FORM 13F COVER PAGE
Report for the Calendar Quarter ended: DECEMBER 31, 1999
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this report:
Name: Wright Investors' Service
Address: 1000 Lafayette Boulevard
Bridgeport, CT 06604
13F File Number: 28-825
The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
scheduled, lists, and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Judith R. Corchard
Title: Executive Vice President
Phone: 203-330-5000
Signature, Place, and Date of Signing:
/S/ Judith R. Corchard
------------------
Judith R. Corchard Bridgeport, Connecticut February 10, 2000
Report Type (check only one.):
[ X ] 13F HOLDINGS REPORT.
[ ] 13F NOTICE.
[ ] 13F COMBINATION REPORT.
List of Other Managers Reporting for this Manager: None
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
<PAGE>
<TABLE>
Wright Investors' Service, Inc.
FORM 13F
December 31, 1999
<CAPTION>
Form 13F Information Table Voting Authority
Title -------------------------- ------------------------
of Value Shares/ Sh/ Put/ Invstmt Other
Name Of Issuer Class CUSIP (x$1000) Prn Amt Prn Call Dscretn Managers Sole Shared None
- ------------------------- ----- --------- ----------- ----------- --- ---- -------- --------- ------ -------- --------
COMMON STOCK
- ------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
ABBOTT LABORATORIES COM 002824100 3,659 100,765 SH SOLE 5,200 0 95,565
ADOBE SYSTEMS INC COM 00724f101 17,796 264,625 SH SOLE 207,250 0 57,375
AFLAC INC COM 001055102 1,326 28,100 SH SOLE 23,250 0 4,850
ALBERTO CULVER CO A COM 013068200 3,204 147,300 SH SOLE 132,200 0 15,100
ALBERTSON'S COM 013104104 8,035 249,133 SH SOLE 190,843 0 58,290
ALCOA INC COM 013817101 15,524 187,040 SH SOLE 133,825 0 53,215
ALLTEL CORP COM 020039103 22,003 266,096 SH SOLE 187,560 0 78,536
ALTERA CORP COM 021441100 1,021 20,600 SH SOLE 16,650 0 3,950
AMBAC INC COM 023139108 1,386 26,550 SH SOLE 17,500 0 9,050
AMCOL INTERNATIONAL COM 02341w103 201 12,450 SH SOLE 0 12,450
AMER INTL GROUP INC COM 026874107 7,699 71,202 SH SOLE 31,436 0 39,766
AMEREN CORPORATION COM 023608102 468 14,283 SH SOLE 0 14,283
AMERICA ONLINE INC COM 02364j104 1,306 17,210 SH SOLE 8,125 0 9,085
AMERICAN ELEC. POWER COM 025537101 207 6,452 SH SOLE 0 6,452
AMERICAN EXPRESS CO COM 025816109 9,048 54,425 SH SOLE 27,375 0 27,050
AMERICAN HOME PROD COM 026609107 1,171 29,830 SH SOLE 0 29,830
AMERICAN POWER CONVERSION COM 029066107 2,193 83,150 SH SOLE 75,500 0 7,650
AMGEN INC COM 031162100 449 7,470 SH SOLE 2,000 0 5,470
AMSOUTH BANCORPORATION COM 032165102 648 33,558 SH SOLE 13,900 0 19,658
ANALOG DEVICES INC COM 032654105 10,570 113,655 SH SOLE 94,250 0 19,405
ANHEUSER BUSCH COS INC COM 035229103 10,001 141,102 SH SOLE 107,175 0 33,927
ARCHER-DANIELS-MIDLAND COM 039483102 1,170 96,471 SH SOLE 0 96,471
AT&T CORP COM 001957109 12,050 237,138 SH SOLE 149,975 0 87,163
ATLANTIC RICHFIELD COM 048825103 248 2,870 SH SOLE 0 2,870
AUTODESK INC COM 052769106 2,457 72,800 SH SOLE 66,900 0 5,900
AUTOMATIC DATA PROCESS COM 053015103 1,030 19,120 SH SOLE 500 0 18,620
AVERY DENNISON CORP COM 053611109 4,594 63,035 SH SOLE 40,450 0 22,585
BANK OF AMERICA CORP COM 060505104 554 11,036 SH SOLE 178 0 10,858
-----------
Page Total 140,015
<PAGE>
BANK ONE CORP COM 06423a103 453 14,141 SH SOLE 0 14,141
BAR HARBOR BANKSHARES COM 066849100 2,203 124,140 SH SOLE 0 124,140
BARD (C.R.) INC COM 067383109 6,279 118,475 SH SOLE 102,800 0 15,675
BB&T CORPORATION COM 054937107 18,843 688,317 SH SOLE 506,475 0 181,842
BELL ATLANTIC CORP COM 077853109 2,567 41,701 SH SOLE 1,500 0 40,201
BELLSOUTH CORP COM 079860102 10,300 220,030 SH SOLE 75,392 0 144,638
BERKSHIRE HATHAWAY CL B COM 084670207 490 268 SH SOLE 0 268
BEST BUY COMPANY INC COM 086516101 987 19,650 SH SOLE 18,650 0 1,000
BESTFOODS COM 08658u101 314 5,965 SH SOLE 600 0 5,365
BIOGEN INC COM 090597105 7,753 91,750 SH SOLE 78,950 0 12,800
BOEING COMPANY COM 097023105 413 9,968 SH SOLE 0 9,968
BRINKER INTERNATIONAL COM 109641100 3,059 126,800 SH SOLE 113,700 0 13,100
BRISTOL-MYERS SQUIBB COM 110122108 19,417 302,506 SH SOLE 178,400 0 124,106
BRUNSWICK CORP COM 117043109 1,226 55,100 SH SOLE 37,900 0 17,200
BUFFETS INC COM 119882108 102 10,200 SH SOLE 0 10,200
C & D TECHNOLOGIES INC COM 124661109 242 5,700 SH SOLE 0 5,700
CACI INT'L INC CL A COM 127190304 391 17,300 SH SOLE 0 17,300
CARPENTER TECHNOLOGY COM 144285103 213 7,750 SH SOLE 5,500 0 2,250
CATERPILLAR INC COM 149123101 222 4,708 SH SOLE 0 4,708
CHASE MANHATTAN CORP COM 16161a108 16,853 216,929 SH SOLE 143,240 0 73,689
CHEVRON CORP COM 166751107 7,793 89,962 SH SOLE 46,095 0 43,867
CIGNA CORPORATION COM 125509109 240 2,984 SH SOLE 0 2,984
CINTAS CORP COM 172908105 1,886 35,500 SH SOLE 33,000 0 2,500
CIRCUIT CITY STORES COM 172737108 442 9,800 SH SOLE 900 0 8,900
CISCO SYSTEM INC COM 17275r102 22,168 206,938 SH SOLE 134,625 0 72,313
CITIGROUP INC COM 172967101 17,495 314,156 SH SOLE 229,575 0 84,581
CITRIX SYSTEMS INC COM 177376100 1,322 10,750 SH SOLE 9,850 0 900
CLAIRE'S STORES INC COM 179584107 1,729 77,275 SH SOLE 67,550 0 9,725
CLARCOR COM 179895107 232 12,862 SH SOLE 0 12,862
COCA COLA CO COM 191216100 5,987 102,784 SH SOLE 41,525 0 61,259
COLGATE PALMOLIVE CO COM 194162103 1,582 24,344 SH SOLE 0 24,344
-----------
Page Total 153,204
<PAGE>
COMMERCE BANCSHARES COM 200525103 2,432 71,788 SH SOLE 52,520 0 19,267
COMPAQ COMPUTER CP COM 204493100 1,944 71,828 SH SOLE 8,025 0 63,803
COMPASS BANCSHARES INC COM 20449h109 2,623 117,562 SH SOLE 88,775 0 28,787
COMPUTER ASSOC INTL INC COM 204912109 12,761 182,462 SH SOLE 126,000 0 56,462
COMPUTER SCIENCES CORP COM 205363104 236 2,490 SH SOLE 0 2,490
CONEXANT SYSTEMS INC COM 207142100 212 3,200 SH SOLE 0 3,200
CONOCO INC CL B COM 208251405 6,633 266,638 SH SOLE 209,050 0 57,588
COSTCO WHOLESALE CORP COM 22160k105 5,507 60,350 SH SOLE 34,500 0 25,850
CRANE COMPANY COM 224399105 2,100 105,637 SH SOLE 84,050 0 21,587
DAIMLERCHRYSLER AG COM d1668r123 967 12,395 SH SOLE 472 0 11,923
DALLAS SEMICONDUCTOR COM 235204104 3,981 61,775 SH SOLE 52,350 0 9,425
DANA CORP COM 235811106 3,250 108,550 SH SOLE 64,125 0 44,425
DEERE AND COMPANY COM 244199105 1,799 41,475 SH SOLE 36,750 0 4,725
DELL COMPUTER CORP COM 247025109 498 9,760 SH SOLE 3,200 0 6,560
DISNEY (WALT) CO COM 254687106 1,675 57,263 SH SOLE 28,175 0 29,088
DOMINION RES - VA COM 257470104 261 6,649 SH SOLE 0 6,649
DOVER CORP COM 260003108 265 5,850 SH SOLE 350 0 5,500
DUKE ENERGY CORP. COM 264399106 12,176 242,906 SH SOLE 145,630 0 97,276
E.I. DUPONT DENEMOURS COM 263534109 17,996 273,180 SH SOLE 155,250 0 117,930
EATON CORP COM 278058102 343 4,725 SH SOLE 650 0 4,075
EDWARDS A.G. INC COM 281760108 3,002 93,630 SH SOLE 49,480 0 44,150
ELECTRONIC ARTS INC COM 285512109 569 6,775 SH SOLE 6,275 0 500
ELECTRONIC DATA SYS CP COM 285661104 11,650 174,035 SH SOLE 109,530 0 64,505
EMC CORPORATION COM 268648102 19,413 177,695 SH SOLE 109,460 0 68,235
EMERSON ELECTRIC CO COM 291011104 1,316 22,935 SH SOLE 1,900 0 21,035
ENRON CORP COM 293561106 10,990 247,665 SH SOLE 190,875 0 56,790
ENSCO INTERNATIONAL INC COM 26874q100 3,208 140,250 SH SOLE 127,700 0 12,550
ETHAN ALLEN INTERIORS INC COM 297602104 944 29,450 SH SOLE 24,850 0 4,600
EXXON MOBIL CORP COM 30231g102 39,674 492,456 SH SOLE 244,511 0 247,946
FAMILY DOLLAR STORES COM 307000109 186 11,400 SH SOLE 5,700 0 5,700
FANNIE MAE COM 313586109 7,009 112,260 SH SOLE 43,825 0 68,435
-----------
Page Total 175,618
<PAGE>
FIFTH THIRD BANCORP COM 316773100 10,233 139,464 SH SOLE 107,150 0 32,314
FIRST CENTURY BANKSHARES COM 319426102 339 19,379 SH SOLE 0 19,379
FIRST COMMUNITY COM 31983a103 28,922 1,606,757 SH SOLE 0 1,606,757
BANCSHARES INC.
FIRST NAT'L BK LA.INC COM 319991121 5,762 576,227 SH SOLE 0 576,227
FIRST SECURITY CORP COM 336294103 8,683 340,115 SH SOLE 275,200 0 64,915
FIRST TENNESSEE NATL CORP COM 337162101 1,499 52,581 SH SOLE 0 52,581
FIRST UNION CORP COM 337358105 292 8,873 SH SOLE 0 8,873
FIRSTAR CORPORATION COM 33763v109 407 19,269 SH SOLE 2,700 0 16,569
FLEET BOSTON FINANCIAL CRP COM 339030108 422 12,134 SH SOLE 0 12,134
FORD MTR CO DEL COM 345370100 347 6,506 SH SOLE 0 6,506
FPL GROUP INC COM 302571104 652 15,239 SH SOLE 0 15,239
FS BANCORP STOCK COM 310567102 634 8,448 SH SOLE 0 8,448
GALLAGHER(ARTHUR J) & CO COM 363576109 291 4,500 SH SOLE 0 4,500
GANNETT CO INC COM 364730101 12,354 151,467 SH SOLE 112,900 0 38,567
GATEWAY INC COM 367626108 8,100 112,400 SH SOLE 76,860 0 35,540
GENERAL DYNAMICS CORP COM 369550108 214 4,060 SH SOLE 0 4,060
GENERAL ELECTRIC CO COM 369604103 40,708 263,057 SH SOLE 118,750 0 144,307
GENERAL MILLS INC COM 370334104 332 9,284 SH SOLE 0 9,284
GENERAL MOTORS CORP COM 370442105 340 4,673 SH SOLE 400 0 4,273
GEORGIA-PACIFIC CORP COM 373298108 331 6,518 SH SOLE 0 6,518
GILLETTE CO COM 375766102 10,714 260,119 SH SOLE 166,100 0 94,019
GREAT LAKES CHEM COM 390568103 212 5,550 SH SOLE 0 5,550
GTE CORP COM 362320103 1,510 21,399 SH SOLE 0 21,399
H J HEINZ COMPANY COM 423074103 609 15,287 SH SOLE 400 0 14,887
HALLIBURTON CO COM 406216101 6,464 160,605 SH SOLE 114,450 0 46,155
HARLEY DAVIDSON COM 412822108 11,070 172,795 SH SOLE 139,975 0 32,820
HASBRO INC COM 418056107 1,568 82,787 SH SOLE 42,950 0 39,837
HERBALIFE INT'L CL A COM 426908208 270 18,800 SH SOLE 0 18,800
HERSHEY FOODS CORP COM 427866108 402 8,470 SH SOLE 100 0 8,370
HEWLETT-PACKARD CO COM 428236103 3,120 27,425 SH SOLE 1,300 0 26,125
HOME DEPOT INC COM 437076102 1,567 22,795 SH SOLE 450 0 22,345
-----------
Page Total 158,368
<PAGE>
HON INDUSTRIES INC COM 438092108 1,777 81,000 SH SOLE 74,000 0 7,000
HONEYWELL INTL INC COM 438516106 510 8,845 SH SOLE 0 8,845
HORMEL FOODS CORP COM 440452100 4,812 118,450 SH SOLE 97,600 0 20,850
HOUSEHOLD INT'L INC COM 441815107 604 16,212 SH SOLE 0 16,212
HUMAN GENOME SCIENCES COM 444903108 244 1,600 SH SOLE 0 1,600
I B M COM 459200101 26,583 246,422 SH SOLE 154,450 0 91,972
ILLINOIS TOOL WORKS COM 452308109 17,321 256,361 SH SOLE 177,550 0 78,811
IMCO RECYCLING COM 449681105 145 11,500 SH SOLE 0 11,500
INGERSOLL-RAND CO COM 456866102 5,176 93,995 SH SOLE 43,875 0 50,120
INTEL CORP COM 458140100 27,265 331,230 SH SOLE 187,540 0 143,690
JEFFERSON PILOT CORP COM 475070108 6,410 93,925 SH SOLE 66,350 0 27,575
JOHNSON & JOHNSON COM 478160104 21,478 230,327 SH SOLE 133,850 0 96,477
JOHNSON CONTROLS COM 478366107 791 13,912 SH SOLE 6,100 0 7,812
JONES APPAREL GROUP INC COM 480074103 1,992 73,455 SH SOLE 67,630 0 5,825
KANSAS CITY SOUTHERN COM 485170104 716 9,600 SH SOLE 0 9,600
KEANE INC COM 486665102 4,265 132,750 SH SOLE 122,300 0 10,450
KELLOGG CO COM 487836108 2,358 76,525 SH SOLE 47,925 0 28,600
KEYCORP COM 493267108 5,440 245,893 SH SOLE 156,046 0 89,847
KIMBERLY CLARK CORP COM 494368103 15,829 241,899 SH SOLE 168,175 0 73,724
LANCASTER COLONY CORP COM 513847103 1,980 59,762 SH SOLE 36,600 0 23,162
LEGATO SYSTEMS INC COM 524651106 888 12,900 SH SOLE 12,050 0 850
LEGGETT & PLATT COM 524660107 3,820 178,210 SH SOLE 143,960 0 34,250
LEXMARK INTL GROUP CL A COM 529771107 4,027 44,500 SH SOLE 40,550 0 3,950
LILLY ELI & CO COM 532457108 476 7,164 SH SOLE 0 7,164
LINEAR TECHNOLOGY CORP COM 535678106 2,100 29,350 SH SOLE 24,400 0 4,950
LIZ CLAIBORNE INC COM 539320101 2,661 70,731 SH SOLE 60,600 0 10,131
LOWES COS INC COM 548661107 4,271 71,477 SH SOLE 45,625 0 25,852
LUCENT TECH INC COM 549463107 13,719 182,922 SH SOLE 104,400 0 78,522
MANULIFE FINANCIAL CORP COM 56501r106 146 11,517 SH SOLE 0 11,517
MARSH & MCLENNAN COS COM 571748102 16,441 171,820 SH SOLE 123,450 0 48,370
MARSHALL & ILSLEY CORP COM 571834100 1,831 29,150 SH SOLE 27,100 0 2,050
-----------
Page Total 196,078
<PAGE>
MAXIM INTEGRATED PRODUCTS COM 57772k101 977 20,700 SH SOLE 19,100 0 1,600
MAY DEPT STORE COM 577778103 344 10,662 SH SOLE 1,100 0 9,562
MAYTAG CORP COM 578592107 492 10,252 SH SOLE 0 10,252
MBIA INC COM COM 55262c100 1,685 31,910 SH SOLE 19,300 0 12,610
MCCORMICK & CO COM 579780206 211 7,100 SH SOLE 700 0 6,400
MCDONALDS CORP COM 580135101 2,965 73,559 SH SOLE 18,475 0 55,084
MCI WORLDCOM INC COM 55268b106 16,091 303,247 SH SOLE 223,200 0 80,047
MEDIAONE GROUP INC COM 58440j104 333 4,331 SH SOLE 0 4,331
MEDTRONIC INC COM 585055106 13,404 367,865 SH SOLE 255,950 0 111,915
MERCANTILE BANCORP INC COM 58734p105 2,451 13,107 SH SOLE 0 13,107
MERCK & CO INC COM 589331107 12,661 188,438 SH SOLE 72,205 0 116,233
MICROSOFT CORP COM 594918104 37,182 318,475 SH SOLE 216,830 0 101,645
MINNESOTA MINING MFG COM 604059105 1,346 13,755 SH SOLE 0 13,755
MORGAN J.P. AND CO COM 616880100 436 3,442 SH SOLE 0 3,442
MOTOROLA INC COM 620076109 2,341 15,900 SH SOLE 250 0 15,650
NABORS INDUSTRIES INC COM 629568106 3,805 123,000 SH SOLE 113,900 0 9,100
NISOURCE INC COM 65473p105 2,946 164,838 SH SOLE 136,800 0 28,038
NORFOLK SOUTHERN CORP COM 655844108 1,503 73,313 SH SOLE 0 73,313
NORTEL NETWORKS CORP COM 656569100 292 2,890 SH SOLE 0 2,890
NUCOR CORP COM 670346105 232 4,225 SH SOLE 350 0 3,875
OFFICE DEPOT COM 676220106 1,088 98,925 SH SOLE 77,400 0 21,525
OLD KENT FINANCIAL COR COM 679833103 458 12,961 SH SOLE 0 12,961
ONE VALLEY BANCORP INC COM 682419106 271 8,856 SH SOLE 0 8,856
ORACLE CORP COM 68389x105 20,033 178,769 SH SOLE 105,775 0 72,994
OXFORD HEALTH PLANS COM 691471106 171 13,450 SH SOLE 0 13,450
PATRICK INDUSTRIES INC COM 703343103 130 14,100 SH SOLE 0 14,100
PEPSICO INC COM 713448108 13,897 394,249 SH SOLE 228,340 0 165,909
PFIZER INC COM 717081103 14,496 446,893 SH SOLE 273,277 0 173,616
PHILIP MORRIS COS INC COM 718154107 507 22,063 SH SOLE 0 22,063
PIONEER COMMUNITY GROUP COM 723990016 456 28,498 SH SOLE 0 28,498
PITNEY BOWES COM 724479100 4,567 94,521 SH SOLE 48,825 0 45,696
-----------
Page Total 157,774
<PAGE>
PPG INDUSTRIES COM 693506107 447 7,140 SH SOLE 800 0 6,340
PROCTER & GAMBLE COM 742718109 22,298 203,522 SH SOLE 143,175 0 60,347
QUALCOMM INC COM 747525103 1,701 9,660 SH SOLE 8,960 0 700
QUESTAR CORPORATION COM 748356102 2,454 163,600 SH SOLE 150,500 0 13,100
QUIKSILVER,INC COM 74838c106 242 15,600 SH SOLE 0 15,600
RAYMOND JAMES FIN'L COM 754730109 278 14,905 SH SOLE 0 14,905
REGIONS FINANCIAL CORP COM 758940100 244 9,700 SH SOLE 800 0 8,900
RELIANT ENERGY INC COM 75952j108 260 11,385 SH SOLE 0 11,385
ROCKWELL INT'L CORP COM 773903109 223 4,650 SH SOLE 0 4,650
ROHM & HAAS CO COM 775371107 3,247 79,801 SH SOLE 65,369 0 14,432
ROSS STORES INC COM 778296103 2,766 154,210 SH SOLE 106,400 0 47,810
ROYAL DUTCH PETE CO NY COM 780257804 306 5,050 SH SOLE 0 5,050
SARA LEE CORP COM 803111103 807 36,580 SH SOLE 600 0 35,980
SBC COMMUNICATIONS INC COM 78387g103 27,769 569,612 SH SOLE 314,798 0 254,814
SCHERING PLOUGH CORP COM 806605101 1,096 25,870 SH SOLE 3,270 0 22,600
SCHLUMBERGER LTD COM 806857108 11,721 208,835 SH SOLE 154,400 0 54,435
SIMPSON INDUSTRIES IN COM 829060102 346 30,800 SH SOLE 0 30,800
SNAP-ON INC COM 833034101 476 17,924 SH SOLE 8,300 0 9,624
SOLECTRON CORP COM 834182107 18,024 189,475 SH SOLE 145,125 0 44,350
SONIC CORP COM 835451105 333 11,700 SH SOLE 0 11,700
SOUTHDOWN INC COM 841297104 2,419 46,859 SH SOLE 35,868 0 10,991
SOUTHERN COMPANY COM 842587107 209 8,904 SH SOLE 3,000 0 5,904
SOUTHTRUST CORP COM 844730101 3,770 99,709 SH SOLE 70,237 0 29,472
SPRINT CORP (FON GROUP) COM 852061100 1,070 15,900 SH SOLE 1,200 0 14,700
SPRINT CORP (PCS GROUP) COM 852061506 293 2,860 SH SOLE 0 2,860
STORAGE COMPUTER CORP COM 86211a101 72 14,375 SH SOLE 0 14,375
STURGIS BANK & TRUST CO COM 864088109 502 72,400 SH SOLE 0 72,400
SUN MICROSYSTEMS INC COM 866810104 34,991 451,861 SH SOLE 265,890 0 185,971
SUNTRUST BANKS COM 867914103 750 10,898 SH SOLE 1,640 0 9,258
SYNOPSYS INC COM 871607107 3,675 55,050 SH SOLE 49,750 0 5,300
SYNOVUS FINANCIAL CORP COM 87161c105 12,279 617,790 SH SOLE 1,600 0 616,190
-----------
Page Total 155,069
<PAGE>
SYSCO CORP COM 871829107 3,062 77,400 SH SOLE 52,350 0 25,050
TANDY CORPORATION COM 875382103 472 9,600 SH SOLE 0 9,600
TBC CORPORATION COM 872180104 178 28,500 SH SOLE 0 28,500
TECHNITROL INC COM 878555101 227 5,100 SH SOLE 0 5,100
TECO ENERGY INC COM 872375100 3,605 194,201 SH SOLE 146,100 0 48,101
TENNECO INC (NEW) COM 880349105 170 18,267 SH SOLE 0 18,267
TETRA TECH INC COM 88162g103 199 12,968 SH SOLE 0 12,968
TEXACO INC COM 881694103 287 5,284 SH SOLE 0 5,284
TEXAS INSTRUMENTS COM 882508104 464 4,800 SH SOLE 0 4,800
TEXTRON INC COM 883203101 1,461 19,047 SH SOLE 0 19,047
THE GAP INC COM 364760108 13,584 295,298 SH SOLE 214,400 0 80,898
THOR INDUSTRIES INC COM 885160101 251 8,250 SH SOLE 0 8,250
TJX COMPANIES INC COM 872540109 5,450 266,660 SH SOLE 187,870 0 78,790
TOLL BROTHERS INC COM 889478103 2,194 117,800 SH SOLE 104,000 0 13,800
TOMPKINS COUNTY TRUST COM 890110109 13,435 465,265 SH SOLE 0 465,265
TRANSOCEAN SEDCO FOREX COM g90078109 1,355 40,237 SH SOLE 29,815 0 10,423
TRI-STATE TRUSS CO COM 453990517 327 250 SH SOLE 0 250
TRI-STATE WAREHOUSE COM 452990518 307 220 SH SOLE 0 220
TRIBUNE CO COM 896047107 253 4,600 SH SOLE 0 4,600
TRINITY INDUSTRIES COM 896522109 1,910 67,150 SH SOLE 52,900 0 14,250
TYCO INTERNATIONAL LTD COM 902124106 11,283 289,320 SH SOLE 182,700 0 106,620
U.S. FREIGHTWAYS CORP COM 916906100 1,461 30,525 SH SOLE 25,050 0 5,475
UNITED BANKSHARES INC COM 909907107 275 11,500 SH SOLE 0 11,500
UNITED TECHNOLOGIES COM 913017109 5,348 82,275 SH SOLE 53,875 0 28,400
UNIVERSAL FOODS CORP COM 913538104 4,218 207,000 SH SOLE 177,300 0 29,700
UNIVERSAL FOREST PROD COM 913543104 149 10,100 SH SOLE 0 10,100
US WEST INC (NEW) COM 91273h101 286 3,978 SH SOLE 0 3,978
V F CORP COM 918204108 324 10,800 SH SOLE 600 0 10,200
VALSPAR CORP COM 920355104 474 11,310 SH SOLE 0 11,310
VERITAS SOFTWARE CORP COM 923436109 3,390 23,687 SH SOLE 21,912 0 1,775
VITESSE SEMI CONDUCTOR COM 928497106 884 16,850 SH SOLE 15,650 0 1,200
-----------
Page Total 77,283
<PAGE>
VULCAN MATERIALS CO COM 929160109 1,927 48,250 SH SOLE 34,350 0 13,900
WACHOVIA CORPORATION COM 929771103 319 4,695 SH SOLE 1,000 0 3,695
WAL-MART COM 931142103 24,501 354,446 SH SOLE 210,750 0 143,696
WALGREEN COM 931422109 954 32,612 SH SOLE 0 32,612
WARNER LAMBERT COM 934488107 2,858 34,882 SH SOLE 1,400 0 33,482
WATSON PHARMACEUTICALS COM 942683103 4,090 114,200 SH SOLE 104,800 0 9,400
WENDYS INTL INC COM 950590109 1,906 91,600 SH SOLE 85,200 0 6,400
WINTHROP CORP COM 975992108 668 9,988 SH SOLE 0 9,988
WORLD FUEL SERVICES CO COM 981475106 180 23,975 SH SOLE 0 23,975
XILINX CORP COM 983919101 948 20,850 SH SOLE 18,650 0 2,200
-----------
1,251,761
ADRS
- ----
ALCATEL SA ADR 013904305 284 6,307 SH SOLE 0 6,307
ASM LITHOGRAPHY HOLDINGS NV n07059111 2,104 18,500 SH SOLE 0 18,500
BP AMOCO PLC SPONS ADR 055622104 2,693 45,408 SH SOLE 0 45,408
BRITISH TELECOM PLC-SPON ADR 111021408 214 900 SH SOLE 100 0 800
CABLE & WIRELESS PLC ADR 126830207 1,260 23,800 SH SOLE 0 23,800
CHINA TELECOM LTD ADR 169428109 283 2,200 SH SOLE 0 2,200
ELAN CORPORATION PLC ADR 284131208 1,652 56,000 SH SOLE 0 56,000
EMBRATEL PARTICIPACOES ADR 29081n100 463 17,000 SH SOLE 0 17,000
ERICSSON LM TEL B ADS 294821400 545 8,300 SH SOLE 0 8,300
FRANCE TELECOM SA-SPONS ADR 35177q105 240 1,800 SH SOLE 0 1,800
ING GROEP N.V. ADR 456837103 207 3,397 SH SOLE 505 0 2,892
MANNESMANN AG ADR 563775303 268 1,100 SH SOLE 0 1,100
NINTENDO OF AMERICA INC 654445303 214 10,400 SH SOLE 3,000 0 7,400
NOKIA CORP A ADR 654902204 296 1,550 SH SOLE 0 1,550
PETROLEO BRASILEIRO 71654v101 1,368 55,000 SH SOLE 0 55,000
PORTUGAL TELECOM ADR 737273102 1,142 105,000 SH SOLE 0 105,000
-----------
Page Total 51,587
<PAGE>
SOCIETE GENERALE-SPONS ADR 83364l109 221 4,800 SH SOLE 0 4,800
SONY CORP-SPONSORED ADR 835699307 399 1,400 SH SOLE 0 1,400
STMICROELECTRONICS NV NY SHRS ADR 861012102 303 2,000 SH SOLE 0 2,000
TELECOMUNICACOES DE SAO 87952k100 770 31,500 SH SOLE 0 31,500
PAULO SA ADR
TELEFONOS DE MEXICO S.A. 879403780 281 2,500 SH SOLE 600 0 1,900
DE C.V. L ADS
VODAFONE AIRTOUCH PLC SP-ADR 92857t107 1,028 20,762 SH SOLE 0 20,762
-----------
16,237
-----------
GRAND TOTAL 1,267,998
===========
-----------
Page Total 3,001
SOLE: INCLUDES SHARES HELD IN BANK TRUST DEPARTMENTS WHICH HAVE ENGAGED WIS TO PROVIDE SUBORDINATED INVESTMENT MANAGEMENT.
SUCH MANAGEMENT REQUIRES PRIOR BANK TRUST DEPARTMENT APPROVAL BUT IS, IN EFFECT, FULLY DISCRETIONARY BY WIS.
</TABLE>
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 277
Form 13F Information Table Value Total: $1,267,998
List of Other Included Managers: NONE
<PAGE>
