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[NATIONWIDE LOGO]
VIA EDGAR
October 4, 1999
The United States Securities
and Exchange Commission
Judiciary Plaza
450 Fifth Street, N.W.
Washington, D.C. 20549
Subject: Nationwide Variable Account-10
Nationwide Life Insurance Company
SEC File No. 333-81701
CIK No. 0001087697
Ladies and Gentlemen:
Pursuant to Rule 497(j) under the Securities Act of 1933 and on behalf of the
Nationwide Variable Account-10 (the "Separate Account") and Nationwide Life
Insurance Company (the "Company"), we certify that the form of the Prospectus
that would have been filed under paragraphs (b) or (c) under Rule 497 does not
differ from the form of the prospectus contained in Post-Effective Amendment No.
1 to the Registration Statement for the Company and the Separate Account which
became effective October 1, 1999.
Please contact the undersigned at (614) 249-0293 with any questions regarding
this filing.
Sincerely,
NATIONWIDE LIFE INSURANCE COMPANY
/s/ Paige L. Ryan
Paige L. Ryan, Esq.
Compliance Specialist
cc: Ms. Lorna MacLeod
Stop 5-6
Office of Insurance Products and Legal Compliance
