UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
Form 13F
Form 13F COVER PAGE
Report for the Calendar Year or Quarter Ended March 31, 2000
Check here if Amendment [ ]; Amendment Number: ______
This Amendment (Check only one [ ] is a restatement.
[ ] adds new holdings
entries
Institutional Investment Manager Filing this Report:
S & T Investment Company
919 N. Market St.
2nd Floor
Wilmington, DE 19801-4921
Form 13F File Number 28-0001089221
The institutional investment manager filing this report and
The person by whom it is signed hereby represent that the
Person signing the report is authorized to submit it, that
all information contained herein is true, correct and
complete, and that it is understood that all required
items, statements, schedules, lists, and tables, are
considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: James G. Barone
Title: President
Phone: 724-465-1417
Signature, Place, and Date of Signing:
James G. Barone Indiana, PA May 5, 2000
Report Type
[ ] 13F HOLDINGS REPORT.(Check here if all holdings of this
reporting manager are reported in this report.)
[ ] 13F NOTICE.(Check here if no holdings reported are in
this report, and all holdings are reported by other
reporting manager(s).)
[X] 13F COMBINATION REPORT.(Check here if a portion of the
holdings for this reporting manager are reported in this
report and a portion are reported by other reporting
manager(s).)
List of Other Managers Reporting for this Manager:
Form 13F File Number Name
<PAGE>
Form 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 64
Form 13F Information Table Value Total: $77,263(thousands)
List of Other Included Managers:
No. 13F File Number Name
<TABLE>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
Allstate Corp COM 020002101 274 11500 SH DEFINED 01 11500
Am Bank of Conn COM 024327108 1316 63800 SH DEFINED 01 63800
AmSouth Bancorp COM 032165102 1120 75000 SH DEFINED 01 75000
Amcore Financial COM 023912108 608 34000 SH DEFINED 01 34000
BSB Bancorp COM 055652101 1670 80000 SH DEFINED 01 80000
Bank of America Corp COM 060505104 297 5656 SH DEFINED 01 5656
Bell Atlantic COM 077853109 1222 20000 SH DEFINED 01 20000
Bell South COM 079860102 937 20000 SH DEFINED 01 20000
Bristol-Myers Squibb COM 110122108 1160 20000 SH DEFINED 01 20000
Bryn Mawr Bank Corp COM 117665109 2574 118000 SH DEFINED 01 118000
Chevron COM 166751107 456 4936 SH DEFINED 01 4936
Clearfield Bk&Tr Co COM 184804102 506 15344 SH DEFINED 01 15344
Commerce Bancorp Inc COM 200519106 872 23566 SH DEFINED 01 23566
Constellation Energy Grp COM 210371100 1912 60000 SH DEFINED 01 60000
Corus Bankshares COM 220873103 827 35000 SH DEFINED 01 35000
Delta Air Lines COM 247361108 810 15210 SH DEFINED 01 15210
Dominion Resources COM 25746U109 425 11050 SH DEFINED 01 11050
DuPont COM 263534109 381 7200 SH DEFINED 01 7200
Eastman Kodak Co COM 277461109 1006 18515 SH DEFINED 01 18515
Elan Corp PLC COM 284131208 1425 30000 SH DEFINED 01 30000
Equitable Resources Inc. COM 294549100 896 20000 SH DEFINED 01 20000
Exxon Mobil Corp COM 30231G102 1192 15300 SH DEFINED 01 15300
Federated Investors COM 314211103 1502 55000 SH DEFINED 01 55000
Fidelity Bancorp Inc COM 315831107 1029 83187 SH DEFINED 01 83187
First Commwlth Finl COM 319829107 481 55800 SH DEFINED 01 55800
First Union Corp COM 337358105 1810 48600 SH DEFINED 01 48600
FirstMerit Corp COM 337915102 326 17700 SH DEFINED 01 17700
FleetBoston Finl Corp COM 33901A108 865 23688 SH DEFINED 01 23688
Fulton Finl Corp COM 360271100 575 27297 SH DEFINED 01 27297
GTE Corporation COM 362320103 1420 20000 SH DEFINED 01 20000
General Electric Co COM 369604103 2988 19200 SH DEFINED 01 19200
Harleysville Natl Corp COM 412850109 2363 87100 SH DEFINED 01 87100
Hartford Finl Svcs Grp COM 416515104 1701 32252 SH DEFINED 01 32252
IBM COM 459200101 378 3200 SH DEFINED 01 3200
IBT Bancorp COM 44923F108 1914 78120 SH DEFINED 01 78120
ITT Industries Inc COM 450911102 501 16126 SH DEFINED 01 16126
J C Penney Co COM 708160106 297 20000 SH DEFINED 01 20000
Johnson & Johnson COM 478160104 562 8000 SH DEFINED 01 8000
Keystone Financial COM 493482103 2021 110000 SH DEFINED 01 110000
Main Street Bancorp COM 559906102 1094 100000 SH DEFINED 01 100000
Mellon Financial Corp COM 585509102 3582 120400 SH DEFINED 01 120400
National City Corp COM 635405103 4392 212932 SH DEFINED 01 212932
New Century Energies COM 64352U103 1052 35000 SH DEFINED 01 35000
Northern States Power COM 665772109 1391 70000 SH DEFINED 01 70000
Northwest Natural Gas COM 667655104 585 30000 SH DEFINED 01 30000
Omega Financial COM 682092101 542 21000 SH DEFINED 01 21000
PNC Bank Corp COM 693475105 3943 87500 SH DEFINED 01 87500
Pamrapo Bancorp Inc COM 697738102 578 29000 SH DEFINED 01 29000
Parkvale Finl Corp COM 701492100 558 35400 SH DEFINED 01 35400
Penns Woods Bancorp COM 708430103 2782 93500 SH DEFINED 01 93500
Peoples Heritage Finl COM 711147108 1050 70000 SH DEFINED 01 70000
Reliant Energy Inc COM 759525108 1649 70000 SH DEFINED 01 70000
SBC Communications COM 78387G103 566 13440 SH DEFINED 01 13440
Seacoast Financial COM 81170Q106 1185 120000 SH DEFINED 01 120000
Sky Financial Group COM 83080P103 554 34072 SH DEFINED 01 34072
Somerset Trust Co COM 835104100 351 6500 SH DEFINED 01 6500
Sovereign Bancorp Inc COM 845905108 1134 150000 SH DEFINED 01 150000
Susquehanna Bancshrs COM 869099101 1533 111000 SH DEFINED 01 111000
TXU COM 882848104 1930 65000 SH DEFINED 01 65000
Teco Energy COM 872375100 1263 65000 SH DEFINED 01 65000
Texaco COM 881694103 501 9324 SH DEFINED 01 9324
U S West Comm COM 91273H101 746 10273 SH DEFINED 01 10273
WVS Finl Corp COM 929358109 185 16000 SH DEFINED 01 16000
Washington Gas Light COM 938837101 1495 55000 SH DEFINED 01 55000
</TABLE>
