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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D. C. 20549
Form 13F
Form 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 03/31/2000
Your Form 13F Cover Page Detail
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1REPORT PTR289 6F TIAA CREF TRUST COMPANY FSB SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/06/00 PAGE 1
AS OF 03/31/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
DAIMLERCHRYSLER AG D1668R123 83 1,275 SH X 1,275
DAIMLERCHRYSLER AG D1668R123 118 1,808 SH X X 1,808
AMDOCS LTD COM G02602103 799 10,800 SH X 10,800
AMDOCS LTD COM G02602103 81 1,100 SH X X 1,100
CORECOMM LTD COM G2422R109 205 4,662 SH X 4,662
GLOBAL CROSSING LTD G3921A100 41 1,000 SH X 1,000
GLOBAL CROSSING LTD G3921A100 192 4,700 SH X X 4,700
TRANSOCEAN SEDCO FOREX INC COM G90078109 831 16,190 SH X 16,190
TRANSOCEAN SEDCO FOREX INC COM G90078109 235 4,584 SH X X 4,584
XL CAPITAL LTD CLASS A COM G98255105 40 725 SH X 725
XL CAPITAL LTD CLASS A COM G98255105 166 3,000 SH X X 3,000
AT&T CORP COM 001957109 1,337 23,749 SH X 23,749
AT&T CORP COM 001957109 1,910 33,925 SH X X 33,925
ABBOTT LABS COM 002824100 232 6,606 SH X 6,606
ABBOTT LABS COM 002824100 1,644 46,717 SH X X 46,717
AGRIBRANDS INTERNATIONAL INC COM 00849R105 451 11,478 SH X 11,478
AKZO NOBEL N V SPONSORED ADR 010199305 456 10,600 SH X 10,600
AKZO NOBEL N V SPONSORED ADR 010199305 16 380 SH X X 380
ALLIANCE CAPITAL MGMT HOLD COM 01855A101 787 19,000 SH X X 19,000
ALLSTATE CORP COM 020002101 1,026 43,092 SH X 43,092
ALLSTATE CORP COM 020002101 140 5,866 SH X X 5,866
ALLTEL CORP COM 020039103 3 42 SH X 42
ALLTEL CORP COM 020039103 767 12,158 SH X X 12,158
ALTERA CORP COM 021441100 262 2,936 SH X 2,936
AMEREN CORP COM 023608102 97 3,140 SH X 3,140
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PAGE TOTAL 11,919
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1REPORT PTR289 6F TIAA CREF TRUST COMPANY FSB SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/06/00 PAGE 2
AS OF 03/31/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AMEREN CORP COM 023608102 244 7,890 SH X X 7,890
AMERICA ONLINE INC DEL COM 02364J104 109 1,616 SH X 1,616
AMERICA ONLINE INC DEL COM 02364J104 405 6,000 SH X X 6,000
AMERICAN EXPRESS CO COM 025816109 332 2,229 SH X 2,229
AMERICAN EXPRESS CO COM 025816109 924 6,202 SH X X 6,202
AMERICAN HOME PRODS CORP COM 026609107 1,763 32,800 SH X 32,250 550
AMERICAN HOME PRODS CORP COM 026609107 1,293 24,050 SH X X 24,050
AMERICAN INTL GROUP INC COM 026874107 360 3,286 SH X 3,286
AMERICAN INTL GROUP INC COM 026874107 309 2,822 SH X X 2,822
AMERICAN WTR WKS INC COM 030411102 385 16,223 SH X X 16,223
AMGEN INC COM 031162100 2,380 38,780 SH X 38,780
AMGEN INC COM 031162100 1,337 21,790 SH X X 21,790
ANALOG DEVICES INC COM 032654105 408 5,066 SH X 5,066
ANHEUSER BUSCH COS INC COM 035229103 309 4,960 SH X 4,960
ANHEUSER BUSCH COS INC COM 035229103 772 12,400 SH X X 12,400
APACHE CORP COM 037411105 861 17,300 SH X 17,300
APACHE CORP COM 037411105 165 3,325 SH X X 3,325
APPLIED MATLS INC COM 038222105 386 4,100 SH X X 4,100
ARK MARYLAND TAX FREE FD CL A 040711731 224 23,400 SH X X 23,400
ASSOCIATES FIRST CAP CORP CL A 046008108 121 5,646 SH X 5,646
ASSOCIATES FIRST CAP CORP CL A 046008108 326 15,244 SH X X 15,244
ATLANTIC RICHFIELD CO COM 048825103 180 2,115 SH X 2,115
ATLANTIC RICHFIELD CO COM 048825103 819 9,634 SH X X 9,634
AUTOMATIC DATA PROCESSING COM 053015103 863 17,895 SH X 17,895
AUTOMATIC DATA PROCESSING COM 053015103 1,039 21,536 SH X X 21,536
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PAGE TOTAL 16,314
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1REPORT PTR289 6F TIAA CREF TRUST COMPANY FSB SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/06/00 PAGE 3
AS OF 03/31/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
BCE INC COM 05534B109 432 3,440 SH X 3,440
BCE INC COM 05534B109 276 2,200 SH X X 2,200
BP AMOCO SPON ADR 055622104 854 16,032 SH X 16,032
BP AMOCO SPON ADR 055622104 1,101 20,670 SH X X 20,670
BMC SOFTWARE INC COM 055921100 1,239 25,090 SH X 25,090
BMC SOFTWARE INC COM 055921100 524 10,605 SH X X 10,605
BANK OF AMERICA CORP COM 060505104 777 14,819 SH X 14,819
BANK OF AMERICA CORP COM 060505104 2,713 51,737 SH X X 51,737
BANK NEW YORK INC COM 064057102 343 8,262 SH X 8,262
BANK ONE CORP COM 06423A103 112 3,263 SH X 3,263
BANK ONE CORP COM 06423A103 449 13,053 SH X X 13,053
BECTON DICKINSON & CO COM 075887109 211 8,000 SH X X 8,000
BELL ATLANTIC CORP COM 077853109 334 5,468 SH X 5,468
BELL ATLANTIC CORP COM 077853109 1,709 27,964 SH X X 27,964
BELLSOUTH CORP COM 079860102 220 4,688 SH X 4,688
BELLSOUTH CORP COM 079860102 621 13,240 SH X X 13,240
BERKSHIRE HATHAWAY INC CL-A COM 084670108 343 6 SH X X 6
BIOGEN N V COM 090597105 87 1,250 SH X 1,250
BIOGEN N V COM 090597105 140 2,000 SH X X 2,000
BLOCK H & R INC COM 093671105 23 525 SH X 525
BLOCK H & R INC COM 093671105 584 13,055 SH X X 13,055
BOEING CO COM 097023105 19 500 SH X 500
BOEING CO COM 097023105 289 7,650 SH X X 7,650
BRISTOL MYERS SQUIBB CO COM 110122108 476 8,200 SH X 8,200
BRISTOL MYERS SQUIBB CO COM 110122108 2,268 39,100 SH X X 39,100
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PAGE TOTAL 16,144
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1REPORT PTR289 6F TIAA CREF TRUST COMPANY FSB SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/06/00 PAGE 4
AS OF 03/31/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
BUENOS AIRES EMB SP ADR 119424208 18 73,174 SH X 73,174
BURLINGTON NORTHN SANTA FE CORP COM 12189T104 18 800 SH X 800
BURLINGTON NORTHN SANTA FE CORP COM 12189T104 216 9,500 SH X X 9,500
BURLINGTON RES INC COM 122014103 26 700 SH X 700
BURLINGTON RES INC COM 122014103 438 11,825 SH X X 11,825
CBS CORP COM 12490K107 232 4,100 SH X 4,100
CBS CORP COM 12490K107 137 2,421 SH X X 2,421
CIGNA CORP COM 125509109 40 525 SH X 525
CIGNA CORP COM 125509109 182 2,400 SH X X 2,400
CALPINE CORP COM 131347106 564 6,000 SH X 6,000
CARDINAL HEALTH INC COM 14149Y108 1,095 23,880 SH X 23,880
CARDINAL HEALTH INC COM 14149Y108 238 5,186 SH X X 5,186
CARNIVAL CORP CL A 143658102 200 8,070 SH X 8,070
CARNIVAL CORP CL A 143658102 43 1,744 SH X X 1,744
CENDANT CORP COM 151313103 56 3,000 SH X 3,000
CENDANT CORP COM 151313103 207 11,200 SH X X 11,200
CHASE MANHATTAN CORP NEW 16161A108 1,847 21,182 SH X 21,182
CHASE MANHATTAN CORP NEW 16161A108 227 2,598 SH X X 2,598
CHEVRON CORP COM 166751107 434 4,691 SH X 4,691
CHEVRON CORP COM 166751107 157 1,700 SH X X 1,700
CISCO SYS INC COM 17275R102 1,882 24,340 SH X 23,740 600
CISCO SYS INC COM 17275R102 1,361 17,600 SH X X 17,600
CITIGROUP INC COM 172967101 517 8,633 SH X 8,633
CITIGROUP INC COM 172967101 291 4,858 SH X X 4,858
COASTAL CORP COM 190441105 944 19,665 SH X 19,665
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PAGE TOTAL 11,370
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1REPORT PTR289 6F TIAA CREF TRUST COMPANY FSB SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/06/00 PAGE 5
AS OF 03/31/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
COASTAL CORP COM 190441105 221 4,600 SH X X 4,600
COCA COLA CO COM 191216100 562 11,969 SH X 11,969
COCA COLA CO COM 191216100 287 6,104 SH X X 6,104
COLGATE PALMOLIVE CO COM 194162103 196 3,480 SH X 3,480
COLGATE PALMOLIVE CO COM 194162103 1,432 25,400 SH X X 25,400
COMPAQ COMPUTER CORP COM 204493100 1,646 61,518 SH X 61,518
COMPAQ COMPUTER CORP COM 204493100 316 11,800 SH X X 11,800
COMPUTER ASSOC INTL INC COM 204912109 8 130 SH X 130
COMPUTER ASSOC INTL INC COM 204912109 320 5,400 SH X X 5,400
COMPUTER SCIENCES CORP COM 205363104 595 7,515 SH X 7,515
COMPUTER SCIENCES CORP COM 205363104 20 250 SH X X 250
CONAGRA INC COM 205887102 44 2,435 SH X 2,435
CONAGRA INC COM 205887102 250 13,773 SH X X 13,773
CONOCO INC CL B COM 208251405 921 35,950 SH X 35,950
CONOCO INC CL B COM 208251405 52 2,046 SH X X 2,046
CONSTELLATION ENERGY GROUP COM 210371100 521 16,346 SH X 16,346
CONVERGYS CORP COM 212485106 254 6,575 SH X 6,575
CONVERTIBLE ARBITRAGE SELECT FUND 212530919 663 513 SH X 513
LTD PARTNERSHIP (CH)
DANA CORP COM 235811106 1,295 45,950 SH X 45,950
DANA CORP COM 235811106 420 14,900 SH X X 14,900
DELTA AIR LINES INC COM 247361108 412 7,740 SH X 7,740
DISNEY WALT CO COM 254687106 311 7,534 SH X 7,534
DISNEY WALT CO COM 254687106 535 12,975 SH X X 12,975
DONALDSON LUFKIN & JENRETTE INC NEW 257661108 515 9,950 SH X 9,800 150
COM
DOW CHEM CO COM 260543103 66 575 SH X 575
----------
PAGE TOTAL 11,862
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1REPORT PTR289 6F TIAA CREF TRUST COMPANY FSB SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/06/00 PAGE 6
AS OF 03/31/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
DOW CHEM CO COM 260543103 399 3,500 SH X X 3,500
DU PONT E I DE NEMOURS & CO COM 263534109 686 12,956 SH X 12,956
DU PONT E I DE NEMOURS & CO COM 263534109 91 1,719 SH X X 1,719
DUKE ENERGY CORP COM 264399106 786 14,978 SH X 14,978
DUKE ENERGY CORP COM 264399106 150 2,860 SH X X 2,860
E M C CORP MASS COM 268648102 107 848 SH X 848
E M C CORP MASS COM 268648102 101 800 SH X X 800
EDISON INTL COM 281020107 50 3,000 SH X 3,000
EDISON INTL COM 281020107 563 34,000 SH X X 34,000
EL PASO ENERGY CORP DEL COM 283905107 105 2,600 SH X 2,600
EL PASO ENERGY CORP DEL COM 283905107 479 11,868 SH X X 11,868
EMERSON ELEC CO COM 291011104 585 11,005 SH X 11,005
EMERSON ELEC CO COM 291011104 811 15,270 SH X X 15,270
ENRON CORP COM 293561106 180 2,400 SH X 2,400
ENRON CORP COM 293561106 917 12,248 SH X X 12,248
ERICSSON L M TEL CO ADR CL B SEK 10 294821400 291 3,106 SH X 3,106
ERICSSON L M TEL CO ADR CL B SEK 10 294821400 103 1,100 SH X X 1,100
EXXON MOBIL CORP COM 30231G102 2,736 35,109 SH X 35,109
EXXON MOBIL CORP COM 30231G102 1,934 24,809 SH X X 24,809
FEDERAL NATL MTG ASSN COM 313586109 382 6,757 SH X 6,757
FEDERAL NATL MTG ASSN COM 313586109 234 4,145 SH X X 4,145
FIDELITY COURT STR TR HI YIELD TAX- 316089507 153 12,635 SH X 12,635
FREE PORTFOLIO
FIDELITY COURT STR TR HI YIELD TAX- 316089507 74 6,129 SH X X 6,129
FREE PORTFOLIO
FIRST UN CORP COM 337358105 53 1,434 SH X 1,434
FIRST UN CORP COM 337358105 208 5,592 SH X X 5,592
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PAGE TOTAL 12,178
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1REPORT PTR289 6F TIAA CREF TRUST COMPANY FSB SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/06/00 PAGE 7
AS OF 03/31/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
FIRSTAR CORPORATION COM 33763V109 1,131 49,304 SH X 49,304
FIRSTAR CORPORATION COM 33763V109 703 30,651 SH X X 30,651
FLEET BOSTON FINANCIAL CORP COM 339030108 259 7,090 SH X 7,090
FLEET BOSTON FINANCIAL CORP COM 339030108 196 5,360 SH X X 5,360
FORD MTR CO DEL COM 345370100 271 5,889 SH X 5,889
FORD MTR CO DEL COM 345370100 1,433 31,200 SH X X 31,200
FOREST LABS INC COM 345838106 239 2,830 SH X 2,830
FORT JAMES CORP COM 347471104 836 38,000 SH X 38,000
FORT JAMES CORP COM 347471104 139 6,300 SH X X 6,300
FRANKLIN MO TAX FREE INCOME FUND 354723819 254 22,567 SH X X 22,567
CL A
GST TELECOMMUNICATIONS INC COM 361942105 67 11,000 SH X 11,000
GTE CORP COM 362320103 529 7,457 SH X 7,457
GTE CORP COM 362320103 959 13,500 SH X X 13,500
GATEWAY INC COM 367626108 248 4,500 SH X 4,500
GATEWAY INC COM 367626108 61 1,100 SH X X 1,100
GENERAL ELEC CO COM 369604103 4,470 28,723 SH X 28,723
GENERAL ELEC CO COM 369604103 6,143 39,472 SH X X 39,472
GENERAL MILLS INC COM 370334104 644 17,808 SH X 17,592 216
GENERAL MILLS INC COM 370334104 259 7,160 SH X X 7,160
GENERAL MTRS CORP COM 370442105 1,239 14,963 SH X 14,963
GENERAL MTRS CORP COM 370442105 547 6,607 SH X X 6,607
GENERAL MTRS CORP CL H NEW 370442832 22 173 SH X 173
GENERAL MTRS CORP CL H NEW 370442832 261 2,100 SH X X 2,100
GENUINE PARTS CO COM 372460105 443 18,560 SH X X 18,560
GRAINGER W W INC COM 384802104 608 11,200 SH X X 11,200
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PAGE TOTAL 21,961
</TABLE>
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<CAPTION>
1REPORT PTR289 6F TIAA CREF TRUST COMPANY FSB SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/06/00 PAGE 8
AS OF 03/31/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
GREY ADVERTISING INC COM 397838103 389 950 SH X X 950
HALLIBURTON CO COM 406216101 33 794 SH X 794
HALLIBURTON CO COM 406216101 189 4,600 SH X X 4,600
HARTFORD FINL SVCS GROUP INC COM 416515104 570 10,810 SH X 10,810
HARTFORD FINL SVCS GROUP INC COM 416515104 76 1,450 SH X X 1,450
HEALTHSOUTH CORP COM 421924101 370 65,000 SH X 65,000
HEALTHSOUTH CORP COM 421924101 6 1,000 SH X X 1,000
HEALTH MGMT ASSOC INC NEW CL A 421933102 535 37,550 SH X 37,550
HEALTH MGMT ASSOC INC NEW CL A 421933102 14 1,000 SH X X 1,000
HEWLETT PACKARD CO COM 428236103 443 3,339 SH X 3,339
HEWLETT PACKARD CO COM 428236103 27 200 SH X X 200
HIRSCH CHEMIE LTD 433548104 0 12,500 SH X 12,500
HOME DEPOT INC COM 437076102 789 12,225 SH X 12,000 225
HOME DEPOT INC COM 437076102 404 6,270 SH X X 6,270
HONEYWELL INTERNATIONAL INC COM 438516106 312 5,921 SH X 5,921
HONEYWELL INTERNATIONAL INC COM 438516106 15 281 SH X X 281
HOUSEHOLD INTERNATIONAL INC COM 441815107 22 600 SH X 600
HOUSEHOLD INTERNATIONAL INC COM 441815107 224 6,000 SH X X 6,000
IMMULOGIC PHARMACEUTICAL CORP COM 45252R100 15 28,673 SH X 28,673
INTEL CORP COM 458140100 4,363 33,066 SH X 32,916 150
INTEL CORP COM 458140100 3,028 22,950 SH X X 22,950
INTERNATIONAL BUSINESS MACHS COM 459200101 1,208 10,240 SH X 10,240
INTERNATIONAL BUSINESS MACHS COM 459200101 2,191 18,569 SH X X 18,569
INTERNATIONAL PAPER CO COM 460146103 182 4,263 SH X 4,263
INTERNATIONAL PAPER CO COM 460146103 51 1,200 SH X X 1,200
----------
PAGE TOTAL 15,456
</TABLE>
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<TABLE>
<CAPTION>
1REPORT PTR289 6F TIAA CREF TRUST COMPANY FSB SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/06/00 PAGE 9
AS OF 03/31/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
JOHNSON & JOHNSON COM 478160104 684 9,740 SH X 9,740
JOHNSON & JOHNSON COM 478160104 465 6,623 SH X X 6,623
KEANE INC COM 486665102 263 10,400 SH X 10,400
KEANE INC COM 486665102 101 4,000 SH X X 4,000
KIMBERLY CLARK CORP COM 494368103 333 5,935 SH X 5,935
KIMBERLY CLARK CORP COM 494368103 788 14,062 SH X X 14,062
LACLEDE GAS CO COM 505588103 129 6,450 SH X 6,450
LACLEDE GAS CO COM 505588103 86 4,300 SH X X 4,300
LEHMAN BROTHERS HLDGS INC COM 524908100 1,810 18,655 SH X 18,555 100
LEHMAN BROTHERS HLDGS INC COM 524908100 1,094 11,275 SH X X 11,275
LILLY ELI & CO COM 532457108 293 4,675 SH X 4,675
LILLY ELI & CO COM 532457108 75 1,200 SH X X 1,200
LIMITED INC COM 532716107 496 11,780 SH X 11,780
LINEAR TECHNOLOGY CORP 535678106 437 7,944 SH X 7,944
LOWES COMPANIES INC COM 548661107 419 7,170 SH X 7,170
LOWES COMPANIES INC COM 548661107 260 4,450 SH X X 4,450
LUCENT TECHNOLOGIES INC COM 549463107 2,220 35,805 SH X 35,805
LUCENT TECHNOLOGIES INC COM 549463107 1,434 23,130 SH X X 23,130
MBNA CORP COM 55262L100 66 2,590 SH X 2,590
MBNA CORP COM 55262L100 1,312 51,448 SH X X 51,448
MCI WORLDCOM INC COM 55268B106 1,429 31,539 SH X 31,353 186
MCI WORLDCOM INC COM 55268B106 671 14,805 SH X X 14,805
MARSH & MC LENNAN COS INC COM 571748102 206 1,865 SH X 1,865
MARSH & MC LENNAN COS INC COM 571748102 189 1,717 SH X X 1,717
MAY DEPT STORES CO COM 577778103 37 1,300 SH X 1,300
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PAGE TOTAL 15,297
</TABLE>
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<TABLE>
<CAPTION>
1REPORT PTR289 6F TIAA CREF TRUST COMPANY FSB SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/06/00 PAGE 10
AS OF 03/31/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
MAY DEPT STORES CO COM 577778103 407 14,285 SH X X 14,285
MCDONALDS CORP COM 580135101 360 9,637 SH X 9,637
MCDONALDS CORP COM 580135101 591 15,800 SH X X 15,800
MCGRAW HILL COMPANIES INC 580645109 137 3,000 SH X 3,000
MCGRAW HILL COMPANIES INC 580645109 237 5,200 SH X X 5,200
MCKESSON HBOC INC COM 58155Q103 454 21,624 SH X 21,424 200
MCKESSON HBOC INC COM 58155Q103 222 10,561 SH X X 10,561
MEAD CORP COM 582834107 671 19,200 SH X 19,200
MEAD CORP COM 582834107 252 7,200 SH X X 7,200
MEDIAONE GROUP INC COM 58440J104 231 2,857 SH X 2,857
MEDIAONE GROUP INC COM 58440J104 397 4,897 SH X X 4,897
MEDTRONIC INC COM 585055106 670 13,025 SH X 13,025
MEDTRONIC INC COM 585055106 271 5,275 SH X X 5,275
MELLON FINANCIAL CORP COM 58551A108 244 8,200 SH X 8,200
MELLON FINANCIAL CORP COM 58551A108 179 6,000 SH X X 6,000
MERCK & CO INC COM 589331107 12,186 196,152 SH X 196,152
MERCK & CO INC COM 589331107 1,944 31,299 SH X X 31,299
MERRILL LYNCH & CO INC COM 590188108 210 2,000 SH X 2,000
MERRILL LYNCH & CO INC COM 590188108 504 4,798 SH X X 4,798
MICROSOFT CORP COM 594918104 2,261 21,279 SH X 21,279
MICROSOFT CORP COM 594918104 1,000 9,415 SH X X 9,415
MINNESOTA MNG & MFG CO COM 604059105 168 1,895 SH X 1,895
MINNESOTA MNG & MFG CO COM 604059105 347 3,920 SH X X 3,920
MONSANTO CO COM 611662107 322 6,250 SH X 6,250
MONSANTO CO COM 611662107 487 9,450 SH X X 9,450
----------
PAGE TOTAL 24,752
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
1REPORT PTR289 6F TIAA CREF TRUST COMPANY FSB SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/06/00 PAGE 11
AS OF 03/31/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
MORGAN J P & CO INC COM 616880100 82 626 SH X 626
MORGAN J P & CO INC COM 616880100 1,759 13,350 SH X X 13,350
MORGAN STANLEY DEAN WITTER & COMPANY 617446448 1,210 14,598 SH X 14,598
COM NEW
MORGAN STANLEY DEAN WITTER & COMPANY 617446448 560 6,756 SH X X 6,756
COM NEW
MOTOROLA INC COM 620076109 329 2,250 SH X 2,250
MOTOROLA INC COM 620076109 1,374 9,410 SH X X 9,410
MURPHY OIL CORP COM 626717102 288 5,000 SH X X 5,000
NTL INC COM 629407107 294 3,165 SH X 3,165
NATIONAL COMM BANCORPORATION COM 635449101 489 26,433 SH X X 26,433
NATIONS MUNICIPAL INCOME FUND 638579698 315 29,472 SH X 29,472
PRIMARY A
NEWELL RUBBERMAID INC COM 651229106 697 28,070 SH X 28,070
NOKIA CORP SPON ADR CL A 654902204 1,422 6,407 SH X 6,407
NOKIA CORP SPON ADR CL A 654902204 311 1,400 SH X X 1,400
NORTEL NETWORKS CORP COM 656569100 417 3,310 SH X 3,310
NORTEL NETWORKS CORP COM 656569100 112 890 SH X X 890
NORTHERN TRUST CORP COM 665859104 367 5,430 SH X 5,430
NORTHERN TRUST CORP COM 665859104 88 1,304 SH X X 1,304
NORTHROP GRUMMAN CORP COM 666807102 1,181 22,308 SH X 22,308
NORTHROP GRUMMAN CORP COM 666807102 254 4,800 SH X X 4,800
OMNICOM GROUP COM 681919106 298 3,183 SH X 3,183
OMNICOM GROUP COM 681919106 75 800 SH X X 800
ORACLE CORP COM 68389X105 2,040 26,139 SH X 25,939 200
ORACLE CORP COM 68389X105 1,306 16,730 SH X X 16,730
ORTHOLOGIC CORP COM 68750J107 123 20,000 SH X X 20,000
TSINGTAO BREWERY CO LTD ORD H SH 6905808 2 10,000 SH X 10,000
----------
PAGE TOTAL 15,393
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
1REPORT PTR289 6F TIAA CREF TRUST COMPANY FSB SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/06/00 PAGE 12
AS OF 03/31/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
PPG INDS INC COM 693506107 5 100 SH X 100
PPG INDS INC COM 693506107 628 12,000 SH X X 12,000
PEPSICO INC COM 713448108 639 18,335 SH X 18,335
PEPSICO INC COM 713448108 597 17,116 SH X X 17,116
PFIZER INC COM 717081103 327 8,948 SH X 8,948
PFIZER INC COM 717081103 325 8,885 SH X X 8,885
PHILADELPHIA SUBN CORP COM NEW 718009608 21 1,168 SH X 1,168
PHILADELPHIA SUBN CORP COM NEW 718009608 163 9,000 SH X X 9,000
PHILIP MORRIS COS INC COM 718154107 267 12,635 SH X 12,635
PHILIP MORRIS COS INC COM 718154107 495 23,445 SH X X 23,445
PRICE T ROWE & ASSOC INC COM 741477103 388 9,833 SH X X 9,833
PROCTER & GAMBLE CO COM 742718109 508 8,989 SH X 8,989
PROCTER & GAMBLE CO COM 742718109 787 13,922 SH X X 13,922
QUALCOMM INC COM 747525103 299 2,000 SH X 2,000
QWEST COMMUNICATIONS INTL 749121109 370 7,715 SH X 7,715
QWEST COMMUNICATIONS INTL 749121109 46 950 SH X X 950
RALSTON PURINA CO COM RALSTON PURINA 751277302 17,555 638,379 SH X 634,179 4,200
GROUP
RALSTON PURINA CO COM RALSTON PURINA 751277302 783 28,455 SH X X 28,455
GROUP
RANGE RESOURCES CORP COM 75281A109 85 40,000 SH X 40,000
RAYTHEON CO CL B 755111408 53 2,975 SH X 2,975
RAYTHEON CO CL B 755111408 463 26,100 SH X X 26,100
REUTERS GROUP PLC SPONSORED ADR 76132M102 776 6,504 SH X X 6,504
ROYAL DUTCH PETE CO N Y REGISTRY SH 780257804 1,353 23,400 SH X 23,400
PAR N GLDR 1.25
ROYAL DUTCH PETE CO N Y REGISTRY SH 780257804 352 6,096 SH X X 6,096
PAR N GLDR 1.25
SBC COMMUNICATIONS INC COM 78387G103 1,786 42,398 SH X 42,398
----------
PAGE TOTAL 29,071
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
1REPORT PTR289 6F TIAA CREF TRUST COMPANY FSB SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/06/00 PAGE 13
AS OF 03/31/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
SBC COMMUNICATIONS INC COM 78387G103 3,094 73,451 SH X X 73,451
ST PAUL COS INC COM 792860108 1,573 46,100 SH X 46,100
ST PAUL COS INC COM 792860108 805 23,600 SH X X 23,600
SCHERING PLOUGH CORP COM 806605101 967 26,042 SH X 26,042
SCHERING PLOUGH CORP COM 806605101 1,062 28,605 SH X X 28,605
SCHLUMBERGER LTD COM 806857108 265 3,464 SH X 3,464
SCHLUMBERGER LTD COM 806857108 1,002 13,100 SH X X 13,100
SCHWAB CHARLES CORP NEW COM 808513105 7 130 SH X 130
SCHWAB CHARLES CORP NEW COM 808513105 223 3,950 SH X X 3,950
SERVICEMASTER CO COM 81760N109 42 3,723 SH X 3,723
SERVICEMASTER CO COM 81760N109 459 40,770 SH X X 40,770
SMITHKLINE BEECHAM P L C 832378301 765 11,575 SH X 11,575
ADR REPSTG ORD A
SMITHKLINE BEECHAM P L C 832378301 118 1,792 SH X X 1,792
ADR REPSTG ORD A
SOLECTRON CORP COM 834182107 467 11,630 SH X 11,630
SOLECTRON CORP COM 834182107 24 600 SH X X 600
SOLUTIA INC COM 834376105 1,378 103,052 SH X 102,752 300
SOLUTIA INC COM 834376105 457 34,200 SH X X 34,200
SOUTHWEST AIRLS CO COM 844741108 11 550 SH X 550
SOUTHWEST AIRLS CO COM 844741108 264 12,675 SH X X 12,675
SPRINT CORP COM (FON GROUP) 852061100 203 3,226 SH X 3,226
SPRINT CORP COM (FON GROUP) 852061100 850 13,485 SH X X 13,485
SPRINT CORP (PCS GROUP) COM 852061506 50 770 SH X 770
SPRINT CORP (PCS GROUP) COM 852061506 401 6,120 SH X X 6,120
STRONG GOVERNMENT SECURITIES FUND 863344107 126 12,437 SH X 12,437
SUN MICROSYSTEMS INC COM 866810104 176 1,876 SH X 1,876
----------
PAGE TOTAL 14,789
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
1REPORT PTR289 6F TIAA CREF TRUST COMPANY FSB SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/06/00 PAGE 14
AS OF 03/31/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
SUN MICROSYSTEMS INC COM 866810104 515 5,500 SH X X 5,500
TANDY CORP COM 875382103 284 5,600 SH X 5,600
TARGET CORP COM 87612E106 1,330 17,792 SH X 17,792
TARGET CORP COM 87612E106 1,633 21,840 SH X X 21,840
TELECOM CORP NEW ZEALAND LTD 879278208 302 8,243 SH X X 8,243
SPON ADR
TELEFONICA S A ADR SPONSORED 879382208 693 9,314 SH X X 9,314
TELLABS INC COM 879664100 1,130 17,934 SH X 17,934
TELLABS INC COM 879664100 173 2,750 SH X X 2,750
TENET HEALTHCARE CORP COM 88033G100 409 17,800 SH X 17,800
TEXACO INC COM 881694103 108 2,000 SH X 2,000
TEXACO INC COM 881694103 194 3,600 SH X X 3,600
TEXAS INSTRS INC COM 882508104 507 3,166 SH X 3,166
TEXAS INSTRS INC COM 882508104 2,256 14,100 SH X X 14,100
TEXTRON INC COM 883203101 244 4,000 SH X X 4,000
TIME WARNER INC COM 887315109 60 600 SH X 600
TIME WARNER INC COM 887315109 370 3,700 SH X X 3,700
TYCO INTL LTD 902124106 2,267 45,230 SH X 45,230
TYCO INTL LTD 902124106 989 19,732 SH X X 19,732
UNILEVER N V - W/I COM 904784709 258 5,357 SH X 5,357
UNION PAC CORP COM 907818108 331 8,448 SH X 8,448
UNION PAC CORP COM 907818108 248 6,336 SH X X 6,336
U S WEST INC NEW COM 91273H101 1,331 18,326 SH X 18,326
U S WEST INC NEW COM 91273H101 593 8,168 SH X X 8,168
UNITED TECHNOLOGIES CORP COM 913017109 158 2,500 SH X 2,500
UNITED TECHNOLOGIES CORP COM 913017109 193 3,050 SH X X 3,050
----------
PAGE TOTAL 16,576
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
1REPORT PTR289 6F TIAA CREF TRUST COMPANY FSB SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/06/00 PAGE 15
AS OF 03/31/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
UNOCAL CORP COM 915289102 859 28,866 SH X 28,866
UNOCAL CORP COM 915289102 104 3,500 SH X X 3,500
VALSPAR CORP COM 920355104 1,372 35,800 SH X X 35,800
VANGUARD FIXED INCOME SEC FD 922031208 73 10,287 SH X 10,287
HI YLD CORP PTF
VANGUARD N J TAX EXEMPT FD 92204F206 42 3,699 SH X 3,699
LONG TERM PTFLO # 14
VANGUARD N J TAX EXEMPT FD 92204F206 246 21,830 SH X X 21,830
LONG TERM PTFLO # 14
VANGUARD INTERMEDIATE TERM 922907209 1,845 143,717 SH X X 143,717
TAX EXEMPT BOND FUND
VIACOM INC CL A 925524100 465 8,700 SH X 8,700
VODAFONE AIRTOUCH PLC 92857T107 124 2,235 SH X 2,235
VODAFONE AIRTOUCH PLC 92857T107 1,806 32,500 SH X X 32,500
WAL MART STORES INC COM 931142103 1,299 22,995 SH X 22,995
WAL MART STORES INC COM 931142103 650 11,500 SH X X 11,500
WALGREEN CO COM 931422109 263 10,207 SH X 10,207
WALGREEN CO COM 931422109 474 18,400 SH X X 18,400
WARNER LAMBERT CO COM 934488107 129 1,316 SH X 1,316
WARNER LAMBERT CO COM 934488107 1,641 16,800 SH X X 16,800
WASHINGTON MUT INC COM 939322103 1,395 52,630 SH X 52,630
WASHINGTON MUT INC COM 939322103 583 22,000 SH X X 22,000
WASTE MANAGEMENT INC COM 94106L109 371 27,133 SH X 27,133
WELLPOINT HEALTH NETWORKS INC NEW 94973H108 611 8,750 SH X 8,750
COM
WELLPOINT HEALTH NETWORKS INC NEW 94973H108 280 4,000 SH X X 4,000
COM
WELLS FARGO CO COM 949746101 343 8,428 SH X 8,428
WELLS FARGO CO COM 949746101 526 12,900 SH X X 12,900
WILLIAMS COS INC COM 969457100 367 8,345 SH X 8,345
WILLIAMS COS INC COM 969457100 450 10,250 SH X X 10,250
----------
PAGE TOTAL 16,318
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
1REPORT PTR289 6F TIAA CREF TRUST COMPANY FSB SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/06/00 PAGE 16
AS OF 03/31/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
WILMINGTON TR CORP COM 971807102 326 6,700 SH X X 6,700
XILINX INC COM 983919101 2,565 30,970 SH X 30,970
XILINX INC COM 983919101 36 440 SH X X 440
XEROX CORP COM 984121103 68 2,600 SH X 2,600
XEROX CORP COM 984121103 151 5,800 SH X X 5,800
NEW ZEALAND FUND LTD PARTNERSHIP 990213886 909 59,191 SH X X 59,191
----------
PAGE TOTAL 4,055
==========
FINAL TOTALS 253,455
</TABLE>