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Previous: CUMBERLAND BANCORP INC, 10-Q, EX-27.1, 2000-08-14 |
Next: CYBERMARK INTERNATIONAL CORP, NT 10-Q, 2000-08-14 |
<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1999
<PERIOD-START> JAN-01-1999
<PERIOD-END> JUN-30-1999
<CASH> 8,958
<INT-BEARING-DEPOSITS> 3,016
<FED-FUNDS-SOLD> 20,500
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 19,453
<INVESTMENTS-CARRYING> 7,578
<INVESTMENTS-MARKET> 7,462
<LOANS> 365,857
<ALLOWANCE> 4,207
<TOTAL-ASSETS> 447,822
<DEPOSITS> 378,093
<SHORT-TERM> 3,400
<LIABILITIES-OTHER> 6,805
<LONG-TERM> 34,804
0
0
<COMMON> 2,991
<OTHER-SE> 21,729
<TOTAL-LIABILITIES-AND-EQUITY> 447,822
<INTEREST-LOAN> 16,161
<INTEREST-INVEST> 805
<INTEREST-OTHER> 686
<INTEREST-TOTAL> 17,652
<INTEREST-DEPOSIT> 8,073
<INTEREST-EXPENSE> 871
<INTEREST-INCOME-NET> 8,708
<LOAN-LOSSES> 476
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 7,874
<INCOME-PRETAX> 2,820
<INCOME-PRE-EXTRAORDINARY> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,820
<EPS-BASIC> 0.3
<EPS-DILUTED> 0.29
<YIELD-ACTUAL> 4.28
<LOANS-NON> 4,800
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 4,012
<CHARGE-OFFS> 330
<RECOVERIES> 49
<ALLOWANCE-CLOSE> 4,207
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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