MOODY NATIONAL BANK TRUST DIVISION
13F-HR, 2000-11-13
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                            UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C.  20549

                                    FORM 13F

                               FORM 13F COVER PAGE

REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 9/29/00

CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.):  ( ) IS A RESTATEMENT.
                                   ( ) ADDS NEW HOLDINGS ENTRIES

INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:

NAME:    Moody National Bank
ADDRESS: Trust Operations
         P. O. Box 1139
         Galveston, TX 77553

THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE
PERSON BY WHOM IT IS SIGNED HEREBY REPRESENT THAT THE PERSON
SIGNING THE REPORT IS AUTHORIZED TO SUBMIT IT, THAT ALL
INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND COMPLETE, AND
THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF
THIS FORM.


PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:

NAME:     Julie Bishop
TITLE:    Trust Operations Officer
PHONE:    (409)765-5561
SIGNATURE,PLACE,AND DATE OF SIGNING:

    Julie Bishop                   Galveston, TX            10/4/00


REPORT TYPE (CHECK ONLY ONE.):

( X)        13F HOLDINGS REPORT

(  )        13F NOTICE

(  )        13F COMBINATION REPORT


LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
  NONE


I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
<PAGE>
                              FORM 13F SUMMARY PAGE


REPORT SUMMARY:

NUMBER OF OTHER INCLUDED MANAGERS:        0

FORM 13F INFORMATION TABLE ENTRY TOTAL:     87

FORM 13F INFORMATION TABLE VALUE TOTAL:              $55,139
<PAGE>
<TABLE>                          <C>                                                <C>
                                                                FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X1000)  PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

A T & T CORP                   COMMON STOCK     001957109      471    16029 SH       DEFINED               15779        0      250
A T & T CORP                   COMMON STOCK     001957109       18      598 SH       OTHER                   598        0        0
ALLERGAN INC                   COMMON STOCK     018490102      414     4900 SH       DEFINED                4900        0        0
ALLTEL CORP                    COMMON STOCK     020039103      558    10700 SH       DEFINED               10600        0      100
AMERICAN GENERAL CORP          COMMON STOCK     026351106      605     7750 SH       DEFINED                7600        0      150
AMERICAN HOME PRODUCTS CORP    COMMON STOCK     026609107      356     6300 SH       DEFINED                6300        0        0
AMERICAN NATIONAL INSURANCE CO COMMON STOCK     028591105      578     9044 SH       DEFINED                9044        0        0
AMERICAN NATIONAL INSURANCE CO COMMON STOCK     028591105      785    12282 SH       OTHER                 12282        0        0
AMGEN INC                      COMMON STOCK     031162100      510     7300 SH       DEFINED                7050        0      250
ANHEUSER-BUSCH COMPANIES INC   COMMON STOCK     035229103      614    14500 SH       DEFINED               14200        0      300
BANK OF AMERICA CORP           COMMON STOCK     060505104      648    12365 SH       DEFINED               12215        0      150
BANTA CORP                     COMMON STOCK     066821109      305    12500 SH       DEFINED               12500        0        0
BECKMAN COULTER INC            COMMON STOCK     075811109      262     3400 SH       DEFINED                3400        0        0
BOEING CO                      COMMON STOCK     097023105      343     5450 SH       DEFINED                5250        0      200
BRISTOL MYERS SQUIBB COMPANY   COMMON STOCK     110122108      939    16433 SH       DEFINED               16433        0        0
BRUNSWICK CORP                 COMMON STOCK     117043109      191    10450 SH       DEFINED               10450        0        0
CHEVRON CORP                   COMMON STOCK     166751107      750     8800 SH       DEFINED                8700        0      100
CIGNA CORP                     COMMON STOCK     125509109      689     6600 SH       DEFINED                6600        0        0
CISCO SYS INC                  COMMON STOCK     17275R102     1605    29050 SH       DEFINED               28800        0      250
CITIGROUP INC                  COMMON STOCK     172967101     1658    30665 SH       DEFINED               30532        0      133
COMERICA INC                   COMMON STOCK     200340107      278     4750 SH       DEFINED                4750        0        0
COUNTRYWIDE CR INDS INC        COMMON STOCK     222372104      317     8400 SH       DEFINED                8250        0      150
DTE ENERGY COMPANY             COMMON STOCK     233331107      375     9800 SH       DEFINED                9800        0        0
DU PONT E I NEMOURS & CO       COMMON STOCK     263534109      249     6000 SH       DEFINED                6000        0        0
E M C CORP MASS                COMMON STOCK     268648102      748     7550 SH       DEFINED                7200        0      350
EMERSON ELECTRIC COMPANY       COMMON STOCK     291011104      436     6500 SH       DEFINED                6500        0        0
ENRON CORP                     COMMON STOCK     293561106     1481    16900 SH       DEFINED               16800        0      100
EXXON MOBIL CORP               COMMON STOCK     30231G102     1464    16425 SH       DEFINED               16425        0        0
EXXON MOBIL CORP               COMMON STOCK     30231G102      134     1500 SH       OTHER                  1500        0        0
FIRST DATA CORP                COMMON STOCK     319963104      301     7700 SH       DEFINED                7700        0        0
FORD MOTOR CO DEL              COMMON STOCK     345370860      544    21495 SH       DEFINED               21495        0        0
GENERAL ELECTRIC CO            COMMON STOCK     369604103     3355    58150 SH       DEFINED               58050        0      100
GENERAL ELECTRIC CO            COMMON STOCK     369604103      173     3000 SH       OTHER                  3000        0        0
GENERAL MOTORS CORP            COMMON STOCK     370442105      289     4450 SH       DEFINED                4300        0      150
GENERAL MOTORS CORP            COMMON STOCK     370442105       13      200 SH       OTHER                   200        0        0
GOODRICH B F CO COM            COMMON STOCK     382388106      210     5370 SH       DEFINED                5044        0      326
HOME DEPOT                     COMMON STOCK     437076102      239     4500 SH       DEFINED                4500        0        0
IBP INC                        COMMON STOCK     449223106      189    10300 SH       DEFINED               10200        0      100
INTEL CORPORATION              COMMON STOCK     458140100     1494    35950 SH       DEFINED               35600        0      350
INTERNATIONAL BUSINESS MACHINE COMMON STOCK     459200101      360     3200 SH       DEFINED                3100        0      100
INTERSTATE BAKERIES CORP DEL N COMMON STOCK     46072H108      189    12900 SH       DEFINED               12900        0        0
JOHNSON & JOHNSON              COMMON STOCK     478160104      765     8145 SH       DEFINED                7895        0      250
LOWES COS INC                  COMMON STOCK     548661107      334     7450 SH       DEFINED                7200        0      250
LUCENT TECHNOLOGIES INC        COMMON STOCK     549463107      666    21796 SH       DEFINED               21546        0      250
LUCENT TECHNOLOGIES INC        COMMON STOCK     549463107        6      200 SH       OTHER                   200        0        0
MERCK & CO INC                 COMMON STOCK     589331107      711     9550 SH       DEFINED                9300        0      250
MERCK & CO INC                 COMMON STOCK     589331107       22      300 SH       OTHER                   300        0        0
MICROSOFT CORP                 COMMON STOCK     594918104     1125    18650 SH       DEFINED               18400        0      250
MINNESOTA MINING & MANUFACTURI COMMON STOCK     604059105      278     3050 SH       DEFINED                2900        0      150
MONTANA POWER COMPANY          COMMON STOCK     612085100      220     6600 SH       DEFINED                6600        0        0
MORGAN J P & CO INC            COMMON STOCK     616880100      555     3400 SH       DEFINED                3400        0        0
MORGAN STANLEY DEAN WITTER & C COMMON STOCK     617446448      823     9000 SH       DEFINED                9000        0        0
MORGAN STANLEY DEAN WITTER & C COMMON STOCK     617446448      110     1200 SH       OTHER                     0        0     1200
MOTOROLA INC                   COMMON STOCK     620076109      339    12000 SH       DEFINED               12000        0        0
NETWORK APPLIANCE INC          COMMON STOCK     64120L104      535     4200 SH       DEFINED                4200        0        0
NEXTEL COMMUNICATIONS INC      COMMON STOCK     65332V103      367     7850 SH       DEFINED                7500        0      350
NOVELL INC                     COMMON STOCK     670006105      135    13600 SH       DEFINED               13600        0        0
ORACLE CORPORATION             COMMON STOCK     68389X105      252     3200 SH       DEFINED                2950        0      250
PEPSICO INC                    COMMON STOCK     713448108      276     6000 SH       DEFINED                6000        0        0
PFIZER INC                     COMMON STOCK     717081103     2916    64900 SH       DEFINED               64900        0        0
PNC FINANCIAL SERVICES GROUP   COMMON STOCK     693475105      475     7300 SH       DEFINED                7200        0      100
PRAXAIR INC                    COMMON STOCK     74005P104      308     8250 SH       DEFINED                7900        0      350
PROCTER & GAMBLE CO            COMMON STOCK     742718109     1216    18150 SH       DEFINED               17900        0      250
QWEST COMMUNICATIONS INTL INC  COMMON STOCK     749121109      717    14924 SH       DEFINED               14924        0        0
QWEST COMMUNICATIONS INTL INC  COMMON STOCK     749121109       17      345 SH       OTHER                   345        0        0
SAFEWAY INC                    COMMON STOCK     786514208      439     9400 SH       DEFINED                9400        0        0
SBC COMMUNICATIONS INC         COMMON STOCK     78387G103     1162    23244 SH       DEFINED               23244        0        0
SBC COMMUNICATIONS INC         COMMON STOCK     78387G103       10      200 SH       OTHER                   200        0        0
SCHERING PLOUGH CORPORATION    COMMON STOCK     806605101     1260    27100 SH       DEFINED               27000        0      100
SOLECTRON CORP                 COMMON STOCK     834182107      717    15550 SH       DEFINED               15300        0      250
SUN MICROSYSTEMS INC           COMMON STOCK     866810104     1640    14050 SH       DEFINED               13800        0      250
TYCO INTL LTD NEW              COMMON STOCK     902124106      381     7350 SH       DEFINED                7200        0      150
UNIVERSAL FOODS CORPORATION    COMMON STOCK     913538104      232    11400 SH       DEFINED               11400        0        0
UNOCAL CORP                    COMMON STOCK     915289102      338     9550 SH       DEFINED                9300        0      250
US BANCORP DEL                 COMMON STOCK     902973106      287    12600 SH       DEFINED               12500        0      100
UTILICORP UTD INC              COMMON STOCK     918005109      236     9125 SH       DEFINED                8875        0      250
VERITAS SOFTWARE CORP          COMMON STOCK     923436109     2290    16125 SH       DEFINED               15975        0      150
VERIZON COMMUNICATIONS         COMMON STOCK     92343V104      735    15180 SH       DEFINED               15080        0      100
WAL MART STORES INC            COMMON STOCK     931142103      604    12550 SH       DEFINED               12300        0      250
WATSON PHARMACEUTICALS INC     COMMON STOCK     942683103      422     6500 SH       DEFINED                6300        0      200
WELLS FARGO & CO NEW           COMMON STOCK     949746101      880    19150 SH       DEFINED               19050        0      100
WORLDCOM INC GA NEW            COMMON STOCK     98157D106      346    11375 SH       DEFINED               11125        0      250
XILINX INC                     COMMON STOCK     983919101      274     3200 SH       DEFINED                3050        0      150
BP AMOCO P L C SPNSD ADR       COMMON STOCK     055622104     1297    24468 SH       DEFINED               24468        0        0
BP AMOCO P L C SPNSD ADR       COMMON STOCK     055622104     2264    42716 SH       OTHER                 42716        0        0
IMPERIAL CHEM INDS PLC ADR     COMMON STOCK     452704505      225     9700 SH       DEFINED                9700        0        0
NORTEL NETWORKS CORP NEW       COMMON STOCK     656568102      798    13400 SH       DEFINED               13300        0      100
</TABLE>


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