OAKWOOD MORTGAGE INVESTORS, INC. 1999-C
OAKWOOD ACCEPTANCE CORP. - SERVICER
REMITTANCE REPORT
REPORTING MONTH: Sep-00
<TABLE>
<CAPTION>
Scheduled Principal Balance of Contracts
--------------------------------------------------------------------------------------------
Beginning Ending
Principal Scheduled Prepaid Liquidated Loans Principal
Balance Principal Principal Principal Repurchased Balance
--------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C>
281,596,560.56 (335,129.62) (716,018.32) (2,736,727.79) 0.00 277,808,684.83
============================================================================================
Scheduled Scheduled Amount
Gross Servicing Pass Thru Pass-Through Available for Limited Total
Interest Fee Interest Proceeds Distribution Guarantee Distribution
------------------------------------------------------------------------------------------------
2,454,869.42 234,663.80 2,220,205.62 1,822,224.81 5,328,242.17 119,645.52 5,447,887.69
================================================================================================
Certificate Account
--------------------------------------------------------------------------------------
Beginning Deposits Investment Ending
Balance Principal Interest Distributions Interest Balance
--------------------------------------------------------------------------------------
372,138.07 3,787,387.60 2,461,226.78 (4,562,508.97) 1,755.09 2,059,998.57
======================================================================================
P&I Advances at Distribution Date
---------------------------------------------------------------------------
Beginning Recovered Current Ending
Balance Advances Advances Balance
---------------------------------------------------------------------------
3,010,099.13 -3,010,099.13 2,736,822.52 2,736,822.52
===========================================================================
</TABLE>
<PAGE>
OAKWOOD MORTGAGE INVESTORS, INC. 1999-C
OAKWOOD ACCEPTANCE CORP. - SERVICER
REMITTANCE REPORT
REPORTING MONTH:
<TABLE>
<CAPTION>
Class B Crossover Test Test Met?
------------------------------------------------------------------- ---------
<S> <C>
(a) Remittance date on or after December 2003 N
(b) Average 60 day Delinquency rate <= 5.5% N
(d) Cumulative losses do not exceed the following
percent of the intitial principal balance of all Certificates
Jan. 2004 - June 2005 7% N
July 2005 - June 2006 8% N
July 2006 - Dec. 2007 9.5% N
Dec 2007 and After 10.5% N
(e) Current realized loss ratio <= 3.00% Y
(f) Does Subordinated Certificate percentage equal or
exceed 40.251%
of Pool Scheduled Principal Balance
Beginning M balance 36,812,000.00
Beginning B-1 balance 16,004,000.00
Beginning B-2 balance 20,807,916.00
------------------------
73,623,916.00
------------------------
Divided by beginning pool
balance 281,596,560.56
26.145% N
Average 60 day delinquency ratio:
Over 60s Pool Balance %
--------------------------------------------------------
Current Mo 17,536,149.72 277,808,684.83 6.31%
1st Preceding Mo 17,822,887.49 281,596,560.56 6.33%
2nd Preceding Mo 17,148,845.35 283,681,177.27 6.05%
Divided by 3
-------------
6.23%
=============
Cumulative loss ratio:
Cumulative losses 3,908,143.12
------------------------
Divided by Initial Certificate Principal 320,093,916.00 1.221%
=============
Current realized loss ratio:
Liquidation Pool
Losses Balance
-------------------------------------------
Current Mo 914,502.98 281,596,560.56
1st Preceding Mo 451,748.63 283,681,177.27
2nd Preceding Mo 479,576.07 286,379,574.61
-------------------------------------------
1,845,827.68 283,885,770.81 2.601%
=============
</TABLE>
<PAGE>
OAKWOOD MORTGAGE INVESTORS, INC. 1999-C
OAKWOOD ACCEPTANCE CORP. - SERVICER
REMITTANCE REPORT
REPORTING MONTH: Sep-00
<TABLE>
<CAPTION>
Delinquency Analysis
31 to 59 days 60 to 89 days 90 days and Over
No. of Principal Principal Principal Principal
Loans Balance # Balance # Balance # Balance
--------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
Excluding Repos 6,303 268,066,346.88 194 6,568,892.60 72 2,819,687.88 116 5,144,133.60
Repos 251 9,742,337.95 2 113,400.96 11 408,477.13 237 9,163,851.11
--------------------------------------------------------------------------------------------------------------------
Total 6,554 277,808,684.83 196 6,682,293.56 83 3,228,165.01 353 14,307,984.71
====================================================================================================================
Repossession Analysis
Active Repos Reversal Current Month
Total Delinq. Outstanding (Redemption) Repos Cumulative Repos
Principal Principal Principal Principal Principal
# Balance # Balance # Balance # Balance # Balance
------------------------------------------------------------------------------------------------------------------------------------
382 14,532,714.08 251 9,742,337.95 0 0.00 71 2,769,196.72 657 23,052,419.02
250 9,685,729.20
---------------------------
632 24,218,443.28
===========================
9.6% 8.72%
===========================
</TABLE>
<PAGE>
OAKWOOD MORTGAGE INVESTORS, INC. 1999-C
OAKWOOD ACCEPTANCE CORP. - SERVICER
REMITTANCE REPORT
REPORTING MONTH: Sep-00
REPOSSESSION LIQUIDATION REPORT
<TABLE>
<CAPTION>
Liquidated Net
Account Customer Principal Sales Insur. Total Repossession Liquidation
FHA? Number Name Balance Proceeds Refunds Proceeds Expenses Proceeds
---------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
1834449 MATTHEW HUFFMAN 60,067.40 51,150.00 1,241.87 52,391.87 11,334.50 41,057.37
1835495 STEVE SILVER 36,302.61 34,900.00 0.00 34,900.00 6,887.00 28,013.00
1858836 JACK W BLAIR 52,327.23 54,150.00 437.90 54,587.90 11,424.50 43,163.40
1906379 THOMAS G CATTERTON 46,468.14 46,750.00 410.06 47,160.06 11,202.50 35,957.56
1162544 LINDA K THOMPSON 38,157.84 39,150.00 0.00 39,150.00 10,974.50 28,175.50
1835966 TRACY BENNETT 32,086.90 34,000.00 0.00 34,000.00 6,860.00 27,140.00
1838242 APRIL MASON 50,629.55 46,050.00 0.00 46,050.00 11,181.50 34,868.50
1841436 TANYUA O GOFF 26,221.47 26,400.00 0.00 26,400.00 6,632.00 19,768.00
1842707 RICHARDO D MURRAY 28,555.92 30,900.00 0.00 30,900.00 6,767.00 24,133.00
1845585 ROBERTA LOCKETT 30,468.84 31,150.00 0.00 31,150.00 6,774.50 24,375.50
1848142 DAN D THOMASON 47,863.06 45,750.00 0.00 45,750.00 11,172.50 34,577.50
1848514 CHARLES S KING 18,974.35 22,400.00 261.17 22,661.17 6,512.00 16,149.17
1852508 STEPHEN W HALL 34,209.48 31,000.00 0.00 31,000.00 6,770.00 24,230.00
1854314 PRISCILLA A HANSLEY 37,743.14 32,500.00 2,312.67 34,812.67 6,815.00 27,997.67
1856657 DAVID MESSER 23,811.99 25,000.00 0.00 25,000.00 6,590.00 18,410.00
1866292 JERIAH WILLIAMS 24,838.04 26,900.00 0.00 26,900.00 6,647.00 20,253.00
1872944 DAVID M FOGTMAN 20,359.23 21,610.00 0.00 21,610.00 6,488.30 15,121.70
1875210 SHIRLEY D KEEL 13,759.92 18,500.00 562.64 19,062.64 6,395.00 12,667.64
1875715 KIMBERLY M GARRETT 30,099.85 30,500.00 665.45 31,165.45 6,755.00 24,410.45
1878974 DANNY R HICKMAN 31,840.74 29,900.00 357.12 30,257.12 6,737.00 23,520.12
1892173 ALVIN R COTTON 31,446.51 28,900.00 1,865.55 30,765.55 6,707.00 24,058.55
1899103 MARY K DONALD 47,583.71 49,150.00 1,209.65 50,359.65 11,274.50 39,085.15
1899384 MIKE L PETRIE 33,225.21 30,400.00 653.54 31,053.54 6,752.00 24,301.54
1899632 JESSICA L KENNEDY 18,663.93 20,670.31 351.84 21,022.15 6,460.11 14,562.04
1900554 CHARLES R AYERS 31,814.43 30,750.00 0.00 30,750.00 10,722.50 20,027.50
1903087 ANTONIO T GOMEZ 7,682.39 10,500.00 1,303.85 11,803.85 6,155.00 5,648.85
1914795 LOUIS SARTORI 80,348.55 70,371.75 0.00 70,371.75 2,450.00 67,921.75
1916923 JEANSONNE L FLOYD 24,919.53 23,900.00 641.68 24,541.68 6,557.00 17,984.68
1918887 SYLVIA COLEMAN 29,704.92 25,750.00 925.59 26,675.59 6,612.50 20,063.09
1919125 WADE C STEWART 26,931.04 27,400.00 708.94 28,108.94 6,662.00 21,446.94
1919448 GREG A MONTGOMERY 46,111.37 42,900.00 391.38 43,291.38 7,127.00 36,164.38
1921352 FLORENTINO B HERNANDEZ 37,841.05 33,900.00 350.88 34,250.88 6,857.00 27,393.88
1923366 CLAUDE W KING 36,898.18 39,150.00 0.00 39,150.00 10,974.50 28,175.50
1923374 DOROTHY SCIPIO 22,012.68 24,400.00 0.00 24,400.00 6,572.00 17,828.00
1924661 JOE BLOUNT 24,342.27 23,500.00 491.91 23,991.91 6,545.00 17,446.91
1924927 DORIS M MUDD 15,615.62 21,900.00 0.00 21,900.00 6,497.00 15,403.00
1927409 ANTHONY M WILLIAMS 18,350.10 19,900.00 526.53 20,426.53 6,437.00 13,989.53
1927730 TIMOTHY L LAIRD 20,553.30 21,928.00 77.01 22,005.01 6,497.84 15,507.17
1928241 LEE A GRUVER 34,415.14 34,300.00 2,295.34 36,595.34 6,869.00 29,726.34
1930775 ROBERT WILLIAMS 28,907.78 29,100.00 0.00 29,100.00 6,713.00 22,387.00
1931120 WANDA D HILL 33,609.45 35,650.00 2,778.14 38,428.14 10,869.50 27,558.64
1931393 PHYLLIS FLANNIGAN 39,061.53 38,900.00 348.48 39,248.48 7,007.00 32,241.48
1932292 CASIE R DAVIS 28,946.41 31,800.00 736.57 32,536.57 6,794.00 25,742.57
1933373 HERSCHEL SCALF 16,306.06 21,800.00 0.00 21,800.00 6,494.00 15,306.00
1933464 ANNA HUX 26,909.45 27,900.00 0.00 27,900.00 6,677.00 21,223.00
1935709 JOHN J VANDERLINDE 30,767.06 30,400.00 0.00 30,400.00 6,752.00 23,648.00
1936939 KATRINA M WHITFIELD 6,741.32 2,500.00 0.00 2,500.00 1,100.00 1,400.00
1937762 RONALD A WHITE 19,055.40 20,900.00 1,155.36 22,055.36 6,467.00 15,588.36
Net Current
Unrecov. FHA Insurance Pass Thru Period Net Cumulative
Advances Coverage Proceeds Gain/(Loss) Gain/(Loss)
----------------------------------------------------------------------------------
9,044.27 0.00 32,013.10 (28,054.30)
5,677.11 0.00 22,335.89 (13,966.72)
4,710.74 0.00 38,452.66 (13,874.57)
2,029.89 0.00 33,927.67 (12,540.47)
3,247.86 0.00 24,927.64 (13,230.20)
2,731.51 0.00 24,408.49 (7,678.41)
4,720.21 0.00 30,148.29 (20,481.26)
2,923.98 0.00 16,844.02 (9,377.45)
3,191.58 0.00 20,941.42 (7,614.50)
4,556.13 0.00 19,819.37 (10,649.47)
3,746.57 0.00 30,830.93 (17,032.13)
3,077.38 0.00 13,071.79 (5,902.56)
3,030.87 0.00 21,199.13 (13,010.35)
4,226.41 0.00 23,771.26 (13,971.88)
5,447.74 0.00 12,962.26 (10,849.73)
2,476.39 0.00 17,776.61 (7,061.43)
2,034.94 0.00 13,086.76 (7,272.47)
1,520.05 0.00 11,147.59 (2,612.33)
6,023.18 0.00 18,387.27 (11,712.58)
3,338.64 0.00 20,181.48 (11,659.26)
7,979.79 0.00 16,078.76 (15,367.75)
3,049.86 0.00 36,035.29 (11,548.42)
2,003.39 0.00 22,298.15 (10,927.06)
2,087.22 0.00 12,474.82 (6,189.11)
2,002.46 0.00 18,025.04 (13,789.39)
3,224.75 0.00 2,424.10 (5,258.29)
11,332.01 0.00 56,589.74 (23,758.81)
2,019.59 0.00 15,965.09 (8,954.44)
2,677.44 0.00 17,385.65 (12,319.27)
2,670.75 0.00 18,776.19 (8,154.85)
3,630.97 0.00 32,533.41 (13,577.96)
2,968.74 0.00 24,425.14 (13,415.91)
4,141.86 0.00 24,033.64 (12,864.54)
4,522.59 0.00 13,305.41 (8,707.27)
1,712.36 0.00 15,734.55 (8,607.72)
2,834.09 0.00 12,568.91 (3,046.71)
1,720.92 0.00 12,268.61 (6,081.49)
3,128.06 0.00 12,379.11 (8,174.19)
5,903.70 0.00 23,822.64 (10,592.50)
3,169.80 0.00 19,217.20 (9,690.58)
6,348.70 0.00 21,209.94 (12,399.51)
1,788.87 0.00 30,452.61 (8,608.92)
2,722.80 0.00 23,019.77 (5,926.64)
2,042.80 0.00 13,263.20 (3,042.86)
4,366.19 0.00 16,856.81 (10,052.64)
2,376.81 0.00 21,271.19 (9,495.87)
2,713.73 0.00 (1,313.73) (8,055.05)
3,229.87 0.00 12,358.49 (6,696.91)
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
Liquidated Net
Account Customer Principal Sales Insur. Total Repossession Liquidation
FHA? Number Name Balance Proceeds Refunds Proceeds Expenses Proceeds
------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
1937804 JEFFERY A HAWKINS 44,342.95 46,050.00 1,058.72 47,108.72 11,181.50 35,927.22
1938729 RICHARD S GERRITY 28,196.31 25,400.00 1,671.28 27,071.28 6,602.00 20,469.28
1939057 WAYNE FORGET 34,982.68 35,800.00 3,644.49 39,444.49 6,914.00 32,530.49
1940410 JERRY WILSON 33,574.33 32,900.00 1,109.50 34,009.50 6,827.00 27,182.50
1940428 JOSEPH K NELSON 34,807.61 33,400.00 1,041.25 34,441.25 6,842.00 27,599.25
1940584 CHRIS B PAUL 52,367.88 55,800.00 827.63 56,627.63 11,474.00 45,153.63
1940626 CHRISTOPHER A MCCLAIN 37,703.19 34,400.00 1,219.34 35,619.34 6,872.00 28,747.34
1940816 MARCO DELEON 44,848.11 42,750.00 0.00 42,750.00 11,082.50 31,667.50
1940915 KEVIN WILLIAMS 23,363.83 24,500.00 0.00 24,500.00 6,575.00 17,925.00
1941756 LISA A TAYLOR 32,787.75 30,900.00 0.00 30,900.00 6,767.00 24,133.00
1945211 WENDELL S CLIFTON 37,803.84 38,300.00 2,595.20 40,895.20 6,989.00 33,906.20
1946961 ELIZABETH A CONNER 32,150.19 31,950.00 0.00 31,950.00 6,798.50 25,151.50
1947373 HARRY SAMAIN 15,526.16 17,500.00 616.90 18,116.90 6,365.00 11,751.90
1948561 LISA WOOD 47,476.46 53,150.00 2,151.16 55,301.16 11,394.50 43,906.66
1952126 CHRISTOPHER M SWEAT 7,493.74 500.00 0.00 500.00 1,100.00 (600.00
1953751 DAVID SMITH 21,680.88 23,900.00 82.25 23,982.25 6,557.00 17,425.25
1954262 ERVIN STULTS 29,176.43 24,900.00 956.47 25,856.47 6,587.00 19,269.47
1954429 MIRANDA H VANDYKE 29,463.61 31,800.00 1,138.84 32,938.84 6,794.00 26,144.84
1954684 SHARON D CANTRALL 31,429.06 33,300.00 1,358.83 34,658.83 6,839.00 27,819.83
1954924 CARL W WEISS 50,720.46 50,050.00 187.16 50,237.16 11,301.50 38,935.66
1955509 TIMOTHY W STROUPE 35,541.17 36,900.00 362.88 37,262.88 6,947.00 30,315.88
1955848 JOE PHIPPS 29,328.49 30,900.00 365.76 31,265.76 6,767.00 24,498.76
1957158 DIANA COLEMAN 34,845.83 35,500.00 0.00 35,500.00 6,905.00 28,595.00
1959642 HEIDI R PURTLE 48,746.65 47,900.00 0.00 47,900.00 11,237.00 36,663.00
1960160 KATHY L DANIELS 42,880.91 35,800.00 1,123.26 36,923.26 6,914.00 30,009.26
1960897 WILLIAM DAY 10,097.10 0.01 254.19 254.20 1,100.00 (845.80
1960905 MIGUEL CORONADO 41,477.84 43,600.00 0.00 43,600.00 11,108.00 32,492.00
1960970 TRAMPAS J SMITH 28,818.81 28,400.00 732.09 29,132.09 6,692.00 22,440.09
1961671 JACK C THOMAS 38,985.64 32,000.00 688.96 32,688.96 6,800.00 25,888.96
1962380 KIRK E OBRIEN 59,244.61 52,150.00 2,701.61 54,851.61 11,364.50 43,487.11
1962869 MICHAEL C YOUNG 52,438.10 48,750.00 1,546.84 50,296.84 11,262.50 39,034.34
1964923 MARK W INGE 30,424.84 29,900.00 1,675.97 31,575.97 6,737.00 24,838.97
1966506 KATHY A BAXTER 75,700.46 78,800.00 0.00 78,800.00 12,164.00 66,636.00
1967389 SANDRA K HINKLEY 24,226.67 22,900.00 0.00 22,900.00 6,527.00 16,373.00
*1849918 JEFFREY T JACKSON 10,525.11 0.00 10,954.17 10,954.17 0.00 10,954.17
--------------------------------------------------------------------------------------------------
2,736,727.79 2,688,030.07 63,125.87 2,751,155.94 618,909.75 2,132,246.19
==================================================================================================
Net Current
Unrecov. FHA Insurance Pass Thru Period Net Cumulative
Advances Coverage Proceeds Gain/(Loss) Gain/(Loss)
----------------------------------------------------------------------------------
5,939.10 0.00 29,988.12 (14,354.83)
5,155.96 0.00 15,313.32 (12,882.99)
3,706.53 0.00 28,823.96 (6,158.72)
3,304.92 0.00 23,877.58 (9,696.75)
3,687.80 0.00 23,911.45 (10,896.16)
8,662.10 0.00 36,491.53 (15,876.35)
3,816.74 0.00 24,930.60 (12,772.59)
7,418.23 0.00 24,249.27 (20,598.84)
2,389.66 0.00 15,535.34 (7,828.49)
1,250.94 0.00 22,882.06 (9,905.69)
6,229.04 0.00 27,677.16 (10,126.68)
2,927.96 0.00 22,223.54 (9,926.65)
3,218.49 0.00 8,533.41 (6,992.75)
5,729.24 0.00 38,177.42 (9,299.04)
1,985.14 0.00 (2,585.14) (10,078.88)
2,944.43 0.00 14,480.82 (7,200.06)
2,837.67 0.00 16,431.80 (12,744.63)
2,919.35 0.00 23,225.49 (6,238.12)
2,545.10 0.00 25,274.73 (6,154.33)
4,794.28 0.00 34,141.38 (16,579.08)
3,163.34 0.00 27,152.54 (8,388.63)
2,407.77 0.00 22,090.99 (7,237.50)
2,412.88 0.00 26,182.12 (8,663.71)
2,500.76 0.00 34,162.24 (14,584.41)
6,688.22 0.00 23,321.04 (19,559.87)
2,551.10 0.00 (3,396.90) (13,494.00)
5,293.73 0.00 27,198.27 (14,279.57)
3,399.65 0.00 19,040.44 (9,778.37)
4,084.24 0.00 21,804.72 (17,180.92)
3,999.27 0.00 39,487.84 (19,756.77)
2,680.66 0.00 36,353.68 (16,084.42)
3,102.71 0.00 21,736.26 (8,688.58)
7,507.17 0.00 59,128.83 (16,571.63)
2,073.86 0.00 14,299.14 (9,927.53)
567.77 0.00 10,386.40 (138.71)
-------------------------------------------------------------------------------------
310,021.38 0.00 1,822,224.81 (914,502.98) (3,908,143.12)
=====================================================================================
*Chargeoff
</TABLE>
<PAGE>
OAKWOOD MORTGAGE INVESTORS, INC. 1999-C
OAKWOOD ACCEPTANCE CORP. - SERVICER
REMITTANCE REPORT
REPORTING MONTH: Sep-00
CERTIFICATE PRINCIPAL ANALYSIS
PRINCIPAL
<TABLE>
<CAPTION>
Original Beginning Beginning Principal Current Current
Cert. Certificate Certificate Shortfall Carry- Principal Principal
Class Balances Balances Over Due Paid
------------------------------------------------------------------------------------------------------------------------------------
Senior Certificates
<S> <C> <C> <C> <C> <C>
A-1 72,200,000.00 33,702,644.56 3,787,875.73 3,585,684.00
A-2 174,270,000.00 174,270,000.00 0.00 0.00
------------------------------------------------------------------------------------------
Total Certificate Principal Bal. 246,470,000.00 207,972,644.56 0.00 3,787,875.73 3,585,684.00
==========================================================================================
Ending Principal Ending Principal Paid
Cert. Shortfall Carry- Certificate Pool Per $1,000
Class Over Balances Factor Denomination
---------------------------------------------------------------------------------------------------------------------
Senior Certificates
A-1 202,191.73 30,116,960.56 41.71324% 49.663213
A-2 0.00 174,270,000.00 100.00000% 0.000000
------------------------------------
Total Certificate Principal Bal. 202,191.73 204,386,960.56
==========================================================================
Original Beginning Beginning Principal Current Current
Subordinate Certificates Certificate Certificate Shortfall Carry- Principal Principal
Balances Balances Over Due Paid
------------------------------------------------------------------------------------------
M-1 20,808,000.00 20,808,000.00 0.00 0.00 0.00
M-1 Outstanding Writedown 0.00
M-2 16,004,000.00 16,004,000.00 0.00 0.00 0.00
M-1 Outstanding Writedown 0.00
B-1 16,004,000.00 16,004,000.00 0.00 0.00 0.00
B-1 Outstanding Writedown 0.00
B-2 20,807,916.00 20,807,916.00 0.00 0.00 0.00
B-2 Outstanding Writedown 0.00
------------------------------------------------------------------------------------------
Total Excluding Writedown Bal. 73,623,916.00 73,623,916.00 0.00 0.00 0.00
==========================================================================================
All Certificates Excluding Writedown Bal. 320,093,916.00 281,596,560.56 0.00 3,787,875.73 3,585,684.00
==========================================================================================
Ending Principal Current Ending Principal Paid
Subordinate Certificates Shortfall Carry- Writedown/ Certificate Pool Per $1,000
Over (Writeup) Balances Factor Denomination
--------------------------------------------------------------------------------------
M-1 0.00 20,808,000.00 100.00000% 0.000000
M-1 Outstanding Writedown 0.00 0.00
M-2 0.00 16,004,000.00 100.00000% 0.000000
M-1 Outstanding Writedown 0.00 0.00
B-1 0.00 16,004,000.00 100.00000% 0.000000
B-1 Outstanding Writedown 0.00 0.00
B-2 0.00 20,605,724.27 99.02829% 0.000000
B-2 Outstanding Writedown 202,191.73 202,191.73
-------------------------------------------------------
Total Excluding Writedown Bal. 0.00 202,191.73 73,421,724.27
=======================================================
All Certificates Excluding Writedown Bal. 202,191.73 202,191.73 277,808,684.83
=======================================================
</TABLE>
<PAGE>
OAKWOOD MORTGAGE INVESTORS, INC. 1999-C
OAKWOOD ACCEPTANCE CORP. - SERVICER
REMITTANCE REPORT
REPORTING MONTH: Sep-00
CERTIFICATE INTEREST ANALYSIS
<TABLE>
<CAPTION>
Beginning Carry- Current Carry-
Senior Pass-Through Over Priority Current Priority Over Priority Ending Carry-
Certificates Rate Interest Balance Interest Accrual Interest Accrual Paid Over Balance
-----------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C>
A-1 6.80125% 0.00 191,016.76 0.00 191,016.76 0.00
A-2 7.47500% 0.00 1,085,556.88 0.00 1,085,556.88 0.00
---------------------------------------------------------------------------------
=================================================================================
Total 0.00 1,276,573.64 0.00 1,276,573.64 0.00
=================================================================================
Interest Paid
Senior Per $1,000 Total Class
Certificates Denomination Distribution
-----------------------------
A-1 2.64566 3,776,700.76
A-2 6.22917 1,085,556.88
------------------
==================
Total 4,862,257.64
==================
Beginning Carry- Current Carry- Priority Ending Carry-
Subordinate Pass-Through Over Priority Current Priority Over Priority Interest Over Priority
Certificates Rate Interest Balance Interest Accrual Interest Accrual Paid Interest Balance
-----------------------------------------------------------------------------------------------------------
M-1 8.07000% 0.00 139,933.80 0.00 139,933.80 0.00
M-2 8.75000% 0.00 116,695.83 0.00 116,695.83 0.00
B-1 6.90000% 0.00 92,023.00 0.00 92,023.00 0.00
B-2 6.90000% 0.00 119,645.52 0.00 119,645.52 0.00
Service Fee 0.00 234,663.80 0.00 117,331.90 117,331.90
X 2,993,640.14 475,333.83 0.00 0.00 3,468,973.97
R 0.00 0.00 0.00 0.00 0.00
------------------------------------------------------------------------------------------------
Total 2,993,640.14 1,178,295.78 0.00 585,630.05 3,586,305.87
================================================================================================
All Certificates 2,993,640.14 2,454,869.42 0.00 1,862,203.69 3,586,305.87
================================================================================================
Unreimbursed Guarantee Payments 0.00 119,645.52 0.00 119,645.52
================================================================================================
Beginning
Carry Over Current
Writedown Writedown Current Carry- Ending Carry- Interest Paid
Subordinate Interest Interest Over Writedown Writedown Over Writedown Per $1,000 Total Class
Certificates Balance Accrued Interest Accrued Interest Paid Interest Balance Denomination Distribution
----------------------------------------------------------------------------------------------------
M-1 0.00 0.00 0.00 0.00 0.00 6.72500 139,933.80
M-2 0.00 0.00 0.00 0.00 0.00 7.29167 116,695.83
B-1 0.00 0.00 0.00 0.00 0.00 5.75000 92,023.00
B-2 0.00 0.00 0.00 0.00 0.00 5.75000 119,645.52
Service Fee 117,331.90
X 0.00
R 0.00
----------------------------------------------------------------- ----------------
Total 0.00 0.00 0.00 0.00 0.00 585,630.05
================================================================= ================
All Certificates 0.00 0.00 0.00 0.00 0.00 5,447,887.69
================================================================= ================
Unreimbursed Guarantee Payments 0.00
===================================================================================================
Total Distribution 5,447,887.69
================
Limited Guarantee 119,645.52
Cumulative Unpaid X 3,468,973.97
Cumulative Unpaid Svc Fee 117,331.90
O/S Write-downs 202,191.73
----------------
3,908,143.12
================
</TABLE>
