<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial
information extracted from X.com
financial statements at June 30, 2000
and is qualified in its entirety by reference
to such financial statements.
</LEGEND>
<SERIES>
<NUMBER> 2
<NAME> X.COM USA BOND FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<INVESTMENTS-AT-COST> 0
<INVESTMENTS-AT-VALUE> 192,281
<RECEIVABLES> 6,430
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 198,711
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 1,772
<TOTAL-LIABILITIES> 1,772
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 201,648
<SHARES-COMMON-STOCK> 20,150
<SHARES-COMMON-PRIOR> 23,922
<ACCUMULATED-NII-CURRENT> 36
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (4,132)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (613)
<NET-ASSETS> 196,939
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 9,054
<OTHER-INCOME> 0
<EXPENSES-NET> (250)
<NET-INVESTMENT-INCOME> 8,804
<REALIZED-GAINS-CURRENT> (4,117)
<APPREC-INCREASE-CURRENT> 342
<NET-CHANGE-FROM-OPS> 5,029
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (8,768)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 66,128
<NUMBER-OF-SHARES-REDEEMED> (70,617)
<SHARES-REINVESTED> 717
<NET-CHANGE-IN-ASSETS> (36,759)
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> (15)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> (527)
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> (527)
<AVERAGE-NET-ASSETS> 265,230
<PER-SHARE-NAV-BEGIN> 9.77
<PER-SHARE-NII> 0.36
<PER-SHARE-GAIN-APPREC> 0.00
<PER-SHARE-DIVIDEND> (0.36)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 9.77
<EXPENSE-RATIO> 0.19
</TABLE>
