NUVEEN TAX FREE UNIT TRUST SERIES 1195
487, EX-99.C1ACCTCONSNT, 2000-09-28
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EXHIBIT 4.3

CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS

As independent public accountants, we hereby consent to the use of our report
and to all references to our Firm included in or made a part of this
Registration Statement.

ARTHUR ANDERSEN LLP
Chicago, Illinois

September 28, 2000



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