UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D. C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar year or Quarter Ended: December 31, 1999
Check here if Amendment ( ); Amendment Number:___________
This Amendment (Check only one.): ( ) is a restatement.
( ) adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: The Southeastern Trust Company
Address: Wachovia Building
15 South Main Street
Post Office Box 10856
Greenville, SC 29603-0856
Form 13F File Number: 28-_______
This institutional investment manager filing this report and the person by
whom it is signed hereby represent that the person signing the report is
authorized to submit it, that all information contained herein
is true, correct and complete, and that it is understood that all required
items, statements, schedules, lists, and tables are considered integral
parts of this form.
Person signing this Report on Behalf of Reporting Manger:
Name: Linda D. Williams
Title: Controller
Phone: (864) 271-0665
Signature, Place, and Date of Signing:
_________________ Greenville, SC Jan 25, 1999
(Signature)
Report Type:
(x) 13F HOLDINGS REPORT.
( ) 13F NOTICE.
( ) 13F COMBINATION REPOPRT.
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: None
Form 13F Information Table Entry Total: 525
Form 13F Information Table Value Total: 345191
List of Other Included Managers:
Provide a mumbered list of the names(s) and Form 13F file number(s) of all
institutional investment managers with resect to which this report is
filed other than the manager filing this report.
None
<PAGE>
<TABLE>
TABLE FORM 13F INFORMATION
FirstOfNAME OF ISSUER TITLE OF CLASS CUSIP SumOfVALUE (X1000)
SumOfSHARES/PRN AMT SH/PRN PUT/CALL INVTMT DSCRETN OTHER
MANAGERS SumOfSOLE SumOfSHARED SumOfNONE
ABAXIS INC COM 002567105 0 100 SH SOLE 100 0 0
ABBOTT LABORATORIES, INC. COM 002824100 391 10782 SH
SOLE 10782 0 0
ABERCROMBIE & FITCH CO CL A 002896207 18 700 SH
SOLE 700 0 0
ACM MANAGED DLR INCOME FUND 000949107 5 648 SH SOLE 648 0 0
AEGON N V ORD AMER REG 007924103 118 1242 SH
SOLE 1242 0 0
AES CORP COM 00130H105 298 4000 SH
SOLE 4000 0 0
AETNA INC 008117103 6 111 SH SOLE 111 0 0
AFLAC, INC. 001055102 15 330 SH DEFINED 330 0 0
AFLAC, INC. 001055102 21102 447297 SH SOLE 447297 0 0
AGL RES INC COM 001204106 8 500 SH SOLE 500 0 0
AHL SVCS INC COM 001296102 31 1500 SH SOLE 1500 0 0
AIR PRODS & CHEMS INC COM 009158106 26 800 SH
SOLE 800 0 0
ALLIANCE CAP MGMT HLDG L P UNIT LTD PARTN 01855A101 9 332 SH SOLE 332 0 0
ALLIED CAP CORP NEW COM 01903Q108 3 169 SH SOLE 169 0 0
ALLIED-SIGNAL INC. 438516106 352 6111 SH SOLE 6111 0 0
ALLSTATE CORP COM 020002101 36 1510 SH SOLE 1510 0 0
ALLTEL CORP COM 020039103 5 70 SH SOLE 70 0 0
AMAZON COM INC COM 023135106 3 50 SH SOLE 50 0 0
AMER INTERNATIONAL GROUP 026874107 163 1515 SH
SOLE 1515 0 0
AMERICA ONLINE INC DEL COM 02364J104 24 320 SH
DEFINED 320 0 0
AMERICA ONLINE INC DEL COM 02364J104 318 4200 SH
SOLE 4200 0 0
AMERICAN ELEC PWR INC COM 025537101 9 300 SH
SOLE 300 0 0
AMERICAN EXPRESS CO COM 025816109 1737 10450 SH
SOLE 10450 0 0
AMERICAN GEN DEL L L C MIPS SER A 02637G200 51 550 SH SOLE 550 0 0
AMERICAN HOME PRODUCTS CORP. 026609107 19 485 SH DEFINED 485 0 0
AMERICAN HOME PRODUCTS CORP. 026609107 1163 29650 SH SOLE 29650 0 0
AMERICAN INTL GROUP INC COM 026874107 31 289 SH
DEFINED 289 0 0
AMERICAN INTL GROUP INC COM 026874107 1333 12335 SH
SOLE 12335 0 0
AMERICAN PWR CONVERSION CORP COM 029066107 31 1200 SH SOLE 1200 0 0
AMERICAN SUPERCONDUCTOR CORP COM 030111108 14 500 SH SOLE 500 0 0
AMERICAN TELEPHONE & TELEGRAPH 001957109 7 150 SH DEFINED 150 0 0
AMERICAN TELEPHONE & TELEGRAPH 001957109 4773 93969 SH SOLE 93469 500 0
AMERICAN TOWER CORP CL A 029912201 24 800 SH
SOLE 800 0 0
AMERIGAS PARTNERS L P UNIT L P INT 030975106 6 400 SH SOLE 400 0 0
AMFM INC COM 001693100 13 170 SH DEFINED 170 0 0
AMFM INC COM 001693100 954 12200 SH SOLE
12200 0 0
AMGEN INC COM 031162100 24 400 SH DEFINED 400 0 0
AMGEN INC COM 031162100 456 7600 SH SOLE 7600 0 0
AMR CORP COM 001765106 12 190 SH DEFINED 190 0 0
AMSOUTH BANCORPORATION COM 032165102 18 935 SH
SOLE 935 0 0
ANHEUSER-BUSCH COS., INC. 035229103 614 8678 SH
SOLE 8678 0 0
ANHEUSER-BUSCH COS., INC. 035229103 1234 17435 SH
DEFINED 17435 0 0
APARTMENT INVT & MGMT CO CL A 03748R101 8 238 SH SOLE 238 0 0
APPLIED MATERIAL INC 038222105 24 195 SH
DEFINED 195 0 0
APPLIED MATERIAL INC 038222105 50 400 SH
SOLE 400 0 0
ARMSTRONG WORLD INDS INC COM 042476101 10 320 SH SOLE 320 0 0
ASSOCIATES FST CAP A 046008108 9 360 SH
DEFINED 360 0 0
ASSOCIATES FST CAP A 046008108 34 1280 SH
SOLE 1280 0 0
ASTEC INDS INC COM 046224101 188 10000 SH SOLE 10000 0 0
AT&T CORP COM LIB GRP A 001957208 344 6072 SH
SOLE 6072 0 0
ATLANTIC RICHFIELD CO COM 048825103 74 870 SH
SOLE 870 0 0
AUTOMATIC DATA PROCESSING 053015103 12 250 SH SOLE 250 0 0
AUTOZONE, INC 053332102 51 1600 SH SOLE 1600 0 0
AVAX TECHNOLOGIES INC COM PAR $0.004 053495305 26 4000 SH SOLE 4000 0 0
AVERY DENNISON CORP COM 053611109 16 230 SH
DEFINED 230 0 0
AVNET INC COM 053807103 12 200 SH DEFINED 200 0 0
AVON PRODS INC COM 054303102 7 230 SH DEFINED 230 0 0
BANC ONE CORPORATION 06423A103 465 14554 SH DEFINED 14554 0 0
BANC ONE CORPORATION 06423A103 2139 66866 SH SOLE 66866 0 0
BANK NEW YORK INC COM 064057102 5 135 SH
SOLE 135 0 0
BANK OF AMERICA CORPORATION COM 060505104 57 1150 SH DEFINED 1150 0 0
BANK OF AMERICA CORPORATION COM 060505104 3667 73087 SH SOLE 73087 0 0
BANK OF NEW YORK INC. 064057102 190 4752 SH
SOLE 4752 0 0
BANK OF SOUTH CAROLINA CHARLESTON, SC 065066102 34 2420 SH SOLE 2420 0 0
BARNESANDNOBLE COM INC CL A 067846105 1 100 SH
SOLE 100 0 0
BARRICK GOLD CORP COM 067901108 18 1050 SH
SOLE 1050 0 0
BAXTER INTL INC COM 071813109 62 1000 SH DEFINED 1000 0 0
BAXTER INTL INC COM 071813109 772 12298 SH SOLE 12298 0 0
BB&T CORP COM 054937107 53 1957 SH DEFINED 1957 0 0
BB&T CORP COM 054937107 817 29891 SH SOLE 29891 0 0
BEAR STEARNS COS INC COM 073902108 8 198 SH
SOLE 198 0 0
BECTON DICKINSON & CO COM 075887109 8 330 SH
DEFINED 330 0 0
BECTON DICKINSON & CO COM 075887109 37 1400 SH
SOLE 1400 0 0
BELL ATLANTIC CORPORATION 077853109 97 1580 SH DEFINED 1580 0 0
BELL ATLANTIC CORPORATION 077853109 424 6917 SH SOLE 6917 0 0
BELLSOUTH CORPORATION 079860102 1113 23800 SH
DEFINED 23800 0 0
BELLSOUTH CORPORATION 079860102 2488 53174 SH
SOLE 53174 0 0
BERKSHIRE HATHAWAY INC DEL CL B 084670207 34 19 SH DEFINED 19 0 0
BEST FOODS COM 08658U101 31 600 SH
SOLE 600 0 0
BLACK & DECKER CORP 091797100 23 450 SH
SOLE 450 0 0
BLUESTONE SOFTWARE INC COM 09623P102 6721 58444 SH SOLE 58444 0 0
BOEING CO COM 097023105 13 320 SH DEFINED 320 0 0
BOEING CO COM 097023105 159 3860 SH SOLE 3860 0 0
BOWATER INC COM 102183100 68 1265 SH SOLE 1265 0 0
BP AMOCO P L C SPONSORED ADR 055622104 274 4642 SH SOLE 4642 0 0
BRISTOL-MYERS SQUIBB 110122108 12 200 SH
DEFINED 200 0 0
BRISTOL-MYERS SQUIBB 110122108 3762 58630 SH
SOLE 58130 500 0
BROADCOM CORP CL A 111320107 13 50 SH SOLE 50 0 0
BSB BANCORP COM 055652101 8 450 SH SOLE 450 0 0
BURLINGTON NORTHN SANTA FE C COM 12189T104 207 8616 SH SOLE 8616 0 0
CABLEVISION SYSTEM CORP. CLASS A 12686C109 30 400 SH SOLE 400 0 0
CAMPBELL SOUP CO COM 134429109 62 1614 SH
SOLE 1614 0 0
CANADIAN PAC LTD NEW COM 135923100 12 585 SH
DEFINED 585 0 0
CARDINAL FINL CORP COM 14149F109 11 2000 SH SOLE 2000 0 0
CARNIVAL CORP COM 143658102 13 280 SH DEFINED 280 0 0
CAROLINA FIRST BANCSHARES, INC 143875102 89 2886 SH SOLE 2886 0 0
CAROLINA FIRST CORP COM 143877108 454 24944 SH
SOLE 24944 0 0
CAROLINA POWER & LIGHT 144141108 182 6000 SH
DEFINED 6000 0 0
CAROLINA POWER & LIGHT 144141108 202 6655 SH
SOLE 6655 0 0
CAROLINA SOUTHN BK SPARTANBU COM 144162104 13 1000 SH SOLE 1000 0 0
CAROLINA SOUTHN BK SPARTANBU COM 144162104 121 9311 SH DEFINED 9311 0 0
CATELLUS DEV CORP COM 149111106 0 19 SH
SOLE 19 0 0
CATERPILLAR INC DEL COM 149123101 7 150 SH
SOLE 150 0 0
CATERPILLAR INC DEL COM 149123101 16 341 SH
DEFINED 341 0 0
CBS CORPORATION COM 12490K107 2243 35100 SH
DEFINED 35100 0 0
CBS CORPORATION COM 12490K107 3154 49360 SH
SOLE 49360 0 0
CCB FINL CORP COM 124875105 159 3664 SH SOLE 3664 0 0
CENTURA BKS INC COM 15640T100 19 450 SH
SOLE 450 0 0
CHASE MANHATTAN CORP NEW COM 16161A108 134 1730 SH SOLE 1730 0 0
CHEVRON CORPORATION 166751107 185 2150 SH
DEFINED 2150 0 0
CHEVRON CORPORATION 166751107 490 5669 SH
SOLE 5669 0 0
CHUBB CORP COM 171232101 30 546 SH SOLE 546 0 0
CIENA CORP COM 171779101 20 350 SH SOLE 350 0 0
CINERGY CORP COM 172474108 42 1790 SH SOLE 1790 0 0
CINTAS CORPORATION 172908105 191 3600 SH
DEFINED 3600 0 0
CINTAS CORPORATION 172908105 3220 60630 SH
SOLE 60630 0 0
CISCO SYS INC COM 17275R102 47 440 SH
DEFINED 440 0 0
CISCO SYS INC COM 17275R102 3588 33499 SH
SOLE 33499 0 0
CITIGROUP INC COM 172967101 176 3172 SH DEFINED 3172 0 0
CITIGROUP INC COM 172967101 1664 29892 SH SOLE 29892 0 0
CLAYTON HOMES INC COM 184190106 1 120 SH
SOLE 120 0 0
CLEAR CHANNEL COMMUNICATIONS COM 184502102 705 7900 SH SOLE 7900 0 0
CMGI INC COM 125750109 54 197 SH SOLE 197 0 0
CMS ENERGY CORP COM 125896100 6 200 SH SOLE 200 0 0
COASTAL CARIBBEAN OIL & MINERALS LTD 190432203 0 300 SH SOLE 300 0 0
COCA-COLA COMPANY 191216100 224 3865 SH
DEFINED 3865 0 0
COCA-COLA COMPANY 191216100 12515 214855 SH
SOLE 214255 600 0
COLGATE-PALMOLIVE COMPANY 194162103 442 6800 SH SOLE 6800 0 0
COLGATE-PALMOLIVE COMPANY 194162103 754 11600 SH DEFINED 11600 0 0
COLUMBIA HEALTHCARE CORP 197677107 13 450 SH SOLE 450 0 0
COMCAST CORP CL A 200300101 19 400 SH SOLE 400 0 0
COMCAST CORP CL A 200300101 478 10000 SH DEFINED 10000 0 0
COMCAST, INC. CLASS A SPECIAL 200300200 2022 40000 SH
DEFINED 40000 0 0
COMMSCOPE INC COM 203372107 1 33 SH SOLE 33 0 0
COMMUNITY CAP CORP S C COM 20363C102 87 10413 SH SOLE 10413 0 0
COMPAQ COMPUTER CORPORATION 204493100 18 690 SH DEFINED 690 0 0
COMPAQ COMPUTER CORPORATION 204493100 211 7835 SH SOLE 7835 0 0
COMPUSA INC COM 204932107 0 100 SH SOLE 100 0 0
COMPUSA INC COM 204932107 8 1700 SH DEFINED 1700 0 0
COMPUTER ASSOC INTL INC COM 204912109 20 300 SH
SOLE 300 0 0
COMPUTER ASSOC INTL INC COM 204912109 27 390 SH
DEFINED 390 0 0
CONAGRA INC COM 205887102 0 7 SH SOLE 7 0 0
CONEXANT SYSTEMS INC COM 207142100 16 250 SH
SOLE 250 0 0
CONOCO INC CL A 208251306 66 2700 SH SOLE 2700 0 0
CONOCO INC CL B 208251405 13 552 SH DEFINED 552 0 0
CONOCO INC CL B 208251405 1206 48543 SH SOLE 48543 0 0
CONSECO INC COM 208464107 7 425 SH DEFINED 425 0 0
CONSOLIDATED NAT GAS CO 209615103 61 950 SH
SOLE 950 0 0
CONSTELLATION ENERGY GRP INC 210371100 11 400 SH SOLE 400 0 0
CORPORATE HIGH YIELD FD II 219915105 0 2 SH
SOLE 2 0 0
COUNTRYWIDE CR INDS INC DEL COM 222372104 2 102 SH DEFINED 102 0 0
COVAD COMMUNICATIONS GROUP I COM 222814204 460 8250 SH SOLE 8250 0 0
COVANCE INC COM 222816100 0 25 SH SOLE 25 0 0
COX COMMUNICATIONS INC NEW CL A 224044107 12 250 SH SOLE 250 0 0
CREE RESH INC COM 225447101 21 250 SH SOLE 250 0 0
CROWN PAC PARTNERS L P UNIT LTD PARTN 228439105 35 2000 SH SOLE 2000 0 0
CSX CORPORATION 126408103 26 869 SH SOLE 869 0 0
CT COMMUNICATIONS INC COM NEW 126426402 336 6000 SH
SOLE 6000 0 0
CVS CORP COM 126650100 9 240 SH DEFINED 240 0 0
CYTEC INDS INC COM 232820100 15 684 SH DEFINED 684 0 0
DAIMLERCHRYSLER AG ORD D1668R123 16 216 SH DEFINED 216 0 0
DATASTREAM SYS INC COM 238124101 3472 141372 SH
SOLE 141372 0 0
DAYTON HUDSON CORP COM 239753106 29 400 SH
SOLE 400 0 0
DEERE & CO COM 244199105 12 300 SH SOLE 300 0 0
DELL COMPUTER CORP COM 247025109 66 1305 SH
DEFINED 1305 0 0
DELL COMPUTER CORP COM 247025109 121 2396 SH
SOLE 2396 0 0
DELPHI AUTOMOTIVE SYS CORP COM 247126105 138 8841 SH SOLE 8841 0 0
DELTA AIR LINES INC DEL 247361108 48 980 SH
SOLE 980 0 0
DELTA WOODSIDE INDUSTRIES INC NEW 247909104 7 4126 SH SOLE 4126 0 0
DEVRY INC DEL COM 251893103 112 6000 SH SOLE 6000 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 11 365 SH DEFINED 365 0 0
DOMINION RES INC VA COM 257470104 7 201 SH
SOLE 201 0 0
DOW CHEM CO COM 260543103 127 960 SH SOLE 960 0 0
DQE INC COM 23329J104 11 337 SH SOLE 337 0 0
DREXLER TECHNOLOGY CORP COM 261876106 4 450 SH SOLE 450 0 0
DSP GROUP INC COM 23332B106 93 1000 SH
SOLE 1000 0 0
DST SYS INC DEL COM 233326107 4 62 SH SOLE 62 0 0
DUKE ENERGY CORP 264399106 310 6200 SH
DEFINED 6200 0 0
DUKE ENERGY CORP 264399106 839 16743 SH
SOLE 16743 0 0
E M C CORP MASS COM 268648102 43 400 SH SOLE 400 0 0
E M C CORP MASS COM 268648102 72 660 SH DEFINED 660 0 0
E TRADE GROUP INC COM 269246104 11 450 SH
SOLE 450 0 0
EARTHGRAINS CO COM 270319106 12 800 SH SOLE 800 0 0
EASTMAN CHEMICAL CO 277432100 23 500 SH
SOLE 500 0 0
EASTMAN KODAK CO COM 277461109 40 616 SH
SOLE 616 0 0
EBAY INC COM 278642103 130 1050 SH SOLE 1050 0 0
ECOLAB, INC. 278865100 59 1520 SH SOLE 1520 0 0
EI DUPONT DE NEMOURS & CO.,INC 263534109 577 8764 SH DEFINED 8764 0 0
EI DUPONT DE NEMOURS & CO.,INC 263534109 2265 34408 SH SOLE 34408 0 0
ELECTRONIC DATA SYSTEM CORP 285661104 141 2111 SH DEFINED 2111 0 0
EMERSON ELECTRIC 291011104 4 75 SH
DEFINED 75 0 0
EMERSON ELECTRIC 291011104 28 500 SH
SOLE 500 0 0
ENRON CORP COM 293561106 8 200 SH SOLE 200 0 0
ENTERGY CORP NEW COM 29364G103 6 250 SH SOLE 250 0 0
ENTREMED INC COM 29382F103 44 1750 SH
SOLE 1750 0 0
EQUITY RESIDENTIAL PPTYS TR SH BEN INT 29476L107 176 4140 SH SOLE 4140 0 0
ERICSSON L M TEL CO ADR CL B SEK10 294821400 117 1800 SH SOLE 1800 0 0
ETHYL CORPORATION 297659104 2 700 SH
SOLE 700 0 0
EXODUS COMMUNICATIONS INC COM 302088109 30 340 SH SOLE 340 0 0
EXTENDED STAY AMER INC COM 30224P101 15 2000 SH SOLE 2000 0 0
EXXON MOBIL CORP COM 30231G102 23 290 SH
DEFINED 290 0 0
EXXON MOBIL CORP COM 30231G102 3132 38886 SH
SOLE 38886 0 0
FAMILY STEAK HOUSES OF FLORI COM NEW 307059204 0 520 SH SOLE 520 0 0
FEDERAL HOME LN MTG CORP 313400301 16 350 SH
DEFINED 350 0 0
FEDERAL HOME LN MTG CORP 313400301 32 682 SH
SOLE 682 0 0
FEDERAL NATL MTG ASSN COM 313586109 92 1487 SH
SOLE 1487 0 0
FEDERATED DEPT STORES INC DE COM 31410H101 6 120 SH SOLE 120 0 0
FIFTH THIRD BANCORP COM 316773100 14 200 SH
DEFINED 200 0 0
FIRST AMERN FINL CORP COM 318522307 3 300 SH
SOLE 300 0 0
FIRST CHARTER CORP.-NC 319439105 5 384 SH
DEFINED 384 0 0
FIRST FINL HLDGS INC COM 320239106 140 8812 SH
SOLE 8812 0 0
FIRST SVGS BANCORP INC N C COM 335939104 21 1150 SH SOLE 1150 0 0
FIRST TENN NATL CORP COM 337162101 11 400 SH
SOLE 400 0 0
FIRST UN CORP COM 337358105 6 198 SH DEFINED 198 0 0
FIRST UN CORP COM 337358105 393 11952 SH SOLE 11952 0 0
FIRST VIRGINIA BANKS, INC. 337477103 401 9350 SH
SOLE 9350 0 0
FIRSTAR CORP NEW WIS COM 33763V109 2 135 SH SOLE 135 0 0
FIRSTENERGY CORP COM 337932107 9 400 SH
SOLE 400 0 0
FIRSTSPARTAN FINL CORP COM 337931109 75 4200 SH
SOLE 4200 0 0
FLEETBOSTON FINL CORP COM 339030108 20 592 SH
DEFINED 592 0 0
FLORIDA PROGRESS CORPORATION 341109106 38 900 SH SOLE 900 0 0
FLOWERS INDUSTRIES INC COM 343496105 81 5122 SH
SOLE 5122 0 0
FORD MOTOR COMPANY (DEL) 345370100 13 260 SH
DEFINED 260 0 0
FORD MOTOR COMPANY (DEL) 345370100 204 3835 SH
SOLE 3835 0 0
FORTUNE BRANDS INC COM 349631101 4 136 SH
SOLE 136 0 0
FOX ENTMT GROUP INC CL A 35138T107 72 2900 SH SOLE 2900 0 0
FPL GROUP INC. 302571104 28 675 SH SOLE 675 0 0
FRANKLIN RES INC COM 354613101 25 800 SH SOLE 800 0 0
FRESENIUS MED CARE AG SPONSORED ADR 358029106 5 209 SH SOLE 209 0 0
FRP PROPERTIES 30262E109 235 10000 SH
SOLE 10000 0 0
GABELLI EQUITY TR INC COM 362397101 13 1084 SH
DEFINED 1084 0 0
GABELLI EQUITY TR INC COM 362397101 44 3576 SH
SOLE 3576 0 0
GABELLI GLOBAL MULTIMEDIA TR COM 36239Q109 1 103 SH DEFINED 103 0 0
GABELLI GLOBAL MULTIMEDIA TR COM 36239Q109 6 352 SH SOLE 352 0 0
GABELLI UTIL TR COM 36240A101 2 357 SH
SOLE 357 0 0
GALLAGHER ARTHUR J & CO COM 363576109 29 450 SH
SOLE 450 0 0
GALLAHER GROUP PLC SPONSORED ADR 363595109 2 136 SH SOLE 136 0 0
GANNETT, INC. 364730101 1141 14000 SH DEFINED 14000 0 0
GANNETT, INC. 364730101 1578 19370 SH SOLE 19370 0 0
GAP INC DEL COM 364760108 0 18 SH SOLE 18 0 0
GATEWAY INC COM 367626108 7 100 SH SOLE 100 0 0
GATX CORP COM 361448103 13 400 SH SOLE 400 0 0
GAYLORD ENTMT CO NEW COM 367905106 25 868 SH
SOLE 868 0 0
GENERAL ELECTRIC COMPANY 369604103 5581 36070 SH DEFINED 36070 0 0
GENERAL ELECTRIC COMPANY 369604103 11327 73206 SH SOLE 73206 0 0
GENERAL INSTR CORP DEL COM 370120107 8 100 SH
SOLE 100 0 0
GENERAL MOTORS CORPORATION 370442105 1050 14465 SH SOLE 14465 0 0
GENERAL SEMICONDUCTOR INC COM 370787103 0 25 SH SOLE 25 0 0
GEORGIA PAC CORP COM-TIMBER GRP 373298702 18 750 SH SOLE 750 0 0
GEORGIA-PACIFIC CORPORATION 373298108 60 1200 SH SOLE 1200 0 0
GILLETTE COMPANY 375766102 494 12000 SH DEFINED 12000 0 0
GILLETTE COMPANY 375766102 845 20550 SH SOLE 19950 600 0
GLOBAL CROSSING LTD COM G3921A100 135 2725 SH SOLE 2725 0 0
GLOBAL HIGH INCOME DOLLAR FD 37933G108 22 2000 SH SOLE 2000 0 0
GLOBALSTAR TELECOMMUNICTNS L COM G3930H104 11 250 SH SOLE 250 0 0
GOLDMAN SACHS GROUP 38141G104 988 10500 SH SOLE 10500 0 0
GRACE W R & CO DEL NEW COM 38388F108 16 1142 SH SOLE 1142 0 0
GSI LUMONICS INC COM 36229U102 10 1239 SH
SOLE 1239 0 0
GTE CORP 362320103 147 2100 SH DEFINED 2100 0 0
GTE CORP 362320103 659 9351 SH SOLE 9351 0 0
GUIDANT CORP COM 401698105 66 1416 SH DEFINED 1416 0 0
GUIDANT CORP COM 401698105 273 5812 SH SOLE 5812 0 0
GUILFORD PHARMACEUTICALS INC COM 401829106 15 900 SH DEFINED 900 0 0
H.J. HEINZ COMPANY 423074103 214 5400 SH
SOLE 5400 0 0
H.J. HEINZ COMPANY 423074103 513 12900 SH
DEFINED 12900 0 0
HALLIBURTON CO COM 406216101 10 249 SH DEFINED 249 0 0
HALLIBURTON CO COM 406216101 187 4650 SH SOLE 4650 0 0
HALLWOOD ENERGY CORP DEL COM 40636X105 0 10 SH SOLE 10 0 0
HARLEY DAVIDSON INC COM 412822108 16 250 SH
SOLE 250 0 0
HARRAH'S ENTMT INC 413619107 19 732 SH
SOLE 732 0 0
HEADHUNTER NET INC COM 422077107 171 13700 SH
SOLE 13700 0 0
HEALTHSOUTH CORP COM 421924101 7 1500 SH
SOLE 1500 0 0
HEARTPORT INC COM 421969106 2 500 SH SOLE 500 0 0
HECLA MINING 422704106 0 200 SH SOLE 200 0 0
HEWLETT PACKARD CO COM 428236103 68 600 SH
DEFINED 600 0 0
HEWLETT PACKARD CO COM 428236103 1527 13432 SH
SOLE 13432 0 0
HILTON HOTELS CORP COM 432848109 34 3700 SH
SOLE 3700 0 0
HOME DEPOT, INC. 437076102 1556 22653 SH SOLE 22653 0 0
HOME DEPOT, INC. 437076102 3093 45000 SH DEFINED 45000 0 0
HOMEGOLD FINL INC COM 43740E104 67 58332 SH SOLE 58332 0 0
HONEYWELL INTL INC COM 438516106 594 10311 SH
SOLE 10311 0 0
HOUSEHOLD INTL INC COM 441815107 7 210 SH
DEFINED 210 0 0
HUBBELL CLASS B 443510201 39 1472 SH SOLE 1472 0 0
HUBBELL CLASS B 443510201 100 3704 SH DEFINED 3704 0 0
HUBBELL INC CLASS A 443510102 89 3200 SH
SOLE 3200 0 0
HUDSON UNITED BANCORP COM 444165104 0 24 SH
SOLE 24 0 0
ILLINOIS TOOL WKS INC COM 452308109 11 175 SH
DEFINED 175 0 0
ILLINOIS TOOL WKS INC COM 452308109 40 600 SH
SOLE 600 0 0
INFINITY BROADCASTING CP NEW CL A 45662S102 104 2885 SH SOLE 2885 0 0
INGERSOLL-RAND CO COM 456866102 12 232 SH
SOLE 232 0 0
INGRAM MICRO INC CL A 457153104 0 75 SH SOLE 75 0 0
INKTOMI CORP COM 457277101 532 6000 SH SOLE 6000 0 0
INSIGNIA FINL GROUP INC NEW COM 45767A105 4 641 SH SOLE 641 0 0
INTEL CORP COM 458140100 4142 50343 SH SOLE 50343 0 0
INTEL CORP COM 458140100 4826 58640 SH DEFINED 58640 0 0
INTERIM SVCS INC COM 45868P100 94 3800 SH
SOLE 3800 0 0
INTERNATIONAL BUSINESS MACHINES 459200101 934 8674 SH SOLE 8674 0 0
INTERNATIONAL BUSINESS MACHINES 459200101 2221 20600 SH DEFINED 20600 0 0
INTERNATIONAL HOME FOODS INC COM 459655106 0 50 SH SOLE 50 0 0
INTERPUBLIC GROUP COS INC COM 460690100 17 310 SH
DEFINED 310 0 0
INTIMATE BRANDS INC CL A 461156101 22 525 SH
SOLE 525 0 0
INTL PAPER CO COM 460146103 54 963 SH SOLE 963 0 0
INTUIT COM 461202103 1024 17100 SH SOLE
17100 0 0
IOMEGA CORP COM 462030107 4 1200 SH DEFINED 1200 0 0
ISOLYSER INC COM 464888106 0 72 SH SOLE 72 0 0
ITC DELTACOM INC COM 45031T104 552 20000 SH
SOLE 20000 0 0
ITT EDUCATIONAL SERVICES INC COM 45068B109 55 3585 SH SOLE 3585 0 0
J.P. MORGAN & CO. INC. 616880100 18 150 SH
DEFINED 150 0 0
J.P. MORGAN & CO. INC. 616880100 69 550 SH
SOLE 550 0 0
JAMESON INNS INC COM 470457102 5 800 SH SOLE 800 0 0
JDS UNIPHASE CORP COM 46612J101 64 400 SH
SOLE 400 0 0
JEFFERSON PILOT CORPORATION 475070108 415 6100 SH SOLE 6100 0 0
JOHNSON & JOHNSON 478160104 1061 11395 SH
SOLE 11395 0 0
JOHNSON & JOHNSON 478160104 1874 20099 SH
DEFINED 20099 0 0
JUNIPER NETWORKS INC COM 48203R104 17 50 SH SOLE 50 0 0
JUPITER COMMUNICATIONS INC COM 482050101 45 1500 SH SOLE 1500 0 0
KAISER ALUMINUM CORP COM 483007100 9 1200 SH
SOLE 1200 0 0
KANSAS CITY PWR & LT CO COM 485134100 13 600 SH
SOLE 600 0 0
KEMET CORPORATION 488360108 90 2000 SH
SOLE 2000 0 0
KEYCORP NEW COM 493267108 8 400 SH SOLE 400 0 0
KIMBERLY-CLARK 494368103 6 100 SH DEFINED 100 0 0
KIMBERLY-CLARK 494368103 1020 15594 SH SOLE 15594 0 0
KINDER MORGAN ENERGY PARTNER UT LTD PARTNER 494550106 163 3946 SH SOLE 3946 0 0
LAUDER ESTEE COS INC CL A 518439104 16 330 SH
DEFINED 330 0 0
LEXMARK INTL GROUP INC CL A 529771107 181 2000 SH
SOLE 2000 0 0
LG&E ENERGY CORP COM 501917108 6 400 SH
SOLE 400 0 0
LIBERTY CORPORATION 530370105 639 15160 SH
DEFINED 15160 0 0
LIBERTY CORPORATION 530370105 1270 30120 SH
SOLE 30120 0 0
LIFEPOINT HOSPITALS INC COM 53219L109 0 23 SH
SOLE 23 0 0
LILLY ELI CO. 532457108 73 1100 SH DEFINED 1100 0 0
LILLY ELI CO. 532457108 1419 21355 SH SOLE 21355 0 0
LINEAR TECHNOLOGY CORP COM 535678106 85 1200 SH
SOLE 1200 0 0
LIPOSOME CO INC COM 536310105 6 500 SH SOLE 500 0 0
LOCKHEED MARTIN CORP COM 539830109 3 140 SH
SOLE 140 0 0
LOEWS CORPORATION 540424108 109 1800 SH
SOLE 1800 0 0
LORAL SPACE & COMMUNICATIONS COM G56462107 34 1400 SH SOLE 1400 0 0
LOWES COS INC COM 548661107 335 5630 SH SOLE 5630 0 0
LUCENT TECHNOLOGIES INC COM 549463107 163 2176 SH
DEFINED 2176 0 0
LUCENT TECHNOLOGIES INC COM 549463107 5417 72242 SH
SOLE 72242 0 0
LYCOS INC COM 550818108 604 7600 SH SOLE 7600 0 0
MACDERMID INC COM 554273102 41 1000 SH SOLE 1000 0 0
MAGELLAN HEALTH SVCS INC COM 559079108 22 3600 SH
SOLE 3600 0 0
MANULIFE FINANCIAL COMMON 56501R106 45 3551 SH SOLE 3551 0 0
MARIMBA INC COM 56781Q109 124 2700 SH
SOLE 2700 0 0
MARSH & MCLENNAN COS INC 571748102 57 600 SH
SOLE 600 0 0
MASCO CORP COM 574599106 15 600 SH SOLE 600 0 0
MASTEC INC COM 576323109 11 250 SH SOLE 250 0 0
MATTEL INC COM 577081102 1 90 SH DEFINED 90 0 0
MAY DEPT STORES CO COM 577778103 9 300 SH
DEFINED 300 0 0
MBNA CORP. 55262L100 10 380 SH DEFINED 380 0 0
MBNA CORP. 55262L100 133 4917 SH SOLE 4917 0 0
MCDONALDS CORP COM 580135101 35 870 SH DEFINED 870 0 0
MCDONALDS CORP COM 580135101 211 5266 SH SOLE 5266 0 0
MCDONALDS CORP COM 590188108 699 8400 SH SOLE 8400 0 0
MCI WORLDCOM INC COM 55268B106 69 1302 SH DEFINED 1302 0 0
MCI WORLDCOM INC COM 55268B106 2814 53056 SH SOLE 53056 0 0
MCKESSON HBOC INC COM 58155Q103 11 500 SH SOLE 500 0 0
MCLEODUSA INC COM 582266102 235 4000 SH SOLE 4000 0 0
MEDIALINK WORLDWIDE INC COM 58445P105 2 250 SH SOLE 250 0 0
MEDIAONE GROUP INC COM 58440J104 15 200 SH
DEFINED 200 0 0
MEDIAONE GROUP INC COM 58440J104 247 3229 SH
SOLE 2629 600 0
MEDITRUST CORP PAIRED CTF NEW 58501T306 5 1000 SH SOLE 1000 0 0
MEDTRONIC INC COM 585055106 17 488 SH DEFINED 488 0 0
MEDTRONIC INC COM 585055106 138 3800 SH SOLE 3800 0 0
MELLON FINL CORP COM 58551A108 854 25100 SH
SOLE 25100 0 0
MERCK & COMPANY, INC. 589331107 2930 43640 SH
DEFINED 43640 0 0
MERCK & COMPANY, INC. 589331107 5658 84237 SH
SOLE 83737 500 0
MERRY LAND PROPERTIES INC COM 590441101 2 390 SH SOLE 390 0 0
MFS GOVERNMENT MARKETS INCOME TRUST 552939100 10 1000 PRN SOLE 1000 0 0
MFS MULTIMARKET INCOME TRUST 552737108 5 500 PRN
SOLE 500 0 0
MGM GRAND INC COM 552953101 50 1000 SH SOLE 1000 0 0
MICROSOFT CORPORATION 594918104 5963 51090 SH
DEFINED 51090 0 0
MICROSOFT CORPORATION 594918104 9798 83931 SH
SOLE 83931 0 0
MIDCAP SPDR TR UNIT SER 1 595635103 52 650 SH
SOLE 650 0 0
MINDSPRING ENTERPRISES INC COM 602683104 158 6000 SH SOLE 6000 0 0
MINNESOTA MINING & MANUFACTURING 604059105 25 265 SH DEFINED 265 0 0
MINNESOTA MINING & MANUFACTURING 604059105 63 645 SH SOLE 645 0 0
MONSANTO CO ADJ CONVR RATE 611662305 248 7500 SH
SOLE 7500 0 0
MONSANTO CO COM 611662107 6 180 SH DEFINED 180 0 0
MONSANTO CO COM 611662107 346 9800 SH SOLE 9800 0 0
MORGAN J P & CO INC COM 616880100 139 1100 SH
SOLE 1100 0 0
MORGAN STANLEY DEAN WITTER&C COM NEW 617446448 74 530 SH SOLE 530 0 0
MOTOROLA INC. 620076109 379 2580 SH SOLE 2580 0 0
MOTOROLA INC. 620076109 2395 16270 SH DEFINED 16270 0 0
MURPHY OIL CORP COM 626717102 5 104 SH SOLE 104 0 0
MYLAN LABS INC COM 628530107 11 450 SH SOLE 450 0 0
NATIONAL CITY CORP COM 635405103 35 1520 SH
SOLE 1520 0 0
NATIONAL DATA CORP COM 635621105 22 699 SH
SOLE 699 0 0
NCR CORP NEW COM 62886E108 4 128 SH
SOLE 128 0 0
NETWORK APPLIANCE INC COM 64120L104 41 500 SH
SOLE 500 0 0
NEWMONT MINING CORP COM 651639106 6 255 SH
SOLE 255 0 0
NEWS CORP LTD SP ADR PFD 652487802 706 21149 SH
DEFINED 21149 0 0
NEWS CORP LTD SP ADR PFD 652487802 8477 253619 SH
SOLE 253619 0 0
NEWSEDGE CORP COM 65249Q106 2 250 SH
SOLE 250 0 0
NEXTEL COMMUNICATIONS INC CL A 65332V103 77 749 SH DEFINED 749 0 0
NEXTEL COMMUNICATIONS INC CL A 65332V103 758 7364 SH SOLE 7364 0 0
NORFOLK SOUTHERN CORP COM 655844108 32 1592 SH
SOLE 1592 0 0
NORTEL NETWORKS CORP COM 656569100 10 100 SH
SOLE 100 0 0
NORTHEAST UTILITIES 664397106 2 100 SH
SOLE 100 0 0
NORTHERN TR CORP COM 665859104 275 5200 SH
SOLE 5200 0 0
NORTHPOINT COMMUNICATIONS HL COM 666610100 696 29000 SH SOLE 29000 0 0
NOVELL INC COM 670006105 19 500 SH SOLE 500 0 0
NUCOR CORPORATION 670346105 1608 29353 SH
SOLE 29353 0 0
OFFICE DEPOT INC COM 676220106 134 12187 SH SOLE 12187 0 0
OMEGA HEALTHCARE INVS INC COM 681936100 4 393 SH SOLE 393 0 0
OMEGA WORLDWIDE INC COM 68210B108 0 173 SH SOLE 173 0 0
ORACLE CORP COM 68389X105 706 6312 SH
SOLE 6312 0 0
ORACLE CORP COM 68389X105 4482 40000 SH
DEFINED 40000 0 0
PAPA JOHNS INTL INC COM 698813102 11 450 SH
SOLE 450 0 0
PARK PL ENTMT CORP COM 700690100 3 300 SH
SOLE 300 0 0
PEPSICO INC 713448108 52 1500 SH DEFINED 1500 0 0
PEPSICO INC 713448108 968 27490 SH SOLE 27490 0 0
PERMA-FIX ENVIRONMENTALSERVICES INC 714157104 73 62000 SH SOLE 62000 0 0
PFIZER, INC. 717081103 107 3300 SH DEFINED 3300 0 0
PFIZER, INC. 717081103 5865 180891 SH SOLE 180891 0 0
PHARMACIA & UPJOHN INC COM 716941109 3 75 SH
SOLE 75 0 0
PHARMACIA & UPJOHN INC COM 716941109 9 215 SH
DEFINED 215 0 0
PHELPS DODGE CORP COM 717265102 5 84 SH
SOLE 84 0 0
PHILIP MORRIS INC 718154107 42 1850 SH SOLE 1850 0 0
PHILIP MORRIS INC 718154107 345 15000 SH DEFINED 15000 0 0
PIEDMONT NAT GAS INC COM 720186105 226 7529 SH
SOLE 7529 0 0
PMC-SIERRA INC COM 69344F106 16 100 SH
SOLE 100 0 0
POLICY MGMT SYS CORP COM 731108106 25 1000 SH
SOLE 1000 0 0
POLO RALPH LAUREN CORP CL A 731572103 6 399 SH
DEFINED 399 0 0
POTOMAC ELECTRIC POWER CO 737679100 45 1972 SH SOLE 1972 0 0
POWERTEL INC COM 73936C109 17 173 SH
SOLE 173 0 0
PRAXAIR INC COM 74005P104 9 180 SH
SOLE 180 0 0
PRECISION CASTPARTS CORP COM 740189105 5 225 SH
SOLE 225 0 0
PRICE T ROWE & ASSOCIATES COM 741477103 50 1374 SH
SOLE 1374 0 0
PRICELINE COM INC COM 741503106 7 150 SH SOLE 150 0 0
PROCTER & GAMBLE CO COM 742718109 18 170 SH
DEFINED 170 0 0
PROCTER & GAMBLE CO COM 742718109 952 8706 SH
SOLE 8706 0 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106 23 700 SH SOLE 700 0 0
PUGET SOUND ENERGY INC COM 745332106 16 860 SH
SOLE 860 0 0
QUAKER OATS CO COM 747402105 205 3140 SH SOLE 3140 0 0
QUALCOMM INC COM 747525103 88 500 SH SOLE 500 0 0
QUEST DIAGNOSTICS INC COM 74834L100 0 12 SH
SOLE 12 0 0
QUIDEL CORP COM 74838J101 9 1450 SH SOLE 1450 0 0
QWEST COMMUNICATIONS INTL IN COM 749121109 94 2200 SH SOLE 2200 0 0
R G S ENERGY GROUP INC COM 74956K104 11 580 SH SOLE 580 0 0
RAYTHEON CO CL A 755111309 23 996 SH SOLE 996 0 0
RAYTHEON CO CL B 755111408 2 90 SH DEFINED 90 0 0
REGIONS FINL CORP COM 758940100 132 5307 SH
SOLE 5307 0 0
RELIANT ENERGY INC COM 75952J108 24 1050 SH
SOLE 1050 0 0
RELIASTAR FINL CORP COM 75952U103 18 500 SH SOLE 500 0 0
REUTERS GROUP PLC SPONSORED ADR 76132M102 27 346 SH SOLE 346 0 0
RHBT FINANCIAL CORP COM 74955Q102 6 375 SH SOLE 375 0 0
RIGGS NATL CORP WASH DC COM 766570105 6 500 SH
SOLE 500 0 0
ROCKWELL INTL CORP NEW COM 773903109 6 140 SH
DEFINED 140 0 0
ROYAL BK SCOTLAND GROUP SERIES B 780097309 2 100 SH
SOLE 100 0 0
ROYAL BK SCOTLAND GROUP SERIES C 780097408 4 200 SH
SOLE 200 0 0
ROYAL BK SCOTLAND GROUP PLC SP ADR I PRF I 780097861 20 1000 SH SOLE 1000 0 0
ROYAL BK SCOTLAND GROUP PLC SPON ADR SER H 780097879 37 2000 SH SOLE 2000 0 0
ROYAL DUTCH PETROLEUM CO NY REG SH PAR N GLDR 10 780257804 90 1509 SH SOLE 1509 0 0
ROYAL DUTCH PETROLEUM CO NY REG SH PAR N GLDR 10 780257804 1090
18000 SH DEFINED 18000 0 0
RYANS FAMILY STEAK HOUSES 783519101 72 8625 SH SOLE 8625 0 0
SAFETY-KLEEN CORP NEW COM NEW 78648R203 22 2000 SH SOLE 2000 0 0
SAFEWAY INC COM NEW 786514208 8 235 SH DEFINED 235 0 0
SAKS INC COM 79377W108 15 1000 SH SOLE 1000 0 0
SANTA FE SNYDER CORP COM 80218K105 0 23 SH SOLE 23 0 0
SARA LEE CORP 803111103 173 7878 SH SOLE 7878 0 0
SARA LEE CORP 803111103 551 25000 SH DEFINED 25000 0 0
SBA COMMUNICATIONS CORP COM 78388J106 354 18881 SH
SOLE 18881 0 0
SBC COMMUNICATIONS INC. 78387G103 20 425 SH DEFINED 425 0 0
SBC COMMUNICATIONS INC. 78387G103 344 7079 SH SOLE 7079 0 0
SCAN SOURCE INC 806037107 24 600 SH DEFINED 600 0 0
SCAN SOURCE INC 806037107 6460 159305 SH SOLE 159305 0 0
SCANA CORP. 805898103 69 2600 SH DEFINED 2600 0 0
SCANA CORP. 805898103 3726 138725 SH SOLE 138725 0 0
SCHERING PLOUGH CORP COM 806605101 10 240 SH
DEFINED 240 0 0
SCHERING PLOUGH CORP COM 806605101 487 11511 SH
SOLE 11511 0 0
SCHLUMBERGER LTD 806857108 8 155 SH
DEFINED 155 0 0
SCHLUMBERGER LTD 806857108 72 1300 SH
SOLE 1300 0 0
SCUDDER GLOBAL HIGH INCOME F COM 81115E101 4 1000 SH SOLE 1000 0 0
SEAGRAM COMPANY, LTD. 811850106 282 6320 SH
SOLE 6320 0 0
SEAGRAM COMPANY, LTD. 811850106 993 22200 SH
DEFINED 22200 0 0
SEALED AIR CORP NEW COM 81211K100 48 935 SH SOLE 935 0 0
SEALED AIR CORP NEW PFD CV A $2 81211K209 51 1017 SH SOLE 1017 0 0
SEIBELS BRUCE GROUP INC COM NEW 816006209 3 2250 SH
SOLE 2250 0 0
SERVICE CORP INTERNATIONAL 817565104 16 2400 SH SOLE 2400 0 0
SERVICEMASTER COMPANY COM 81760N109 2 225 SH DEFINED 225 0 0
SERVICEMASTER COMPANY COM 81760N109 574 46725 SH SOLE 46725 0 0
SHAW INDS INC COM 820286102 4 300 SH SOLE 300 0 0
SIEBEL SYS INC COM 826170102 8 100 SH SOLE 100 0 0
SIERRA PACIFIC RESOURCES NEW 826428104 0 56 SH SOLE 56 0 0
SIGMA ALDRICH CORP. 826552101 108 3600 SH
SOLE 3600 0 0
SMITH INTL INC COM 832110100 14 300 SH SOLE 300 0 0
SMITHFIELD FOODS INC COM 832248108 23 975 SH
SOLE 975 0 0
SMITHKLINE BEECHAM PLC ADR REP ORD 832378301 881 13756 SH SOLE 13756 0 0
SOLUTIA INC COM 834376105 4 288 SH SOLE 288 0 0
SONOCO PRODUCTS COMPANY 835495102 918 40396 SH DEFINED 40396 0 0
SONOCO PRODUCTS COMPANY 835495102 5924 260414 SH SOLE 260414 0 0
SONOSITE INC COM 83568G104 51 1631 SH
SOLE 1631 0 0
SONY CORP ADR NEW 835699307 21 75 SH SOLE 75 0 0
SOUTHBANC SHS INC COM 840901102 287 14390 SH
SOLE 14390 0 0
SOUTHERN CO COM 842587107 136 5823 SH SOLE 5823 0 0
SOUTHTRUST CORPORATION 844730101 212 5625 SH
SOLE 5625 0 0
SOUTHWEST AIRLINES 844741108 62 3847 SH
SOLE 3847 0 0
SPDR TR UNIT SER 1 78462F103 61 420 SH
SOLE 420 0 0
SPEEDWAY MOTORSPORTS INC COM 847788106 11 400 SH SOLE 400 0 0
SPRINT CORP PCS COM SER 1 852061506 14 142 SH
SOLE 142 0 0
SPRINT CORPORATION 852061100 34 515 SH
DEFINED 515 0 0
SPRINT CORPORATION 852061100 199 2970 SH
SOLE 2970 0 0
ST PAUL COS INC COM 792860108 58 1744 SH SOLE 1744 0 0
STAPLES INC COM 855030102 9 450 SH DEFINED 450 0 0
STAR TELECOMMUNICATIONS INC COM 854923109 3 500 SH SOLE 500 0 0
STATE AUTO FINL CORP COM 855707105 30 3300 SH
SOLE 3300 0 0
STEEL DYNAMICS INC COM 858119100 3 250 SH
SOLE 250 0 0
SUMMIT BK CORP GA COM 866013105 11 1000 SH
SOLE 1000 0 0
SUMMIT FINANCIAL CORPORATION 866057102 518 43248 SH SOLE 43248 0 0
SUN MICROSYSTEMS INC COM 866810104 188 2440 SH
DEFINED 2440 0 0
SUN MICROSYSTEMS INC COM 866810104 2377 30710 SH
SOLE 30710 0 0
SUNTRUST BKS INC 867914103 1181 17180 SH SOLE 17180 0 0
SYMBOL TECHNOLOGIES INC COM 871508107 62 977 SH
SOLE 977 0 0
SYNOVUS FINANCIAL CORPORATION 87161C105 14 750 SH DEFINED 750 0 0
SYNOVUS FINANCIAL CORPORATION 87161C105 1209 60855 SH SOLE 60855 0 0
TANDY CORP 875382103 19 400 SH SOLE 400 0 0
TELEGLOBE INC COM 87941V100 1 88 SH
SOLE 88 0 0
TENET HEALTHCARE CORP COM 88033G100 11 500 SH DEFINED 500 0 0
TERAYON COMMUNICATION SYS COM 880775101 31 500 SH SOLE 500 0 0
TEXACO, INC. 881694103 54 1000 SH DEFINED 1000 0 0
TEXACO, INC. 881694103 217 4009 SH SOLE 4009 0 0
TEXAS INSTRS INC COM 882508104 115 1200 SH DEFINED 1200 0 0
TEXAS INSTRS INC COM 882508104 980 10150 SH SOLE 10150 0 0
TEXAS UTILS CO COM 882848104 21 610 SH SOLE 610 0 0
TEXTRON, INC. 883203101 46 600 SH SOLE 600 0 0
TIME WARNER INC. 887315109 1763 24400 SH DEFINED 24400 0 0
TIME WARNER INC. 887315109 8447 116842 SH SOLE 116842 0 0
TORCHMARK CORP 891027104 409 14100 SH DEFINED 14100 0 0
TOTAL SYSTEM SERVICES, INC. 891906109 463 28464 SH SOLE 28464 0 0
TOYS R US INC COM 892335100 406 28423 SH SOLE 28423 0 0
TRIAD HOSPITALS INC COM 89579K109 0 38 SH SOLE 38 0 0
TRICON GLOBAL RESTAURANTS COM 895953107 43 1120 SH SOLE 1120 0 0
TYCO INTL LTD NEW COM 902124106 96 2466 SH DEFINED 2466 0 0
TYCO INTL LTD NEW COM 902124106 9553 244975 SH SOLE 244575 400 0
U S LIQUIDS INC COM 902974104 2 250 SH SOLE 250 0 0
U S TR CORP NEW COM 91288L105 184 2300 SH SOLE 2300 0 0
U S WEST INC NEW COM 91273H101 69 976 SH
SOLE 976 0 0
UNION PAC RES GROUP INC COM 907834105 40 3187 SH
SOLE 3187 0 0
UNION PACIFIC CORP 907818108 436 10000 SH
DEFINED 10000 0 0
UNION PACIFIC CORP 907818108 521 11930 SH
SOLE 11930 0 0
UNITED PARCEL SERVICE INC CL B 911312106 159 2310 SH
SOLE 2310 0 0
UNITED WTR RES INC COM 913190104 9 288 SH
SOLE 288 0 0
UNUMPROVIDENT CORP COM 91529Y106 201 6272 SH SOLE 6272 0 0
US AIRWAYS GROUP INC COM 911905107 6 200 SH
SOLE 200 0 0
US BANCORP DEL COM 902973106 14 600 SH SOLE 600 0 0
USX MARATHON GROUP COM NEW 902905827 24 1000 SH
SOLE 1000 0 0
UTILICORP UTD INC COM 918005109 14 750 SH SOLE 750 0 0
VAN KAMPEN ADVANTAGE INC TR 921124103 10 800 SH SOLE 800 0 0
VAN KAMPEN CONV SECS INC COM 920956109 0 1 SH SOLE 1 0 0
VAN KAMPEN SELECT SECTOR MUN 92112M103 5 500 SH SOLE 500 0 0
VAN KAMPEN VALUE MUN INC TR 921132106 10 900 SH SOLE 900 0 0
VIACOM, INC. 925524100 613 10160 SH DEFINED 10160 0 0
VIACOM, INC. 925524100 4664 77206 SH SOLE 77206 0 0
VIACOM, INC. B 925524308 799 13253 SH DEFINED 13253 0 0
VIACOM, INC. B 925524308 5474 90592 SH SOLE 90592 0 0
VISTA INFORMATION SOLUTIONS COM NEW 928365204 0 250 SH SOLE 250 0 0
VLASIC FOODS INTL INC COM 928559103 0 151 SH
SOLE 151 0 0
VODAFONE AIRTOUCH PLC SPONSORED ADR 92857T107 189 3835 SH SOLE 3835 0 0
VULCAN MATERIALS COMPANY 929160109 68 1740 SH SOLE 1740 0 0
VULCAN MATERIALS COMPANY 929160109 958 24000 SH DEFINED 24000 0 0
WACHOVIA CORPORATION 929771103 1333 19612 SH
DEFINED 19612 0 0
WACHOVIA CORPORATION 929771103 5164 75947 SH
SOLE 75947 0 0
WAL-MART STORES, INC. 931142103 1072 15530 SH
DEFINED 15530 0 0
WAL-MART STORES, INC. 931142103 2371 34310 SH
SOLE 34310 0 0
WALGREEN CO COM 931422109 47 1650 SH SOLE 1650 0 0
WALLACE COMPUTER SERVICES IN COM 932270101 1 100 SH SOLE 100 0 0
WALT DISNEY COMPANY 254687106 3121 106729 SH
DEFINED 106729 0 0
WALT DISNEY COMPANY 254687106 8283 283187 SH
SOLE 283187 0 0
WARNER-LAMBERT CO. 934488107 859 10500 SH
DEFINED 10500 0 0
WARNER-LAMBERT CO. 934488107 2937 35865 SH
SOLE 35365 500 0
WASTE MGMT INC DEL COM 94106L109 7 425 SH
DEFINED 425 0 0
WATSON PHARMACEUTICALS INC COM 942683103 24 688 SH SOLE 688 0 0
WAVE SYSTEMS CORP CL A 943526103 5 500 SH
SOLE 500 0 0
WELLS FARGO & CO NEW COM 949746101 33 830 SH
DEFINED 830 0 0
WELLS FARGO & CO NEW COM 949746101 102 2534 SH
SOLE 2534 0 0
WESCO INTL INC COM 95082P105 8 1000 SH
SOLE 1000 0 0
WESTAMERICA BANCORPORATION COM 957090103 11 400 SH SOLE 400 0 0
WESTELL TECHNOLOGIES INC CL A 957541105 1 150 SH
SOLE 150 0 0
WESTERN GAS RESOURCES INC CUM CONV PFD 958259301 26 1000 SH DEFINED 1000 0 0
WESTERN RES INC COM 959425109 10 600 SH SOLE 600 0 0
WESTVACO CORP COM 961548104 54 1675 SH SOLE 1675 0 0
WILLIAMS COMMUNICATIONS GROU CL A 969455104 5 200 SH SOLE 200 0 0
WILLIAMS COMPANY INC. 969457100 64 2100 SH
DEFINED 2100 0 0
WILLIAMS COMPANY INC. 969457100 1183 38768 SH
SOLE 38268 500 0
WINN-DIXIE STORES, INC. 974280109 127 5332 SH
SOLE 5332 0 0
WOMEN COM NETWORKS INC COM 978149102 961 67509 SH
SOLE 67509 0 0
WORLD ACCEP CORP DEL COM 981419104 7 1500 SH
SOLE 1500 0 0
WORLD ACCESS INC COM 98141A101 59 3100 SH SOLE 3100 0 0
WRIGLEY WM JR CO COM 982526105 33 400 SH SOLE 400 0 0
XEICON NV SPONSORED ADR 984003103 9 500 SH
DEFINED 500 0 0
XEICON NV SPONSORED ADR 984003103 433 24072 SH
SOLE 24072 0 0
XEROX CORP COM 984121103 78 3500 SH SOLE 3500 0 0
XL CAP LTD CL A G98255105 35 685 SH
DEFINED 685 0 0
XL CAP LTD CL A G98255105 168 3251 SH
SOLE 3251 0 0
ZONAGEN INC COM 98975L108 31 7400 SH SOLE 7400 0 0
GRAND TOTAL 331548 6732812 6728112 4700 0
<S>
<S>
</TABLE>
