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<TABLE> <S> <C>
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<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 3,140
<INT-BEARING-DEPOSITS> 119
<FED-FUNDS-SOLD> 8,272
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 5,553
<INVESTMENTS-CARRYING> 2,018
<INVESTMENTS-MARKET> 1,985
<LOANS> 43,695
<ALLOWANCE> 767
<TOTAL-ASSETS> 71,572
<DEPOSITS> 62,499
<SHORT-TERM> 3,044
<LIABILITIES-OTHER> 377
<LONG-TERM> 0
0
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<COMMON> 6
<OTHER-SE> 5,646
<TOTAL-LIABILITIES-AND-EQUITY> 71,572
<INTEREST-LOAN> 3,371
<INTEREST-INVEST> 306
<INTEREST-OTHER> 219
<INTEREST-TOTAL> 3,896
<INTEREST-DEPOSIT> 1,359
<INTEREST-EXPENSE> 1,569
<INTEREST-INCOME-NET> 2,327
<LOAN-LOSSES> 29
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<EXPENSE-OTHER> 2,228
<INCOME-PRETAX> 435
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<NET-INCOME> 291
<EPS-BASIC> 0.49
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<YIELD-ACTUAL> 5.59
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<ALLOWANCE-OPEN> 738
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<RECOVERIES> 1
<ALLOWANCE-CLOSE> 767
<ALLOWANCE-DOMESTIC> 767
<ALLOWANCE-FOREIGN> 0
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</TABLE>
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