Form 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: ____12/31/99_____
Check here if Amendment [ ]; Amendment Number: ____
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: __Bowman Financial Management Co., Inc.___
Address: __1013 N. Calvert Street__________________
__Baltimore, MD. 21202____________________
__________________________________________
Form 13F File Number: 28-____________
The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: ___Bernard Smith__________________________
Title: __System Administrator___________________
Phone: __410-685-0234___________________________
Signature, Place, and Date of Signing:
_Bernard Smith_______ _Baltimore, Maryland________ __01/28/00_
[Signature] [City, State] [Date]
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT. (Check here if all holdings of this
reporting manager are reported in this report.)
[ ] 13F NOTICE. (Check here if no holdings reported are in this
report, and all holdings are reported by other reporting
manager(s).)
[ ] 13F COMBINATION REPORT. (Check here if a portion of the
holdings for this reporting manager are reported in this
report and a portion are reported by other reporting
manager(s).)
List of Other Managers Reporting for this Manager:
[If there are no entries in this list, omit this section.]
Form 13F File Number Name
28-____________ _____________________
[Repeat as necessary.]
Form 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: ___None______
Form 13F Information Table Entry Total: ____231_______
Form 13F Information Table Value Total: $_133,463,296.30_
(thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file
number(s) of all institutional investment managers with respect
to which this report is filed, other than the manager filing this
report.
[If there are no entries in this list, state "NONE" and omit the
column headings and list entries.]
No. Form 13F File Number Name
____ 28-____________ ________
Form 13F INFORMATION TABLE
Name CLASS CUSIP Value AMT Inv.Desc. Other Man. Author.
Beth Steel $5 Cvt. CP 087509303 36,800.00 800 Y N Sole
Cendant Corp PFD I CP 151313301 269,100.00 7,200 Y N Sole
Conseco 7% Cvt. Pfd CP 208464602 7,012.50 300 Y N Sole
Equity Residential CP 29476l107 51,225.00 1,200 Y N Sole
MCN Engy GP Feline CP 55267J308 591,093.75 14,550 Y N Sole
Medpartners Inc. CP 58503X206 161,131.25 20,300 Y N Sole
Protective Life CP 743674202 1,512,225.00 28,600 Y N Sole
General Motors Corp PS 37044280 25,750.00 1,000 Y N Sole
1st United Capital PS 33741F200 20,250.00 2,000 Y N Sole
Infinity Broadcast CS 45662s102 2,106,112.50 58,200 Y N Sole
Boeing CS 097023105 20,718.75 500 Y N Sole
Campbell Soup Co. CS CPB 7,737.50 200 Y N Sole
Cendent Corp. CS 151313103 7,889.07 297 Y N Sole
Dart Drug Stores CS 237413109 0.00 1,000 Y N Sole
Delphi Auto Sys CS DPH 1,086.75 69 Y N Sole
Dollar General CS 256669102 1,531,515.79 67,320 Y N Sole
Eastman Kodak CS 277461109 93,545.00 1,412 Y N Sole
Fairhaven Int'l ADR CS 304851207 1,000.00 1,000 Y N Sole
Ford Motor CS 345370100 257,499.38 4,830 Y N Sole
Gainsco Inc. CS 363127101 537.50 100 Y N Sole
General Motors CS 370442832 7,268.75 100 Y N Sole
Gillette Company CS 375766102 1,450,541.38 35,218 Y N Sole
Home Depot CS 43707610 556,875.00 8,100 Y N Sole
Lowes Companies Inc CS 548661107 250,950.00 4,200 Y N Sole
May Department CS 577778103 4,837.50 150 Y N Sole
NCR CS 62886E108 1,136,287.88 30,001 Y N Sole
Newell Rubbermaid CS 651229106 8,700.00 300 Y N Sole
Proctor & Gamble CS 74271810 2,399,528.32 21,901 Y N Sole
Raytheon Co. CS 755111408 148.88 6 Y N Sole
Rite Aid Corp. CS 767754104 21,137.50 1,900 Y N Sole
Service Masters Ltd CS 81760N109 902,420.07 73,293 Y N Sole
Sylvan Learning Ctr CS 871399101 262,600.00 20,200 Y N Sole
Syquest Technology CS SYQTQ 10.00 1,000 y N Sole
Toys R Us CS 892335100 1,431.25 100 Y N Sole
Tribune Co. New CS 896047107 68,828.13 1,250 Y N Sole
Wal-Mart Stores Inc CS 93114210 5,571,060.25 80,594 Y N Sole
Walgreen CS 931422109 242,775.00 8,300 Y N Sole
Walt Disney CS 254687106 314,437.50 10,750 Y N Sole
AVX Electrical CS 002444107 54,931.25 1,100 Y N Sole
Anerican Tower Corp CS 029912201 950,493.75 31,100 Y N Sole
ADP CS 053015103 1,548,367.50 28,740 Y N Sole
Checkpoint Systems CS 162825103 10,187.50 1,000 Y N Sole
Computer Science CS 205363104 4,012,100.00 42,400 Y N Sole
Du Pont E I De CS 263534109 132,013.50 2,004 Y N Sole
Eastman Chemical CS 277432100 11,349.63 238 Y N Sole
Electronic Data Sys CS 285661104 827,079.75 12,356 Y N Sole
Emerson Electric CS 29101110 2,444,347.13 42,603 Y N Sole
General Electric CS 369604103 5,909,902.50 38,190 Y N Sole
Grainger WW CS 384802104 210,375.00 4,400 Y N Sole
Harsco Corp CS 415864107 3,968.75 125 Y N Sole
Honeywell Intl CS 438516106 809,701.75 14,036 Y N Sole
Imation Corp CS 45245A107 12,082.50 360 Y N Sole
Manpower CS 56418h100 906,047.63 24,081 Y N Sole
3M CS 604059105 943,417.13 9,639 Y N Sole
Molex Inc. CS 608554101 56,687.50 1,000 Y N Sole
Molex Inc. Class A CS 608554200 846,187.48 18,701 Y N Sole
Monsanto Co. CS MTC 10,631.25 300 Y N Sole
N S Group Inc. CS 628916108 6,862.50 900 Y N Sole
Olsten Corp CS 681385100 9,050.00 800 Y N Sole
Robert Half CS 770323103 165,662.50 5,800 Y N Sole
Interpublic Group CS 460690100 1,520,065.63 26,350 Y N Sole
Tyco Intl. LTD CS 902124106 852,462.00 21,858 Y N Sole
United Parcel Srvc. CS 911312106 724,500.00 10,500 Y N Sole
United Technologies CS 913017109 13,000.00 200 Y N Sole
Xerox Corp. CS 98412110 472,217.63 20,814 Y N Sole
Modis Services CS 607830106 1,228,350.00 86,200 Y N Sole
Abbott Laboratories CS 00282410 2,336,600.44 64,347 Y N Sole
Aetna Inc. CS 008117103 390,193.56 6,992 Y N Sole
American Home Prod. CS 026609107 180,550.00 4,600 Y N Sole
Amgen CS 031162100 2,666,775.00 44,400 Y N Sole
Baxter Intl. CS 071813109 6,281.25 100 Y N Sole
Bristol Myers CS 110122108 951,515.50 14,824 Y N Sole
Cardinal Health CS 14149Y10 1,999,978.13 41,775 Y N Sole
Caremark Rx. Inc. CS CK 15,187.50 3,000 Y N Sole
Chesapeake Bio. Lab CS 165146101 1,791.57 585 Y N Sole
Columbia/HCA Health CS 197677107 49,479.50 1,688 Y N Sole
Cytogen Corporation CS CYTO 518.75 200 Y N Sole
Glaxo Holdings PLC CS 37733W105 6,202.13 111 Y N Sole
Intergrated Systems CS 45812M104 20,137.50 600 Y N Sole
Johnson & Johnson CS 47816010 2,416,853.50 25,918 Y N Sole
Lifepoint Hospital CS LPNT 602.44 51 Y N Sole
Lilly CS 532457108 345,800.00 5,200 Y N Sole
Medtronics, Inc. CS 85055106 94,737.50 2,600 Y N Sole
Merck & Co. CS 589331107 608,315.63 9,054 Y N Sole
Pfizer CS 717081103 567,850.88 17,506 Y N Sole
Schering Plough CS 806605101 54,240.00 1,280 Y N Sole
Smithkline Beecham CS SBH 36,294.75 566 Y N Sole
Tenet Healthcare CS THC 5,405.00 230 Y N Sole
Triad Hospitals CS TRIH 771.38 51 Y N Sole
Trigon Healthcare CS 89618L100 141,600.00 4,800 Y N Sole
Warner-lambert CS 934488107 82,183.32 1,003 Y N Sole
Apple Computer CS 037833100 182,800.63 1,778 Y N Sole
Atmel Corp CS 04951310 940,087.50 31,800 Y N Sole
Cisco Systems CS 17275R102 3,104,911.00 28,984 Y N Sole
Compaq Computers CS 20449310 1,252,993.75 46,300 Y N Sole
Computer Associates CS 204912109 10,490.63 150 Y N Sole
Covad Communication CS 222814204 16,655.50 300 Y N Sole
CSG Systems CS 126349109 3,987.50 100 Y N Sole
EMC Corp. CS 268648102 174,800.00 1600 Y N Sole
Hewlett Packard CS 428236103 3,183,293.75 27,985 Y N Sole
IBM CS 459200101 1,552,109.04 14,389 Y N Sole
Intel Corp. CS 45814010 1,160,606.25 14,100 Y N Sole
Microsoft Corp CS 59491810 2,659,565.00 22,780 Y N Sole
Oracle Systems CS 68389X105 9,620,677.69 85,851 Y N Sole
Santa Cruz Oper. CS 801833104 21,301.00 700 Y N Sole
Coca Cola Corp. CS 191216100 180,866.25 3,105 Y N Sole
Hershey Foods CS 427866108 42,693.75 900 Y N Sole
McCormick & Co CS 579780206 26,775.00 900 Y N Sole
McDonald's Corp CS 58013510 280,575.00 6,960 Y N Sole
Nestle SA Sponsored CS 641069406 13,667.25 150 Y N Sole
Pepsi Company CS 713448108 226,305.00 6,420 Y N Sole
Sara Lee Corp CS 803111103 679,966.25 30,820 Y N Sole
Sysco Corp CS 87182910 1,704,352.50 43,080 Y N Sole
AT&T CS 001957109 928,293.57 18,269 Y N Sole
Bell Atlantic CS 077853109 594,693.75 9,660 Y N Sole
Bellsouth Corp. CS 079860102 1,182,296.50 25,256 Y N Sole
Cinergy Corp CS 1742474108 10,771.88 450 Y N Sole
Comcast corp. CS 200300200 424,725.00 8,400 Y N Sole
Connectiv CS 206829103 49,260.63 2,930 Y N Sole
DPL Inc. CS 23329310 36,771.75 2,124 Y N Sole
Firstenergy Corp CS 337932107 14,293.13 630 Y N Sole
GTE Corp CS 362320103 1,372,511.19 19,451 Y N Sole
Lucent Technologies CS 549463107 1,751,325.01 23,352 Y N Sole
McGraw Hill Inc. CS 580643109 36,975.00 600 Y N Sole
Motorola Inc CS 620076109 1,748,593.75 11,875 Y N Sole
New century Ener. CS 643526103 14,428.13 475 Y N Sole
New York Times CS 650111107 54,528.75 1,110 Y N Sole
OGE Energy Corp CS 670837103 19,000.00 1,000 Y N Sole
Potomac Electric CS 737679100 18,350.00 800 Y N Sole
Qwest Communcation CS QWST 34,400.00 800 Y N Sole
SBC Communications CS 78387G103 2,023,358.71 41,505 Y N Sole
Sprint Comm. CS 852061100 13,462.50 200 Y N Sole
Texas Utilities CS 882848104 14,225.00 400 Y N Sole
Vodafone Airtouch CS VOD 4,284,843.75 86,563 Y N Sole
Ameren Corp CS 023608102 39,300.00 1,200 Y N Sole
American Electric CS 025537101 32,125.00 1,000 Y N Sole
CBS Corp CS 960402105 15,345.00 240 Y N Sole
Constellation Gas CS 210371100 120,794.57 4,166 Y N Sole
Dominion Resources CS 257470104 7,810.75 199 Y N Sole
Duke Power Company CS 264399106 30,075.00 600 Y N Sole
New England Elect. CS 643872104 10,350.00 200 Y N Sole
Public Service Ent. CS 744573106 22,941.44 659 Y N Sole
Southern Company CS 842587107 40,796.00 1,736 Y N Sole
Unicom Corp CS 904911104 53,599.99 1,600 Y N Sole
Allegheny Energy CS 017361106 16,162.50 600 Y N Sole
Atlantic Richfield CS 048825103 17,300.00 200 Y N Sole
BP Amoco PLCS CS 055622104 182,682.50 3,080 Y N Sole
Chevron Corp CS 166751107 103,776.75 1,198 Y N Sole
Coastal Corp. CS 190441105 155,925.00 4,400 Y N Sole
Consolidated Gas CS 209615103 1,720,843.75 26,500 Y N Sole
Exxon Corp CS 30229010 3,107,379.62 38,572 Y N Sole
Halliburton Co CS 406216101 2,208,920.00 54,880 Y N Sole
KN Energy Inc CS 482620101 37,765.01 1,163 Y N Sole
MCN Energy CS 55267J100 128,250.00 5,400 Y N Sole
Mobil Corp CS 607059102 700,212.50 6,950 Y N Sole
Royal Dutch CS 780257804 314,743.32 5,197 Y N Sole
Schlumberger Ltd CS 806857108 70,156.25 1,250 Y N Sole
Texaco Inc CS 881694103 740,279.38 13,630 Y N Sole
Unocal CS 88169410 184,593.75 5,500 Y N Sole
Wash. Gas & Elec. CS 938837101 184,250.00 6,700 Y N Sole
Williams Co., Inc. CS 969457100 22,432.88 734 Y N Sole
AMR Corp. CS 001765106 33,915.40 507 Y N Sole
AQM Automotive Corp CS 001949106 440.00 2,000 Y N Sole
Burl.North.Santa Fe CS 12189T104 467,782.50 19,290 Y N Sole
CSX Corp CS 126408103 20,707.50 660 Y N Sole
Sprint Corp Pcs CS 852061100 5,125.00 50 Y N Sole
Aflac Inc. CS 001055102 1,106,358.13 23,446 Y N Sole
Allied Capital Coml CS 019029107 14,650.00 800 Y N Sole
Allstate Insurance CS 020002101 97,982.50 4,072 Y N Sole
American Intern. CS 02687410 4,931,545.34 45,610 Y N Sole
Assoc.First Capital CS 046008108 57,563.88 2,098 Y N Sole
Banc One CS 06423A103 57,280.00 1,790 Y N Sole
BankAmerica Corp CS 06605F102 1,307,884.19 26,060 Y N Sole
Chase Manhattan CS CMB 46,612.50 600 Y N Sole
Citigroup CS 17296701 2,363,014.28 42,434 Y N Sole
Duff and Phelps CS 264324104 12,468.75 1,500 Y N Sole
Fannie Mae CS 31358610 1,228,990.13 26,114 Y N Sole
Federal Home Loan CS 313400301 2,013,047.44 32,241 Y N Sole
First data Corp CS 319963104 1,819,680.57 36,901 Y N Sole
First Mariner Bank CS 320795107 9,075.00 1,100 Y N Sole
First Security Corp CS 336294108 38,756.44 1,518 Y N Sole
First Union Corp CS 337358105 582,894.94 17,697 Y N Sole
First Virginia Bank CS 337477103 561,150.00 13,050 Y N Sole
Firstar Corp CS 33763V109 211,989.38 10,035 Y N Sole
H & R Block Inc CS 09367110 85,356.25 1,951 Y N Sole
Hibernia Corp Class CS 428656102 501,500.00 47,200 Y N Sole
Lincoln National CS 534187109 118,400.00 2,960 Y N Sole
MBNA Corp CS 55262L100 748,012.50 27,450 Y N Sole
Mellon Bank Corp CS 585509102 6,812.50 200 Y N Sole
Mercantile Bank CS 587405101 100,187.94 3,137 Y N Sole
Northern Trust CS 665859104 306,128.00 5,776 Y N Sole
PNC Bank Corp CS 693475105 69,108.50 1,553 Y N Sole
Provident Bank CS 743859100 424,384.46 24,514 Y N Sole
Regions Fin'l Corp CS 758940100 16,833.75 670 Y N Sole
Suntrust Fin'l CS 867914103 243,596.25 3,540 Y N Sole
T Rowe Price Assoc. CS 741477103 22,162.50 600 Y N Sole
US Bancorp CS 902973106 28,360.69 1,191 Y N Sole
Wells Fargo & Co. CS 949746101 60,656.25 1,500 Y N Sole
BRE Properties Inc. CS 05564E106 29,221.50 1,288 Y N Sole
Boston Properties CS 099709107 6,225.00 200 Y N Sole
Boykin Lodging Trst CS 103430104 8,039.07 735 Y N Sole
Duke Realty Invest. CS 264411505 939,900.00 48,200 Y N Sole
Developers Realty CS 2,575.00 200 Y N Sole
Equity Residential CS 29476L107 11,312.19 265 Y N Sole
Federal Realty Inv. CS 313747206 479,718.75 25,500 Y N Sole
Health Properties CS 421915109 18,000.00 2,000 Y N Sole
Highwood Properties CS 431284108 7,087.50 300 Y N Sole
Mid-Atlantic Realty CS 595232109 10,062.50 1,000 Y N Sole
Senior Housing Prop.CS SNH 2,475.00 200 Y N Sole
Simon Property CS 828806109 1,107,881.25 48,300 Y N Sole
Wash. Real Estate CS 939653101 336,750.00 22,450 Y N Sole
ABB AB CS 002560103 10,359.00 750 Y N Sole
Great Lakes Chem. CS 390568103 33,375.88 874 Y N Sole
Solutia Inc. CS SOI 926.25 60 Y N Sole
Unilever NV NY CS 904784709 81,220.75 1,492 Y N Sole
Masco Corp CS 574599106 5,998.50 236 Y N Sole
America Online CS AOL 91,050.00 1,200 Y N Sole
Boise Cascade CS 097303109 40.50 1 Y N Sole
Lycos Inc. CS LCOS 31,825.00 400 Y N Sole
Berkshire Hathaway CS 084670108 31,110.00 17 Y N Sole
Conseco Inc. CS 208464107 18,275.63 1,026 Y N Sole
Jefferson Pilot CS 475070108 23,000.25 337 Y N Sole
Marsh & McLennan CS 571748102 1,142,604.44 11,941 Y N Sole
Protective Life CS 743674103 6,362.50 200 Y N Sole
Capstead Mtg. Corp CS CMO 4,187.50 1,000 Y N Sole
Startec Global CS STGC 21,375.00 1,000 Y N Sole
US Bioscience Inc. CS UBS 756.00 200 Y N Sole
CSG Systems Int'l CS 126349109 9,675.00 400 Y N Sole
CVS Corp. Deleware CS 126650100 1,196.25 30 Y N Sole
Sylvan Learn. Sys. CS SLV 320.00 1,000 Y N Sole
Wanlass Corp. FS WNLS 1,000.00 1,000 Y N Sole
Total Value: $133,463,296.30
