<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the Form
10-QSB for Pulaski Bancorp, Inc. for the nine months ended September 30, 2000
and is qualified in its entirety by reference to such financial statements.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 4,050,203
<INT-BEARING-DEPOSITS> 2,413,435
<FED-FUNDS-SOLD> 1,600,000
<TRADING-ASSETS> 1,794,000
<INVESTMENTS-HELD-FOR-SALE> 6,190,647
<INVESTMENTS-CARRYING> 69,863,047
<INVESTMENTS-MARKET> 69,158,842
<LOANS> 153,328,250
<ALLOWANCE> 1,169,000
<TOTAL-ASSETS> 246,655,064
<DEPOSITS> 188,749,246
<SHORT-TERM> 32,000,000
<LIABILITIES-OTHER> 1,811,234
<LONG-TERM> 0
0
0
<COMMON> 21,081
<OTHER-SE> 24,073,503
<TOTAL-LIABILITIES-AND-EQUITY> 246,655,064
<INTEREST-LOAN> 8,828,413
<INTEREST-INVEST> 3,994,825
<INTEREST-OTHER> 355,060
<INTEREST-TOTAL> 13,178,298
<INTEREST-DEPOSIT> 5,820,921
<INTEREST-EXPENSE> 1,864,458
<INTEREST-INCOME-NET> 5,492,919
<LOAN-LOSSES> 66,000
<SECURITIES-GAINS> 357,784
<EXPENSE-OTHER> 3,688,907
<INCOME-PRETAX> 2,280,807
<INCOME-PRE-EXTRAORDINARY> 1,434,860
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,434,860
<EPS-BASIC> 0.74
<EPS-DILUTED> 0.74
<YIELD-ACTUAL> 3.16
<LOANS-NON> 487,000
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,135,000
<CHARGE-OFFS> 32,000
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 1,169,000
<ALLOWANCE-DOMESTIC> 1,169,000
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>