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MASTER SERVICER'S CERTIFICATE
(Delivered pursuant to Section 4.9
of the Master Sale and Servicing Agreement)
HOUSEHOLD FINANCE CORPORATION,
Master Servicer
HOUSEHOLD AUTO RECEIVABLES CORPORATION
HOUSEHOLD AUTOMOTIVE TRUST III
Class A Notes, Series 1999-1
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1. This Certificate relates to the October 17, 2000
Distribution Date occurring on
2. Series 1999-1 Information
(a) The amount of Collected Funds with respect $27,270,570.04
to the Collection Period was equal to
(b) The amount of Available Funds with respect $27,270,570.04
to the Collection Period was equal to
(c) The Liquidated Receivables for the $6,665,358.53
Collection Period was equal to
(d) Net Liquidation Proceeds for the $2,438,298.32
Collection Period was equal to
(i) The annualized net default rate 8.5646302%
(e) The principal balance of Series 1999-1
Receivables at the beginning
of the Collection Period was equal to $603,263,495.48
(f) The principal balance of Series 1999-1
Receivables on the last day
of the Collection Period was equal to $581,252,850.88
(g) The aggregate outstanding balance of the
Series 1999-1 Receivables which were one
payment (1-29 days) delinquent as of
the close of business on the last day of the
Collection Period with respect to such $43,052,000.00
Distribution Date was equal to
(h) The aggregate outstanding balance of the
Series 1999-1 Receivables which were two
payments (30-59 days) delinquent as of
the close of business on the last day of the
Collection Period with respect to such $10,711,000.00
Distribution Date was equal to
(i) The aggregate outstanding balance of the
Series 1999-1 Receivables which were three or
more payments (60+ days) delinquent as
of the close of business on the last day of the
Collection Period with respect to such $7,956,000.00
Distribution Date was equal to
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(j) The Base Servicing Fee paid on the $1,508,158.74
Distribution Date was equal to
(k) The Principal Distributable Amount for the $13,756,652.88
Distribution Date was equal to
(l) The Principal Amount Available for the $24,997,203.91
Distribution Date was equal to
(m) The Aggregate Note Principal Balance was $396,376,295.09
equal to
(n) The Aggregate Optimal Note Principal $382,619,642.21
Balance was equal to
(o) The Targeted Credit Enhancement Amount was $217,969,819.08
equal to
(p) The Targeted Credit Enhancement Amount as
a percentage of the Pool
Balance on the Distribution Date was 37.5000000%
equal to
(q) The Targeted Reserve Account Balance was $19,336,610.41
equal to
(r) The Reserve Account Deposit Amount for the $0.00
Distribution Date
(s) The Maximum Reserve Account Deposit Amount $2,986,559.31
for the Distribution Date
(t) The Reserve Account Shortfall for the $0.00
Distribution Date
(u) The amount on deposit in the Reserve $19,336,610.41
Account after distributions was equal to
(v) The amount on deposit in the Reserve
Account as a percentage of the Pool
Balance on the Distribution Date was 3.3267124%
equal to
(w) The Targeted Overcollateralization Amount $198,633,208.67
was equal to
(x) The ending overcollateralization was $198,633,208.67
equal to
(y) The ending overcollateralization as a
percentage of the Pool Balance on the
Distribution Date was equal to 34.1732876%
(z) The Weighed Average Coupon (WAC) was equal 19.4020000%
to
(aa) The Weighed Average Remaining Maturity
(WAM) was equal to 44
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3. Noteholder Information
(a) Class A-1
A. Information Regarding Distributions
1. Total Distribution per $1,000 $0.00
2. Principal Distribution per $1,000 $0.00
3. Interest Distribution per $1,000 $0.00
B. Calculation of Class A-1 Interest Due
1. Class A-1 related Note Rate 5.106000%
2. Class A-1 principal balance - beginning $0.00
of period
3. Accrual convention Actual/360
4. Days in Interest Period
29
5. Class A-1 interest due $0.00
6. Class A-1 interest paid $0.00
7. Class A Interest Carryover Shortfall $0.00
with respect to Class A-1
8. Class A-1 unpaid interest with respect $0.00
to the Distribution Date
C. Calculation of Class A-1 principal balance
1. Class A-1 principal balance - beginning $0.00
of period
2. Class A-1 principal - amount due $0.00
3. Class A-1 principal - amount paid $0.00
4. Class A-1 principal balance - end of $0.00
period
5. Class A Principal Carryover Shortfall $0.00
with respect to Class A-1
6. Class A-1 unpaid principal with respect $0.00
to the Distribution Date
7. Class A-1 Notes as a percentage of the 0.000000%
total Notes outstanding on the Distribution
Date
8. Class A-1 Notes as a percentage of the 0.000000%
Pool Balance on the Distribution Date
(b) Class A-2
A. Information Regarding Distributions
1. Total Distribution per $1,000 $77.90
2. Principal Distribution per $1,000 $76.33
3. Interest Distribution per $1,000 $1.57
B. Calculation of Class A-2 Interest Due
1. Class A-2 related Note Rate 5.719000%
2. Class A-2 principal balance - beginning $61,316,295.09
of period
3. Accrual convention Actual/360
4. Days in Interest Period
29
5. Class A-2 interest due $282,482.47
6. Class A-2 interest paid $282,482.47
7. Class A Interest Carryover Shortfall $0.00
with respect to Class A-2
8. Class A-2 unpaid interest with respect $0.00
to the Distribution Date
C. Calculation of Class A-2 principal balance
1. Class A-2 principal balance - beginning $61,316,295.09
of period
2. Class A-2 principal - amount due $13,756,652.88
3. Class A-2 principal - amount paid $13,756,652.88
4. Class A-2 principal balance - end of $47,559,642.21
period
5. Class A Principal Carryover Shortfall $0.00
with respect to Class A-2
6. Class A-2 unpaid principal with respect ($0.00)
to the Distribution Date
7. Class A-2 Notes as a percentage of the 12.430005%
total Notes outstanding on the Distribution
Date
8. Class A-2 Notes as a percentage of the 8.182264%
Pool Balance on the Distribution Date
9. Class A-1 and A-2 Notes as a percentage 8.182264%
of the Pool Balance on the Distribution Date
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(c) Class A-3
A. Information Regarding Distributions
1. Total Distribution per $1,000 $5.28
2. Principal Distribution per $1,000 $0.00
3. Interest Distribution per $1,000 $5.28
B. Calculation of Class A-3 Interest Due
1. Class A-3 related Note Rate 6.330000%
2. Class A-3 principal balance - $156,010,000.00
beginning of period
3. Accrual convention 30/360
4. Class A-3 interest due $822,952.75
5. Class A-3 interest paid $822,952.75
6. Class A Interest Carryover Shortfall $0.00
with respect to Class A-3
7. Class A-3 unpaid interest with respect $0.00
to the Distribution Date
C. Calculation of Class A-3 principal balance
1. Class A-3 principal balance - beginning $156,010,000.00
of period
2. Class A-3 principal - amount due $0.00
3. Class A-3 principal - amount paid $0.00
4. Class A-3 principal balance - end of $156,010,000.00
period
5. Class A Principal Carryover Shortfall $0.00
with respect to Class A-3
6. Class A-3 unpaid principal with respect $0.00
to the Distribution Date
7. Class A-3 Notes as a percentage of the 40.774174%
total Notes outstanding on the Distribution
Date
8. Class A-3 Notes as a percentage of the 26.840298%
Pool Balance on the Distribution Date
9. Class A-1, A-2 and A-3 Notes as a 35.022562%
percentage of the Pool Balance on the
Distribution Date
(d) Class A-4
A. Information Regarding Distributions
1. Total Distribution per $1,000 $5.54
2. Principal Distribution per $1,000 $0.00
3. Interest Distribution per $1,000 $5.54
B. Calculation of Class A-4 Interest Due
1. Class A-4 related Note Rate 6.650000%
2. Class A-4 principal balance - $179,050,000.00
beginning of period
3. Accrual convention 30/360
4. Class A-4 interest due $992,235.42
5. Class A-4 interest paid $992,235.42
6. Class A Interest Carryover Shortfall $0.00
with respect to Class A-4
7. Class A-4 unpaid interest with respect $0.00
to the Distribution Date
C. Calculation of Class A-4 principal balance
1. Class A-4 principal balance - beginning $179,050,000.00
of period
2. Class A-4 principal - amount due $0.00
3. Class A-4 principal - amount paid $0.00
4. Class A-4 principal balance - end of $179,050,000.00
period
5. Class A Principal Carryover Shortfall $0.00
with respect to Class A-4
6. Class A-4 unpaid principal with respect $0.00
to the Distribution Date
7. Class A-4. Notes as a percentage of the 46.795820%
total Notes outstanding on the Distribution
Date
8. Class A-4 Notes as a percentage of the 30.804150%
Pool Balance on the Distribution Date
9. Class A-1, A-2, A-3 and A-4 Notes as a 65.826712%
percentage of the Pool Balance on the
Distribution Date
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