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Security Benefit Life Insurance Company 700 SW Harrison St.
Security Benefit Group, Inc. Topeka, Kansas 66636-0001
Security Distributors, Inc. (785) 431-3000
Security Management Company, LLC
May 2, 2000
Securities and Exchange Commission
450 Fifth Street, NW
Judiciary Plaza
Washington, DC 20549
Subj: VARIABLE ANNUITY ACCOUNT XI - RULE 497(J) FILING
Prospectus Dated May 1, 2000
File Nos.: 333-84159 and 811-09517
Dear Sir or Madam:
In accordance with the provisions of Rule 497(j) under the Securities Act of
1933, please accept this letter as certification that the Scarborough Advantage
Variable Annuity Prospectus and Statement of Additional Information do not
differ from that contained in Post-Effective Amendment No. 1 to the Registration
Statement filed under the Securities Act of 1933 and Amendment No. 2 to the
Registration Statement filed under the Investment Company Act of 1940. This
Post-Effective Amendment was filed electronically on May 1, 2000.
If you have any questions concerning this filing, please contact me at
(785) 431-3226.
Very truly yours,
AMY J. LEE
Amy J. Lee
Vice President and Associate General Counsel
Security Benefit Life Insurance Company