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September 22, 2000
Board of Directors
Sage Life Assurance of America, Inc.
300 Atlantic Street
Stamford, CT 06901
To the Board of Directors:
In my capacity as Vice President, Legal and Compliance of Sage Life Assurance of
America, Inc. (the "Company"), a Delaware corporation, I have supervised the
preparation of Post-Effective Amendment No. 2 to the registration statement on
Form S-6 of the Sage Variable Life Account A (File No. 333-78581) (the
"Account") for certain modified single payment combination fixed and variable
life insurance contracts ("Contracts") to be filed by the Company with the
Securities and Exchange Commission under the Securities Act of 1933 and the
Investment Company Act of 1940.
I am of the following opinion:
1. The Company was organized in accordance with the laws of the
State of Delaware and is a validly existing corporation;
2. The Contracts when issued in accordance with the prospectus
contained in the aforesaid registration statement and upon
compliance with applicable local law, will be legal and binding
obligations of the Company in accordance with their terms;
3. The account is duly created and validly existing as a separate
account of the Company pursuant to Delaware law;
4. The assets held in the Account equal to the reserves and other
contract liabilities with respect to the Account will not be
chargeable with liabilities arising out of any other business the
Company may conduct.
In arriving at the foregoing opinion, I have made such examination of law and
examined such records and other documents as in my judgment are necessary or
appropriate.
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Board of Directors
September 22, 2000
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I hereby consent to the filing of this opinion as an exhibit to the aforesaid
registration statement and to the reference to me under the caption "Legal
Matters" in the Prospectus contained in said registration statement.
Very truly yours,
/s/ James F. Bronsdon
James F. Bronsdon
Vice President
Legal and Compliance
