LEDYARD NATIONAL BANK
13F-HR, 2001-01-02
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                      UNITED STATES
                  SECURITIES AND EXCHANGE COMMISSION
                        Washington, D.C.  20549

                              FORM 13F

                        FORM 13F COVER PAGE

Report for the Calendar Year or Quarter Ended: 12/31/00

Check here if Amendment [  ]; Amendment Number:
This Amendment (Check only one.): [  ] is a restatement.
                                  [  ] adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:    LEDYARD NATIONAL BANK
Address: 38 MAIN STREET

         HANOVER, NH 03755-0799

13F File Number:

The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.


Person Signing this Report on Behalf of Reporting Manager:

Name:     JUDITH B DIONNE
Title:    VP/TRUST OPERATIONS OFFICER
Phone:    603-643-0044
Signature, Place, and Date of Signing:

    LEDYARD NATIONAL BANK  HANOVER, NH    JANUARY 02, 2001


Report Type (Check only one.):

[ X]        13F HOLDINGS REPORT.

[  ]        13F NOTICE.

[  ]        13F COMBINATION REPORT.





I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934.
<PAGE>

                          FORM 13F SUMMARY PAGE


Report Summary:

Number of Other Included Managers:       0

Form 13F Information Table Entry Total:      168

Form 13F Information Table Entry Total:       $100,617



List of Other Included Managers:

NONE


<PAGE>
<TABLE>                        <C>                                            <C>
                                                                FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (x$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- --- ---  --- ---- ------- ------------- ------- --------- ------
A T & T CORP                   COM              001957109      153     8892 SH       SOLE                     6842              2050
A T & T CORP                   COM              001957109      108     6316 SH       DEFINED                  5783               533
ABBOTT LABORATORIES            COM              002824100       59     1224 SH       SOLE                     1024               200
ABBOTT LABORATORIES            COM              002824100      398     8226 SH       DEFINED                  2626              5600
AMERICAN EXPRESS CO            COM              025816109      266     4850 SH       SOLE                     4850
AMERICAN EXPRESS CO            COM              025816109      248     4515 SH       DEFINED                  3015              1500
AMERICAN HOME PRODUCTS CORP    COM              026609107      184     2906 SH       SOLE                     2906
AMERICAN HOME PRODUCTS CORP    COM              026609107      669    10538 SH       DEFINED                  9388              1150
AMERICAN INTERNATIONAL GROUP I COM              026874107     2230    22631 SH       SOLE                    21818               813
AMERICAN INTERNATIONAL GROUP I COM              026874107      666     6767 SH       DEFINED                  6126               641
AMGEN INC                      COM              031162100      296     4640 SH       SOLE                     4140               500
AMGEN INC                      COM              031162100      785    12292 SH       DEFINED                  7192              5100
APACHE CORP                    COM              037411105     1392    19875 SH       SOLE                    18800              1075
APACHE CORP                    COM              037411105      137     1960 SH       DEFINED                  1960
ARROW FINANCIAL CORP           COM              042744102      197    10176 SH       SOLE                    10176
AUTOMATIC DATA PROCESSING INC  COM              053015103      538     8500 SH       SOLE                     6300              2200
AUTOMATIC DATA PROCESSING INC  COM              053015103      563     8900 SH       DEFINED                  2500              6400
AVERY DENNISON CORPORATION     COM              053611109     1326    24175 SH       SOLE                    22900              1275
AVERY DENNISON CORPORATION     COM              053611109       83     1525 SH       DEFINED                   900               625
AVOCA INC                      COM              053843108      351    15300 SH       DEFINED                                   15300
BP AMOCO P L C                 COM              055622104     1009    21084 SH       SOLE                    19266              1818
BP AMOCO P L C                 COM              055622104      717    14986 SH       DEFINED                 13224              1762
BANK OF NEW YORK CO INC        COM              064057102      358     6500 SH       SOLE                     6500
BANK OF NEW YORK CO INC        COM              064057102      175     3183 SH       DEFINED                  3183
BANK ONE CORP                  COM              06423A103      203     5556 SH       DEFINED                                    5556
BAXTER INTERNATIONAL INC       COM              071813109     1742    19735 SH       SOLE                    18660              1075
BAXTER INTERNATIONAL INC       COM              071813109       35      400 SH       DEFINED                   400
BELLSOUTH CORPORATION          COM              079860102      656    16031 SH       SOLE                    13390              2641
BELLSOUTH CORPORATION          COM              079860102      317     7758 SH       DEFINED                  7506               252
BENSON MINES INC               COM              082518101        0    14462 SH       SOLE                    14462
BRISTOL MYERS SQUIBB CO        COM              110122108     1061    14355 SH       SOLE                    13755               600
BRISTOL MYERS SQUIBB CO        COM              110122108     1044    14128 SH       DEFINED                 10228              3900
CVS CORPORATION                COM              126650100     1597    26650 SH       SOLE                    25075              1575
CVS CORPORATION                COM              126650100       55      925 SH       DEFINED                   800               125
CARDINAL HEALTH INC            COM              14149Y108     1422    14275 SH       SOLE                    13600               675
CARDINAL HEALTH INC            COM              14149Y108       99     1000 SH       DEFINED                   850               150
CHASE MANHATTAN (NEW)          COM              16161A108      129     2842 SH       SOLE                     2842
CHASE MANHATTAN (NEW)          COM              16161A108      100     2220 SH       DEFINED                  2220
CHEVRON CORP                   COM              166751107     1589    18825 SH       SOLE                    18150               675
CHEVRON CORP                   COM              166751107      412     4886 SH       DEFINED                  4886
CISCO SYSTEMS INC              COM              17275R102     1182    30903 SH       SOLE                    29378              1525
CISCO SYSTEMS INC              COM              17275R102      203     5330 SH       DEFINED                  4830               500
CITIGROUP INC COM              COM              172967101     1612    31570 SH       SOLE                    30295              1275
CITIGROUP INC COM              COM              172967101      688    13493 SH       DEFINED                 11820              1673
COCA COLA CO                   COM              191216100     1589    26082 SH       SOLE                    24960              1122
COCA COLA CO                   COM              191216100      244     4014 SH       DEFINED                  2614              1400
COLGATE PALMOLIVE INC          COM              194162103      284     4400 SH       SOLE                     4250               150
COLGATE PALMOLIVE INC          COM              194162103       17      270 SH       DEFINED                   270
CONOCO                         COM              208251306      566    19775 SH       SOLE                    18225              1550
CONOCO                         COM              208251306       46     1625 SH       DEFINED                   725               900
CONOCO INC CL B                COM              208251405      564    19514 SH       SOLE                    18864               650
CONOCO INC CL B                COM              208251405       42     1468 SH       DEFINED                  1468
WALT DISNEY CO                 COM              254687106      241     8335 SH       SOLE                     7260              1075
WALT DISNEY CO                 COM              254687106      175     6075 SH       DEFINED                  5775               300
DOME IMAGING SYSTEMS INC       COM              256DOME12       15    15625 SH       SOLE                    15625
DOMINION RES INC VA NEW        COM              25746U109       32      484 SH       SOLE                      484
DOMINION RES INC VA NEW        COM              25746U109      317     4745 SH       DEFINED                  4004               741
DU PONT DE NEMOURS CO          COM              263534109     1478    30606 SH       SOLE                    30606
DU PONT DE NEMOURS CO          COM              263534109      213     4425 SH       DEFINED                  2525              1900
DUKE ENERGY CORPORATION        COM              264399106      139     1635 SH       SOLE                     1635
DUKE ENERGY CORPORATION        COM              264399106      135     1591 SH       DEFINED                  1591
EMC CORPORATION                COM              268648102     1066    16034 SH       SOLE                    15159               875
EMC CORPORATION                COM              268648102       50      755 SH       DEFINED                   655               100
EL PASO ENERGY CORP            COM              283905107     1703    23785 SH       SOLE                    22760              1025
EL PASO ENERGY CORP            COM              283905107      137     1925 SH       DEFINED                  1525               400
EMERSON ELECTRIC CO            COM              291011104     1244    15787 SH       SOLE                    14337              1450
EMERSON ELECTRIC CO            COM              291011104      339     4312 SH       DEFINED                  2112              2200
ENRON CORP                     COM              293561106     1372    16517 SH       SOLE                    15867               650
ENRON CORP                     COM              293561106      238     2875 SH       DEFINED                  2375               500
EXXON MOBIL CORP COM           COM              30231G102     3560    40952 SH       SOLE                    36805              4147
EXXON MOBIL CORP COM           COM              30231G102     1600    18407 SH       DEFINED                 13125              5282
FNMA COMMON STOCK              COM              313586109      305     3517 SH       SOLE                     2900               617
FNMA COMMON STOCK              COM              313586109       94     1085 SH       DEFINED                  1025                60
GANNETT COMPANY INC            COM              364730101      995    15791 SH       SOLE                    15003               788
GANNETT COMPANY INC            COM              364730101      249     3950 SH       DEFINED                  3550               400
GENERAL DYNAMICS CORP          COM              369550108     1471    18870 SH       SOLE                    17995               875
GENERAL DYNAMICS CORP          COM              369550108      146     1875 SH       DEFINED                  1775               100
GENERAL ELECTRIC CO            COM              369604103     3918    81736 SH       SOLE                    76661              5075
GENERAL ELECTRIC CO            COM              369604103     2705    56441 SH       DEFINED                 46776              9665
GENERAL MILLS INC              COM              370334104      143     3210 SH       SOLE                     3210
GENERAL MILLS INC              COM              370334104      135     3050 SH       DEFINED                  1450              1600
GILLETTE CO                    COM              375766102      906    25100 SH       SOLE                    23075              2025
GILLETTE CO                    COM              375766102      178     4935 SH       DEFINED                  1175              3760
HEWLETT-PACKARD CO             COM              428236103      132     4206 SH       SOLE                     3706               500
HEWLETT-PACKARD CO             COM              428236103      166     5270 SH       DEFINED                  4470               800
HOME DEPOT INC                 COM              437076102      513    11238 SH       SOLE                    10113              1125
HOME DEPOT INC                 COM              437076102      286     6271 SH       DEFINED                  3570              2701
HONEYWELL INTL INC             COM              438516106      247     5230 SH       SOLE                     5095               135
HONEYWELL INTL INC             COM              438516106       53     1125 SH       DEFINED                  1125
HOUSEHOLD INTERNATIONAL INC    COM              441815107      213     3879 SH       DEFINED                  3879
ILLINOIS TOOL WORKS INC        COM              452308109      117     1975 SH       SOLE                     1975
ILLINOIS TOOL WORKS INC        COM              452308109      198     3325 SH       DEFINED                  1625              1700
INNSUITES HOSPITALITY TRUST    COM              457919108       42    27307 SH       SOLE                    27307
INTEL CORP                     COM              458140100     1539    51224 SH       SOLE                    48224              3000
INTEL CORP                     COM              458140100     1060    35275 SH       DEFINED                 30315              4960
INTERNATIONAL BUSINESS MACHINE COM              459200101     1312    15436 SH       SOLE                    14670               766
INTERNATIONAL BUSINESS MACHINE COM              459200101      773     9099 SH       DEFINED                  6599              2500
JOHNSON & JOHNSON              COM              478160104     1921    18293 SH       SOLE                    17468               825
JOHNSON & JOHNSON              COM              478160104      530     5053 SH       DEFINED                  3283              1770
KIMBERLY-CLARK CORP            COM              494368103      226     3200 SH       SOLE                     3000               200
KIMBERLY-CLARK CORP            COM              494368103       28      400 SH       DEFINED                   200               200
LUCENT TECHNOLOGIES INC        COM              549463107      191    14196 SH       SOLE                    12820              1376
LUCENT TECHNOLOGIES INC        COM              549463107      292    21688 SH       DEFINED                  9820             11868
MARRIOTT INTERNATIONAL CL A (N COM              571903202      693    16425 SH       SOLE                    15675               750
MARRIOTT INTERNATIONAL CL A (N COM              571903202       49     1175 SH       DEFINED                  1175
MCDONALD'S CORP                COM              580135101       95     2800 SH       SOLE                     2800
MCDONALD'S CORP                COM              580135101      120     3550 SH       DEFINED                  2150              1400
MEDTRONIC INC                  COM              585055106      113     1875 SH       SOLE                     1875
MEDTRONIC INC                  COM              585055106      130     2160 SH       DEFINED                   660              1500
MERCK & CO INC                 COM              589331107     3130    33435 SH       SOLE                    31476              1959
MERCK & CO INC                 COM              589331107     1303    13918 SH       DEFINED                  8418              5500
MICROSOFT CORP                 COM              594918104     1129    26049 SH       SOLE                    24699              1350
MICROSOFT CORP                 COM              594918104      662    15275 SH       DEFINED                 14475               800
MINNESOTA MINING & MANUFACTURI COM              604059105      184     1530 SH       SOLE                     1280               250
MINNESOTA MINING & MANUFACTURI COM              604059105      465     3865 SH       DEFINED                  2765              1100
J P MORGAN & CO INC            COM              616880100      314     1901 SH       SOLE                     1768               133
J P MORGAN & CO INC            COM              616880100      397     2400 SH       DEFINED                   950              1450
NABISCO GROUP HLDGS CORP       COM              62952PAA0       12    12500 SH       SOLE                    12500
NOKIA CORP                     COM              654902204       21      500 SH       SOLE                      500
NOKIA CORP                     COM              654902204      189     4348 SH       DEFINED                  4348
NORTHERN TRUST CORP            COM              665859104      562     6900 SH       SOLE                                       6900
NORTHERN TRUST CORP            COM              665859104        1       20 SH       DEFINED                    20
ORACLE CORPORATION             COM              68389X105      890    30632 SH       SOLE                    28832              1800
ORACLE CORPORATION             COM              68389X105      148     5100 SH       DEFINED                  1900              3200
PEPSICO INC                    COM              713448108     1603    32355 SH       SOLE                    31405               950
PEPSICO INC                    COM              713448108      471     9514 SH       DEFINED                  7014              2500
PFIZER INC                     COM              717081103      759    16511 SH       SOLE                    14186              2325
PFIZER INC                     COM              717081103      522    11362 SH       DEFINED                  7418              3944
PHARMACIA CORP                 COM              71713U102       46      757 SH       SOLE                      757
PHARMACIA CORP                 COM              71713U102      322     5280 SH       DEFINED                  5280
PROCTER & GAMBLE CO            COM              742718109      555     7082 SH       SOLE                     6432               650
PROCTER & GAMBLE CO            COM              742718109      520     6642 SH       DEFINED                  4567              2075
QWEST COMMUNICATIONS INTL      COM              749121109      216     5285 SH       SOLE                     3049              2236
QWEST COMMUNICATIONS INTL      COM              749121109      173     4245 SH       DEFINED                  4147                98
ROYAL DUTCH PETROLEUM - NY SHA COM              780257804       82     1367 SH       SOLE                     1267               100
ROYAL DUTCH PETROLEUM - NY SHA COM              780257804      413     6828 SH       DEFINED                  4428              2400
SBC COMMUNICATIONS INC         COM              78387G103      453     9503 SH       SOLE                     8753               750
SBC COMMUNICATIONS INC         COM              78387G103      627    13144 SH       DEFINED                 12012              1132
SARA LEE CORP                  COM              803111103      501    20430 SH       SOLE                    19380              1050
SARA LEE CORP                  COM              803111103      124     5075 SH       DEFINED                  4075              1000
SCHERING-PLOUGH CORP           COM              806605101     1300    22922 SH       SOLE                    20472              2450
SCHERING-PLOUGH CORP           COM              806605101      517     9127 SH       DEFINED                  9127
SCHLUMBERGER LTD               COM              806857108      991    12401 SH       SOLE                    11826               575
SCHLUMBERGER LTD               COM              806857108      580     7263 SH       DEFINED                  5038              2225
SOUTHERN CO                    COM              842587107     1366    41100 SH       SOLE                    38625              2475
SOUTHERN CO                    COM              842587107       73     2225 SH       DEFINED                  2225
SUN MICROSYSTEMS INC           COM              866810104     1268    45497 SH       SOLE                    43547              1950
SUN MICROSYSTEMS INC           COM              866810104      129     4660 SH       DEFINED                  4460               200
SYSCO CORPORATION              COM              871829107       90     3000 SH       SOLE                     3000
SYSCO CORPORATION              COM              871829107      436    14552 SH       DEFINED                  4252             10300
TARGET CORP                    COM              87612E106      279     8672 SH       SOLE                     8272               400
TARGET CORP                    COM              87612E106       87     2700 SH       DEFINED                  2700
TYCO INTERNATIONAL LTD         COM              902124106     2380    42886 SH       SOLE                    39711              3175
TYCO INTERNATIONAL LTD         COM              902124106      784    14131 SH       DEFINED                  6331              7800
UNION PACIFIC CORP             COM              907818108     1164    22950 SH       SOLE                    22125               825
UNION PACIFIC CORP             COM              907818108       70     1390 SH       DEFINED                  1190               200
VERIZON COMMUNICATIONS         COM              92343V104     1882    37551 SH       SOLE                    36826               725
VERIZON COMMUNICATIONS         COM              92343V104      611    12191 SH       DEFINED                  9876              2315
VIAD CORP                      COM              92552R109      648    28215 SH       SOLE                    27140              1075
VIAD CORP                      COM              92552R109        6      300 SH       DEFINED                   300
VULCAN MATERIALS CO            COM              929160109      264     5526 SH       DEFINED                  5526
WAL-MART STORES INC            COM              931142103      633    11920 SH       SOLE                    11143               777
WAL-MART STORES INC            COM              931142103       78     1480 SH       DEFINED                   505               975
WALGREEN                       COM              931422109      305     7300 SH       SOLE                     6800               500
WALGREEN                       COM              931422109      225     5400 SH       DEFINED                  2000              3400
WORLDCOM INC GA NEW            COM              98157D106      605    43082 SH       SOLE                    40057              3025
WORLDCOM INC GA NEW            COM              98157D106       53     3800 SH       DEFINED                  3500               300
WRIGLEY WM JR CO               COM              982526105      255     2666 SH       DEFINED                                    2666
</TABLE>


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