UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 3/31/99
CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT.
( ) ADDS NEW HOLDINGS ENTRIES
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: Kanaly Trust Company
ADDRESS: 4550 Post Oak Place
#139
Houston, TX 77027
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE
PERSON BY WHOM IT IS SIGNED HEREBY REPRESENT THAT THE PERSON
SIGNING THE REPORT IS AUTHORIZED TO SUBMIT IT, THAT ALL
INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND COMPLETE, AND
THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF
THIS FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
NAME: Betty Keddington
TITLE: Senior Vice President
PHONE: (713)626-9483
SIGNATURE,PLACE,AND DATE OF SIGNING:
Betty Keddington Houston, TX 3/31/99
REPORT TYPE (CHECK ONLY ONE.):
( X) 13F HOLDINGS REPORT
( ) 13F NOTICE
( ) 13F COMBINATION REPORT
LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
NONE
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
<PAGE>
FORM 13F SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 0
FORM 13F INFORMATION TABLE ENTRY TOTAL: 542
FORM 13F INFORMATION TABLE VALUE TOTAL: $388,499,309
<PAGE>
<TABLE> <C>
<C>
FORM 13F
INFORMATION TABLE
VALUE SHARES/ SH/
PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN
CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- ---
- ---- ------- ------------ -------- -------- --------
A T & T CORP COMMON STOCK 001957109 276 3460 SH
DEFINED 3460 0 0
A T & T CORP COMMON STOCK 001957109 41 516 SH
OTHER 316 0 200
ABBOTT LABORATORIES COMMON STOCK 002824100 8138 173850 SH
DEFINED 171825 825 1200
ABBOTT LABORATORIES COMMON STOCK 002824100 1008 21537 SH
OTHER 18262 1400 1875
ACADIA REALTY TRUST COMMON STOCK 004239109 11 2000 SH
OTHER 2000 0 0
ADMINISTAFF INC COMMON STOCK 007094105 4 300 SH
OTHER 300 0 0
ADVANCED TISSUE SCIENCES INC C COMMON STOCK 00755F103 4 2000 SH
OTHER 2000 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 5574 162755 SH
DEFINED 161380 450 925
AIR PRODS & CHEMS INC COMMON STOCK 009158106 641 18725 SH
OTHER 15875 850 2000
AIRTOUCH COMMUNICATIONS COMMON STOCK 00949T100 29 300 SH
DEFINED 300 0 0
AIRTOUCH COMMUNICATIONS COMMON STOCK 00949T100 10 100 SH
OTHER 100 0 0
ALBERTSONS INC COMMON STOCK 013104104 1 25 SH
DEFINED 25 0 0
ALBERTSONS INC COMMON STOCK 013104104 5 100 SH
OTHER 100 0 0
ALCATEL ALSTHOMADR REPSTG 1/5 COMMON STOCK 013904305 3 120 SH
DEFINED 120 0 0
ALLIED SIGNAL INC COMMON STOCK 019512102 6921 140710 SH
DEFINED 139410 425 875
ALLIED SIGNAL INC COMMON STOCK 019512102 627 12737 SH
OTHER 10062 850 1825
ALLMERICA FINANCIAL CORP COMMON STOCK 019754100 18 319 SH
DEFINED 319 0 0
ALLSTATE CORP COMMON STOCK 020002101 10 264 SH
DEFINED 264 0 0
ALLTEL CORP COMMON STOCK 020039103 3818 61212 SH
DEFINED 60912 275 25
ALLTEL CORP COMMON STOCK 020039103 372 5963 SH
OTHER 5238 0 725
AMEREN CORP COMMON STOCK 023608102 37 1031 SH
DEFINED 1031 0 0
AMEREN CORP COMMON STOCK 023608102 4 103 SH
OTHER 103 0 0
AMERICA ONLINE INC COMMON STOCK 02364J104 168 1140 SH
DEFINED 1140 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 12 100 SH
DEFINED 100 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 80 679 SH
OTHER 679 0 0
AMERICAN GEN CORP COMMON STOCK 026351106 146 2071 SH
DEFINED 500 0 1571
AMERICAN GEN CORP COMMON STOCK 026351106 9 130 SH
OTHER 130 0 0
AMERICAN HOME PRODS CORP COMMON STOCK 026609107 592 9070 SH
DEFINED 9070 0 0
AMERICAN HOME PRODS CORP COMMON STOCK 026609107 356 5450 SH
OTHER 5250 200 0
AMERICAN INSD MTG INVS UNIT LP COMMON STOCK 026862102 1 200 SH
DEFINED 200 0 0
AMERICAN INTL GROUP INC COMMON STOCK 026874107 10394 86172 SH
DEFINED 84917 337 918
AMERICAN INTL GROUP INC COMMON STOCK 026874107 1620 13431 SH
OTHER 11801 675 955
AMERICAN RETIREMENT CORP COMMON STOCK 028913101 1 100 SH
DEFINED 100 0 0
AMERICAN TOWER CORP COMMON STOCK 029912201 1 50 SH
DEFINED 50 0 0
AMERITECH CORP NEW COMMON STOCK 030954101 336 5823 SH
DEFINED 5823 0 0
AMERITECH CORP NEW COMMON STOCK 030954101 41 706 SH
OTHER 556 150 0
AMGEN INC COMMON STOCK 031162100 12 160 SH
DEFINED 160 0 0
ANADARKO PETE CORP COMMON STOCK 032511107 8 200 SH
DEFINED 200 0 0
ANGEION CORP COMMON STOCK 03462H107 1 900 SH
DEFINED 900 0 0
ANGLOGOLD LTD SPONS ADR COMMON STOCK 035128206 1 34 SH
DEFINED 34 0 0
ANHEUSER BUSCH COS INC COMMON STOCK 035229103 46 600 SH
DEFINED 600 0 0
ANHEUSER BUSCH COS INC COMMON STOCK 035229103 69 900 SH
OTHER 650 0 250
ANNUITY AND LIFE RE HLDGS COMMON STOCK G03910109 3 150 SH
DEFINED 150 0 0
ANSOFT CORP COMMON STOCK 036384105 4 500 SH
DEFINED 500 0 0
APACHE CORP COMMON STOCK 037411105 21 800 SH
DEFINED 800 0 0
APCO ARGENTINA INC COMMON STOCK 037489101 7 481 SH
DEFINED 481 0 0
ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 3 174 SH
DEFINED 174 0 0
ASCEND COMMUNICATIONS INC COMMON STOCK 043491109 25 300 SH
OTHER 300 0 0
ASSISTED LIVING CONCEPTS INC COMMON STOCK 04543L109 1 200 SH
DEFINED 200 0 0
ASSOCIATES FIRST CAPITAL CORP COMMON STOCK 046008108 58 1280 SH
DEFINED 1280 0 0
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 227 3100 SH
DEFINED 3100 0 0
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 11 150 SH
OTHER 50 100 0
ATS MED INC COMMON STOCK 002083103 5 700 SH
DEFINED 700 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 5061 122324 SH
DEFINED 120424 750 1150
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 907 21925 SH
OTHER 19775 800 1350
AVIRON COMMON STOCK 053762100 2 100 SH
DEFINED 100 0 0
AVON PRODS INC COMMON STOCK 054303102 6804 144577 SH
DEFINED 143052 625 900
AVON PRODS INC COMMON STOCK 054303102 631 13398 SH
OTHER 10573 800 2025
AXA SA ADR COMMON STOCK 054536107 7 110 SH
DEFINED 110 0 0
BAKER HUGHES INC COMMON STOCK 057224107 2995 123184 SH
DEFINED 123184 0 0
BALTIMORE GAS & ELEC CO COMMON STOCK 059165100 27 1050 SH
DEFINED 1050 0 0
BANCO SANTANDER S A ADR COMMON STOCK 059574202 62 3066 SH
OTHER 3066 0 0
BANK NEW YORK INC COMMON STOCK 064057102 10 275 SH
DEFINED 275 0 0
BANK ONE CORP COMMON STOCK 06423A103 1983 36007 SH
DEFINED 36007 0 0
BANK ONE CORP COMMON STOCK 06423A103 215 3904 SH
OTHER 3804 100 0
BANKAMERICA CORP NEW COMMON STOCK 06605F102 30 420 SH
DEFINED 420 0 0
BANKAMERICA CORP NEW COMMON STOCK 06605F102 33 462 SH
OTHER 462 0 0
BARNES & NOBLE INC COMMON STOCK 067774109 6 200 SH
DEFINED 200 0 0
BATTLE MTN GOLD CO COMMON STOCK 071593107 0 45 SH
OTHER 45 0 0
BAXTER INTL INC COMMON STOCK 071813109 92 1400 SH
DEFINED 1400 0 0
BAY BANCSHARES INC COMMON STOCK 07203N109 22 1644 SH
DEFINED 1644 0 0
BAY BANCSHARES INC COMMON STOCK 07203N109 22 1643 SH
OTHER 1643 0 0
BELDEN INC COMMON STOCK 077459105 51 3000 SH
OTHER 3000 0 0
BELL ATLANTIC CORP COMMON STOCK 077853109 3512 67939 SH
DEFINED 67564 325 50
BELL ATLANTIC CORP COMMON STOCK 077853109 350 6770 SH
OTHER 5945 0 825
BELLSOUTH CORP COMMON STOCK 079860102 49 1230 SH
DEFINED 1230 0 0
BELLSOUTH CORP COMMON STOCK 079860102 4 88 SH
OTHER 88 0 0
BERKSHIRE ENERGY RES COMMON STOCK 084644103 3 140 SH
OTHER 140 0 0
BERKSHIRE HATHAWAY INC CL A COMMON STOCK 084670108 7 1 SH
DEFINED 1 0 0
BERKSHIRE HATHAWAY INC CL B COMMON STOCK 084670207 2 1 SH
DEFINED 1 0 0
BINDVIEW DEV CORP COMMON STOCK 090327107 16 500 SH
DEFINED 500 0 0
BIO TECHNOLOGY GEN CORP COMMON STOCK 090578105 1 200 SH
OTHER 200 0 0
BJ SERVICES CO COMMON STOCK 055482103 256 11000 SH
DEFINED 11000 0 0
BMC SOFTWARE INC COMMON STOCK 055921100 26 700 SH
DEFINED 700 0 0
BMC SOFTWARE INC COMMON STOCK 055921100 26 700 SH
OTHER 700 0 0
BOEING CO COMMON STOCK 097023105 5 150 SH
DEFINED 150 0 0
BOEING CO COMMON STOCK 097023105 36 1050 SH
OTHER 1050 0 0
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107 106 2600 SH
DEFINED 2600 0 0
BP AMOCO PLC SPONS ADR COMMON STOCK 055622104 7630 75545 SH
DEFINED 75166 330 49
BP AMOCO PLC SPONS ADR COMMON STOCK 055622104 825 8164 SH
OTHER 7222 0 942
BRINKER INTL INC COMMON STOCK 109641100 5 200 SH
OTHER 200 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 680 10600 SH
DEFINED 10600 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 962 15000 SH
OTHER 13000 200 1800
BROWNING-FERRIS INDS INC COMMON STOCK 115885105 177 4600 SH
DEFINED 4600 0 0
BROWNING-FERRIS INDS INC COMMON STOCK 115885105 48 1250 SH
OTHER 1250 0 0
BURLINGTON NORTHN SANTA FE COR COMMON STOCK 12189T104 13 381 SH
OTHER 381 0 0
BURLINGTON RES INC COMMON STOCK 122014103 28 700 SH
DEFINED 700 0 0
CALIFORNIA MICROWAVE INC COMMON STOCK 130442106 12 1138 SH
OTHER 1138 0 0
CAPITAL ONE FINL CORP COMMON STOCK 14040H105 72 475 SH
DEFINED 475 0 0
CAPSTEAD MORTGAGE CORP COMMON STOCK 14067E100 5 1000 SH
DEFINED 1000 0 0
CARDINAL HEALTH INC COMMON STOCK 14149Y108 45 683 SH
DEFINED 683 0 0
CATELLUS DEVELOPMENT CORP COMMON STOCK 149111106 1 77 SH
OTHER 77 0 0
CATERPILLAR INC COMMON STOCK 149123101 5 102 SH
OTHER 102 0 0
CBS CORP COMMON STOCK 12490K107 23 568 SH
OTHER 568 0 0
CENTRAL SECURITIES CORP COMMON STOCK 155123102 9 390 SH
OTHER 390 0 0
CHASE MANHATTAN CORP NEW COMMON STOCK 16161A108 28 350 SH
DEFINED 350 0 0
CHEVRON CORP COMMON STOCK 166751107 23 258 SH
DEFINED 258 0 0
CHEVRON CORP COMMON STOCK 166751107 36 400 SH
OTHER 400 0 0
CHUBB CORP COMMON STOCK 171232101 32 550 SH
DEFINED 550 0 0
CIGNA CORP COMMON STOCK 125509109 50 600 SH
DEFINED 600 0 0
CINERGY CORP COMMON STOCK 172474108 138 5025 SH
DEFINED 5025 0 0
CINERGY CORP COMMON STOCK 172474108 61 2225 SH
OTHER 2225 0 0
CISCO SYS INC COMMON STOCK 17275R102 4517 41230 SH
DEFINED 41030 175 25
CISCO SYS INC COMMON STOCK 17275R102 436 3975 SH
OTHER 3525 0 450
CITIGROUP INC COMMON STOCK 172967101 635 9949 SH
DEFINED 9949 0 0
CITIGROUP INC COMMON STOCK 172967101 300 4701 SH
OTHER 4701 0 0
CLEAR CHANNEL COMMUNICATIONS I COMMON STOCK 184502102 27 400 SH
DEFINED 400 0 0
CLOROX CO COMMON STOCK 189054109 12 100 SH
DEFINED 100 0 0
CMP MEDIA INC COMMON STOCK 125891101 3 100 SH
DEFINED 100 0 0
COCA COLA CO COMMON STOCK 191216100 7678 125102 SH
DEFINED 123877 450 775
COCA COLA CO COMMON STOCK 191216100 844 13752 SH
OTHER 11352 475 1925
COCA COLA ENTERPRISES INC COMMON STOCK 191219104 9 300 SH
DEFINED 300 0 0
COCA-COLA FEMSA SER L ADR NPV COMMON STOCK 191241108 15 900 SH
DEFINED 900 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 424 4605 SH
DEFINED 4605 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 221 2400 SH
OTHER 2400 0 0
COLUMBIA / HCA HEALTHCARE CORP COMMON STOCK 197677107 17 900 SH
OTHER 900 0 0
COLUMBIA ENERGY GROUP COMMON STOCK 197648108 31 600 SH
OTHER 600 0 0
COMDISCO INC COMMON STOCK 200336105 7 400 SH
DEFINED 400 0 0
COMPAQ COMPUTER CORP COMMON STOCK 204493100 840 26501 SH
DEFINED 26501 0 0
COMPAQ COMPUTER CORP COMMON STOCK 204493100 183 5783 SH
OTHER 5783 0 0
COMPUTER ASSOC INTL INC COMMON STOCK 204912109 2 60 SH
DEFINED 60 0 0
CONECTIV INC COMMON STOCK 206829103 20 1050 SH
OTHER 1050 0 0
CONECTIV INC CL A COMMON STOCK 206829202 6 175 SH
OTHER 175 0 0
CONOCO INC CL A COMMON STOCK 208251306 51 2085 SH
DEFINED 2085 0 0
CONOCO INC CL A COMMON STOCK 208251306 10 400 SH
OTHER 400 0 0
CONSECO INC COMMON STOCK 208464107 17 550 SH
DEFINED 550 0 0
CONSOLIDATED NAT GAS CO COMMON STOCK 209615103 62 1276 SH
OTHER 1276 0 0
COOPER CAMERON CORP COMMON STOCK 216640102 2370 69961 SH
DEFINED 69961 0 0
COOPER COS INC COMMON STOCK 216648402 3 200 SH
DEFINED 200 0 0
COOPER INDS INC COMMON STOCK 216669101 163 3825 SH
DEFINED 3825 0 0
COOPER INDS INC COMMON STOCK 216669101 32 750 SH
OTHER 650 100 0
CORN PRODS INTL INC COMMON STOCK 219023108 1 50 SH
DEFINED 50 0 0
CORPORATE EXPRESS INC COMMON STOCK 219888104 2 300 SH
DEFINED 300 0 0
CORRECTIONAL PPTYS TR COMMON STOCK 22025E104 2 100 SH
DEFINED 100 0 0
CORRPRO COS INC COMMON STOCK 220317101 14 1250 SH
DEFINED 1250 0 0
COVENANT TRANS INC CL A COMMON STOCK 22284P105 3 200 SH
DEFINED 200 0 0
CRESCENT OPERATING INC COMMON STOCK 22575M100 0 20 SH
DEFINED 20 0 0
CRESCENT OPERATING INC COMMON STOCK 22575M100 1 240 SH
OTHER 240 0 0
CRESCENT REAL ESTATE EQUITIES COMMON STOCK 225756105 4 200 SH
DEFINED 200 0 0
CRESCENT REAL ESTATE EQUITIES COMMON STOCK 225756105 52 2400 SH
OTHER 2400 0 0
CSX CORP COMMON STOCK 126408103 35 900 SH
OTHER 900 0 0
CUNNINGHAM GRAPHICS INTL INC COMMON STOCK 231157108 1 100 SH
DEFINED 100 0 0
CVS CORP COMMON STOCK 126650100 3 65 SH
DEFINED 65 0 0
CYPRUS AMAX MINERALS CO COMMON STOCK 232809103 12 1000 SH
OTHER 1000 0 0
DAIMLER-CHRYSLER AG ORD COMMON STOCK D1668R123 267 3117 SH
DEFINED 3117 0 0
DAIMLER-CHRYSLER AG ORD COMMON STOCK D1668R123 5 62 SH
OTHER 62 0 0
DAYTON HUDSON CORP COMMON STOCK 239753106 5 70 SH
DEFINED 70 0 0
DELL COMPUTER CORP COMMON STOCK 247025109 184 4490 SH
DEFINED 4490 0 0
DELTA AIR LINES INC DEL COMMON STOCK 247361108 40 580 SH
DEFINED 580 0 0
DEUTSCHE TELEKOM AG ADR COMMON STOCK 251566105 4 110 SH
DEFINED 110 0 0
DISNEY WALT CO COMMON STOCK 254687106 3559 114337 SH
DEFINED 112712 550 1075
DISNEY WALT CO COMMON STOCK 254687106 386 12413 SH
OTHER 11013 0 1400
DOLLAR GEN CORP COMMON STOCK 256669102 5 151 SH
DEFINED 151 0 0
DORAL FINL CORP COMMON STOCK 25811P100 6 300 SH
DEFINED 300 0 0
DOW CHEM CO COMMON STOCK 260543103 147 1576 SH
DEFINED 1440 0 136
DOW CHEM CO COMMON STOCK 260543103 14 150 SH
OTHER 0 0 150
DTE ENERGY CO COMMON STOCK 233331107 4 100 SH
OTHER 100 0 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 4021 69253 SH
DEFINED 68103 0 1150
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 126 2175 SH
OTHER 2175 0 0
DUKE ENERGY CORP COMMON STOCK 264399106 666 12142 SH
DEFINED 12142 0 0
DYNEGY INC COMMON STOCK 26816L102 14 1000 SH
DEFINED 1000 0 0
DYNEGY INC COMMON STOCK 26816L102 141 10000 SH
OTHER 10000 0 0
E M C CORP MASS COMMON STOCK 268648102 5608 43898 SH
DEFINED 43898 0 0
EASTMAN KODAK CO COMMON STOCK 277461109 48 755 SH
DEFINED 755 0 0
EDWARDS A G INC COMMON STOCK 281760108 25 750 SH
OTHER 750 0 0
EEX CORP NEW COMMON STOCK 26842V207 7 1499 SH
DEFINED 1499 0 0
ELAN PLC ADR COMMON STOCK 284131208 7 96 SH
OTHER 96 0 0
ELECTRONIC DATA SYS CORP NEW COMMON STOCK 285661104 2 40 SH
DEFINED 40 0 0
ELECTRONIC DATA SYS CORP NEW COMMON STOCK 285661104 2 32 SH
OTHER 32 0 0
ELF AQUITAINE ADR COMMON STOCK 286269105 5 80 SH
DEFINED 80 0 0
EMERSON ELEC CO COMMON STOCK 291011104 5811 109774 SH
DEFINED 108374 375 1025
EMERSON ELEC CO COMMON STOCK 291011104 632 11947 SH
OTHER 10047 550 1350
ENRON CORP COMMON STOCK 293561106 6853 106662 SH
DEFINED 106062 500 100
ENRON CORP COMMON STOCK 293561106 915 14247 SH
OTHER 12347 700 1200
ENTERGY CORP NEW COMMON STOCK 29364G103 12 432 SH
DEFINED 432 0 0
EQUITABLE COS INC COMMON STOCK 29444G107 2 23 SH
DEFINED 23 0 0
EVERGREEN RES INC COMMON STOCK 299900308 6 300 SH
DEFINED 300 0 0
EXXON CORP COMMON STOCK 302290101 12007 170165 SH
DEFINED 149367 0 20798
EXXON CORP COMMON STOCK 302290101 12091 171358 SH
OTHER 70404 0 100954
FEDERAL HOME LOAN MORTGAGE COMMON STOCK 313400301 176 3070 SH
DEFINED 3070 0 0
FEDERAL HOME LOAN MORTGAGE COMMON STOCK 313400301 11 200 SH
OTHER 200 0 0
FEDERAL NATIONAL MORTGAGE ASSN COMMON STOCK 313586109 9266 133798 SH
DEFINED 132123 525 1150
FEDERAL NATIONAL MORTGAGE ASSN COMMON STOCK 313586109 1176 16985 SH
OTHER 14635 900 1450
FEDERAL SCREW WORKS COMMON STOCK 313819104 5 100 SH
OTHER 100 0 0
FIRST DATA CORP COMMON STOCK 319963104 3 65 SH
DEFINED 65 0 0
FIRST UN CORP COMMON STOCK 337358105 5518 103252 SH
DEFINED 102427 475 350
FIRST UN CORP COMMON STOCK 337358105 497 9300 SH
OTHER 7725 150 1425
FIRSTCITY FINANCIAL CORP COMMON STOCK 33761X107 10 1000 SH
DEFINED 1000 0 0
FIRSTENERGY CORP COMMON STOCK 337932107 8 294 SH
DEFINED 294 0 0
FORD MTR CO DEL COMMON STOCK 345370100 319 5625 SH
DEFINED 5625 0 0
FORD MTR CO DEL COMMON STOCK 345370100 60 1050 SH
OTHER 1050 0 0
FORTUNE BRANDS INC COMMON STOCK 349631101 4 100 SH
DEFINED 100 0 0
FORTUNE BRANDS INC COMMON STOCK 349631101 34 894 SH
OTHER 894 0 0
FREEPORT MCMORAN COPPER & GOLD COMMON STOCK 35671D105 1 100 SH
OTHER 100 0 0
FREEPORT-MCMORAN COPPER & G CL COMMON STOCK 35671D857 6 568 SH
OTHER 568 0 0
FRIEDMAN INDS INC COMMON STOCK 358435105 3 841 SH
OTHER 0 841 0
GALLAHER GROUP PLC SPON ADR COMMON STOCK 363595109 14 594 SH
OTHER 594 0 0
GAP INC COMMON STOCK 364760108 13 187 SH
DEFINED 187 0 0
GARTNER GROUP INC NEW CL A COMMON STOCK 366651107 23 1000 SH
DEFINED 1000 0 0
GENENTECH INC COMMON STOCK 368710307 9 100 SH
OTHER 100 0 0
GENERAL ELEC CO COMMON STOCK 369604103 12740 115166 SH
DEFINED 112921 350 1895
GENERAL ELEC CO COMMON STOCK 369604103 2748 24840 SH
OTHER 22900 500 1440
GENERAL MILLS INC COMMON STOCK 370334104 210 2775 SH
DEFINED 2775 0 0
GENERAL MILLS INC COMMON STOCK 370334104 11 150 SH
OTHER 50 100 0
GENERAL MTRS CORP COMMON STOCK 370442105 43 490 SH
DEFINED 490 0 0
GENERAL MTRS CORP COMMON STOCK 370442105 53 612 SH
OTHER 612 0 0
GENERAL MTRS CORP CL H NEW COMMON STOCK 370442832 1 10 SH
DEFINED 10 0 0
GENERAL MTRS CORP CL H NEW COMMON STOCK 370442832 5 108 SH
OTHER 108 0 0
GENRAD INC COMMON STOCK 372447102 1 63 SH
OTHER 63 0 0
GILLETTE CO COMMON STOCK 375766102 161 2705 SH
DEFINED 2705 0 0
GILLETTE CO COMMON STOCK 375766102 24 400 SH
OTHER 400 0 0
GLOBAL INDS LTD COMMON STOCK 379336100 138 13624 SH
DEFINED 13624 0 0
GLOBAL INDUSTRIAL TECHNOLOGIES COMMON STOCK 379335102 10 960 SH
DEFINED 960 0 0
GLOBAL MARINE INC COMMON STOCK 379352404 2228 189654 SH
DEFINED 189654 0 0
GOLDEN ST BANCORP INC COMMON STOCK 381197102 0 3 SH
DEFINED 3 0 0
GREY WOLF INC COMMON STOCK 397888108 1 400 SH
DEFINED 400 0 0
GTE CORP COMMON STOCK 362320103 414 6850 SH
DEFINED 6850 0 0
GTE CORP COMMON STOCK 362320103 41 675 SH
OTHER 525 150 0
GUIDANT CORP COMMON STOCK 401698105 18 300 SH
DEFINED 300 0 0
GULF CDA RES LTD COMMON STOCK 40218L305 3 1000 SH
DEFINED 1000 0 0
HALLIBURTON CO COMMON STOCK 406216101 236 6138 SH
DEFINED 6138 0 0
HALLIBURTON CO COMMON STOCK 406216101 8 200 SH
OTHER 200 0 0
HANCOCK HLDG CO COMMON STOCK 410120109 5 104 SH
DEFINED 104 0 0
HARTFORD FINL SVCS GROUP INC COMMON STOCK 416515104 2 40 SH
DEFINED 40 0 0
HARTFORD LIFE INC CL A COMMON STOCK 416592103 6 100 SH
DEFINED 100 0 0
HARTMARX CORP COMMON STOCK 417119104 7 1500 SH
DEFINED 1500 0 0
HEALTH MGMT SYS INC COMMON STOCK 42219M100 2 400 SH
DEFINED 400 0 0
HEALTHSOUTH REHABILITATION COR COMMON STOCK 421924101 31 3000 SH
OTHER 3000 0 0
HEARST-ARGYLE TELEVISION INC COMMON STOCK 422317107 903 36654 SH
DEFINED 36654 0 0
HEINZ H J CO COMMON STOCK 423074103 206 4339 SH
DEFINED 4339 0 0
HEINZ H J CO COMMON STOCK 423074103 28 600 SH
OTHER 450 150 0
HEWLETT PACKARD CO COMMON STOCK 428236103 4575 67463 SH
DEFINED 66888 275 300
HEWLETT PACKARD CO COMMON STOCK 428236103 621 9163 SH
OTHER 7913 425 825
HIBERNIA CORP COMMON STOCK 428656102 11 850 SH
DEFINED 850 0 0
HIGHLANDS INSURANCE GROUP INC COMMON STOCK 431032101 2 206 SH
DEFINED 206 0 0
HOLLY CORP COMMON STOCK 435758305 11 798 SH
OTHER 798 0 0
HOME DEPOT INC COMMON STOCK 437076102 11529 185206 SH
DEFINED 181258 824 3124
HOME DEPOT INC COMMON STOCK 437076102 3096 49731 SH
OTHER 46157 1374 2200
HOMESTAKE MNG CO COMMON STOCK 437614100 2 200 SH
DEFINED 200 0 0
HOUGHTON MIFFLIN CO COMMON STOCK 441560109 5 100 SH
DEFINED 100 0 0
ICN PHARMACEUTICALS INC NEW COMMON STOCK 448924100 4 150 SH
DEFINED 150 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 80 1300 SH
DEFINED 1300 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 6 100 SH
OTHER 100 0 0
IMATION CORP COMMON STOCK 45245A107 0 14 SH
DEFINED 14 0 0
IMC GLOBAL INC COMMON STOCK 449669100 2 121 SH
OTHER 121 0 0
IMCO RECYCLING INC COMMON STOCK 449681105 77 5960 SH
DEFINED 5960 0 0
IMCO RECYCLING INC COMMON STOCK 449681105 806 62584 SH
OTHER 62584 0 0
INDIANA ENERGY INC COMMON STOCK 454707100 0 26 SH
DEFINED 26 0 0
INDUSTRIAL HLDGS INC COMMON STOCK 456160100 7 1000 SH
DEFINED 1000 0 0
INPUT/OUTPUT INC COMMON STOCK 457652105 1 200 SH
DEFINED 200 0 0
INTEL CORP COMMON STOCK 458140100 10778 90667 SH
DEFINED 89442 450 775
INTEL CORP COMMON STOCK 458140100 1699 14295 SH
OTHER 12895 500 900
INTERNATIONAL BANCSHARES CORP COMMON STOCK 459044103 154 3593 SH
DEFINED 3593 0 0
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 694 3915 SH
DEFINED 3915 0 0
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 110 622 SH
OTHER 622 0 0
INTERNATIONAL GAME TECHNOLOGY COMMON STOCK 459902102 3 200 SH
DEFINED 200 0 0
INTERNATIONAL NETWORK SVCS COMMON STOCK 460053101 321 4591 SH
DEFINED 4591 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 12 285 SH
DEFINED 285 0 0
INTIMATE BRANDS INC COMMON STOCK 461156101 10 205 SH
OTHER 205 0 0
JMAR INDS INC COMMON STOCK 466212107 150 60000 SH
OTHER 60000 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 10174 108818 SH
DEFINED 107518 475 825
JOHNSON & JOHNSON COMMON STOCK 478160104 1462 15637 SH
OTHER 13812 600 1225
K N ENERGY INC COMMON STOCK 482620101 6 300 SH
OTHER 300 0 0
KELLSTROM INDS INC COMMON STOCK 488035106 2 100 SH
DEFINED 100 0 0
KENT ELECTRONICS CORP COMMON STOCK 490553104 8 800 SH
OTHER 800 0 0
KERR MCGEE CORP COMMON STOCK 492386107 1 34 SH
DEFINED 34 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 134 2800 SH
DEFINED 2800 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 38 800 SH
OTHER 800 0 0
KINDER MORGAN ENERGY PARTNERS, COMMON STOCK 494550106 35 1000 SH
OTHER 1000 0 0
KINROSS GOLD CORP COMMON STOCK 496902107 11 5202 SH
OTHER 5202 0 0
KLM ROYAL DUTCH AIRLS COMMON STOCK 482516101 8 300 SH
DEFINED 300 0 0
KOHLS CORP COMMON STOCK 500255104 14 200 SH
DEFINED 200 0 0
KONINKLIJKE PHILIPS ELECTRONIC COMMON STOCK 500472105 11 130 SH
DEFINED 130 0 0
KONINKLIJKE PHILIPS ELECTRONIC COMMON STOCK 500472105 49 600 SH
OTHER 600 0 0
LANDAUER INC COMMON STOCK 51476K103 10 400 SH
OTHER 400 0 0
LANDRY'S SEAFOOD RESTAURANTS I COMMON STOCK 51508L103 1 150 SH
OTHER 150 0 0
LANDS END INC COMMON STOCK 515086106 3 100 SH
DEFINED 100 0 0
LANVISION SYS INC COMMON STOCK 516555109 1 400 SH
DEFINED 400 0 0
LEAP WIRELESS INTL INC COMMON STOCK 521863100 1 75 SH
DEFINED 75 0 0
LIFECELL CORP COMMON STOCK 531927101 810 175108 SH
OTHER 175108 0 0
LILLY ELI & CO COMMON STOCK 532457108 29 342 SH
DEFINED 342 0 0
LILLY ELI & CO COMMON STOCK 532457108 136 1600 SH
OTHER 1600 0 0
LINCOLN NATL CORP IND COMMON STOCK 534187109 277 2800 SH
DEFINED 2800 0 0
LINCOLN NATL CORP IND COMMON STOCK 534187109 40 400 SH
OTHER 300 100 0
LITTON INDS INC COMMON STOCK 538021106 141 2420 SH
DEFINED 2420 0 0
LORAL SPACE & COMMUNICATIONS L COMMON STOCK G56462107 15 1008 SH
OTHER 1008 0 0
LTC PPTYS INC COMMON STOCK 502175102 5 400 SH
DEFINED 400 0 0
LUBYS CAFETERIAS INC COMMON STOCK 549282101 2 100 SH
DEFINED 100 0 0
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 8092 74922 SH
DEFINED 73872 250 800
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 1271 11769 SH
OTHER 10191 400 1178
MARSH & MCLENNAN COS INC COMMON STOCK 571748102 347 4676 SH
DEFINED 4676 0 0
MARSH & MCLENNAN COS INC COMMON STOCK 571748102 15 200 SH
OTHER 50 150 0
MASCO CORP COMMON STOCK 574599106 3 110 SH
DEFINED 110 0 0
MAY DEPT STORES CO COMMON STOCK 577778103 226 5769 SH
DEFINED 5769 0 0
MAY DEPT STORES CO COMMON STOCK 577778103 100 2549 SH
OTHER 2549 0 0
MAYTAG CORP COMMON STOCK 578592107 2 35 SH
DEFINED 35 0 0
MCDONALDS CORP COMMON STOCK 580135101 76 1670 SH
DEFINED 1670 0 0
MCDONALDS CORP COMMON STOCK 580135101 68 1500 SH
OTHER 700 0 800
MCI WORLDCOM INC COMMON STOCK 55268B106 33 370 SH
DEFINED 370 0 0
MCMORAN EXPLORATION CO COMMON STOCK 582411104 0 20 SH
OTHER 20 0 0
MCN ENERGY GROUP INC COMMON STOCK 55267J100 2 118 SH
DEFINED 118 0 0
MEAD CORP COMMON STOCK 582834107 4743 154237 SH
DEFINED 153312 775 150
MEAD CORP COMMON STOCK 582834107 524 17038 SH
OTHER 14488 850 1700
MEDIAONE GROUP INC COMMON STOCK 58440J104 5 80 SH
DEFINED 80 0 0
MEDIAONE GROUP INC COMMON STOCK 58440J104 27 420 SH
OTHER 20 0 400
MEDPARTNERS INC NEW COMMON STOCK 58503X107 2 423 SH
DEFINED 423 0 0
MEDTRONIC INC COMMON STOCK 585055106 118 1635 SH
DEFINED 1635 0 0
MEDTRONIC INC COMMON STOCK 585055106 230 3200 SH
OTHER 3200 0 0
MELLON BANK CORP COMMON STOCK 585509102 40 570 SH
OTHER 570 0 0
MERCK & CO INC COMMON STOCK 589331107 752 9386 SH
DEFINED 9386 0 0
MERCK & CO INC COMMON STOCK 589331107 353 4400 SH
OTHER 3800 0 600
MERRILL LYNCH & CO INC COMMON STOCK 590188108 73 825 SH
OTHER 825 0 0
METROCORP BANCSHARES INC COMMON STOCK 591650106 34 3500 SH
DEFINED 3500 0 0
MGIC INVT CORP WI COMMON STOCK 552848103 2 70 SH
DEFINED 70 0 0
MICHIGAN FINL CORP COMMON STOCK 594480105 366 13071 SH
OTHER 13071 0 0
MICROSOFT CORP COMMON STOCK 594918104 13229 147608 SH
DEFINED 145508 800 1300
MICROSOFT CORP COMMON STOCK 594918104 2603 29046 SH
OTHER 26546 1000 1500
MID-ATLANTIC RLTY TR COMMON STOCK 595232109 2 200 SH
DEFINED 200 0 0
MINNESOTA MNG & MFG CO COMMON STOCK 604059105 235 3325 SH
DEFINED 3325 0 0
MINNESOTA MNG & MFG CO COMMON STOCK 604059105 18 250 SH
OTHER 150 100 0
MOBIL CORP COMMON STOCK 607059102 7312 83093 SH
DEFINED 82318 300 475
MOBIL CORP COMMON STOCK 607059102 2066 23482 SH
OTHER 21917 700 865
MONSANTO CO COMMON STOCK 611662107 5 100 SH
DEFINED 100 0 0
MONTANA PWR CO COMMON STOCK 612085100 51 692 SH
DEFINED 467 0 225
MORGAN STANLEY DEAN WITTER DIS COMMON STOCK 617446448 31 308 SH
DEFINED 308 0 0
MOTOROLA INC COMMON STOCK 620076109 43 585 SH
DEFINED 585 0 0
MOTOROLA INC COMMON STOCK 620076109 37 500 SH
OTHER 500 0 0
MYLEX CORP COMMON STOCK 628546103 0 75 SH
DEFINED 75 0 0
NATIONAL DATA CORP COMMON STOCK 635621105 4 100 SH
DEFINED 100 0 0
NBTY INC COMMON STOCK 628782104 1 300 SH
DEFINED 300 0 0
NCR CORP NEW COMMON STOCK 62886E108 0 5 SH
OTHER 5 0 0
NEW CENTURY ENERGIES INC COMMON STOCK 64352U103 185 5430 SH
DEFINED 5430 0 0
NEW CENTURY ENERGIES INC COMMON STOCK 64352U103 6 166 SH
OTHER 166 0 0
NEW HORIZONS WORLDWIDE INC COMMON STOCK 645526104 2 100 SH
DEFINED 100 0 0
NEW JERSEY RES CORP COMMON STOCK 646025106 0 3 SH
DEFINED 3 0 0
NEW PLAN EXCEL REALTY TRUST IN COMMON STOCK 648053106 2 100 SH
DEFINED 100 0 0
NEW YORK TIMES CO COMMON STOCK 650111107 6 200 SH
DEFINED 200 0 0
NEWFIELD EXPL CO COMMON STOCK 651290108 45 2000 SH
DEFINED 2000 0 0
NEWMONT MNG CORP COMMON STOCK 651639106 1 79 SH
OTHER 79 0 0
NIKE INC COMMON STOCK 654106103 58 1000 SH
OTHER 1000 0 0
NOBLE AFFILIATES INC COMMON STOCK 654894104 30 1018 SH
DEFINED 1018 0 0
NOBLE DRILLING CORP COMMON STOCK 655042109 692 39815 SH
DEFINED 39815 0 0
NOBLE DRILLING CORP COMMON STOCK 655042109 17 1000 SH
OTHER 1000 0 0
NOKIA CORP ADR COMMON STOCK 654902204 35 225 SH
DEFINED 225 0 0
NORFOLK SOUTHN CORP COMMON STOCK 655844108 117 4450 SH
DEFINED 4450 0 0
NORFOLK SOUTHN CORP COMMON STOCK 655844108 45 1696 SH
OTHER 1696 0 0
NORTHERN TELECOM LTD COMMON STOCK 665815106 4 60 SH
DEFINED 60 0 0
NORTHERN TELECOM LTD COMMON STOCK 665815106 6 94 SH
OTHER 94 0 0
NOVA CHEMICALS CORP COMMON STOCK 66977W109 34 2000 SH
DEFINED 2000 0 0
O I CORP COMMON STOCK 670841105 0 50 SH
OTHER 50 0 0
OCEAN ENERGY INC NEW COMMON STOCK 674812201 86 13092 SH
DEFINED 13092 0 0
OFFICEMAX INC COMMON STOCK 67622M108 4 500 SH
OTHER 500 0 0
OLD NATL BANCORP IND COMMON STOCK 680033107 348 7623 SH
DEFINED 7623 0 0
OMNICOM GROUP INC COMMON STOCK 681919106 18 230 SH
DEFINED 230 0 0
PAIRGAIN TECHNOLOGIES INC COMMON STOCK 695934109 5 500 SH
DEFINED 500 0 0
PANAMERICAN BEVERAGES INC CL A COMMON STOCK P74823108 5 300 SH
DEFINED 300 0 0
PARK PLACE ENTERTAINMENT CORP COMMON STOCK 700690100 15 2000 SH
DEFINED 2000 0 0
PARKER DRILLING CO COMMON STOCK 701081101 2 500 SH
DEFINED 500 0 0
PATRIOT AMERN HOSPITALITY INC COMMON STOCK 703352203 5 1073 SH
DEFINED 1073 0 0
PAYCHEX INC COMMON STOCK 704326107 7 150 SH
DEFINED 150 0 0
PENNZENERGY CO COMMON STOCK 70931Q109 20 1880 SH
DEFINED 1880 0 0
PENNZOIL-QUAKER STATE CO COMMON STOCK 709323109 23 1880 SH
DEFINED 1880 0 0
PEPSICO INC COMMON STOCK 713448108 443 11315 SH
DEFINED 11315 0 0
PEPSICO INC COMMON STOCK 713448108 352 8978 SH
OTHER 8978 0 0
PERIPHONICS CORP COMMON STOCK 714005105 2 250 SH
DEFINED 250 0 0
PFIZER INC COMMON STOCK 717081103 7205 51930 SH
DEFINED 51725 155 50
PFIZER INC COMMON STOCK 717081103 1184 8530 SH
OTHER 7430 550 550
PG & E CORP COMMON STOCK 69331C108 7 234 SH
DEFINED 234 0 0
PHILIP MORRIS COS INC COMMON STOCK 718154107 168 4764 SH
DEFINED 4764 0 0
PHILLIPS PETE CO COMMON STOCK 718507106 24 500 SH
DEFINED 500 0 0
PIEDMONT BANCORP INC COMMON STOCK 720104108 9 1000 SH
DEFINED 1000 0 0
PIONEER INTEREST SHS COMMON STOCK 723703104 133 10000 SH
DEFINED 10000 0 0
PIONEER NAT RES CO COMMON STOCK 723787107 1 84 SH
DEFINED 84 0 0
PITNEY BOWES INC COMMON STOCK 724479100 3 45 SH
DEFINED 45 0 0
PLC SYSTEMS INC COMMON STOCK 69341D104 1 300 SH
OTHER 300 0 0
PNC BK CORP COMMON STOCK 693475105 54 973 SH
DEFINED 973 0 0
PNC BK CORP COMMON STOCK 693475105 58 1050 SH
OTHER 1050 0 0
POTASH CORP SASK INC COMMON STOCK 73755L107 5 100 SH
DEFINED 100 0 0
PRESIDENTIAL LIFE CORP COMMON STOCK 740884101 1 50 SH
DEFINED 50 0 0
PRIDE INTL INC COMMON STOCK 741932107 83 10000 SH
DEFINED 10000 0 0
PRIDE INTL INC COMMON STOCK 741932107 931 112900 SH
OTHER 112900 0 0
PRINTRONIX INC COMMON STOCK 742578107 2 200 SH
DEFINED 200 0 0
PRISON REALTY CORP COMMON STOCK 74264N105 3 175 SH
DEFINED 175 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 9814 100208 SH
DEFINED 98983 450 775
PROCTER & GAMBLE CO COMMON STOCK 742718109 1484 15157 SH
OTHER 13582 600 975
PROGRESSIVE CORP OHIO COMMON STOCK 743315103 29 200 SH
DEFINED 200 0 0
PROLOGIS TR COMMON STOCK 743410102 21 1000 SH
DEFINED 1000 0 0
PUBLIC STORAGE INC COMMON STOCK 74460D109 2 85 SH
DEFINED 85 0 0
QUALCOMM INC COMMON STOCK 747525103 37 300 SH
DEFINED 300 0 0
QUALCOMM INC COMMON STOCK 747525103 25 200 SH
OTHER 200 0 0
R & B FALCON CORP COMMON STOCK 74912E101 4 500 SH
DEFINED 500 0 0
RAYTHEON CO CL A COMMON STOCK 755111309 2 29 SH
DEFINED 29 0 0
RELIANT ENERGY INC COMMON STOCK 75952J108 16 596 SH
OTHER 596 0 0
REPSOL SA SPONS ADR COMMON STOCK 76026T205 58 1134 SH
DEFINED 1134 0 0
RJR NABISCO HLDGS CORP COMMON STOCK 74960K876 20 800 SH
OTHER 800 0 0
SANTA FE ENERGY RESOURCES INC COMMON STOCK 802012104 5 630 SH
DEFINED 630 0 0
SANTA FE ENERGY RESOURCES INC COMMON STOCK 802012104 1 100 SH
OTHER 100 0 0
SANTA FE INTL CORP COMMON STOCK G7805C108 4 200 SH
DEFINED 200 0 0
SARA LEE CORP COMMON STOCK 803111103 5078 205160 SH
DEFINED 202110 1050 2000
SARA LEE CORP COMMON STOCK 803111103 553 22325 SH
OTHER 18375 1250 2700
SBC COMMUNICATIONS INC. COMMON STOCK 78387G103 7276 154187 SH
DEFINED 153487 600 100
SBC COMMUNICATIONS INC. COMMON STOCK 78387G103 1310 27754 SH
OTHER 23627 1200 2927
SCHERING PLOUGH CORP COMMON STOCK 806605101 11362 205642 SH
DEFINED 201992 1000 2650
SCHERING PLOUGH CORP COMMON STOCK 806605101 2212 40040 SH
OTHER 36415 1450 2175
SCHLUMBERGER LTD COMMON STOCK 806857108 2256 37484 SH
DEFINED 36214 0 1270
SCHLUMBERGER LTD COMMON STOCK 806857108 640 10634 SH
OTHER 10634 0 0
SCHWEITZER-MAUDUIT INTL INC COMMON STOCK 808541106 1 60 SH
OTHER 60 0 0
SEAGULL ENERGY CORP COMMON STOCK 812007102 7 1000 SH
DEFINED 1000 0 0
SEAGULL ENERGY CORP COMMON STOCK 812007102 3 400 SH
OTHER 400 0 0
SEARS ROEBUCK & CO COMMON STOCK 812387108 3 68 SH
DEFINED 68 0 0
SEITEL INC COMMON STOCK 816074306 279 20000 SH
DEFINED 20000 0 0
SEMPRA ENERGY COMMON STOCK 816851109 2 100 SH
DEFINED 100 0 0
SERVICE CORP INTL COMMON STOCK 817565104 1 100 SH
DEFINED 100 0 0
SHARED MED SYS CORP COMMON STOCK 819486101 3 50 SH
DEFINED 50 0 0
SHERWIN WILLIAMS CO COMMON STOCK 824348106 51 1800 SH
DEFINED 1800 0 0
SHERWIN WILLIAMS CO COMMON STOCK 824348106 45 1600 SH
OTHER 1600 0 0
SHOE CARNIVAL INC COMMON STOCK 824889109 2 150 SH
DEFINED 150 0 0
SMITHFIELD FOODS INC COMMON STOCK 832248108 1 50 SH
DEFINED 50 0 0
SMITHKLINE BEECHAM PLC ADR COMMON STOCK 832378301 43 600 SH
DEFINED 600 0 0
SMITHKLINE BEECHAM PLC ADR COMMON STOCK 832378301 5 70 SH
OTHER 70 0 0
SMUCKER J M CO CL B COMMON STOCK 832696207 3 150 SH
DEFINED 150 0 0
SOLUTIA INC COMMON STOCK 834376105 2 100 SH
DEFINED 100 0 0
SOMANETICS CORP COMMON STOCK 834445405 1 300 SH
DEFINED 300 0 0
SOUTHERN BANC INC COMMON STOCK 842233108 12 1000 SH
DEFINED 1000 0 0
SOUTHERN CO COMMON STOCK 842587107 28 1200 SH
DEFINED 1200 0 0
SOUTHWEST AIRLS CO COMMON STOCK 844741108 271 8967 SH
DEFINED 8967 0 0
SOUTHWEST AIRLS CO COMMON STOCK 844741108 194 6425 SH
OTHER 6425 0 0
SOUTHWEST BANCORP OF TEXAS COMMON STOCK 84476R109 77 6225 SH
DEFINED 6225 0 0
SOUTHWESTERN ENERGY CO COMMON STOCK 845467109 14 2000 SH
DEFINED 2000 0 0
ST JUDE MEDICAL INC COMMON STOCK 790849103 9 350 SH
OTHER 350 0 0
ST MARY LAND & EXPLORATION CO COMMON STOCK 792228108 167 9600 SH
OTHER 9600 0 0
STARBUCKS CORP COMMON STOCK 855244109 20 700 SH
OTHER 700 0 0
STARTEK INC COMMON STOCK 85569C107 3 300 SH
DEFINED 300 0 0
STATE STR CORP COMMON STOCK 857477103 145 1765 SH
DEFINED 1765 0 0
STATEN ISLAND BANCORP INC COMMON STOCK 857550107 1 50 SH
DEFINED 50 0 0
STEIN MART INC COMMON STOCK 858375108 5 500 SH
DEFINED 500 0 0
STERLING BANCSHARES INC COMMON STOCK 858907108 26 2530 SH
OTHER 2530 0 0
STEWART & STEVENSON SVCS INC COMMON STOCK 860342104 60 7780 SH
DEFINED 7780 0 0
STEWART & STEVENSON SVCS INC COMMON STOCK 860342104 13060 1698849 SH
OTHER 67742 0 1631107
STOCK OF DOUBTFUL VALUE COMMON STOCK 999999998 0 12 SH
DEFINED 12 0 0
STOCK OF DOUBTFUL VALUE COMMON STOCK 999999998 0 5 SH
OTHER 5 0 0
SULZER MEDICA COMMON STOCK 865580104 18 1000 SH
DEFINED 1000 0 0
SUN MICRO SYSTEMS INC COMMON STOCK 866810104 4 30 SH
DEFINED 30 0 0
SYMBOL TECHNOLOGIES INC COMMON STOCK 871508107 39 875 SH
DEFINED 875 0 0
SYSCO CORP COMMON STOCK 871829107 6 240 SH
DEFINED 240 0 0
TCA CABLE TV INC COMMON STOCK 872241104 4061 93360 SH
DEFINED 79000 0 14360
TCA CABLE TV INC COMMON STOCK 872241104 261 6000 SH
OTHER 6000 0 0
TEAM INC COMMON STOCK 878155100 5 2500 SH
DEFINED 2500 0 0
TELEFONICA DE ARGENTINA S AADR COMMON STOCK 879378206 6 200 SH
DEFINED 200 0 0
TELLABS INC COMMON STOCK 879664100 2 25 SH
OTHER 25 0 0
TEMPLE INLAND INC COMMON STOCK 879868107 22 350 SH
OTHER 350 0 0
TENET HEALTHCARE CORP. COMMON STOCK 88033G100 3 135 SH
DEFINED 135 0 0
TENNECO INC NEW COMMON STOCK 88037E101 1 24 SH
OTHER 24 0 0
TEXACO INC COMMON STOCK 881694103 317 5594 SH
DEFINED 5150 0 444
TEXACO INC COMMON STOCK 881694103 103 1815 SH
OTHER 1665 150 0
TEXARKANA FIRST FINL CORP COMMON STOCK 881801104 24 1000 SH
DEFINED 1000 0 0
TEXAS BIOTECHNOLOGY CORP COMMON STOCK 88221T104 2 500 SH
DEFINED 500 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 135 1356 SH
DEFINED 1356 0 0
TEXAS UTILITIES CO COMMON STOCK 882848104 29 700 SH
OTHER 700 0 0
TEXTRON INC COMMON STOCK 883203101 77 1000 SH
DEFINED 1000 0 0
THE COASTAL CORP COMMON STOCK 190441105 73 2208 SH
DEFINED 2208 0 0
THERMO CARDIOSYSTEMS INC COMMON STOCK 88355K200 6 800 SH
DEFINED 800 0 0
THOMAS INDUSTRIES INC COMMON STOCK 884425109 36 1918 SH
OTHER 1918 0 0
TIDEWATER INC COMMON STOCK 886423102 16 600 SH
DEFINED 600 0 0
TIMBERLAND CO COMMON STOCK 887100105 6 100 SH
OTHER 100 0 0
TIMKEN CO COMMON STOCK 887389104 4 237 SH
DEFINED 237 0 0
TORO CO COMMON STOCK 891092108 3 100 SH
OTHER 100 0 0
TOYS R US INC COMMON STOCK 892335100 7 370 SH
DEFINED 370 0 0
TRANSAMERICA CORP COMMON STOCK 893485102 28 400 SH
OTHER 400 0 0
TRANSCANADA PIPELINES LTD COMMON STOCK 893526103 128 10000 SH
DEFINED 10000 0 0
TRICON GLOBAL RESTAURANTS INC COMMON STOCK 895953107 30 420 SH
DEFINED 420 0 0
TRICON GLOBAL RESTAURANTS INC COMMON STOCK 895953107 64 911 SH
OTHER 911 0 0
TRIZEC HAHN CORP COMMON STOCK 896938107 17 900 SH
DEFINED 900 0 0
TRUSTCO BK CORP N Y COMMON STOCK 898349105 17 661 SH
OTHER 661 0 0
TV AZTECA SA DE CV SPONS ADR COMMON STOCK 901145102 3 500 SH
OTHER 500 0 0
TWINLAB CORP COMMON STOCK 901774109 2 200 SH
DEFINED 200 0 0
TYCO INTL LTD NEW COMMON STOCK 902124106 1529 21316 SH
DEFINED 21316 0 0
TYCO INTL LTD NEW COMMON STOCK 902124106 3322 46306 SH
OTHER 46306 0 0
U S WEST INC NEW COMMON STOCK 91273H101 241 4385 SH
DEFINED 4385 0 0
U S WEST INC NEW COMMON STOCK 91273H101 57 1030 SH
OTHER 620 0 410
UNISOURCE ENERGY CORP COMMON STOCK 909205106 22 2000 SH
OTHER 2000 0 0
UNIT CORP COMMON STOCK 909218109 21 4000 SH
OTHER 4000 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 34 250 SH
OTHER 250 0 0
UNITED WTR RES INC COMMON STOCK 913190104 1 50 SH
DEFINED 50 0 0
UNIVISION COMMUNICATIONS INC C COMMON STOCK 914906102 25 500 SH
DEFINED 500 0 0
UNOVA INC COMMON STOCK 91529B106 38 2900 SH
DEFINED 2900 0 0
USX-MARATHON GROUP COMMON STOCK 902905827 159 5765 SH
DEFINED 5765 0 0
USX-U S STEEL COMMON STOCK 90337T101 6 240 SH
DEFINED 240 0 0
VALERO REFINING & MARKETING CO COMMON STOCK 91913Y100 25 1000 SH
OTHER 1000 0 0
VERITAS DGC INC COMMON STOCK 92343P107 4 250 SH
OTHER 250 0 0
WAL MART STORES INC COMMON STOCK 931142103 7335 79563 SH
DEFINED 77438 300 1825
WAL MART STORES INC COMMON STOCK 931142103 1106 11998 SH
OTHER 10623 500 875
WALGREEN CO COMMON STOCK 931422109 8321 294566 SH
DEFINED 290166 1100 3300
WALGREEN CO COMMON STOCK 931422109 1507 53351 SH
OTHER 48051 1900 3400
WARNER LAMBERT CO COMMON STOCK 934488107 88 1323 SH
DEFINED 1323 0 0
WASHINGTON MUTUAL INC COMMON STOCK 939322103 3 75 SH
DEFINED 75 0 0
WEINGARTEN RLTY INVS COMMON STOCK 948741103 46 1150 SH
DEFINED 1150 0 0
WEINGARTEN RLTY INVS COMMON STOCK 948741103 36 900 SH
OTHER 900 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 8480 241866 SH
DEFINED 239116 750 2000
WELLS FARGO & CO NEW COMMON STOCK 949746101 1133 32322 SH
OTHER 28222 1350 2750
WESTCOAST ENERGY INC COMMON STOCK 95751D102 10 500 SH
DEFINED 500 0 0
WHIRLPOOL CORP COMMON STOCK 963320106 224 4125 SH
DEFINED 4125 0 0
WHIRLPOOL CORP COMMON STOCK 963320106 7 125 SH
OTHER 125 0 0
WHITNEY HLDG CORP COMMON STOCK 966612103 5 135 SH
DEFINED 135 0 0
WHOLE FOODS MKT INC COMMON STOCK 966837106 34 1000 SH
OTHER 1000 0 0
WILEY JOHN & SONS INC CL A COMMON STOCK 968223206 8 200 SH
DEFINED 200 0 0
WILLIAMS COS INC COMMON STOCK 969457100 775 19617 SH
DEFINED 4617 0 15000
YPF SOCIEDAD ANONIMA ADR REP C COMMON STOCK 984245100 3 110 SH
DEFINED 110 0 0
ZEBRA TECHNOLOGIES CORP CL A COMMON STOCK 989207105 2 90 SH
DEFINED 90 0 0
ZONAGEN INC COMMON STOCK 98975L108 22 1000 SH
OTHER 1000 0 0
EDPERBRASCAN CORP LTD VTG SHS COMMON STOCK 280905803 24 2030 SH
OTHER 2030 0 0
ERICSSON L M TEL CO ADR CL B S COMMON STOCK 294821400 33 1400 SH
OTHER 1400 0 0
GLAXO PLC SPONSORED ADR COMMON STOCK 37733W105 23 350 SH
DEFINED 350 0 0
GLAXO PLC SPONSORED ADR COMMON STOCK 37733W105 117 1750 SH
OTHER 1750 0 0
GRUPO ELEKTRA S A DE C V COMMON STOCK 40050A102 33 5000 SH
OTHER 5000 0 0
KONINKLIJKE AHOLD NV COMMON STOCK 500467303 46 1200 SH
OTHER 1200 0 0
ROYAL DUTCH PETE CO COMMON STOCK 780257804 632 12146 SH
DEFINED 12146 0 0
ROYAL DUTCH PETE CO COMMON STOCK 780257804 354 6800 SH
OTHER 6800 0 0
TELEFONOS DE MEXICO S AADR COMMON STOCK 879403780 5 70 SH
DEFINED 70 0 0
HOWELL CORP PFD CONV SER A PREFERRED STOCK 443051206 8 400 SH
DEFINED N.A. N.A. N.A.
PACHOLDER FUND INC OTHER 693742108 21 1425 SH
OTHER N.A. N.A. N.A.
PIMCO COML MTG SECS TR INC OTHER 693388100 7 500 SH
DEFINED N.A. N.A. N.A.
RCM STRATEGIC GLOBAL GOVT FD I OTHER 74936A101 15 1548 SH
DEFINED N.A. N.A. N.A.
MORGAN STANLEY DW QUALITY MUNI OTHER 61745P585 4 325 SH
DEFINED N.A. N.A. N.A.
MORGAN STANLEY DW QUALITY MUNI OTHER 61745P585 4 325 SH
OTHER N.A. N.A. N.A.
VAN KAMPEN MERRITT VALUE MUNI OTHER 921132106 55 3800 SH
OTHER N.A. N.A. N.A.
GOLDEN ST BANC WARRANTS MAT 1 OTHER 381197136 0 3 SH
DEFINED 3 0 0
IMC GLOBAL INC WTS EXP 12/22/0 OTHER 449669118 0 45 SH
OTHER 45 0 0
LIBERTY ALL-STAR GROWTH FD INC OTHER 529900102 54 5128 SH
DEFINED N.A. N.A. N.A.
TCW CONVERTIBLE SECURITIES FUN OTHER 872340104 20 2000 SH
OTHER N.A. N.A. N.A.
VAN KAMPEN AMERICAN CAP INCOME OTHER 920957107 16 2300 SH
OTHER N.A. N.A. N.A.
NEW GERMANY FUND INC OTHER 644465106 72 6000 SH
OTHER N.A. N.A. N.A.
</TABLE>
