UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington D. C. 20549
Form 8-K
Current Report Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): October 25, 1999
OPTION ONE MORTGAGE LOAN TRUST
Asset Backed Certificates, Series 1999-2 Trust
New York (governing law of 333-14625-01 52-2172813
Pooling and Servicing Agreement) (Commission 52-2172816
(State or other File Number) IRS EIN
jurisdiction
C/O Norwest Bank Minnesota, N.A.
11000 Broken Land Parkway 21044
Columbia, Maryland (Zip Code)
(Address of principal executive offices)
Registrant's telephone number, including area code: (410) 884-2000
Former name or former address, if changed since last report)
ITEM 5. Other Events
On October 25, 1999 a distribution was made to holders of OPTION ONE
MORTGAGE LOAN TRUST, Asset Backed Certificates, Series 1999-2 Trust.
ITEM 7. Financial Statements and Exhibits
(c) Exhibits furnished in accordance with Item 601(a) of
Regulation S-K
Exhibit Number Description
Monthly report distributed to holders of
EX-99.1 Asset Backed Certificates, Series 1999-2
Trust, relating to the October 25, 1999
distribution.
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
OPTION ONE MORTGAGE LOAN TRUST
Asset Backed Certificates, Series 1999-2 Trust
By: Norwest Bank Minnesota, N.A., as Trustee
By: /s/ Sherri J. Sharps, Vice President
By: Sherri J. Sharps, Vice President
Date: 11/3/99
INDEX TO EXHIBITS
Exhibit Number Description
EX-99.1 Monthly report distributed to holders of Asset Backed
Certificates, Series 1999-2 Trust, relating to the October 25,
1999 distribution.
<TABLE>
<CAPTION>
Option One Mortgage Loan Trust
Mortgage Pass-Through Certificates
Record Date: 9/30/99
Distribution Date: 10/25/99
OOMC Series: 1999-2
Contact: Customer Service
Norwest Bank Minnesota, N.A.
Securities Administration Services
7485 New Horizon Way
Frederick, MD 21703
Telephone: (301) 846-8130
Fax: (301) 846-8152
Certificateholder Distribution Summary
Certificate Certificate Beginning
Class Pass-Through Certificate Interest Principal
Class CUSIP Description Rate Balance Distribution Distribution
<S> <C> <C> <C> <C> <C> <C>
A-1 68389FAC8 SEQ 5.88000% 64,440,243.27 315,757.19 2,347,787.87
A-2 68389FAD6 SEQ 5.92000% 50,000,000.00 246,666.67 0.00
A-3 68389FAE4 SEQ 6.02000% 24,000,000.00 120,400.00 0.00
A-4 68389FAF1 SEQ 6.34000% 52,000,000.00 274,733.33 0.00
A-5 68389FAG9 SEQ 6.76000% 15,791,000.00 88,955.97 0.00
A-6 68389FAH7 SEQ 6.32000% 19,000,000.00 100,066.67 0.00
A-7 68389FAJ3 SEQ 6.48000% 37,096,613.77 200,321.71 66,554.61
A-8 68389FAK0 SEQ 5.71750% 87,487,585.94 389,052.43 2,939,886.83
P OPT99002P SUB 0.00000% 100.00 69,625.00 0.00
R OPT99022R RES 0.00000% 0.00 168,844.12 0.00
OC OPT9902OC SUB 0.00000% 5,976,269.69 0.00 0.00
Totals 355,791,812.67 1,974,423.09 5,354,229.31
</TABLE>
<TABLE>
<CAPTION>
Certificateholder Distribution Summary (continued)
Current Ending Cumulative
Realized Certificate Total Realized
Class Loss Balance Distribution Losses
<S> <C> <C> <C> <C>
A-1 0.00 62,092,455.40 2,663,545.06 0.00
A-2 0.00 50,000,000.00 246,666.67 0.00
A-3 0.00 24,000,000.00 120,400.00 0.00
A-4 0.00 52,000,000.00 274,733.33 0.00
A-5 0.00 15,791,000.00 88,955.97 0.00
A-6 0.00 19,000,000.00 100,066.67 0.00
A-7 0.00 37,030,059.17 266,876.32 0.00
A-8 0.00 84,547,699.11 3,328,939.26 0.00
P 0.00 100.00 69,625.00 0.00
R 0.00 0.00 168,844.12 0.00
OC 0.00 6,761,672.49 0.00 0.00
Totals 0.00 351,222,986.17 7,328,652.40 0.00
<FN>
All distributions required by the Pooling and Servicing Agreement have been calculated by the
Certificate Administrator on behalf of the Trustee.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal Realized
Class Amount Balance Distribution Distribution Accretion Loss (1)
<S> <C> <C> <C> <C> <C> <C>
A-1 74,000,000.00 64,440,243.27 0.00 2,347,787.87 0.00 0.00
A-2 50,000,000.00 50,000,000.00 0.00 0.00 0.00 0.00
A-3 24,000,000.00 24,000,000.00 0.00 0.00 0.00 0.00
A-4 52,000,000.00 52,000,000.00 0.00 0.00 0.00 0.00
A-5 15,791,000.00 15,791,000.00 0.00 0.00 0.00 0.00
A-6 19,000,000.00 19,000,000.00 0.00 0.00 0.00 0.00
A-7 38,433,000.00 37,096,613.77 0.00 66,554.61 0.00 0.00
A-8 94,761,000.00 87,487,585.94 0.00 2,939,886.83 0.00 0.00
P 100.00 100.00 0.00 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00 0.00
OC 1,934,938.59 5,976,269.69 0.00 0.00 0.00 0.00
Totals 369,920,038.59 355,791,812.67 0.00 5,354,229.31 0.00 0.00
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Statement (continued)
Total Ending Ending Total
Principal Certificate Certificate Principal
Class Reduction Balance Percentage Distribution
<S> <C> <C> <C> <C>
A-1 2,347,787.87 62,092,455.40 0.83908724 2,347,787.87
A-2 0.00 50,000,000.00 1.00000000 0.00
A-3 0.00 24,000,000.00 1.00000000 0.00
A-4 0.00 52,000,000.00 1.00000000 0.00
A-5 0.00 15,791,000.00 1.00000000 0.00
A-6 0.00 19,000,000.00 1.00000000 0.00
A-7 66,554.61 37,030,059.17 0.96349645 66,554.61
A-8 2,939,886.83 84,547,699.11 0.89222042 2,939,886.83
P 0.00 100.00 1.00000000 0.00
R 0.00 0.00 0.00000000 0.00
OC 0.00 6,761,672.49 3.49451529 0.00
Totals 5,354,229.31 351,222,986.17 0.94945650 5,354,229.31
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Factors Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal
Class (2) Amount Balance Distribution Distribution Accretion
<S> <C> <C> <C> <C> <C>
A-1 74,000,000.00 870.81409824 0.00000000 31.72686311 0.00000000
A-2 50,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-3 24,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-4 52,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-5 15,791,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-6 19,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-7 38,433,000.00 965.22815731 0.00000000 1.73170478 0.00000000
A-8 94,761,000.00 923.24464643 0.00000000 31.02422758 0.00000000
P 100.00 1000.00000000 0.00000000 0.00000000 0.00000000
R 0.00 0.00000000 0.00000000 0.00000000 0.00000000
OC 1,934,938.59 3088.60948915 0.00000000 0.00000000 0.00000000
<FN>
(2) Per $1,000 Denominations
</FN>
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Factors Statement (continued)
Total Ending Ending Total
Realized Principal Certificate Certificate Principal
Class Loss (3) Reduction Balance Percentage Distribution
<S> <C> <C> <C> <C> <C>
A-1 0.00000000 31.72686311 839.08723514 0.83908724 31.72686311
A-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-6 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-7 0.00000000 1.73170478 963.49645279 0.96349645 1.73170478
A-8 0.00000000 31.02422758 892.22041884 0.89222042 31.02422758
P 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
OC 0.00000000 0.00000000 3,494.51529105 3.49451529 0.00000000
<FN>
(3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses
Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class Amount Rate Balance Interest Shortfall Shortfall
<S> <C> <C> <C> <C> <C> <C>
A-1 74,000,000.00 5.88000% 64,440,243.27 315,757.19 0.00 0.00
A-2 50,000,000.00 5.92000% 50,000,000.00 246,666.67 0.00 0.00
A-3 24,000,000.00 6.02000% 24,000,000.00 120,400.00 0.00 0.00
A-4 52,000,000.00 6.34000% 52,000,000.00 274,733.33 0.00 0.00
A-5 15,791,000.00 6.76000% 15,791,000.00 88,955.97 0.00 0.00
A-6 19,000,000.00 6.32000% 19,000,000.00 100,066.67 0.00 0.00
A-7 38,433,000.00 6.48000% 37,096,613.77 200,321.71 0.00 0.00
A-8 94,761,000.00 5.71750% 87,487,585.94 389,052.43 0.00 0.00
P 100.00 0.00000% 100.00 0.00 0.00 0.00
R 0.00 0.00000% 0.00 0.00 0.00 0.00
OC 1,934,938.59 0.00000% 5,976,269.69 0.00 0.00 0.00
Totals 369,920,038.59 1,735,953.97 0.00 0.00
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (4) Distribution Shortfall Balance
<S> <C> <C> <C> <C> <C>
A-1 0.00 0.00 315,757.19 0.00 62,092,455.40
A-2 0.00 0.00 246,666.67 0.00 50,000,000.00
A-3 0.00 0.00 120,400.00 0.00 24,000,000.00
A-4 0.00 0.00 274,733.33 0.00 52,000,000.00
A-5 0.00 0.00 88,955.97 0.00 15,791,000.00
A-6 0.00 0.00 100,066.67 0.00 19,000,000.00
A-7 0.00 0.00 200,321.71 0.00 37,030,059.17
A-8 0.00 0.00 389,052.43 0.00 84,547,699.11
P 0.00 0.00 69,625.00 0.00 100.00
R 0.00 0.00 168,844.12 0.00 0.00
OC 0.00 0.00 0.00 0.00 6,761,672.49
Totals 0.00 0.00 1,974,423.09 0.00
<FN>
(4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Factors Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class (5) Amount Rate Balance Interest Shortfall Shortfall
<S> <C> <C> <C> <C> <C> <C>
A-1 74,000,000.00 5.88000% 870.81409824 4.26698905 0.00000000 0.00000000
A-2 50,000,000.00 5.92000% 1000.00000000 4.93333340 0.00000000 0.00000000
A-3 24,000,000.00 6.02000% 1000.00000000 5.01666667 0.00000000 0.00000000
A-4 52,000,000.00 6.34000% 1000.00000000 5.28333327 0.00000000 0.00000000
A-5 15,791,000.00 6.76000% 1000.00000000 5.63333354 0.00000000 0.00000000
A-6 19,000,000.00 6.32000% 1000.00000000 5.26666684 0.00000000 0.00000000
A-7 38,433,000.00 6.48000% 965.22815731 5.21223194 0.00000000 0.00000000
A-8 94,761,000.00 5.71750% 923.24464643 4.10561761 0.00000000 0.00000000
P 100.00 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000
R 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000
OC 1,934,938.59 0.00000% 3088.60948915 0.00000000 0.00000000 0.00000000
<FN>
</FN>
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Factors Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (6) Distribution Shortfall Balance
<S> <C> <C> <C> <C> <C>
A-1 0.00000000 0.00000000 4.26698905 0.00000000 839.08723514
A-2 0.00000000 0.00000000 4.93333340 0.00000000 1000.00000000
A-3 0.00000000 0.00000000 5.01666667 0.00000000 1000.00000000
A-4 0.00000000 0.00000000 5.28333327 0.00000000 1000.00000000
A-5 0.00000000 0.00000000 5.63333354 0.00000000 1000.00000000
A-6 0.00000000 0.00000000 5.26666684 0.00000000 1000.00000000
A-7 0.00000000 0.00000000 5.21223194 0.00000000 963.49645279
A-8 0.00000000 0.00000000 4.10561761 0.00000000 892.22041884
P 0.00000000 0.00000000 696250.00000000 0.00000000 1000.00000000
R 0.00000000 0.00000000 422110299999.999 0.00000000 0.00000000
OC 0.00000000 0.00000000 0.00000000 0.00000000 3494.51529105
<FN>
(6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless
Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Certificateholder Component Statement
Component Beginning Ending Beginning Ending Ending
Pass-Through Notional Notional Component Component Component
Rate Balance Balance Balance Balance Percentage
Class
<S> <C> <C> <C> <C> <C> <C>
FSA 1,200.00000% 53,930.00 53,079.00 0.00 0.00 93.48515270%
</TABLE>
<TABLE>
<CAPTION>
CERTIFICATEHOLDER ACCOUNT STATEMENT
CERTIFICATE ACCOUNT
<S> <C>
Beginning Balance 0.00
Deposits
Payments of Interest and Principal 7,423,597.74
Liquidations, Insurance Proceeds, Reserve Funds 0.00
Proceeds from Repurchased Loans 0.00
Other Amounts (Servicer Advances) 107,231.28
Realized Losses 0.00
Total Deposits 7,530,829.02
Withdrawals
Reimbursement for Servicer Advances 0.00
Payment of Service Fee 148,246.60
Payment of Interest and Principal 7,382,582.42
Total Withdrawals (Pool Distribution Amount) 7,530,829.02
Ending Balance 0.00
</TABLE>
<TABLE>
<CAPTION>
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL
<S> <C>
Total Prepayment/Curtailment Interest Shortfall 0.00
Servicing Fee Support 0.00
Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
</TABLE>
<TABLE>
<CAPTION>
SERVICING FEES
<S> <C>
Gross Servicing Fee 148,246.59
Trustee Fee 0.00
Supported Prepayment/Curtailment Interest Shortfall 0.00
Net Servicing Fee 148,246.59
</TABLE>
<TABLE>
<CAPTION>
OTHER ACCOUNTS
Beginning Current Current Ending
Account Type Balance Withdrawals Deposits Balance
<S> <C> <C> <C> <C>
FSA Account-Group 1 0.00 0.00 0.00 0.00
FSA Account-Group 2 0.00 0.00 0.00 0.00
FSA Account-Group 3 0.00 0.00 0.00 0.00
Capitalized Interest-Group 1 0.00 0.00 0.00 0.00
Capitalized Interest-Group 2 0.00 0.00 0.00 0.00
Capitalized Interest-Group 3 0.00 0.00 0.00 0.00
</TABLE>
<TABLE>
<CAPTION> CERTIFICATEHOLDER DELINQUENCY/CREDIT ENHANCEMENT STATEMENT
DELINQUENCY STATUS
Percentage Delinquent
Based On
Current Unpaid
Number Principal Number Unpaid
Of Loans Balance Of Loans Balance
<S> <C> <C> <C> <C>
30 Days 45 4,449,091.41 1.381215% 1.266743%
60 Days 35 2,670,465.78 1.074279% 0.760333%
90+ Days 55 5,405,988.17 1.688152% 1.539190%
Foreclosure 78 7,365,852.10 2.394107% 2.097201%
REO 1 66,599.60 0.030694% 0.018962%
Totals 214 19,957,997.06 6.568447% 5.682429%
</TABLE>
<TABLE>
<CAPTION>
OTHER INFORMATION
<S> <C>
Current Period Realized Loss - Includes Interest Shortfall 0.00
Cumulative Realized Losses - Includes Interest Shortfall 0.00
Principal Balance of Contaminated Properties 0.00
Current Period Class A Insufficient Funds 0.00
Periodic Advance 107,231.28
</TABLE>
<TABLE>
<S> <C> <C> <C> <C> <C> <C>
Class OC 100.00 0.00002703% 100.00 0.00002847% 1.925179% 0.000000%
Class P 0.00 0.00000000% 0.00 0.00000000% 0.000028% 0.000000%
<FN>
Please Refer to the Prospectus Supplement for a Full Description of Loss Exposure
</FN>
</TABLE>
<TABLE>
<CAPTION>
COLLATERAL STATEMENT
<S> <C>
Collateral Description Mixed Fixed & Arm
Weighted Average Gross Coupon 9.757013%
Weighted Average Net Coupon 9.491841%
Weighted Average Pass-Through Rate 0.000000%
Weighted Average Maturity(Stepdown Calculation ) 271
Beginning Scheduled Collateral Loan Count 3,295
Number Of Loans Paid In Full 37
Ending Scheduled Collateral Loan Count 3,258
Beginning Scheduled Collateral Balance 355,791,812.67
Ending Scheduled Collateral Balance 351,222,986.16
Ending Actual Collateral Balance at 30-Sep-1999 351,222,986.16
Monthly P &I Constant 3,219,350.64
Ending Scheduled Balance for Premium Loans 351,222,986.16
</TABLE>
<TABLE>
<CAPTION>
<S> <C>
</TABLE>
<TABLE>
<CAPTION>
Group Level Collateral Statement
<S> <C>
Group ID 1 2 3 Total
Collateral Description Mixed Fixed Mixed Fixed Mixed ARM
Weighted Average Coupon Rate 10.073701 9.014530 9.268848
Weighted Average Net Rate 9.940703 8.514530 8.768848
Weighted Average Maturity 274.00 294.00 352.00
Beginning Loan Count 2,897 116 282 3,295
Loans Paid In Full 29 0 8 37
Ending Loan Count 2,868 116 274 3,258
Beginning Scheduled Balance 227,655,472.27 37,527,955.20 90,608,385.20 355,791,812.67
Ending scheduled Balance 225,825,668.08 37,502,575.71 87,894,742.37 351,222,986.16
Record Date 9/30/99 9/30/99 9/30/99
Principal And Interest Constant 2,163,699.97 304,839.80 750,810.87 3,219,350.64
Scheduled Principal 182,964.06 22,925.72 50,948.11 256,837.89
Unscheduled Principal 1,646,840.13 2,453.77 2,662,694.72 4,311,988.62
Scheduled Interest 1,980,225.65 281,914.08 699,862.76 2,962,002.49
Servicing Fees 94,856.46 15,636.63 37,753.50 148,246.59
Master Servicing Fees 0.00 0.00 0.00 0.00
Trustee Fee 0.00 0.00 0.00 0.00
FRY Amount 0.00 0.00 0.00 0.00
Special Hazard Fee 0.00 0.00 0.00 0.00
Other Fee 0.00 0.00 0.00 0.00
Pool Insurance Fee 0.00 0.00 0.00 0.00
Spread Fee 1 0.00 0.00 0.00 0.00
Spread Fee 2 0.00 0.00 0.00 0.00
Spread Fee 3 0.00 0.00 0.00 0.00
Net Interest 1,885,369.19 266,277.45 662,109.26 2,813,755.90
Realized Loss Amount 0.00 0.00 0.00 0.00
Cumulative Realized Loss 0.00 0.00 0.00 0.00
Percentage of Cumulative Losses 0.00 0.00 0.00 0.00
Group ID 1 2 3 Total
Required Overcollateralization Amount 4,108,849.12 672,581.09 4,593,034.11 9,374,464.32
Overcollateralization Increase Amount 0.00 0.00 0.00 0.00
Overcollateralization Reduction Amount 1,684,720.12 25,379.49 1,472,234.85 3,182,334.46
Specified Overcollateralization Amount 4,108,849.12 672,581.09 4,593,034.11 9,374,464.32
Overcollateralization Amount 2,942,112.68 472,516.54 3,347,043.26 6,761,672.49
Overcollateralization Deficiency Amount 1,684,720.12 241,239.66 1,472,234.85 3,398,194.63
Base Overcollateralization Amount 4,108,849.12 672,581.09 4,593,034.11 9,374,464.32
Extra Principal Distribution Amount 517,983.68 41,175.12 226,244.00 785,402.80
Excess Cash Amount 517,983.68 41,175.12 226,244.00 785,402.80
</TABLE>
<TABLE>
<CAPTION> Delinquency Status By Groups
<S> <C> <C> <C> <C> <C> <C>
Group 30 Days 60 Days 90 + Days Foreclosure REO Bankruptcy
1 Principal Balance 2,702,228.61 1,825,164.37 3,530,492.78 4,644,550.40 66,599.60 753,434.05
Percentage Of Balance 1.197% 0.808% 1.563% 2.057% 0.029% 0.334%
Loan Count 41 32 49 69 1 11
Percentage Of Loans 1.430% 1.116% 1.709% 2.406% 0.035% 0.384%
2 Principal Balance 344,380.25 0.00 559,901.26 559,901.26 0.00 0.00
Percentage Of Balance 0.918% 0.000% 1.493% 1.493% 0.000% 0.000%
Loan Count 1 0 2 5 0 0
Percentage Of Loans 0.862% 0.000% 1.724% 4.310% 0.000% 0.000%
3 Principal Balance 1,402,482.55 845,301.41 1,315,594.13 2,160,895.54 0.00 0.00
Percentage Of Balance 1.596% 0.962% 1.497% 2.459% 0.000% 0.000%
Loan Count 3 3 4 7 0 0
Percentage Of Loans 1.095% 1.095% 1.460% 2.555% 0.000% 0.000%
Totals:Principal Balance 4,449,091.41 2,670,465.78 5,405,988.17 7,365,347.20 66,599.60 753,434.05
Percentage of Balance 1.267% 0.760% 1.539% 2.097% 0.019% 0.215%
Loan Count 45 35 55 81 1 11
Percentage Of Loans 1.381% 1.074% 1.688% 2.486% 0.031% 0.338%
</TABLE>