<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                           8,009
<INT-BEARING-DEPOSITS>                             784
<FED-FUNDS-SOLD>                                18,914
<TRADING-ASSETS>                                   494
<INVESTMENTS-HELD-FOR-SALE>                          0
<INVESTMENTS-CARRYING>                           6,473
<INVESTMENTS-MARKET>                             6,417
<LOANS>                                        218,701
<ALLOWANCE>                                    (1,823)
<TOTAL-ASSETS>                                 267,322
<DEPOSITS>                                     241,214
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                                967
<LONG-TERM>                                     10,000
                                0
                                          0
<COMMON>                                        11,752
<OTHER-SE>                                           0
<TOTAL-LIABILITIES-AND-EQUITY>                 267,322
<INTEREST-LOAN>                                 13,687
<INTEREST-INVEST>                                  882
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                14,569
<INTEREST-DEPOSIT>                               5,847
<INTEREST-EXPENSE>                               6,583
<INTEREST-INCOME-NET>                            7,986
<LOAN-LOSSES>                                      537
<SECURITIES-GAINS>                                   2
<EXPENSE-OTHER>                                  8,122
<INCOME-PRETAX>                                    964
<INCOME-PRE-EXTRAORDINARY>                         964
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       567
<EPS-BASIC>                                       0.24
<EPS-DILUTED>                                     0.23
<YIELD-ACTUAL>                                    9.51
<LOANS-NON>                                      1,187
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 1,327
<CHARGE-OFFS>                                       91
<RECOVERIES>                                        50
<ALLOWANCE-CLOSE>                                1,823
<ALLOWANCE-DOMESTIC>                             1,823
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>



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