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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
10-QSB FOR THE PERIOD ENDED SEPTEMBER 30, 2000 AND IS QUALIFIED IN
ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 5,682
<INT-BEARING-DEPOSITS> 1,287
<FED-FUNDS-SOLD> 3,900
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 56,781
<INVESTMENTS-CARRYING> 1,818
<INVESTMENTS-MARKET> 1,857
<LOANS> 159,417
<ALLOWANCE> 1,745
<TOTAL-ASSETS> 236,156
<DEPOSITS> 184,329
<SHORT-TERM> 0
<LIABILITIES-OTHER> 3,843
<LONG-TERM> 10,000
0
0
<COMMON> 34
<OTHER-SE> 37,950
<TOTAL-LIABILITIES-AND-EQUITY> 236,156
<INTEREST-LOAN> 9,076
<INTEREST-INVEST> 2,436
<INTEREST-OTHER> 321
<INTEREST-TOTAL> 11,833
<INTEREST-DEPOSIT> 4,796
<INTEREST-EXPENSE> 4,826
<INTEREST-INCOME-NET> 7,007
<LOAN-LOSSES> 50
<SECURITIES-GAINS> (86)
<EXPENSE-OTHER> 5,563
<INCOME-PRETAX> 2,039
<INCOME-PRE-EXTRAORDINARY> 1,447
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,447
<EPS-BASIC> 0.46
<EPS-DILUTED> 0.46
<YIELD-ACTUAL> 4.64
<LOANS-NON> 1,504
<LOANS-PAST> 48
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 5,116
<ALLOWANCE-OPEN> 1,776
<CHARGE-OFFS> 322
<RECOVERIES> 241
<ALLOWANCE-CLOSE> 1,745
<ALLOWANCE-DOMESTIC> 1,745
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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