|
|
|
|
|
|
|
|
|
|
|
|
|
<TABLE> <S> <C>
<ARTICLE> 9
<RESTATED>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-1999
<PERIOD-START> JAN-01-1999
<PERIOD-END> SEP-30-1999
<CASH> 11,149
<INT-BEARING-DEPOSITS> 7,180
<FED-FUNDS-SOLD> 10,150
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 16,584
<INVESTMENTS-CARRYING> 6,764
<INVESTMENTS-MARKET> 6,702
<LOANS> 411,976
<ALLOWANCE> 4,685
<TOTAL-ASSETS> 488,793
<DEPOSITS> 413,204
<SHORT-TERM> 3,500
<LIABILITIES-OTHER> 5,794
<LONG-TERM> 35,548
0
0
<COMMON> 3,264
<OTHER-SE> 27,739
<TOTAL-LIABILITIES-AND-EQUITY> 488,793
<INTEREST-LOAN> 25,470
<INTEREST-INVEST> 1,096
<INTEREST-OTHER> 1,000
<INTEREST-TOTAL> 27,566
<INTEREST-DEPOSIT> 12,343
<INTEREST-EXPENSE> 13,770
<INTEREST-INCOME-NET> 13,796
<LOAN-LOSSES> 894
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 12,315
<INCOME-PRETAX> 4,414
<INCOME-PRE-EXTRAORDINARY> 2,813
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,813
<EPS-BASIC> 0.46
<EPS-DILUTED> 0.45
<YIELD-ACTUAL> 4.76
<LOANS-NON> 2,053
<LOANS-PAST> 76
<LOANS-TROUBLED> 652
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 4,012
<CHARGE-OFFS> 476
<RECOVERIES> 92
<ALLOWANCE-CLOSE> 4,685
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
|
|