E FINANCIAL DEPOT COM
SC 13D, 2000-05-03
NON-OPERATING ESTABLISHMENTS
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                      SECURITIES  AND  EXCHANGE  COMMISSION
                            Washington,  D.C.  20549

                                 SCHEDULE  13D
                                (Rule  13d-101)

            INFORMATION  TO  BE  INCLUDED  IN  STATEMENTS  FILED  PURSUANT
           TO  RULE  13d-1(a)  AND  AMENDMENTS  THERETO  FILED  PURSUANT  TO
                                 RULE  13d-2(a)

                         (Amendment  No.            )(1)


                         Langley Investment Advisory Group, Inc.
- --------------------------------------------------------------------------------
                                (Name  of  Issuer)


                          Common  Stock,  par  value  $0.001
- --------------------------------------------------------------------------------
                         (Title  of  Class  of  Securities)


                                   282246 10 7
- --------------------------------------------------------------------------------
                                 (CUSIP  Number)


                             Richard H. Langley, Jr.
                             1875 Century Park East
                             Suite 150
                             Century City, CA 90067
                             (310) 788-8608
- --------------------------------------------------------------------------------
                 (Name,  Address  and  Telephone  Number  of  Person
               Authorized  to  Receive  Notices  and  Communications)

                               April 27, 2000
- --------------------------------------------------------------------------------
             (Date  of  Event  which  Requires  Filing  of  This  Statement)

     If the filing  person has  previously  filed a statement on Schedule 13G to
report the  acquisition  that is the subject of this Schedule 13D, and is filing
this  schedule  because  of Rule  13d-1(e),  13d-1(f)  or  13d-1(g),  check  the
following  box  [_].


          Note:  Schedules filed in paper format shall include a signed original
     and five copies of the schedule,  including all exhibits. See Rule 13d-7(b)
     for  other  parties  to  whom  copies  are  to  be  sent.

(1)  The  remainder  of this  cover  page  shall be filled  out for a  reporting
     person's  initial  filing on this form with respect to the subject class of
     securities,  and for any subsequent amendment containing  information which
     would  alter  disclosures  provided  in  a  prior  cover  page.

     The  information  required on the remainder of this cover page shall not be
deemed to be "filed"  for the purpose of Section 18 of the  Securities  Exchange
Act of 1934 or otherwise  subject to the  liabilities of that section of the Act
but  shall be  subject  to all other  provisions  of the Act  (however,  see the
Notes).


(SC13D-07/98)

                         (Continued  on  following  pages)
                              (Page  1  of 4 Pages)


<PAGE>
CUSIP  No.  282246 10 7               13D                   Page  2 of 4 Pages

________________________________________________________________________________
1    NAME  OF  REPORTING  PERSONS
     I.R.S.  IDENTIFICATION  NOS.  OF  ABOVE  PERSONS  (ENTITIES  ONLY)

  Langley Investment Advisory Group, Inc.
_______________________________________________________________________________
2    CHECK  THE  APPROPRIATE  BOX  IF  A  MEMBER  OF  A  GROUP*
                                                                 (a)  [_]
                                                                 (b)  [_]

________________________________________________________________________________
3    SEC  USE  ONLY


________________________________________________________________________________
4    SOURCE  OF  FUNDS*


SC
________________________________________________________________________________
5    CHECK  BOX  IF  DISCLOSURE  OF  LEGAL  PROCEEDINGS  IS  REQUIRED
     PURSUANT  TO  ITEMS  2(d)  OR  2(e)                                   [_]


________________________________________________________________________________
6    CITIZENSHIP  OR  PLACE  OF  ORGANIZATION


Florida
________________________________________________________________________________
7    SOLE  VOTING  POWER

1,455,000
_____________________________________________________________
8    SHARED  VOTING  POWER

- -0-
_________________________________________________________________
9    SOLE  DISPOSITIVE  POWER

1,455,000
________________________________________________________________
10   SHARED  DISPOSITIVE  POWER

- -0-
________________________________________________________________________________
11   AGGREGATE  AMOUNT  BENEFICIALLY  OWNED  BY  EACH  REPORTING  PERSON


1,455,000
________________________________________________________________________________
12   CHECK  BOX  IF  THE  AGGREGATE  AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES*

                                                                      [_]
________________________________________________________________________________
13   PERCENT  OF  CLASS  REPRESENTED  BY  AMOUNT  IN  ROW  (11)


8.1%
________________________________________________________________________________
14   TYPE  OF  REPORTING  PERSON*


CO
________________________________________________________________________________
                     *SEE  INSTRUCTIONS  BEFORE  FILLING  OUT!


<PAGE>
CUSIP  No.   282246 10 7               13D                   Page  3 of 4 Pages


________________________________________________________________________________
Item  1.  Security  and  Issuer.


Common  Stock,  par  value  $0.001,  of eFinancial Depot.com, Inc.,  a Delaware
corporation, 1005 750 W. Pender Street, Vancouver, British Columbia, Canada
V6C 2T8

________________________________________________________________________________
Item  2.  Identity  and  Background.

     (a)  Name:
             Reporting Person:   Langley Investment Advisory Group, Inc., a
                                 Florida corporation

             Sole Director
             and Officer:        Richard H. Langley, Jr.

     (b)  Business  Address:     1875 Century Park East, Suite 150
                                 Century City, CA 90067


     (c)  Principal  Occupation:

             Reporting Person:            Investments

             Officer and Director:        Investments

     (d)  During  the  last  five  years, neither the Reporting Person
          nor any of the other persons identified in this Item 2
          has been convicted  in  a  criminal  proceeding.

     (e)  During  the  last  5  years, neither the Reporting Person
          nor any of the other persons identified in this Item 2
          has  been a  party  to  a  civil  proceeding of  a  judicial
          or administrative  body  of  competent jurisdiction  and
          as  a  result  of  such proceeding  been  subject  to
          a  judgment, decree  or  final  order  enjoining  future
          violations  of,  or  prohibiting  or mandating  activities
          subject  to,  federal or  state  securities  law  or  finding
          any violation  with  respect  to  such  law.

     (f)  Citizenship:

             Reporting Person:       Florida

             Officer and Director:   United States


<PAGE>
CUSIP  No.   282246 10 7               13D                   Page 4 of 4 Pages


_______________________________________________________________________________
Item  3.  Source  and  Amount  of  Funds  or  Other  Consideration.

The Reporting Person obtained beneficial ownership of the shares of eFinancial
Depot.com, Inc. reflected herein upon the release from escrow on April 27, 2000
of shares issued to the Reporting Person in connection with settlement
agreements with three different investors who had initially agreed to purchase
shares from previous shareholders at the time of the acquisition of Talk Stock
with Me, Inc. by the Issuer.
________________________________________________________________________________
Item  4.  Purpose  of  Transaction.


Investment
________________________________________________________________________________
Item  5.  Interest  in  Securities  of  the  Issuer.


Of  the 18,010,000 shares  of eFinancial Depot.com, Inc.  common  stock
issued and  outstanding, the Reporting Person has  sole  dispositive  and
shared voting  power  over 1,455,000 shares,  or 8.1% of  the  total  shares.

________________________________________________________________________________
Item  6.  Contracts,  Arrangements, Understandings or Relationships with Respect
         to  Securities  of  the  Issuer.


     In connection with the acquisition of Talk Stock with Me, Inc.,
Gold Crown Holdings, Inc. entered into a Consulting Agreement with the Reporting
Person pursuant to which (i) Gold Crown agreed to pay the Reporting Person a
consulting fee of $25,000 per month for five years from September 1999; and (ii)
Gold Crown agreed to reimburse the Reporting Person costs and
expenses incurred in connection with the acquisition of Talk Stock with Me,
Inc. and acquisition of FDPO shares amounting to approximately $785,000.

________________________________________________________________________________
Item  7.  Material  to  be  Filed  as  Exhibits.

None

________________________________________________________________________________


                                   SIGNATURE


     After  reasonable  inquiry and to the best of my  knowledge  and belief,  I
certify that the information  set forth in this statement is true,  complete and
correct.


                                                    April 27, 2000
                                        ----------------------------------------
                                                         (Date)


                                                     /s/ Richard H. Langley, Jr.
                                        ----------------------------------------
                                                       (Signature)


                                        President
                                        ----------------------------------------
                                                       (Name/Title)



Attention.  Intentional  misstatements  or omissions of fact constitute  federal
criminal  violations  (see  18  U.S.C.  1001).



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