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Previous: RHBT FINANCIAL CORP, 10-Q, 2000-08-09 |
Next: SHC CORP, 10QSB, 2000-08-09 |
<TABLE> <S> <C>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 2,888,398
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 27,850,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 7,138,754
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 142,464,356
<ALLOWANCE> 1,493,804
<TOTAL-ASSETS> 183,029,324
<DEPOSITS> 151,977,749
<SHORT-TERM> 5,210,000
<LIABILITIES-OTHER> 883,219
<LONG-TERM> 7,000,000
0
0
<COMMON> 17,208
<OTHER-SE> 17,941,148
<TOTAL-LIABILITIES-AND-EQUITY> 183,029,324
<INTEREST-LOAN> 6,472,795
<INTEREST-INVEST> 214,384
<INTEREST-OTHER> 601,988
<INTEREST-TOTAL> 7,289,167
<INTEREST-DEPOSIT> 3,424,035
<INTEREST-EXPENSE> 3,803,935
<INTEREST-INCOME-NET> 3,485,232
<LOAN-LOSSES> 289,000
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 1,948,982
<INCOME-PRETAX> 1,669,306
<INCOME-PRE-EXTRAORDINARY> 1,669,306
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,051,710
<EPS-BASIC> 0.61
<EPS-DILUTED> 0.61
<YIELD-ACTUAL> 4.30
<LOANS-NON> 1,864,690
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 1,906,635
<ALLOWANCE-OPEN> 1,226,442
<CHARGE-OFFS> 21,638
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 1,493,804
<ALLOWANCE-DOMESTIC> 1,493,804
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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