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EXHIBIT 23.1
CONSENT OF INDEPENDENT ACCOUNTANTS
We consent to the inclusion in the Registration Statement on Form S-1 and
related Prospectus of Spectrum Bancorporation, Inc. relating to Preferred
Securities of Spectrum Capital Trust II of our report dated December 12, 2000
with respect to the consolidated financial statements of Spectrum
Bancorporation, Inc. and subsidiaries as of June 30, 2000 and 1999 and for each
of the three years in the period ended June 30, 2000. We also consent to the
reference to our firm under the caption "Experts."
McGLADREY & PULLEN, LLP
Sioux Falls, South Dakota
January 8, 2001
