<TABLE>
<CAPTION>
<S> <C>
OAKWOOD MORTGAGE INVESTORS, INC. 1999-C
OAKWOOD ACCEPTANCE CORP. - SERVICER
REMITTANCE REPORT
REPORTING MONTH: Jun-00
Scheduled Principal Balance of Contracts
---------------------------------------------------------------------------------------------
Beginning Ending
Principal Scheduled Prepaid Liquidated Loans Principal
Balance Principal Principal Principal Repurchased Balance
---------------------------------------------------------------------------------------------
289,250,614.51 (335,039.75) (1,399,693.14) (1,136,307.01) 0.00 286,379,574.61
=============================================================================================
Scheduled Scheduled Amount
Gross Servicing Pass Thru Pass-Through Available for Limited Total
Interest Fee Interest Proceeds Distribution Guarantee Distribution
----------------------------------------------------------------------------------------------------------------------------------
2,524,543.55 241,042.18 2,283,501.37 757,029.30 5,016,305.74 0.00 5,016,305.74
==================================================================================================================================
Certificate Account
-----------------------------------------------------------------------------------------------------------------------------
Beginning Deposits Investment Ending
Balance Principal Interest Distributions Interest Balance
-----------------------------------------------------------------------------------------------------------------------------
1,002,002.62 2,858,286.23 2,428,884.02 (4,950,596.94) 4,376.86 1,342,952.79
=============================================================================================================================
P&I Advances at Distribution Date
----------------------------------------------------------------------------------
Beginning Recovered Current Ending
Balance Advances Advances Balance
----------------------------------------------------------------------------------
2,701,149.31 -2,251,364.77 2,728,906.99 3,178,691.53
==================================================================================
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
<S> <C>
OAKWOOD MORTGAGE INVESTORS, INC. 1999-C
OAKWOOD ACCEPTANCE CORP. - SERVICER
REMITTANCE REPORT
REPORTING MONTH:
Class B Crossover Test Test Met?
------------------------------------------------------------------- ---------------
(a) Remittance date on or after December 2003 N
(b) Average 60 day Delinquency rate <= 5.5% Y
(d) Cumulative losses do not exceed the following
percent of the intitial principal balance of all Certificates
Jan. 2004 - June 2005 7% N
July 2005 - June 2006 8% N
July 2006 - Dec. 2007 9.5% N
Dec 2007 and After 10.5% N
(e) Current realized loss ratio <= 3.00% Y
(f) Does Subordinated Certificate percentage equal or
exceed 40.251%
of Pool Scheduled Principal Balance
Beginning M balance 36,812,000.00
Beginning B-1 balance 16,004,000.00
Beginning B-2 balance 20,807,916.00
------------------------
73,623,916.00
------------------------
Divided by beginning pool
balance 289,250,614.51
25.453% N
Average 60 day delinquency ratio:
Over 60s Pool Balance %
--------------------------------------------------------
Current Mo 15,431,200.66 286,379,574.61 5.39%
1st Preceding Mo 14,007,262.45 289,250,614.51 4.84%
2nd Preceding Mo 12,775,064.42 291,660,627.91 4.38%
Divided by 3
-------------
4.87%
=============
Cumulative loss ratio:
Cumulative losses 2,062,315.44
-----------------------------------
Divided by Initial Certificate Principal 20,093,916.00 0.644%
=============
Current realized loss ratio:
Liquidation Pool
Losses Balance
-------------------------------------------
Current Mo 379,277.71 289,250,614.51
1st Preceding Mo 363,887.41 291,660,627.91
2nd Preceding Mo 310,325.25 294,552,805.39
-------------------------------------------
1,053,490.37 291,821,349.27 1.444%
=============
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
<S> <C>
OAKWOOD MORTGAGE INVESTORS, INC. 1999-C
OAKWOOD ACCEPTANCE CORP. - SERVICER
REMITTANCE REPORT
REPORTING MONTH: Jun-00
Delinquency Analysis
31 to 59 days 60 to 89 days 90 days and Over
No. of Principal Principal Principal Principal
Loans Balance # Balance # Balance # Balance
-------------------------------------------------------------------------------------------------------------
Excluding Repos 6,547 278,482,072.97 178 6,343,933.39 78 2,876,218.67 112 4,735,378.60
Repos 215 7,897,501.64 2 54,420.54 22 751,333.09 190 7,068,270.30
-------------------------------------------------------------------------------------------------------------
Total 6,762 286,379,574.61 180 6,398,353.93 100 3,627,551.76 302 11,803,648.90
=============================================================================================================
Repossession Analysis
Active Repos Reversal Current Month
Total Delinq. Outstanding (Redemption) Repos Cumulative Repos
Principal Principal Principal Principal Principal
# Balance # Balance # Balance # Balance # Balance
---------------------------------------------------------------------------------------------------------------------
Excluding Repos 368 13,955,530.66 215 7,897,501.64 0 0.00 56 2,013,210.94 468 15,956,002.78
Repos 214 7,874,023.93
----------------------------
Total 582 21,829,554.59
============================
8.6% 7.62%
===========================
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
<S> <C>
OAKWOOD MORTGAGE INVESTORS, INC. 1999-C
OAKWOOD ACCEPTANCE CORP. - SERVICER
REMITTANCE REPORT
REPORTING MONTH: Jun-00
REPOSSESSION LIQUIDATION REPORT
Liquidated
Account Customer Principal Sales Insur. Total Repossession
FHA? Number Name Balance Proceeds Refunds Proceeds Expenses
-------------------------------------------------------------------------------------------------------------------------------
1829142 WARREN L FAIR 50,706.45 51,400.00 2,344.10 53,744.10 10,572.00
1893304 DANNY W GREER 58,010.92 57,650.00 0.00 57,650.00 10,759.50
1925668 EST OF EDWARD R WILLIAMSON 71,435.66 73,650.00 665.88 74,315.88 11,239.50
1818434 SERGIO C LOZOYA 29,707.73 25,500.00 0.00 25,500.00 6,440.00
1833318 ASHLEY D WALLACE 26,681.12 24,000.00 1,117.39 25,117.39 6,395.00
1837038 GINGER J BURKETT 25,305.54 19,500.00 875.73 20,375.73 6,260.00
1839109 GEORGE A TIBBS 34,297.31 32,000.00 0.00 32,000.00 6,635.00
1854496 EDWARD O BROWN 33,550.78 35,250.00 0.00 35,250.00 10,087.50
1855121 RECO J MADDOX 36,346.92 35,250.00 1,717.54 36,967.54 10,087.50
1864602 MISTY K WILSON 23,585.66 23,900.00 0.00 23,900.00 6,392.00
1866284 BILLY G WEAVER 25,730.39 25,900.00 0.00 25,900.00 6,452.00
1887132 RONNIE V BURROUGHS 20,416.61 35,900.00 360.00 36,260.00 6,752.00
1887629 FRANK CHRISTOPHER 39,177.57 32,000.00 2,746.34 34,746.34 6,635.00
1888858 NATHEN M BROWN 29,621.99 27,900.00 87.12 27,987.12 6,512.00
1889104 MICHAEL A LEONARD 20,281.26 21,900.00 301.20 22,201.20 6,332.00
1899962 KELLEY S BAGGS 18,249.45 22,050.00 0.00 22,050.00 6,336.50
1902584 MICHELLE J BONILLA 11,533.71 13,000.00 503.31 13,503.31 6,065.00
1904119 ROGER E BLANKENSHIP 29,937.35 27,000.00 1,027.81 28,027.81 6,485.00
1912211 BISHWADE MURRIL 44,080.15 49,150.00 0.00 49,150.00 10,504.50
1913797 HAROLD PURNELL 42,528.66 43,150.00 445.44 43,595.44 10,324.50
1914423 CHARLES L GOLEMAN 48,764.42 46,650.00 438.48 47,088.48 10,429.50
1925577 ROGER D BOWLING 34,073.42 35,900.00 0.00 35,900.00 6,752.00
1930841 ANITA G EVANS 22,488.93 23,500.00 773.91 24,273.91 6,380.00
1931872 RITZIE P SMITH 16,016.31 4,508.00 0.00 4,508.00 1,100.00
1934819 DAVID MAYNOR 54,362.23 54,900.00 775.81 55,675.81 10,677.00
1936970 RONALD W AVERY 30,763.62 30,500.00 0.00 30,500.00 6,590.00
1940154 TRESSA L BRIDGES 38,876.08 37,400.00 24.33 37,424.33 6,797.00
1944776 JOSE A MALDONADO 29,052.32 28,400.00 2,455.15 30,855.15 6,527.00
1945732 TAMMY J NOTTINGHAM 6,618.97 100.00 0.00 100.00 1,100.00
1946565 NICK M DRAKOVICH 53,806.82 49,720.00 2,646.29 52,366.29 10,521.60
1947852 PATRICA E WATSON 20,871.13 20,500.00 244.28 20,744.28 6,290.00
1948009 MAX J SANCHEZ 30,337.21 27,400.00 601.74 28,001.74 6,497.00
1957075 MILLER B MYERS 21,055.07 18,750.00 424.71 19,174.71 6,237.50
1963297 DONNA M DAVIS 58,035.25 52,250.00 0.00 52,250.00 10,597.50
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
</TABLE>
<TABLE>
<CAPTION>
<S> <C>
Net Net Current
Account Customer Liquidation Unrecov. FHA Insurance Pass Thru Period Net Cumulative
FHA? Number Name Proceeds Advances Coverage Proceeds Gain/(Loss) Gain/(Loss)
----------------------------------------------------------------------------------------------------------------------------------
1829142 WARREN L FAIR 43,172.10 3,531.63 0.00 39,640.47 (11,065.98)
1893304 DANNY W GREER 46,890.50 6,143.56 0.00 40,746.94 (17,263.98)
1925668 EST OF EDWARD R WILLIAMSON 63,076.38 6,084.66 0.00 56,991.72 (14,443.94)
1818434 SERGIO C LOZOYA 19,060.00 3,110.27 0.00 15,949.73 (13,758.00)
1833318 ASHLEY D WALLACE 18,722.39 2,525.27 0.00 16,197.12 (10,484.00)
1837038 GINGER J BURKETT 14,115.73 3,528.71 0.00 10,587.02 (14,718.52)
1839109 GEORGE A TIBBS 25,365.00 3,415.57 0.00 21,949.43 (12,347.88)
1854496 EDWARD O BROWN 25,162.50 2,108.36 0.00 23,054.14 (10,496.64)
1855121 RECO J MADDOX 26,880.04 4,428.97 0.00 22,451.07 (13,895.85)
1864602 MISTY K WILSON 17,508.00 2,702.48 0.00 14,805.52 (8,780.14)
1866284 BILLY G WEAVER 19,448.00 2,155.66 0.00 17,292.34 (8,438.05)
1887132 RONNIE V BURROUGHS 29,508.00 1,561.48 0.00 27,946.52 7,529.91
1887629 FRANK CHRISTOPHER 28,111.34 3,990.86 0.00 24,120.48 (15,057.09)
1888858 NATHEN M BROWN 21,475.12 3,433.49 0.00 18,041.63 (11,580.36)
1889104 MICHAEL A LEONARD 15,869.20 1,600.15 0.00 14,269.05 (6,012.21)
1899962 KELLEY S BAGGS 15,713.50 3,198.67 0.00 12,514.83 (5,734.62)
1902584 MICHELLE J BONILLA 7,438.31 2,183.79 0.00 5,254.52 (6,279.19)
1904119 ROGER E BLANKENSHIP 21,542.81 3,762.06 0.00 17,780.75 (12,156.60)
1912211 BISHWADE MURRIL 38,645.50 4,542.63 0.00 34,102.87 (9,977.28)
1913797 HAROLD PURNELL 33,270.94 3,649.26 0.00 29,621.68 (12,906.98)
1914423 CHARLES L GOLEMAN 36,658.98 3,124.73 0.00 33,534.25 (15,230.17)
1925577 ROGER D BOWLING 29,148.00 3,152.31 0.00 25,995.69 (8,077.73)
1930841 ANITA G EVANS 17,893.91 5,347.07 0.00 12,546.84 (9,942.09)
1931872 RITZIE P SMITH 3,408.00 991.05 0.00 2,416.95 (13,599.36)
1934819 DAVID MAYNOR 44,998.81 7,039.37 0.00 37,959.44 (16,402.79)
1936970 RONALD W AVERY 23,910.00 2,584.50 0.00 21,325.50 (9,438.12)
1940154 TRESSA L BRIDGES 30,627.33 5,719.47 0.00 24,907.86 (13,968.22)
1944776 JOSE A MALDONADO 24,328.15 2,037.13 0.00 22,291.02 (6,761.30)
1945732 TAMMY J NOTTINGHAM (1,000.00) 2,123.73 0.00 (3,123.73) (9,742.70)
1946565 NICK M DRAKOVICH 41,844.69 3,023.86 0.00 38,820.83 (14,985.99)
1947852 PATRICA E WATSON 14,454.28 3,858.31 0.00 10,595.97 (10,275.16)
1948009 MAX J SANCHEZ 21,504.74 1,767.61 0.00 19,737.13 (10,600.08)
1957075 MILLER B MYERS 12,937.21 3,730.60 0.00 9,206.61 (11,848.46)
1963297 DONNA M DAVIS 41,652.50 4,155.39 0.00 37,497.11 (20,538.14)
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
</TABLE>
<PAGE>
OAKWOOD MORTGAGE INVESTORS, INC. 1999-C
OAKWOOD ACCEPTANCE CORP. - SERVICER
REMITTANCE REPORT
REPORTING MONTH: Jun-00
<TABLE>
<CAPTION>
<S> <C>
Liquidated
Account Customer Principal Sales Insur. Total Repossession
FHA? Number Name Balance Proceeds Refunds Proceeds Expenses
-----------------------------------------------------------------------------------------------------------------------------
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
-------------------------------------------------------------------------------------
1,136,307.01 1,106,528.00 20,576.56 1,127,104.56 253,762.60
=====================================================================================
Net Net Current
Liquidation Unrecov. FHA Insurance Pass Thru Period Net Cumulative
Proceeds Advances Coverage Proceeds Gain/(Loss) Gain/(Loss)
---------------------------------------------------------------------------------------------
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
-----------------------------------------------------------------------------------------------
873,341.96 116,312.66 0.00 757,029.30 (379,277.71) (2,062,315.44)
===============================================================================================
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
<S> <C>
OAKWOOD MORTGAGE INVESTORS, INC. 1999-C
OAKWOOD ACCEPTANCE CORP. - SERVICER
REMITTANCE REPORT
REPORTING MONTH: Jun-00
CERTIFICATE PRINCIPAL ANALYSIS
PRINCIPAL
Original Beginning Beginning Principal Current
Cert. Certificate Certificate Shortfall Carry- Principal
Class Balances Balances Over Due
----------------------------------------------------------------------------------------------------------------------
Senior Certificates
A-1 72,200,000.00 41,356,698.51 0.00 2,871,039.90
A-2 174,270,000.00 174,270,000.00 0.00 0.00
-----------------------------------------------------------------------------------
Total Certificate Principal Bal. 246,470,000.00 215,626,698.51 0.00 2,871,039.90
Current Ending Principal Ending Principal Paid
Cert. Principal Shortfall Carry- Certificate Pool Per $1,000
Class Paid Over Balances Factor Denomination
----------------------------------------------------------------------------------------------------------------------------------
Senior Certificates
A-1 2,871,039.90 0.00 38,485,658.61 53.30424% 39.765096
A-2 0.00 0.00 174,270,000.00 100.00000% 0.000000
-------------------------------------------------------
Total Certificate Principal Bal. 2,871,039.90 0.00 212,755,658.61
</TABLE>
<TABLE>
<CAPTION>
<S> <C>
========================================================================================
Original Beginning Beginning Principal Current Current
Subordinate Certificates Certificate Certificate Shortfall Carry- Principal Principal
Balances Balances Over Due Paid
----------------------------------------------------------------------------------------
M-1 20,808,000.00 20,808,000.00 0.00 0.00 0.00
M-1 Outstanding Writedown 0.00 0.00
M-2 16,004,000.00 16,004,000.00 0.00 0.00 0.00
M-1 Outstanding Writedown 0.00 0.00
B-1 16,004,000.00 16,004,000.00 0.00 0.00 0.00
B-1 Outstanding Writedown 0.00 0.00
B-2 20,807,916.00 20,807,916.00 0.00 0.00 0.00
B-2 Outstanding Writedown 0.00 0.00
----------------------------------------------------------------------------------------
Total Excluding Writedown Bal. 73,623,916.00 73,623,916.00 0.00 0.00 0.00
========================================================================================
All Certificates Excluding Writedown Bal. 320,093,916.00 289,250,614.51 0.00 2,871,039.90 2,871,039.90
========================================================================================
========================================================================
Ending Principal Current Ending Principal Paid
Subordinate Certificates Shortfall Carry- Writedown/ Certificate Pool Per $1,000
Over (Writeup) Balances Factor Denomination
----------------------------------------------------------------------------------------
M-1 0.00 0.00 20,808,000.00 100.00000% 0.000000
M-1 Outstanding Writedown 0.00
M-2 0.00 0.00 16,004,000.00 100.00000% 0.000000
M-1 Outstanding Writedown 0.00
B-1 0.00 0.00 16,004,000.00 100.00000% 0.000000
B-1 Outstanding Writedown 0.00
B-2 0.00 0.00 20,807,916.00 100.00000% 0.000000
B-2 Outstanding Writedown 0.00
--------------------------------------------------------
Total Excluding Writedown Bal. 0.00 0.00 73,623,916.00
========================================================
All Certificates Excluding Writedown Bal. 0.00 0.00 286,379,574.61
========================================================
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
<S> <C>
OAKWOOD MORTGAGE INVESTORS, INC. 1999-C
OAKWOOD ACCEPTANCE CORP. - SERVICER
REMITTANCE REPORT
REPORTING MONTH: Jun-00
CERTIFICATE INTEREST ANALYSIS
Beginning Carry- Current Carry-
Senior Pass-Through Over Priority Current Priority Over Priority Ending Carry-
Certificates Rate Interest Balance Interest Accrual Interest Accrual Paid Over Balance
--------------------------------------------------------------------------------------------------------
A-1 6.83125% 0.00 235,431.62 0.00 235,431.62 0.00
A-2 7.47500% 0.00 1,085,556.88 0.00 1,085,556.88 0.00
-------------------------------------------------------------------------------------
=====================================================================================
Total 0.00 1,320,988.50 0.00 1,320,988.50 0.00
=====================================================================================
Interest Paid
Senior Per $1,000 Total Class
Certificates Denomination Distribution
---------------------------------------
A-1 3.26083 3,106,471.52
A-2 6.22917 1,085,556.88
-----------------------
=======================
Total 4,192,028.40
=======================
</TABLE>
<TABLE>
<CAPTION>
<S> <C>
Beginning Carry- Current Carry- Priority Ending Carry-
Subordinate Pass-Through Over Priority Current Priority Over Priority Interest Over Priority
Certificates Rate Interest Balance Interest Accrual Interest Accrual Paid Interest Balance
---------------------------------------------------------------------------------------------------------------
M-1 8.07000% 0.00 139,933.80 0.00 139,933.80 0.00
M-2 8.75000% 0.00 116,695.83 0.00 116,695.83 0.00
B-1 6.90000% 0.00 92,023.00 0.00 92,023.00 0.00
B-2 6.90000% 0.00 119,645.52 0.00 119,645.52 0.00
Limited Guarantee 0.00
Service Fee 0.00 241,042.18 0.00 241,042.18 0.00
X 1,683,037.73 494,214.72 0.00 114,937.01 2,062,315.44
R 0.00 0.00 0.00 0.00 0.00
---------------------------------------------------------------------------------------------------
Total 1,683,037.73 1,203,555.05 0.00 824,277.34 2,062,315.44
===================================================================================================
All Certificates 1,683,037.73 2,524,543.55 0.00 2,145,265.84 2,062,315.44
===================================================================================================
Beginning Carry Current Writedown Current Carry- Ending Carry- Interest Paid
Subordinate Over Writedown Interest Over Writedown Writedown Over Writedown Per $1,000 Total Class
Certificates Interest Balance Accrued Interest Accrued Interest Paid Interest Balance Denomination Distribution
--------------------------------------------------------------------------------------------------------------
M-1 0.00 0.00 0.00 0.00 0.00 6.72500 139,933.80
M-2 0.00 0.00 0.00 0.00 0.00 7.29167 116,695.83
B-1 0.00 0.00 0.00 0.00 0.00 5.75000 92,023.00
B-2 0.00 0.00 0.00 0.00 0.00 5.75000 119,645.52
Limited Guarantee 0.00
Service Fee 241,042.18
X 114,937.01
R 0.00
--------------------------------------------------------------------------- -------------------
Total 0.00 0.00 0.00 0.00 0.00 824,277.34
=========================================================================== ===================
All Certificates 0.00 0.00 0.00 0.00 0.00 5,016,305.74
============================================================================ ===================
</TABLE>