|
|
|
|
|
|
|
|
|
|
|
|
|
<TABLE> <S> <C>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> SEP-30-2000
<CASH> 11,856
<INT-BEARING-DEPOSITS> 350
<FED-FUNDS-SOLD> 4,527
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 48,288
<INVESTMENTS-CARRYING> 3,117
<INVESTMENTS-MARKET> 3,038
<LOANS> 128,958
<ALLOWANCE> (1,657)
<TOTAL-ASSETS> 214,876
<DEPOSITS> 165,937
<SHORT-TERM> 20,000
<LIABILITIES-OTHER> 1,245
<LONG-TERM> 0
0
0
<COMMON> 14,192
<OTHER-SE> 16,628
<TOTAL-LIABILITIES-AND-EQUITY> 214,876
<INTEREST-LOAN> 7,547
<INTEREST-INVEST> 2,568
<INTEREST-OTHER> 331
<INTEREST-TOTAL> 10,446
<INTEREST-DEPOSIT> 4,291
<INTEREST-EXPENSE> 737
<INTEREST-INCOME-NET> 5,418
<LOAN-LOSSES> 565
<SECURITIES-GAINS> (100)
<EXPENSE-OTHER> 5,306
<INCOME-PRETAX> 906
<INCOME-PRE-EXTRAORDINARY> 906
<EXTRAORDINARY> 165
<CHANGES> 0
<NET-INCOME> 741
<EPS-BASIC> .43
<EPS-DILUTED> .43
<YIELD-ACTUAL> 3.75
<LOANS-NON> 139
<LOANS-PAST> 548
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,284
<CHARGE-OFFS> 295
<RECOVERIES> 103
<ALLOWANCE-CLOSE> 1,657
<ALLOWANCE-DOMESTIC> 1,657
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
|
|