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WORLD OMNI FINANCIAL CORP.
WORLD OMNI MASTER OWNER TRUST
SERIES 1999-VFN SUPPLEMENT, SERIES 2000-1 SUPPLEMENT
CERTIFICATE DATE AS OF : June 15, 2000
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POOL BALANCE: For Month of: May, 2000
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<S> <C>
Pool Balance, beginning of month $841,639,405.74
Pool Balance, end of month $822,966,580.24
Pool Balance, average $851,046,969.74
Required Pool Balance, end of month $822,966,580.24
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COLLECTIONS & SERIES ALLOCATIONS For Month of: May, 2000
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Series Allocable Principal Collections
Series 1999-VFN $ 61,334,078.23
Series 2000-1 $507,849,305.08
$569,183,383.31
Series Allocable Non-Principal Collections
Series 1999-VFN $ 680,235.50
Series 2000-1 $ 5,632,384.72
$ 6,312,620.22
Series Allocable Miscellaneous Payments
Series 1999-VFN $-
Series 2000-1 $-
$-
Investment Proceeds
Series 1999-VFN $ 83,355.37
Series 2000-1 $ 20,580.67
$ 103,936.04
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CONTROLLED DEPOSIT AMOUNT FOR COLLECTION PERIOD For Month of: May , 2000
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1999-VFN $ 0.00
Series 2000-1 Class A $ 0.00
Series 2000-1 Class B $ 0.00
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ALLOCATION PERCENTAGES FOR COLLECTION PERIOD For Month of: May , 2000
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Series Allocation Percentages
Series 1999-VFN 6.63%
Series 2000-1 93.37%
Floating Allocation Percentages
Series 1999-VFN 89.56%
Series 2000-1 89.08%
Principal Allocation Percentages
Series 1999-VFN 0.00%
Series 2000-1 0.00%
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ALLOCATIONS OF SERIES ALLOCABLE AMOUNTS WITHIN SERIES For Month of: May , 2000
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Series 1999-VFN
Series Allocable Principal Collections
Excess Certificateholder Percentage: $ 272,159.49
Floating Allocation Percentage: $ 56,295,206.56
Certificateholder Percentage minus Excess Cert. Percentage: $ 4,766,712.18
$ 61,334,078.23
Series Allocable Non-Principal Collections
Excess Certificateholder Percentage: 3,018.43
Floating Allocation Percentage: $ 624,351.08
Certificateholder Percentage minus Excess Cert. Percentage: $ 52,865.99
$ 680,235.50
Series 2000-1
Series Allocable Principal Collections
Excess Certificateholder Percentage: $ 2,253,494.54
Floating Allocation Percentage: $463,607,583.42
Certificateholder Percentage minus Excess Cert. Percentage: $ 41,988,227.12
$507,849,305.08
Series Allocable Non-Principal Collections
Excess Certificateholder Percentage: $ 24,992.75
Floating Allocation Percentage: $ 5,141,714.76
Certificateholder Percentage minus Excess Cert. Percentage: $ 465,677.21
$ 5,632,384.72
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MONTHLY DISTRIBUTIONS Paid on: June 15, 2000
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Principal Distributions to Investors
Series 1999-VFN $ -
Series 2000-1 Class A $ -
Series 2000-1 Class B $ -
Principal Distributions to Investors - $ per thousand
Series 1999-VFN $ 0.00000000
Series 2000-1 Class A $ 0.00000000
Series 2000-1 Class B $ 0.00000000
Monthly Interest to Investors
Series 1999-VFN $ 514,848.79
Series 2000-1 Class A $ 3,703,419.31
Series 2000-1 Class B $ 324,221.25
Monthly Interest to Investors - $ per thousand
Series 1999-VFN $ 6.05704459
Series 2000-1 Class A $ 5.73284722
Series 2000-1 Class B $ 6.00409722
Rated Variable Funding Increased Cost Amounts
Series 1999-VFN $ 0.00
Noteholder Monthly Servicing Fee
Series 1999-VFN $ 41,666.67
Series 2000-1 $ 583,333.33
Reserve Fund Deposit Amount
Series 1999-VFN $ 0.00
Series 2000-1 $ 0.00
Investor Default Amount
Series 1999-VFN $ 0.00
Series 2000-1 $ 0.00
Monthly Dilution Amount
Series 1999-VFN $ 0.00
Series 2000-1 $ 0.00
Noteholder Charge-Off Reversal Amount
Series 1999-VFN $ 0.00
Series 2000-1 $ 0.00
Investor Default Amount and Monthly Dilution Amount Not Previously Reinstated
Series 1999-VFN $ 0.00
Series 2000-1 $ 0.00
Carry-Over Amount
Series 2000-1 Class A $ 0.00
Series 2000-1 Class B $ 0.00
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MONTHLY DISTRIBUTIONS (Cont.) Paid on: June 15, 2000
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Unrated Variable Funding Increased Cost Amounts
Series 1999-VFN $ 0.00
Previously waived servicing fee
Series 1999-VFN $ 0.00
Series 2000-1 $ 41,262.44
Collections Released to Certificateholder during Collection Period $569,883,967.75
Excess Distributed to Certificateholder on Payment Date $ 507,220.03
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FUNDED AND INVESTED AMOUNTS: As of last day of: May, 2000
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SERIES 1999-VFN SUPPLEMENT
Initial Funded Amount $600,000,000.00
Incremental Funded Amounts (Cumulative) $ 35,000,000.00
Principal Distributed to Investors (Cumulative) $550,000,000.00
Unreimbursed Investor Charge Offs (Cumulative) $ 0.00
Funded Amount $ 85,000,000.00
Series Excess Funding Amount $ 3,238,789.66
Principal Funding Account Balance $ 0.00
Invested Amount $ 81,761,210.34
SERIES 2000-1 SUPPLEMENT CLASS A
Initial Invested Amount $646,000,000.00
Principal Distributed to Investors (Cumulative) $ 0.00
Principal Funding Account Balance $ 0.00
Unreimbursed Investor Charge Offs (Cumulative) $ 0.00
Series Excess Funding Amount $ 26,817,344.02
Invested Amount $619,182,655.98
SERIES 2000-1 SUPPLEMENT CLASS B
Initial Invested Amount $ 54,000,000.00
Principal Distributed to Investors (Cumulative) $ 0.00
Principal Funding Account Balance $ 0.00
Unreimbursed Investor Charge Offs (Cumulative) $ 0.00
Series Excess Funding Amount $ 0.00
Invested Amount $ 54,000,000.00
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BALANCES AS OF PAYMENT DATE As of: June 15, 2000
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Series 1999-VFN
Reserve Fund Balance $ 425,000.00
Reserve Fund Deficiency Amount $ 0.00
Principal Funding Account Balance $ 0.00
Outstanding Principal Balance $ 85,000,000.00
Series 2000-1
Reserve Fund Balance $ 3,500,000.00
Reserve Fund Deficiency Amount $ 0.00
Principal Funding Account Balance $ 0.00
Outstanding Principal Balance, Class A $646,000,000.00
Outstanding Principal Balance, Class B $ 54,000,000.00
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TRUST INCREMENTAL SUBORDINATED AMOUNT As of last day of: May, 2000
To be used in the following month's computations.
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Pool Total Components of Excess Receivables:
Used Vehicles $ 93,920,505.90
Finance Hold Receivables (for Credit Reasons Only) $ 8,000.97
Delayed Payment Program $ 0.00
Pool Limits on Components of Excess Receivables:
Used Vehicles $205,741,645.06
Finance Hold Receivables $ 0.00
Delayed Payment Program $ 16,459,331.60
Total Excess Receivables $ 8,000.97
Overconcentration Amount $ 0.00
Ineligible Amount $ 0.00
Trust Incremental Subordinated Amount $ 8,000.97
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POOL SERIES SUBORDINATED AMOUNTS As of: May 31, 2000
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Series Incremental Subordinated Amount
Series 1999-VFN $ 305,355.62
Series 2000-1 $ 2,528,360.17
Required Subordinated Amount
Series 1999-VFN $ 6,934,642.95
Series 2000-1 $ 61,065,982.43
Available Subordinated Amount
Series 1999-VFN $ 6,934,642.95
Series 2000-1 $ 61,065,982.43
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CHARGE OFFS For Month of: May, 2000
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Defaulted Receivables $ 0.00
Investor/Noteholder Defaulted Amount
Series 1999-VFN $ 0.00
Series 2000-1 $ 0.00
Deficiency Amount
Series 1999-VFN $ 0.00
Series 2000-1 $ 0.00
Required Draw Amount
Series 1999-VFN $ 0.00
Series 2000-1 $ 0.00
Investor/Noteholder Charge-Off's
Series 1999-VFN $ 0.00
Series 2000-1 $ 0.00
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INTEREST AND PRINCIPAL SHORTFALLS (CUMULATIVE) As of: June 15, 2000
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Interest Shortfalls as of Current Payment Date
Series 1999-VFN $ 0.00
Series 2000-1 Class A $ 0.00
Series 2000-1 Class B $ 0.00
Change in Interest Shortfalls from Previous Payment Date
Series 1999-VFN $ 0.00
Series 2000-1 Class A $ 0.00
Series 2000-1 Class B $ 0.00
Principal Shortfalls as of Current Payment Date
Series 1999-VFN $ 0.00
Series 2000-1 Class A $ 0.00
Series 2000-1 Class B $ 0.00
Change in Principal Shortfalls from Previous Payment Date
Series 1999-VFN $ 0.00
Series 2000-1 Class A $ 0.00
Series 2000-1 Class B $ 0.00
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INTEREST RATE FOR NEXT PAYMENT DATE As of: June 15, 2000
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1999-VFN Estimated 6.9012500%
Series 2000-1 Class A 6.7862500%
Series 2000-1 Class B 7.1012500%
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