<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial
information extracted from X.com
financial statements at June 30, 2000
and is qualified in its entirety by reference
to such financial statements.
</LEGEND>
<SERIES>
<NUMBER> 4
<NAME> X.COM INTERNATIONAL INDEX FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<INVESTMENTS-AT-COST> 0
<INVESTMENTS-AT-VALUE> 167,928
<RECEIVABLES> 1,721
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 169,649
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 251
<TOTAL-LIABILITIES> 251
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 166,664
<SHARES-COMMON-STOCK> 17,675
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 3
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (19)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 2,750
<NET-ASSETS> 169,398
<DIVIDEND-INCOME> 261
<INTEREST-INCOME> 39
<OTHER-INCOME> 0
<EXPENSES-NET> (46)
<NET-INVESTMENT-INCOME> 346
<REALIZED-GAINS-CURRENT> (19)
<APPREC-INCREASE-CURRENT> 2,750
<NET-CHANGE-FROM-OPS> 3,077
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (251)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 21,932
<NUMBER-OF-SHARES-REDEEMED> (4,257)
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> 169,398
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> (85)
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> (85)
<AVERAGE-NET-ASSETS> 28,754
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> 0.01
<PER-SHARE-GAIN-APPREC> (0.42)
<PER-SHARE-DIVIDEND> (0.01)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 9.58
<EXPENSE-RATIO> 0.33
</TABLE>
