UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
Form 13F
Form 13F COVER PAGE
Report for the Calendar Year or Quarter Ended
September 30, 2000
Check here if Amendment [ ]; Amendment Number: ______
This Amendment (Check only one [ ] is a restatement.
[ ] adds new holdings
entries
Institutional Investment Manager Filing this Report:
S & T Investment Company
919 N. Market St.
2nd Floor
Wilmington, DE 19801-4921
Form 13F File Number 28-0001089221
The institutional investment manager filing this report and
The person by whom it is signed hereby represent that the
Person signing the report is authorized to submit it, that
all information contained herein is true, correct and
complete, and that it is understood that all required
items, statements, schedules, lists, and tables, are
considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: James G. Barone
Title: President
Phone: 724-465-1417
Signature, Place, and Date of Signing:
James G. Barone Indiana, PA October 13, 2000
Report Type
[ ] 13F HOLDINGS REPORT.(Check here if all holdings of this
reporting manager are reported in this report.)
[ ] 13F NOTICE.(Check here if no holdings reported are in
this report, and all holdings are reported by other
reporting manager(s).)
[X] 13F COMBINATION REPORT.(Check here if a portion of the
holdings for this reporting manager are reported in this
report and a portion are reported by other reporting
manager(s).)
List of Other Managers Reporting for this Manager:
Form 13F File Number Name
<PAGE>Form 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 74
Form 13F Information Table Value Total: $104,247(thousands)
List of Other Included Managers:
No. 13F File Number Name
<TABLE>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
Citigroup Inc. F 6.365% (Call PFD 172967309 1857 40000 SH DEFINED 01 40000
Comerica 6.84% FRAP(7/1/01) PFD 200340503 1007 20000 SH DEFINED 01 20000
Donaldson Lufkin 5.94% FRAP(11 PFD 257661207 1780 35600 SH DEFINED 01 35600
European Am Bk 6.01% FRAP(6/15 PFD 29874F306 987 1000 SH DEFINED 01 1000
HSBC Bk PLC B 10.25% (Callab PFD 44328M609 1055 40000 SH DEFINED 01 40000
Household Cap Trust V 10% (Cal PFD 44180S207 1586 60000 SH DEFINED 01 60000
Independent Cap Trust 11% (Cal PFD 45385B204 1018 40000 SH DEFINED 01 40000
JeffBanks Cap Trust I 9.25% PFD 46610Q206 673 27000 SH DEFINED 01 27000
Lehman Bros Hldngs 5% Convrt P PFD 524908507 3270 67000 SH DEFINED 01 67000
Morgan Stanley 5.91% FRAP(11/1 PFD 617446521 1006 20000 SH DEFINED 01 20000
PNC Bank Corp 6.05% FRAP (9/30 PFD 693475709 1000 20000 SH DEFINED 01 20000
Ryl Bk of Sctlnd B 11.20% (Cal PFD 780037309 1402 55000 SH DEFINED 01 55000
Ryl Bk of Sctlnd C 9.50% (C PFD 780097408 1357 54000 SH DEFINED 01 54000
Allstate Corp COM 020002101 400 11500 SH DEFINED 01 11500
Am Bank of Conn COM 024327108 1204 63800 SH DEFINED 01 63800
AmSouth Bancorp COM 032165102 937 75000 SH DEFINED 01 75000
Amcore Financial COM 023912108 667 34000 SH DEFINED 01 34000
BSB Bancorp COM 055652101 1790 80000 SH DEFINED 01 80000
Bank of America Corp COM 060505104 296 5656 SH DEFINED 01 5656
Banknorth Group, Inc COM 06646R107 804 45000 SH DEFINED 01 45000
Bell South COM 079860102 1207 30000 SH DEFINED 01 30000
Bristol-Myers Squibb COM 110122108 1142 20000 SH DEFINED 01 20000
Bryn Mawr Bank Corp COM 117665109 2478 118000 SH DEFINED 01 118000
Chase Manhattan Corp COM 16161A108 462 10000 SH DEFINED 01 10000
Chevron COM 166751107 421 4936 SH DEFINED 01 4936
Clearfield Bk&Tr Co COM 184804102 522 15344 SH DEFINED 01 15344
Commerce Bancorp Inc COM 200519106 1371 23566 SH DEFINED 01 23566
Constellation Energy Grp COM 210371100 2985 60000 SH DEFINED 01 60000
Delta Air Lines COM 247361108 675 15210 SH DEFINED 01 15210
Dominion Resources COM 25746U109 642 11050 SH DEFINED 01 11050
DuPont COM 263534109 298 7200 SH DEFINED 01 7200
Eastman Kodak Co COM 277461109 757 18515 SH DEFINED 01 18515
Elan Corp PLC COM 284131208 1095 20000 SH DEFINED 01 20000
Equitable Resources Inc. COM 294549100 1267 20000 SH DEFINED 01 20000
Exxon Mobil Corp COM 30231G102 1364 15300 SH DEFINED 01 15300
Federated Investors COM 314211103 1671 67500 SH DEFINED 01 67500
Fidelity Bancorp Inc COM 315831107 1128 83187 SH DEFINED 01 83187
First Commwlth Finl COM 319829107 541 55800 SH DEFINED 01 55800
First Union Corp COM 337358105 2092 65000 SH DEFINED 01 65000
FirstMerit Corp COM 337915102 395 17200 SH DEFINED 01 17200
FleetBoston Finl Corp COM 33901A108 924 23688 SH DEFINED 01 23688
Fulton Finl Corp COM 360271100 271 13661 SH DEFINED 01 13661
General Electric Co COM 369604103 3323 57600 SH DEFINED 01 57600
H J Heinz Co COM 423074103 741 20000 SH DEFINED 01 20000
Harleysville Natl Corp COM 412850109 3170 105000 SH DEFINED 01 105000
Hartford Finl Svcs Grp COM 416515104 2352 32252 SH DEFINED 01 32252
Hudson United Bancorp COM 444165104 829 30000 SH DEFINED 01 30000
IBM COM 459200101 360 3200 SH DEFINED 01 3200
IBT Bancorp COM 44923F108 1611 78120 SH DEFINED 01 78120
ITT Industries Inc COM 450911102 523 16126 SH DEFINED 01 16126
Johnson & Johnson COM 478160104 751 8000 SH DEFINED 01 8000
Keystone Financial COM 493482103 652 30000 SH DEFINED 01 30000
Main Street Bancorp COM 559906102 623 75000 SH DEFINED 01 75000
Mellon Financial Corp COM 585509102 4730 102000 SH DEFINED 01 102000
National City Corp COM 635405103 4711 212932 SH DEFINED 01 212932
Northwest Natural Gas COM 667655104 682 30000 SH DEFINED 01 30000
Nutmeg Fed S&L COM 670608108 358 44017 SH DEFINED 01 44017
PNC Bank Corp COM 693475105 5200 80000 SH DEFINED 01 80000
Pamrapo Bancorp Inc COM 697738102 523 26000 SH DEFINED 01 26000
Parkvale Finl Corp COM 701492100 637 35400 SH DEFINED 01 35400
Penns Woods Bancorp COM 708430103 2945 93500 SH DEFINED 01 93500
Reliant Energy Inc COM 759525108 3255 70000 SH DEFINED 01 70000
SBC Communications COM 78387G103 672 13440 SH DEFINED 01 13440
Sky Financial Group COM 83080P103 887 50000 SH DEFINED 01 50000
Somerset Trust Co COM 835126103 318 26000 SH DEFINED 01 26000
Sovereign Bancorp Inc COM 845905108 1387 150000 SH DEFINED 01 150000
Sterling Financial Corp COM 859317109 528 28000 SH DEFINED 01 28000
Susquehanna Bancshrs COM 869099101 1693 111000 SH DEFINED 01 111000
TXU COM 882848104 2576 65000 SH DEFINED 01 65000
Teco Energy COM 872375100 1869 65000 SH DEFINED 01 65000
Texaco COM 881694103 490 9324 SH DEFINED 01 9324
Verizon Communications COM 92343V104 3148 65000 SH DEFINED 01 65000
Washington Gas Light COM 938837101 1478 55000 SH DEFINED 01 55000
Xcel Energy Inc. COM 98389B100 3417 124250 SH DEFINED 01 124250
</TABLE>
