SH DEFINED 1 1496 0 0
BELO A H CORP SER A COMMON STOCK 080555105 27 1400 SH DEFINED 1 0 0 1400
BERKSHIRE HATHAWAY INC CL B COMMON STOCK 084670207 78 42 SH DEFINED 1 32 0 10
BIOGEN INC COMMON STOCK 090597105 1159 14705 SH DEFINED 1 14705 0 0
BIOGEN INC COMMON STOCK 090597105 6 75 SH OTHER 75 0 0
BIRMINGHAM STL CORP COMMON STOCK 091250100 153 20000 SH DEFINED 1 0 0 20000
BJ SVCS CO COMMON STOCK 055482103 732 23000 SH DEFINED 1 0 0 23000
BLACK & DECKER CORP COMMON STOCK 091797100 94 2062 SH DEFINED 1 2062 0 0
BLOCK H & R INC COMMON STOCK 093671105 148 3400 SH DEFINED 1 0 0 3400
BMC SOFTWARE INC COMMON STOCK 055921100 860 12020 SH DEFINED 1 12020 0 0
BOEING CO COMMON STOCK 097023105 822 19296 SH DEFINED 1 19296 0 0
BRE PROPERTIES INC COMMON STOCK 05564E106 5 200 SH DEFINED 1 200 0 0
BRINKER INTL INC COMMON STOCK 109641100 196 7240 SH DEFINED 1 7240 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 718 10636 SH DEFINED 1 8636 0 2000
BRUNSWICK CORP COMMON STOCK 117043109 30 1200 SH DEFINED 1 1200 0 0
BRUSH WELLMAN INC COMMON STOCK 117421107 6 400 SH DEFINED 1 400 0 0
BURLINGTON NORTHN SANTA FE COR COMMON STOCK 12189T104 872 31704 SH DEFINED 1 31704 0 0
BURLINGTON RES INC COMMON STOCK 122014103 623 16945 SH DEFINED 1 4945 0 12000
CABLETRON SYS INC COMMON STOCK 126920107 40 2525 SH DEFINED 1 2525 0 0
CALIFORNIA AMPLIFIER INC COMMON STOCK 129900106 7 500 SH DEFINED 1 500 0 0
CALLAWAY GOLF CO COMMON STOCK 131193104 39 3160 SH DEFINED 1 3160 0 0
CAPITAL ONE FINANCIAL COMMON STOCK 14040H105 546 14000 SH DEFINED 1 14000 0 0
CARNIVAL CORP CL A COMMON STOCK 143658102 884 20325 SH DEFINED 1 20325 0 0
CASE EQUIP CORP COMMON STOCK 14743R103 658 13200 SH DEFINED 1 0 0 13200
CATALYTICA INC COMMON STOCK 148885106 5 333 SH DEFINED 1 333 0 0
CATELLUS DEV CORP COMMON STOCK 149111106 319 27185 SH DEFINED 1 0 0 27185
CATERPILLAR INC COMMON STOCK 149123101 105 1908 SH DEFINED 1 1908 0 0
CBRL GROUP INC COMMON STOCK 12489V106 360 23206 SH DEFINED 1 23206 0 0
CBS CORP COMMON STOCK 12490K107 109 2360 SH DEFINED 1 760 0 1600
CBS CORP COMMON STOCK 12490K107 148 3200 SH OTHER 3200 0 0
CENDANT CORP COMMON STOCK 151313103 495 27870 SH DEFINED 1 27870 0 0
CENTRAL & SOUTH WEST CORP COMMON STOCK 152357109 9 410 SH DEFINED 1 410 0 0
CHAMPION ENTERPRISES INC COMMON STOCK 158496109 5 500 SH DEFINED 1 500 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105 7 200 SH DEFINED 1 200 0 0
CHARMING SHOPPES INC COMMON STOCK 161133103 3 600 SH DEFINED 1 600 0 0
CHASE MANHATTAN CORP COMMON STOCK 16161A108 181 2400 SH DEFINED 1 2400 0 0
CHEVRON CORP COMMON STOCK 166751107 121 1360 SH DEFINED 1 1360 0 0
CHIQUITA BRANDS INTL INC COMMON STOCK 170032106 119 20000 SH DEFINED 1 0 0 20000
CHUBB CORP COMMON STOCK 171232101 5 100 SH DEFINED 1 100 0 0
CIRRUS LOGIC INC COMMON STOCK 172755100 2 200 SH DEFINED 1 200 0 0
CISCO SYS INC COMMON STOCK 17275R102 2155 31434 SH DEFINED 1 25934 0 5500
CISCO SYS INC COMMON STOCK 17275R102 7 100 SH OTHER 100 0 0
CITIGROUP INC COMMON STOCK 172967101 969 22030 SH DEFINED 1 22030 0 0
CLARCOR INC COMMON STOCK 179895107 10 600 SH DEFINED 1 0 0 600
CLAYTON HOMES INC COMMON STOCK 184190106 1575 181244 SH DEFINED 1 181244 0 0
CLAYTON HOMES INC COMMON STOCK 184190106 7 800 SH OTHER 800 0 0
CLECO CORP COMMON STOCK 12561W105 10 300 SH DEFINED 1 300 0 0
CMGI INC COMMON STOCK 125750109 29 280 SH DEFINED 1 0 0 280
CNF TRANSPORTATION INC COMMON STOCK 12612W104 20 535 SH DEFINED 1 535 0 0
COACHMEN INDS INC COMMON STOCK 189873102 6 400 SH DEFINED 1 400 0 0
COASTAL CORP COMMON STOCK 190441105 156 3800 SH DEFINED 1 0 0 3800
COCA COLA CO COMMON STOCK 191216100 111 2300 SH DEFINED 1 700 0 1600
COLGATE PALMOLIVE CO COMMON STOCK 194162103 73 1600 SH DEFINED 1 600 0 1000
COLONIAL PPTYS TR COMMON STOCK 195872106 227 8500 SH DEFINED 1 0 0 8500
COLUMBIA/HCA HEALTHCARE CORP COMMON STOCK 197677107 22 1025 SH DEFINED 1 1025 0 0
COMPAQ COMPUTER CORP COMMON STOCK 204493100 618 27029 SH DEFINED 1 27029 0 0
COMPAQ COMPUTER CORP COMMON STOCK 204493100 18 800 SH OTHER 800 0 0
COMPUTER ASSOC INTL INC COMMON STOCK 204912109 729 11925 SH DEFINED 1 9075 0 2850
COMPUTER SCIENCES CORP COMMON STOCK 205363104 190 2700 SH DEFINED 1 0 0 2700
CONAGRA INC COMMON STOCK 205887102 14 600 SH DEFINED 1 600 0 0
CONSECO INC COMMON STOCK 208464107 387 20370 SH DEFINED 1 20370 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 117 2817 SH DEFINED 1 817 0 2000
CONSOLIDATED NAT GAS CO COMMON STOCK 209615103 12 200 SH DEFINED 1 200 0 0
COOPER INDS INC COMMON STOCK 216669101 147 3150 SH DEFINED 1 3150 0 0
CREATIVE TECHNOLOGY LTD COMMON STOCK Y1775U107 5 500 SH DEFINED 1 500 0 0
CRESCENT REAL ESTATE EQUITIES COMMON STOCK 225756105 18 1000 SH DEFINED 1 0 0 1000
CSX CORP COMMON STOCK 126408103 9 204 SH DEFINED 1 0 0 204
CULLEN FROST BANKERS INC COMMON STOCK 229899109 45 1800 SH DEFINED 1 0 0 1800
CVS CORP COMMON STOCK 126650100 59 1450 SH DEFINED 1 1450 0 0
CYMER INC COMMON STOCK 232572107 14 416 SH DEFINED 1 416 0 0
CYPRUS AMAX MINERALS CO COMMON STOCK 232809103 1358 69197 SH DEFINED 1 0 0 69197
DANAHER CORP COMMON STOCK 235851102 115 2185 SH DEFINED 1 2185 0 0
DARDEN RESTAURANTS INC COMMON STOCK 237194105 10 520 SH DEFINED 1 520 0 0
DAYTON HUDSON CORP COMMON STOCK 239753106 144 2400 SH DEFINED 1 2400 0 0
DEERE & CO COMMON STOCK 244199105 39 1020 SH DEFINED 1 1020 0 0
DELL COMPUTER CORP COMMON STOCK 247025109 2620 62652 SH DEFINED 1 62652 0 0
DELL COMPUTER CORP COMMON STOCK 247025109 19 450 SH OTHER 450 0 0
DELPHI AUTOMOTIVE SYS CORP COMMON STOCK 247126105 3 189 SH DEFINED 1 189 0 0
DELTA AIR LINES INC COMMON STOCK 247361108 97 2000 SH DEFINED 1 0 0 2000
DELTA AIR LINES INC COMMON STOCK 247361108 19 400 SH OTHER 400 0 0
DETROIT DIESEL CORP COMMON STOCK 250837101 218 11800 SH DEFINED 1 0 0 11800
DIAMOND OFFSHORE DRILLING INC COMMON STOCK 25271C102 668 20000 SH DEFINED 1 0 0 20000
DILLARDS INC CL A COMMON STOCK 254067101 4 200 SH DEFINED 1 200 0 0
DISNEY WALT CO COMMON STOCK 254687106 40 1540 SH DEFINED 1 340 0 1200
DISNEY WALT CO COMMON STOCK 254687106 31 1200 SH OTHER 1200 0 0
DOLE FOOD INC COMMON STOCK 256605106 234 12300 SH DEFINED 1 0 0 12300
DOLLAR GEN CORP COMMON STOCK 256669102 96 3125 SH DEFINED 1 0 0 3125
DOMINION RES INC VA COMMON STOCK 257470104 5 100 SH DEFINED 1 100 0 0
DOW CHEM CO COMMON STOCK 260543103 133 1170 SH DEFINED 1 1170 0 0
DOW CHEM CO COMMON STOCK 260543103 23 200 SH OTHER 200 0 0
DOW JONES & CO INC COMMON STOCK 260561105 11 200 SH DEFINED 1 200 0 0
DQE INC COMMON STOCK 23329J104 43 1089 SH OTHER 1089 0 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 87 1438 SH DEFINED 1 1438 0 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 42 700 SH OTHER 700 0 0
DUFF & PHELPS SEL UTIL INCOME COMMON STOCK 264324104 644 66480 SH DEFINED 1 66480 0 0
DUFF & PHELPS SEL UTIL INCOME COMMON STOCK 264324104 16 1700 SH OTHER 1700 0 0
DUKE ENERGY CORP COMMON STOCK 264399106 113 2050 SH DEFINED 1 750 0 1300
DUN & BRADSTREET CORP COMMON STOCK 26483B106 18 600 SH DEFINED 1 300 0 300
DURA PHARMACEUTICALS INC COMMON STOCK 26632S109 3 200 SH DEFINED 1 200 0 0
DYNEX CAP INC NEW COMMON STOCK 26817Q506 3 480 SH DEFINED 1 480 0 0
E M C CORP MASS COMMON STOCK 268648102 36 500 SH DEFINED 1 0 0 500
EASTMAN CHEM CO COMMON STOCK 277432100 2 41 SH DEFINED 1 41 0 0
EASTMAN KODAK CO COMMON STOCK 277461109 22 292 SH DEFINED 1 292 0 0
EATON VANCE CORP COMMON STOCK 278265103 13 400 SH DEFINED 1 400 0 0
EDISON INTERNATIONAL COMMON STOCK 281020107 19 800 SH DEFINED 1 800 0 0
EDWARDS A G INC COMMON STOCK 281760108 29 1099 SH DEFINED 1 1099 0 0
EL PASO ENERGY CORP COMMON STOCK 283905107 93 2310 SH DEFINED 1 2310 0 0
ELECTRONIC DATA SYS CORP COMMON STOCK 285661104 20 370 SH DEFINED 1 370 0 0
EMERSON ELEC CO COMMON STOCK 291011104 139 2200 SH DEFINED 1 200 0 2000
ENRON CORP COMMON STOCK 293561106 72 1750 SH DEFINED 1 1750 0 0
ENTERGY CORPORATION COMMON STOCK 29364G103 286 9897 SH DEFINED 1 9897 0 0
EQUITY INCOME FD UNIT 1ST EXC COMMON STOCK 294700703 39 200 SH DEFINED 1 200 0 0
EQUITY OIL CO COMMON STOCK 294749106 0 297 SH DEFINED 1 0 0 297
EQUITY RESIDENTIAL PPTYS TR SH COMMON STOCK 29476L107 258 6100 SH DEFINED 1 0 0 6100
EUROWEB INTL CORP COMMON STOCK 298801101 0 129 SH DEFINED 1 0 0 129
EXABYTE CORP COMMON STOCK 300615101 1 200 SH DEFINED 1 200 0 0
EXODUS COMMUNICATIONS INC COMMON STOCK 302088109 7 100 SH DEFINED 1 0 0 100
EXXON CORP COMMON STOCK 302290101 466 6135 SH DEFINED 1 5435 0 700
EXXON CORP COMMON STOCK 302290101 49 645 SH OTHER 645 0 0
FAIRFIELD CMNTYS INC COMMON STOCK 304231301 4 400 SH DEFINED 1 400 0 0
FASTENAL CO COMMON STOCK 311900104 1774 37650 SH DEFINED 1 37650 0 0
FEDERAL HOME LN MTG CORP COMMON STOCK 313400301 1006 19350 SH DEFINED 1 19350 0 0
FEDERAL NATL MTG AS COMMON STOCK 313586109 38 600 SH DEFINED 1 600 0 0
FEDERAL SIGNAL CORP COMMON STOCK 313855108 266 13386 SH DEFINED 1 13386 0 0
FINOVA GROUP INC COMMON STOCK 317928109 443 12150 SH DEFINED 1 12150 0 0
FINOVA GROUP INC COMMON STOCK 317928109 2 50 SH OTHER 50 0 0
FIRST AMERN CORP TENN COMMON STOCK 318900107 25 585 SH DEFINED 1 585 0 0
FIRST DATA CORP COMMON STOCK 319963104 955 21768 SH DEFINED 1 21768 0 0
FIRST INDL RLTY TR INC COMMON STOCK 32054K103 67 2700 SH DEFINED 1 0 0 2700
FIRST UNION CORP COMMON STOCK 337358105 199 5580 SH DEFINED 1 5580 0 0
FIRST UTD BANCSHARES INC ARK COMMON STOCK 33741E104 32 1800 SH DEFINED 1 0 0 1800
FIRSTAR CORP NEW WIS COMMON STOCK 33763V109 1808 70559 SH DEFINED 1 70559 0 0
FLEETWOOD ENTERPRISES INC COMMON STOCK 339099103 2 100 SH DEFINED 1 100 0 0
FLORIDA PROGRESS CORP COMMON STOCK 341109106 569 12300 SH DEFINED 1 0 0 12300
FORD MTR COMPANY COMMON STOCK 345370100 842 16747 SH DEFINED 1 2747 0 14000
FORTUNE BRANDS INC COMMON STOCK 349631101 19 582 SH DEFINED 1 582 0 0
FPL GROUP INC COMMON STOCK 302571104 35 700 SH DEFINED 1 700 0 0
FRANKLIN RES INC COMMON STOCK 354613101 289 9449 SH DEFINED 1 9449 0 0
FREDS INC CL A COMMON STOCK 356108100 10 775 SH DEFINED 1 775 0 0
GANNETT COMPANY INC COMMON STOCK 364730101 21 300 SH DEFINED 1 300 0 0
GANNETT COMPANY INC COMMON STOCK 364730101 21 310 SH OTHER 310 0 0
GAP INC COMMON STOCK 364760108 1734 54195 SH DEFINED 1 54195 0 0
GAP INC COMMON STOCK 364760108 8 250 SH OTHER 250 0 0
GARDNER DENVER MACHY INC COMMON STOCK 365558105 5 300 SH DEFINED 1 300 0 0
GARTNER GROUP INC NEW CL B COMMON STOCK 366651206 3 156 SH DEFINED 1 78 0 78
GENERAL ELEC CO COMMON STOCK 369604103 1040 8770 SH DEFINED 1 4870 0 3900
GENERAL ELEC CO COMMON STOCK 369604103 74 624 SH OTHER 624 0 0
GENERAL MILLS, INC COMMON STOCK 370334104 169 2080 SH DEFINED 1 2080 0 0
GENERAL MTRS CORP COMMON STOCK 370442105 564 8960 SH DEFINED 1 8960 0 0
GENERAL MTRS CORP COMMON STOCK 370442105 2 30 SH OTHER 30 0 0
GENERAL MTRS CORP CL H COMMON STOCK 370442832 3 58 SH DEFINED 1 58 0 0
GENUINE PARTS CO COMMON STOCK 372460105 12 450 SH DEFINED 1 0 0 450
GENZYME TRANSGENICS CORP COMMON STOCK 37246E105 3 400 SH DEFINED 1 0 0 400
GERON CORP COMMON STOCK 374163103 21 2000 SH DEFINED 1 2000 0 0
GILLETTE CO COMMON STOCK 375766102 83 2449 SH DEFINED 1 993 0 1456
GOODRICH B F CO COMMON STOCK 382388106 4 140 SH DEFINED 1 140 0 0
GOODYEAR TIRE & RUBR CO COMMON STOCK 382550101 12 255 SH DEFINED 1 255 0 0
GREAT LAKES CHEM CORP COMMON STOCK 390568103 4 100 SH DEFINED 1 100 0 0
GTE CORP COMMON STOCK 362320103 419 5454 SH DEFINED 1 1654 0 3800
HALLIBURTON CO COMMON STOCK 406216101 844 20589 SH DEFINED 1 20589 0 0
HARKEN ENERGY CORP COMMON STOCK 412552101 51 45200 SH DEFINED 1 45200 0 0
HARLAND JOHN H CO COMMON STOCK 412693103 583 30000 SH DEFINED 1 0 0 30000
HARTFORD FINL SVCS GROUP INC COMMON STOCK 416515104 16 400 SH DEFINED 1 400 0 0
HARTMARX CORP COMMON STOCK 417119104 46 11500 SH DEFINED 1 0 0 11500
HEALTH MGMT ASSOC INC CL A COMMON STOCK 421933102 41 5310 SH DEFINED 1 5310 0 0
HEALTHSOUTH REHABILITATION COR COMMON STOCK 421924101 194 31670 SH DEFINED 1 31670 0 0
HEWLETT PACKARD CO COMMON STOCK 428236103 514 5660 SH DEFINED 1 5260 0 400
HILLENBRAND INDS INC COMMON STOCK 431573104 264 10000 SH DEFINED 1 0 0 10000
HOME DEPOT INC COMMON STOCK 437076102 1901 27700 SH DEFINED 1 24300 0 3400
HOMESTAKE MNG CO COMMON STOCK 437614100 495 53900 SH DEFINED 1 2000 0 51900
HUNT J B TRANS SVCS INC COMMON STOCK 445658107 7 535 SH DEFINED 1 535 0 0
IDEXX LABS INC COMMON STOCK 45168D104 526 30520 SH DEFINED 1 30520 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 7 100 SH DEFINED 1 100 0 0
IMC GLOBAL INC COMMON STOCK 449669100 291 20000 SH DEFINED 1 0 0 20000
IMMUNE RESPONSE CORP COMMON STOCK 45252T106 1 200 SH DEFINED 1 200 0 0
IMS HEALTH INC COMMON STOCK 449934108 50 2200 SH DEFINED 1 600 0 1600
INPUT/OUTPUT INC COMMON STOCK 457652105 93 14095 SH DEFINED 1 14095 0 0
INTEL CORP COMMON STOCK 458140100 4064 54690 SH DEFINED 1 52090 0 2600
INTEL CORP COMMON STOCK 458140100 19 250 SH OTHER 250 0 0
INTERMAGNETICS GEN CORP COMMON STOCK 458771102 1 134 SH DEFINED 1 134 0 0
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 322 2660 SH DEFINED 1 1860 0 800
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 97 800 SH OTHER 800 0 0
INTERNATIONAL FLAVORS & FRAGRA COMMON STOCK 459506101 24 700 SH DEFINED 1 700 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 62 1300 SH DEFINED 1 1300 0 0
INTERPUBLIC GROUP COS INC COMMON STOCK 460690100 16 400 SH DEFINED 1 400 0 0
INVACARE CORP COMMON STOCK 461203101 911 46570 SH DEFINED 1 46570 0 0
JACOBS ENGR GROUP INC COMMON STOCK 469814107 1590 48930 SH DEFINED 1 48930 0 0
JACOBS ENGR GROUP INC COMMON STOCK 469814107 8 260 SH OTHER 260 0 0
JDS UNIPHASE CORP COMMON STOCK 46612J101 53 468 SH DEFINED 1 0 0 468
JEFFERSON PILOT CORP COMMON STOCK 475070108 179 2826 SH DEFINED 1 2826 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 177 1925 SH DEFINED 1 150 0 1775
JOHNSON & JOHNSON COMMON STOCK 478160104 74 800 SH OTHER 800 0 0
JOHNSON CTLS INC COMMON STOCK 478366107 1567 23635 SH DEFINED 1 23635 0 0
JOHNSON CTLS INC COMMON STOCK 478366107 9 140 SH OTHER 140 0 0
JONES PHARMA INC COMMON STOCK 480236108 10 300 SH DEFINED 1 300 0 0
KANSAS CITY PWR & LT CO COMMON STOCK 485134100 262 10846 SH DEFINED 1 2446 0 8400
KEEBLER FOODS CO COMMON STOCK 487256109 6 200 SH DEFINED 1 200 0 0
KERR MCGEE CORPORATION COMMON STOCK 492386107 55 1000 SH DEFINED 1 0 0 1000
KEYSPAN CORP COMMON STOCK 49337W100 6 200 SH DEFINED 1 200 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 348 6598 SH DEFINED 1 5598 0 1000
KNIGHT RIDDER INC COMMON STOCK 499040103 17 300 SH DEFINED 1 300 0 0
LEUCADIA NATL CORP COMMON STOCK 527288104 5 240 SH OTHER 240 0 0
LIFEPOINT HOSPS INC COMMON STOCK 53219L109 0 53 SH DEFINED 1 53 0 0
LILLY ELI & CO COMMON STOCK 532457108 16 250 SH DEFINED 1 250 0 0
LINEAR TECHNOLOGY CORP COMMON STOCK 535678106 9 150 SH DEFINED 1 150 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 422 12900 SH DEFINED 1 500 0 12400
LOEWS CORP COMMON STOCK 540424108 351 5000 SH DEFINED 1 0 0 5000
LONE STAR STEAKHOUSE SALOON COMMON STOCK 542307103 11 1400 SH DEFINED 1 1400 0 0
LOUISIANA PAC CORP COMMON STOCK 546347105 12 750 SH DEFINED 1 750 0 0
LOWES COS INC COMMON STOCK 548661107 200 4100 SH DEFINED 1 4100 0 0
LSI LOGIC CORP COMMON STOCK 502161102 21 400 SH DEFINED 1 400 0 0
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 938 14458 SH DEFINED 1 14070 0 388
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 6 100 SH OTHER 100 0 0
LYONDELL CHEMICAL CO COMMON STOCK 552078107 349 26100 SH DEFINED 1 0 0 26100
MACK CALI REALTY CORP COMMON STOCK 554489104 67 2500 SH DEFINED 1 0 0 2500
MARSH & MCLENNAN COS INC COMMON STOCK 571748102 130 1900 SH DEFINED 1 1900 0 0
MATTEL INC COMMON STOCK 577081102 11 600 SH DEFINED 1 600 0 0
MAY DEPT STORES CO COMMON STOCK 577778103 60 1650 SH DEFINED 1 1650 0 0
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</TABLE>
