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Previous: BAY NATIONAL CORP, 10QSB, 2000-11-13 |
Next: GREENVILLE FIRST BANCSHARES INC, 10QSB, 2000-11-13 |
<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summary information extracted from the Bay National
Corporation September 30, 2000 financial statements and is qualified in its
entirety by reference to such financial statements.
</LEGEND>
<CIK> 0001089787
<NAME> Bay National Corporation
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> SEP-30-2000
<CASH> 4,211,728
<INT-BEARING-DEPOSITS> 7,121,170
<FED-FUNDS-SOLD> 10,993,703
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 2,268,159
<INVESTMENTS-CARRYING> 2,268,159
<INVESTMENTS-MARKET> 2,268,159
<LOANS> 1,521,622
<ALLOWANCE> 23,000
<TOTAL-ASSETS> 19,972,782
<DEPOSITS> 8,926,247
<SHORT-TERM> 0
<LIABILITIES-OTHER> 258,515
<LONG-TERM> 0
0
0
<COMMON> 12,420
<OTHER-SE> 10,775,600
<TOTAL-LIABILITIES-AND-EQUITY> 19,972,782
<INTEREST-LOAN> 10,613
<INTEREST-INVEST> 129,488
<INTEREST-OTHER> 325,821
<INTEREST-TOTAL> 465,922
<INTEREST-DEPOSIT> 66,937
<INTEREST-EXPENSE> 66,937
<INTEREST-INCOME-NET> 398,985
<LOAN-LOSSES> 23,000
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 1,462,480
<INCOME-PRETAX> (1,083,481)
<INCOME-PRE-EXTRAORDINARY> (1,083,481)
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> (1,083,481)
<EPS-BASIC> (1.45)
<EPS-DILUTED> (1.45)
<YIELD-ACTUAL> 0.00
<LOANS-NON> 0
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 0
<CHARGE-OFFS> 0
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 0
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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