UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D. C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar year or Quarter Ended: March 31, 2000
Check here if Amendment ( ); Amendment Number:___________
This Amendment (Check only one.): ( ) is a restatement.
( ) adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: The Southeastern Trust Company
Address: Wachovia Building
15 South Main Street
Post Office Box 10856
Greenville, SC 29603-0856
Form 13F File Number: 28-_______
This institutional investment manager filing this report and the person by
whom it is signed hereby represent that the person signing the report is
authorized to submit it, that all information contained herein
is true, correct and complete, and that it is understood that all required
items, statements, schedules, lists, and tables are considered integral
parts of this form.
Person signing this Report on Behalf of Reporting Manger:
Name: Linda D. Williams
Title: Controller
Phone: (864) 271-0665
Signature, Place, and Date of Signing:
_________________ Greenville, SC Jan 25, 1999
(Signature)
Report Type:
(x) 13F HOLDINGS REPORT.
( ) 13F NOTICE.
( ) 13F COMBINATION REPOPRT.
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: None
Form 13F Information Table Entry Total: 728
Form 13F Information Table Value Total: 325681
List of Other Included Managers:
Provide a mumbered list of the names(s) and Form 13F file number(s) of all
institutional investment managers with resect to which this report is
filed other than the manager filing this report.
None
<PAGE>
<TABLE>
TABLE FORM 13F INFORMATION
FirstOfNAME OF ISSUER TITLE OF CLASS CUSIP SumOfVALUE (X1000)
SumOfSHARES/PRN AMT SH/PRN PUT/CALL INVTMT DSCRETN OTHER
MANAGERS SumOfSOLE SumOfSHARED SumOfNONE
ABAXIS INC COM 002567105 0 100 SH SOLE 100 0 0
ABBOTT LABORATORIES, INC. COM 002824100 540 15382 SH
SOLE 15382 0 0
ABOUT COM INC COM 003736105 2 25 SH SOLE 25 0 0
AEGON N V ORD AMER REG 007924103 42 524 SH
SOLE 524 0 0
AES CORP COM 00130H105 314 4000 SH
SOLE 4000 0 0
AETNA INC 008117103 8 161 SH SOLE 161 0 0
AFLAC, INC. 001055102 15 330 SH DEFINED 330 0 0
AFLAC, INC. 001055102 17164 376746 SH SOLE 376746 0 0
AGILE SOFTWARE CORP DEL COM 00846X105 0 4 SH SOLE 4 0 0
AGL RES INC COM 001204106 9 500 SH SOLE 500 0 0
AIR PRODS & CHEMS INC COM 009158106 17 600 SH
SOLE 600 0 0
ALBEMARLE CORP COM 012653101 4 200 SH SOLE 0 200 0
ALCATEL SPONSORED 013904305 2 65 SH SOLE 65 0 0
ALKERMES INC COM 01642T108 1 20 SH
SOLE 20 0 0
ALLIED CAP CORP NEW COM 01903Q108 2 169 SH SOLE 169 0 0
ALLSTATE CORP COM 020002101 28 1240 SH SOLE 870 370 0
ALLTEL CORP COM 020039103 5 88 SH SOLE 88 0 0
ALTERA CORP COM 021441100 10 120 SH SOLE 120 0 0
AMAZON COM INC COM 023135106 3 50 SH SOLE 50 0 0
AMDOCS LTD ORD G02602103 17 240 SH
DEFINED 240 0 0
AMER INTERNATIONAL GROUP 026874107 212 1940 SH
SOLE 1940 0 0
AMERICA ONLINE INC DEL COM 02364J104 21 320 SH
DEFINED 320 0 0
AMERICA ONLINE INC DEL COM 02364J104 343 5090 SH
SOLE 5090 0 0
AMERICAN ELEC PWR INC COM 025537101 14 500 SH
SOLE 300 200 0
AMERICAN EXPRESS CO COM 025816109 1273 8550 SH
SOLE 8550 0 0
AMERICAN GEN DEL L L C MIPS SER A 02637G200 39 550 SH SOLE 550 0 0
AMERICAN HOME PRODUCTS CORP 026609107 36 685 SH DEFINED 685 0 0
AMERICAN HOME PRODUCTS CORP 026609107 1573 29300 SH SOLE 29300 0 0
AMERICAN INTL GROUP INC COM 026874107 31 289 SH
DEFINED 289 0 0
AMERICAN INTL GROUP INC COM 026874107 1305 11927 SH
SOLE 11927 0 0
AMERICAN PWR CONVERSION CORP COM 029066107 51 1200 SH SOLE 1200 0 0
AMERICAN SUPERCONDUCTOR CO RPCOM 030111108 11 250 SH DEFINED 250 0 0
AMERICAN TELEPHONE & TELEGRAPH 001957109 8 150 SH DEFINED 150 0 0
AMERICAN TELEPHONE & TELEGRAPH 001957109 5061 89897 SH SOLE 89897 0 0
AMERICAN TOWER CORP CL A 029912201 39 800 SH
SOLE 800 0 0
AMERIGAS PARTNERS L P UNIT 030975106 6 400 SH SOLE 400 0 0
AMFM INC COM 001693100 167 2700 SH SOLE 2700 0 0
AMGEN INC COM 031162100 24 400 SH DEFINED 400 0 0
AMGEN INC COM 031162100 517 8436 SH SOLE 8436 0 0
AMR CORP COM 001765106 6 190 SH DEFINED 190 0 0
AMSOUTH BANCORPORATION COM 032165102 22 1496 SH
SOLE 1496 0 0
ANDRX CORP COM 034551101 0 4 SH SOLE 4 0 0
ANHEUSER-BUSCH COS., INC 035229103 490 7878 SH
SOLE 7878 0 0
ANHEUSER-BUSCH COS., INC 035229103 1084 17435 SH
DEFINED 17435 0 0
APARTMENT INVT & MGMT CO CL A 03748R101 4 124 SH SOLE 124 0 0
APPLIED MATERIAL INC COM 038222105 36 390 SH
DEFINED 390 0 0
APPLIED MATERIAL INC COM 038222105 100 1070 SH
SOLE 1070 0 0
ARMSTRONG WORLD INDS INC COM 042476101 5 320 SH SOLE 320 0 0
ASPECT DEV INC COM 045234101 0 11 SH SOLE 11 0 0
ASSOCIATES FST CAP A 046008108 7 360 SH
DEFINED 360 0 0
ASSOCIATES FST CAP A 046008108 33 1564 SH
SOLE 1146 418 0
ASSOCIATES FST CAP A 046008108 4 208 SH
SOLE 208 0 0
ASTEC INDS INC COM 046224101 265 10000 SH SOLE 10000 0 0
AT&T CORP COM LIB G 001957208 291 4910 SH
SOLE 4910 0 0
AT&T CORP COM LIB GRP A 001957208 86 1462 SH
SOLE 1462 0 0
ATLANTIC RICHFIELD CO COM 048825103 64 770 SH
SOLE 770 0 0
AUTOMATIC DATA PROCESSING INC COMMON 053015103 40 850 SH SOLE 850 0 0
AUTOZONE, INC 053332102 24 900 SH SOLE 900 0 0
AVENTIS SPONSORED 053561106 2 45 SH SOLE 45 0 0
AVERY DENNISON CORP COM 053611109 5 85 SH
SOLE 85 0 0
AVERY DENNISON CORP COM 053611109 14 230 SH
DEFINED 230 0 0
AVNET INC COM 053807103 12 200 SH DEFINED 200 0 0
AVON PRODS INC COM 054303102 6 230 SH DEFINED 230 0 0
BANC ONE CORPORATION 06423A103 414 12043 SH DEFINED 12043 0 0
BANC ONE CORPORATION 06423A103 1373 39828 SH SOLE 39828 0 0
BANK NEW YORK INC COM 064057102 383 9242 SH
SOLE 4962 4280 0
BANK OF AMERICA CORPOR COM 060505104 191 3650 SH
DEFINED 3650 0 0
BANK OF AMERICA CORPOR COM 060505104 4384 83647 SH
SOLE 73683 9964 0
BARNES & NOBLE INC COM 067774109 4 200 SH
DEFINED 200 0 0
BARNESANDNOBLE COM INC CL A 067846105 0 100 SH
SOLE 100 0 0
BARRICK GOLD CORP COM 067901108 16 1050 SH
SOLE 1050 0 0
BAXTER INTL INC COM 071813109 62 1000 SH DEFINED 1000 0 0
BAXTER INTL INC COM 071813109 848 13548 SH SOLE 13548 0 0
BB&T CORP COM 054937107 54 1957 SH DEFINED 1957 0 0
BB&T CORP COM 054937107 731 26092 SH SOLE 26092 0 0
BEAR STEARNS COS INC COM 073902108 9 207 SH
SOLE 207 0 0
BECTON DICKINSON & CO COM 075887109 8 330 SH
DEFINED 330 0 0
BECTON DICKINSON & CO COM 075887109 36 1400 SH
SOLE 1400 0 0
BELL ATLANTIC CORPORATION 077853109 96 1580 SH DEFINED 1580 0 0
BELL ATLANTIC CORPORATION 077853109 437 7160 SH SOLE 7160 0 0
BELLSOUTH CORPORATION 079860102 1091 23300 SH
DEFINED 23300 0 0
BELLSOUTH CORPORATION 079860102 2229 47591 SH
SOLE 47591 0 0
BERKSHIRE HATHAWAY INC CL B 084670207 34 19 SH
DEFINED 19 0 0
BEST FOODS COM 08658U101 28 600 SH
SOLE 600 0 0
BIOMET INC COM 090613100 12 350 SH SOLE 350 0 0
BIOMIRA INC COM 09161R106 2 213 SH
SOLE 213 0 0
BLACK & DECKER CORP 091797100 7 200 SH
SOLE 200 0 0
BLACK & DECKER CORP 091797100 9 250 SH
DEFINED 250 0 0
BLUESTONE SOFTWARE INC COM 09623P102 2039 60444 SH SOLE 60444 0 0
BODDIE NOELL PPTYS INC COM 096903109 0 100 SH
SOLE 0 100 0
BOEING CO COM 097023105 12 320 SH DEFINED 320 0 0
BOEING CO COM 097023105 139 3700 SH SOLE 3700 0 0
BOWATER INC COM 102183100 67 1265 SH SOLE 1265 0 0
BP AMOCO P L C SPONSORED 055622104 100 1893 SH
SOLE 1893 0 0
BP AMOCO P L C SPONSORED ADR 055622104 298 5614 SH
SOLE 5614 0 0
BRISTOL-MYERS SQUIBB COMPANY 110122108 11 200 SH DEFINED 200 0 0
BRISTOL-MYERS SQUIBB COMPANY 110122108 1476 25464 SH SOLE 24964 500 0
BURLINGTON NORTHN SANTA FE C COM 12189T104 122 5418 SH SOLE 5418 0 0
CABLEVISION SYSTEM COR CLASS A 12686C109 24 400 SH SOLE 400 0 0
CADBURY SCHWEPPES PLC ADR 127209302 3 120 SH
SOLE 120 0 0
CALGON CARBON CORP COM 129603106 3 600 SH
SOLE 600 0 0
CAMPBELL SOUP CO COM 134429109 49 1614 SH
SOLE 1614 0 0
CANADIAN PAC LTD NEW COM 135923100 13 585 SH
DEFINED 585 0 0
CARNIVAL CORP COM 143658102 3 160 SH SOLE 160 0 0
CARNIVAL CORP COM 143658102 6 280 SH DEFINED 280 0 0
CAROLINA FIRST BANCSHA RES, INC 143875102 83 2886 SH SOLE 2886 0 0
CAROLINA FIRST CORP COM 143877108 313 23944 SH
SOLE 23944 0 0
CAROLINA POWER & LIGHT 144141108 194 6000 SH
DEFINED 6000 0 0
CAROLINA POWER & LIGHT 144141108 198 6153 SH
SOLE 6153 0 0
CAROLINA SOUTHERN BANK SPART COM 144162104 19 1640 SH SOLE 1640 0 0
CAROLINA SOUTHERN BANK SPART COM 144162104 117 9776 SH DEFINED 9776 0 0
CATELLUS DEV CORP COM 149111106 0 19 SH
SOLE 19 0 0
CATERPILLAR INC DEL COM 149123101 5 150 SH
SOLE 150 0 0
CATERPILLAR INC DEL COM 149123101 13 341 SH
DEFINED 341 0 0
CBS CORP COM 12490K107 2216 39150 SH
DEFINED 39150 0 0
CBS CORP COM 12490K107 2885 50963 SH
SOLE 50963 0 0
CCB FINL CORP COM 124875105 20 457 SH SOLE 457 0 0
CENTRAL & SOUTH WEST CORP. COM 152357109 10 600 SH SOLE 0 600 0
CENTURA BKS INC COM 15640T100 20 450 SH
SOLE 450 0 0
CHAMPIONSHIP AUTO RACING TEA COM 158711101 0 12 SH SOLE 12 0 0
CHARTER ONE FINL INC COM 160903100 8 423 SH
SOLE 423 0 0
CHASE MANHATTAN CORP NEW COM 16161A108 169 1955 SH SOLE 1955 0 0
CHECKFREE HLDGS CORP COM 162816102 0 10 SH
SOLE 10 0 0
CHEVRON CORPORATION 166751107 182 1979 SH
SOLE 1779 200 0
CHEVRON CORPORATION 166751107 197 2150 SH
DEFINED 2150 0 0
CHUBB CORP COM 171232101 23 346 SH SOLE 346 0 0
CIENA CORP COM 171779101 12 100 SH DEFINED 100 0 0
CINERGY CORP COM 172474108 38 1790 SH SOLE 1790 0 0
CINTAS CORPORATION 172908105 176 4500 SH
DEFINED 4500 0 0
CINTAS CORPORATION 172908105 3340 85285 SH
SOLE 85285 0 0
CISCO SYS INC COM 17275R102 106 1380 SH
DEFINED 1380 0 0
CISCO SYS INC COM 17275R102 4825 62430 SH
SOLE 62430 0 0
CITADEL COMMUNICATIONS CORP COM 172853202 0 10 SH SOLE 10 0 0
CITATION COMPUTER SYS COM 172894107 1 500 SH
SOLE 500 0 0
CITIGROUP INC COM 172967101 189 3172 SH DEFINED 3172 0 0
CITIGROUP INC COM 172967101 1671 27927 SH SOLE 24395 3532 0
CITRIX SYS INC COM 177376100 92 1394 SH SOLE 1394 0 0
CLAYTON HOMES INC COM 184190106 1 120 SH
SOLE 120 0 0
CLEAR CHANNEL COMMUNICATION COM 184502102 545 7900 SH SOLE 7900 0 0
CMGI INC COM 125750109 44 393 SH SOLE 393 0 0
CMS ENERGY CORP COM 125896100 3 200 SH SOLE 200 0 0
COASTAL CARIBBEAN OIL MINERALS 190432203 0 300 SH SOLE 300 0 0
COCA-COLA COMPANY 191216100 185 3965 SH
DEFINED 3965 0 0
COCA-COLA COMPANY 191216100 7652 163070 SH
SOLE 162470 600 0
COLGATE-PALMOLIVE COMPANY 194162103 390 6935 SH SOLE 6935 0 0
COLGATE-PALMOLIVE COMPANY 194162103 653 11600 SH DEFINED 11600 0 0
COLUMBIA HEALTHCARE CORP 197677107 11 450 SH SOLE 450 0 0
COMCAST CORP CL A 200300101 16 400 SH SOLE 400 0 0
COMCAST CORP CL A 200300101 412 10000 SH DEFINED 10000 0 0
COMCAST CORP CL A SPL 200300200 44 1035 SH SOLE 1035 0 0
COMCAST CORP CL A SPL 200300200 1734 40000 SH DEFINED 40000 0 0
COMMSCOPE INC COM 203372107 1 33 SH SOLE 33 0 0
COMMUNITY CAP CORP S C COM 20363C102 75 10308 SH SOLE 10308 0 0
COMPAQ COMPUTER CORPORATION 204493100 13 490 SH DEFINED 490 0 0
COMPAQ COMPUTER CORPORATION 204493100 197 7340 SH SOLE 7340 0 0
COMPUTER ASSOC INTL IN COM 204912109 23 390 SH
DEFINED 390 0 0
COMPUTER ASSOC INTL INC COM 204912109 17 300 SH
SOLE 300 0 0
CONAGRA INC COM 205887102 0 7 SH SOLE 7 0 0
CONEXANT SYSTEMS INC COM 207142100 7 100 SH
DEFINED 100 0 0
CONOCO CLASS A 208251306 78 3200 SH SOLE 3200 0 0
CONOCO CLASS B 208251405 14 552 SH DEFINED 552 0 0
CONOCO CLASS B 208251405 738 28810 SH SOLE 28810 0 0
CONOCO INC CL B 208251405 128 5007 SH SOLE 5007 0 0
CONSECO INC COM 208464107 4 425 SH DEFINED 425 0 0
CONSTELLATION ENERGY G NC 210371100 12 400 SH
SOLE 400 0 0
CORPORATE EXECUTIVE BRD CO COM 21988R102 0 15 SH SOLE 15 0 0
CORPORATE HIGH YIELD F 219915105 0 2 SH
SOLE 2 0 0
COST PLUS INC CALIF COM 221485105 0 23 SH
SOLE 23 0 0
COSTCO WHSL CORP NEW COM 22160K105 200 3808 SH SOLE 400 3408 0
COUNTRYWIDE CR INDS INL COM 222372104 2 102 SH
DEFINED 102 0 0
COVAD COMMUNICATIONS GI COM 222814204 271 3750 SH
SOLE 3750 0 0
COVANCE INC COM 222816100 0 25 SH SOLE 25 0 0
COX COMMUNICATIONS INC NEW CL A 224044107 12 250 SH SOLE 250 0 0
COX RADIO INC CL A 224051102 0 7 SH SOLE 7 0 0
CREE INC COM 225447101 11 100 SH DEFINED 100 0 0
CRESCENT REAL ESTATE EIE COM 225756105 8 500 SH
SOLE 500 0 0
CRITICAL PATH INC COM 22674V100 0 11 SH
SOLE 11 0 0
CROWN PAC PARTNERS L P UNIT LTD PARTN 228439105 43 2000 SH SOLE 2000 0 0
CSG SYS INTL INC COM 126349109 3 69 SH SOLE 69 0 0
CSX CORPORATION 126408103 80 3459 SH SOLE 669 2790 0
CT COMMUNICATIONS INC COM NEW 126426402 360 6000 SH
SOLE 6000 0 0
CVS CORP COM 126650100 4 130 SH SOLE 130 0 0
CVS CORP COM 126650100 9 240 SH DEFINED 240 0 0
CYMER INC COM 232572107 0 11 SH SOLE 11 0 0
CYTEC INDS INC COM 232820100 20 684 SH DEFINED 684 0 0
CYTEC INDS INC COM 232820100 30 1000 SH SOLE 1000 0 0
DAIMLERCHRYSLER AG ORD D1668R123 14 216 SH DEFINED 216 0 0
DATASTREAM SYS INC COM 238124101 3867 133372 SH
SOLE 133372 0 0
DEERE & CO COM 244199105 3 100 SH SOLE 100 0 0
DELANO TECHNOLOGY CORP COM 245701107 0 16 SH
SOLE 16 0 0
DELL COMPUTER CORP COM 247025109 70 1305 SH
DEFINED 1305 0 0
DELL COMPUTER CORP COM 247025109 138 2586 SH
SOLE 2586 0 0
DELPHI AUTOMOTIVE SYS CORP COM 247126105 27 1746 SH SOLE 1746 0 0
DELTA AIR LINES INC DEL 247361108 42 800 SH
SOLE 800 0 0
DELTA WOODSIDE INDUSTR 247909104 6 4126 SH
SOLE 4126 0 0
DENDRITE INTL INC COM 248239105 1 63 SH SOLE 63 0 0
DEVRY INC DEL COM 251893103 183 6000 SH SOLE 6000 0 0
DIAGEO P L C SPON ADR 25243Q205 2 80 SH SOLE 80 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 10 365 SH DEFINED 365 0 0
DIAMETRICS MED INC COM 252532106 0 43 SH
SOLE 43 0 0
DIGEX INC DEL CL A 253756100 10 94 SH SOLE 94 0 0
DOMINION RES INC VA NE COM 25746U109 107 2803 SH SOLE 2803 0 0
DOW CHEM CO COM 260543103 114 1010 SH SOLE 860 150 0
DQE INC COM 23329J104 15 337 SH SOLE 337 0 0
DREXLER TECHNOLOGY CORP COM 261876106 6 450 SH SOLE 450 0 0
DSP GROUP INC COM 23332B106 132 2000 SH
SOLE 2000 0 0
DST SYS INC DEL COM 233326107 4 62 SH SOLE 62 0 0
DUKE ENERGY CORP 264399106 325 6200 SH
DEFINED 6200 0 0
DUKE ENERGY CORP 264399106 2466 47000 SH
SOLE 45355 1645 0
E M C CORP MASS COM 268648102 75 605 SH SOLE 605 0 0
E M C CORP MASS COM 268648102 114 910 SH DEFINED 910 0 0
E TRADE GROUP INC COM 269246104 40 1350 SH
SOLE 1350 0 0
EARTHGRAINS CO COM 270319106 5 400 SH SOLE 400 0 0
EASTMAN CHEMICAL CO 277432100 22 500 SH
SOLE 500 0 0
EASTMAN KODAK CO COM 277461109 33 616 SH
SOLE 616 0 0
EBAY INC COM 278642103 695 3950 SH SOLE 3950 0 0
ECOLAB, INC. 278865100 55 1520 SH SOLE 1520 0 0
EDISON INTL COM 281020107 9 600 SH SOLE 600 0 0
EGGHEAD COM INC NEW COM 282329101 7 1000 SH
SOLE 1000 0 0
EI DUPONT DE NEMOURS & CO.,INC 263534109 410 7757 SH DEFINED 7757 0 0
EI DUPONT DE NEMOURS & CO.,INC 263534109 1549 29289 SH SOLE 29289 0 0
ELAN PLC ADR 284131208 5 125 SH DEFINED 125 0 0
ELECTRONIC DATA SYSTEM CORP COM 285661104 5 80 SH SOLE 80 0 0
ELECTRONIC DATA SYSTEM CORP COM 285661104 135 2111 SH DEFINED 2111 0 0
ELOYALTY CORP COM 290151109 0 38 SH SOLE 38 0 0
EMERSON ELECTRIC 291011104 3 75 SH
DEFINED 75 0 0
EMERSON ELECTRIC 291011104 63 1200 SH
SOLE 1200 0 0
EMMIS COMMUNICATIONS CORP CL A 291525103 0 12 SH SOLE 12 0 0
ENRON CORP COM 293561106 164 2200 SH SOLE 2200 0 0
ENTERCOM COMMUNICATIONS CORP CL A 293639100 0 8 SH SOLE 8 0 0
ENTERGY CORP NEW COM 29364G103 5 250 SH SOLE 250 0 0
ENTREMED INC COM 29382F103 111 1900 SH
SOLE 1900 0 0
ERICSSON L M TEL CO ADR CL B 294821400 280 3000 SH
SOLE 3000 0 0
ETHYL CORPORATION 297659104 2 700 SH
SOLE 700 0 0
EXCHANGE APPLICATIONS COM 300867108 0 11 SH
SOLE 11 0 0
EXODUS COMMUNICATIONS INC COM 302088109 76 554 SH SOLE 554 0 0
EXTENDED STAY AMER INC COM 30224P101 15 2000 SH SOLE 2000 0 0
EXTENSITY INC COM 302255104 0 15 SH SOLE 15 0 0
EXXON MOBIL CORP COM 30231G102 22 290 SH
DEFINED 290 0 0
EXXON MOBIL CORP COM 30231G102 3694 47414 SH
SOLE 40177 7237 0
FAMILY STEAK HOUSES OF RI COM NEW 307059204 0 520 SH
SOLE 520 0 0
FEDERAL HOME LN MTG CO 313400301 15 350 SH
DEFINED 350 0 0
FEDERAL HOME LN MTG CO 313400301 30 682 SH
SOLE 682 0 0
FEDERAL NATL MTG ASSN COM 313586109 87 1552 SH
SOLE 1552 0 0
FEDERATED DEPT STORES INC DE COM 31410H101 2 65 SH SOLE 65 0 0
FIFTH THIRD BANCORP COM 316773100 4 75 SH
SOLE 75 0 0
FIFTH THIRD BANCORP COM 316773100 12 200 SH
DEFINED 200 0 0
FIREPOND INC COM 318224102 0 10 SH SOLE 10 0 0
FIRST CHARTER CORP.-NC 319439105 4 384 SH
DEFINED 384 0 0
FIRST DATA CORP COM 319963104 2 65 SH SOLE 65 0 0
FIRST FINL HLDGS INC COM 320239106 99 7092 SH
SOLE 7092 0 0
FIRST NATL CORP ORANGES COM 320942105 4 228 SH
SOLE 0 228 0
FIRST SVGS BANCORP INC COM 335939104 16 1150 SH
SOLE 1150 0 0
FIRST TENN NATL CORP COM 337162101 8 400 SH
SOLE 400 0 0
FIRST UNION CORPORATION, INC COM 337358105 7 198 SH DEFINED 198 0 0
FIRST UNION CORPORATION, INC COM 337358105 1021 27426 SH SOLE 18952 8474 0
FIRST VIRGINIA BANKS, INC. 337477103 452 12055 SH
SOLE 12055 0 0
FIRSTAR CORP NEW WIS COM 33763V109 45 1971 SH SOLE 135 1836 0
FIRSTENERGY CORP COM 337932107 8 400 SH
SOLE 400 0 0
FIRSTSPARTAN FINL CORP COM 337931109 63 4200 SH
SOLE 4200 0 0
FLEETBOSTON FINL CORP COM 339030108 2 80 SH
SOLE 80 0 0
FLEETBOSTON FINL CORP COM 339030108 21 592 SH
DEFINED 592 0 0
FLORIDA PROGRESS CORPORATION 341109106 41 900 SH SOLE 900 0 0
FLOWERS INDUSTRIES INC 343496105 77 5122 SH
SOLE 5122 0 0
FORD MOTOR COMPANY (DEL) 345370100 11 260 SH
DEFINED 260 0 0
FORD MOTOR COMPANY (DEL) 345370100 210 4608 SH
SOLE 3808 800 0
FORTUNE BRANDS INC COM 349631101 43 1736 SH
SOLE 136 1600 0
FOUNDRY NETWORKS INC COM 35063R100 115 800 SH DEFINED 800 0 0
FOUNDRY NETWORKS INC COM 35063R100 1843 12830 SH SOLE 12830 0 0
FOX ENTMT GROUP INC CL A 35138T107 86 2900 SH SOLE 2900 0 0
FPL GROUP INC. 302571104 31 675 SH SOLE 675 0 0
FRANKLIN RES INC COM 354613101 26 800 SH SOLE 800 0 0
FRESENIUS MED CARE AG SPONSORED ADR 358029106 5 209 SH SOLE 209 0 0
GABELLI EQUITY TR INC COM 362397101 13 1084 SH
DEFINED 1084 0 0
GABELLI EQUITY TR INC COM 362397101 43 3576 SH
SOLE 3576 0 0
GABELLI GLOBAL MULTIME TR COM 36239Q109 1 103 SH DEFINED 103 0 0
GABELLI GLOBAL MULTIME TR COM 36239Q109 6 352 SH SOLE 352 0 0
GABELLI UTIL TR COM 36240A101 2 357 SH
SOLE 357 0 0
GALLAGHER ARTHUR J & CO COM 363576109 29 900 SH
SOLE 900 0 0
GALLAHER GROUP PLC SPONSORED 363595109 2 136 SH SOLE 136 0 0
GALLAHER GROUP PLC SPONSORED ADR 363595109 31 1600 SH SOLE 0 1600 0
GANNETT, INC. 364730101 985 14000 SH DEFINED 14000 0 0
GANNETT, INC. 364730101 1062 15110 SH SOLE 15110 0 0
GAP INC DEL COM 364760108 6 132 SH SOLE 132 0 0
GATEWAY INC COM 367626108 5 100 SH SOLE 100 0 0
GATX CORP COM 361448103 15 400 SH SOLE 400 0 0
GAYLORD ENTMT CO NEW COM 367905106 3 133 SH
SOLE 133 0 0
GEMSTAR INTL GROUP LTD ORD G3788V106 8 95 SH SOLE 95 0 0
GENERAL ELECTRIC COMPANY 369604103 5682 36520 SH DEFINED 36520 0 0
GENERAL ELECTRIC COMPANY 369604103 10402 66847 SH SOLE 66047 800 0
GENERAL MOTORS CORPORATION 370442105 816 9865 SH SOLE 9865 0 0
GENERAL SEMICONDUCTOR COM 370787103 0 25 SH
SOLE 25 0 0
GEORGIA PAC CORP COM-TIMBE 373298702 16 650 SH SOLE 650 0 0
GEORGIA-PACIFIC CORPORATION 373298108 39 1000 SH SOLE 1000 0 0
GILLETTE COMPANY 375766102 479 12725 SH SOLE 12425 300 0
GILLETTE COMPANY 375766102 942 25000 SH DEFINED 25000 0 0
GLAXO WELLCOME PLC SPONSORED ADR 37733W105 91 1600 SH SOLE 0 1600 0
GLOBAL CROSSING LTD COM G3921A100 10 250 SH DEFINED 250 0 0
GLOBAL CROSSING LTD COM G3921A100 88 2170 SH SOLE 2170 0 0
GLOBAL HIGH INCOME DOLLAR FD 37933G108 24 2000 SH SOLE 2000 0 0
GLOBALSTAR TELECOMMUNI COM G3930H104 3 250 SH DEFINED 250 0 0
GOODYEAR TIRE & RUBR C COM 382550101 28 1204 SH
SOLE 0 1204 0
GOTO COM INC COM 38348T107 1 28 SH
SOLE 28 0 0
GRACE W R & CO DEL NEW COM 38388F108 14 1142 SH SOLE 1142 0 0
GREAT PLAINS SOFTWARE COM 39119E105 0 10 SH SOLE 10 0 0
GSI LUMONICS INC COM 36229U102 8 500 SH
DEFINED 500 0 0
GTE CORP 362320103 106 1500 SH DEFINED 1500 0 0
GTE CORP 362320103 333 4693 SH SOLE 3093 1600 0
GUIDANT CORP COM 401698105 175 2996 SH SOLE 2996 0 0
H.J. HEINZ COMPANY 423074103 449 12900 SH
DEFINED 12900 0 0
HALLIBURTON CO COM 406216101 10 249 SH DEFINED 249 0 0
HALLIBURTON CO COM 406216101 157 3850 SH SOLE 3850 0 0
HALLWOOD ENERGY CORP D COM 40636X105 0 10 SH SOLE 10 0 0
HANCOCK JOHN FINL SVCS COM 41014S106 32 1800 SH SOLE 1800 0 0
HARLEY DAVIDSON INC COM 412822108 30 395 SH
SOLE 395 0 0
HARRAH'S ENTMT INC 413619107 13 732 SH
SOLE 732 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 3 65 SH SOLE 65 0 0
HCC INS HLDGS INC COM 404132102 11 900 SH SOLE 0 900 0
HEADHUNTER NET INC COM 422077107 229 12700 SH
SOLE 12700 0 0
HEALTHAXIS INC COM 42219D100 0 16 SH
SOLE 16 0 0
HEARTPORT INC COM 421969106 2 500 SH SOLE 500 0 0
HECLA MINING 422704106 0 200 SH SOLE 200 0 0
HEWLETT PACKARD CO COM 428236103 93 700 SH
DEFINED 700 0 0
HEWLETT PACKARD CO COM 428236103 1899 14302 SH
SOLE 14302 0 0
HILTON HOTELS CORP COM 432848109 105 13700 SH
SOLE 13700 0 0
HNC SOFTWARE INC COM 40425P107 3 48 SH SOLE 48 0 0
HOME DEPOT, INC. 437076102 1515 23505 SH SOLE 23505 0 0
HOME DEPOT, INC. 437076102 2971 46070 SH DEFINED 46070 0 0
HOMEGOLD FINL INC COM 43740E104 65 58332 SH SOLE 58332 0 0
HONEYWELL INTL INC COM 438516106 1089 20695 SH
SOLE 20695 0 0
HOTJOBS COM INC COM 441474103 1 62 SH SOLE 62 0 0
HOUSEHOLD INTL INC COM 441815107 7 210 SH
DEFINED 210 0 0
HUBBELL CLASS B 443510201 101 3704 SH DEFINED 3704 0 0
HUBBELL INC CLASS A 443510102 77 3000 SH
SOLE 3000 0 0
HUDSON UNITED BANCORP COM 444165104 0 24 SH
SOLE 24 0 0
ILLINOIS TOOL WKS INC COM 452308109 9 175 SH
DEFINED 175 0 0
ILLINOIS TOOL WKS INC COM 452308109 36 670 SH
SOLE 670 0 0
IMCLONE SYS INC COM 45245W109 1 25 SH
SOLE 25 0 0
INDEPENDENT ENERGY HLDGS PLC SPONSORED 45384X108 0 17 SH SOLE 17 0 0
INFINITY BROADCASTING EWCL A 45662S102 93 2885 SH SOLE 2885 0 0
INFORMATICA CORP COM 45666Q102 0 10 SH
SOLE 10 0 0
INFOSPACE COM INC COM 45678T102 200 1382 SH SOLE 1382 0 0
ING GROEP N V SPONSORED ADR 456837103 4 85 SH
SOLE 85 0 0
INGRAM MICRO INC CL A 457153104 1 75 SH SOLE 75 0 0
INNOVEX INC COM 457647105 2 250 SH SOLE 250 0 0
INSIGNIA FINL GROUP INC NEW COM 45767A105 4 323 SH SOLE 323 0 0
INSTEEL INDUSTRIES INC COM 45774W108 7 1422 SH SOLE 1422 0 0
INTEL CORP COM 458140100 6576 49858 SH SOLE 49858 0 0
INTEL CORP COM 458140100 7736 58640 SH DEFINED 58640 0 0
INTERIM SVCS INC COM 45868P100 35 1900 SH
SOLE 1900 0 0
INTERNATIONAL BUSINESS MACHIN 459200101 1055 8949 SH SOLE 8949 0 0
INTERNATIONAL BUSINESS MACHIN 459200101 2442 20700 SH DEFINED 20700 0 0
INTERNATIONAL HOME FOOD NC COM 459655106 0 50 SH SOLE 50 0 0
INTERPUBLIC GROUP COS INC COM 460690100 4 95 SH
SOLE 95 0 0
INTERPUBLIC GROUP COS INC COM 460690100 14 310 SH
DEFINED 310 0 0
INTERWOVEN INC COM 46114T102 1 16 SH
SOLE 16 0 0
INTIMATE BRANDS INC CL A 461156101 21 525 SH
SOLE 525 0 0
INTL PAPER CO COM 460146103 41 963 SH SOLE 963 0 0
INTUIT COM 461202103 652 12000 SH SOLE
12000 0 0
ISOLYSER INC COM 464888106 0 72 SH SOLE 72 0 0
ITC DELTACOM INC COM 45031T104 569 16000 SH
SOLE 16000 0 0
ITT EDUCATIONAL SERVIC NC COM 45068B109 4 300 SH SOLE 300 0 0
J.P. MORGAN & CO. INC. 616880100 46 350 SH
SOLE 350 0 0
JAMESON INNS INC COM 470457102 5 800 SH SOLE 800 0 0
JDS UNIPHASE CORP COM 46612J101 32 271 SH
SOLE 271 0 0
JDS UNIPHASE CORP COM 46612J101 60 500 SH
DEFINED 500 0 0
JEFFERSON PILOT CORPORATION 475070108 365 5500 SH SOLE 5500 0 0
JOHNSON & JOHNSON 478160104 958 13647 SH
SOLE 13647 0 0
JOHNSON & JOHNSON 478160104 1416 20169 SH
DEFINED 20169 0 0
JUNIPER NETWORKS INC COM 48203R104 39 150 SH SOLE 150 0 0
JUPITER COMMUNICATIONS COM 482050101 34 1500 SH
SOLE 1500 0 0
KANSAS CITY PWR & LT CO COM 485134100 17 600 SH
SOLE 600 0 0
KEMET CORPORATION 488360108 126 2000 SH
SOLE 2000 0 0
KEYCORP NEW COM 493267108 7 400 SH SOLE 400 0 0
KEYNOTE SYS INC COM 493308100 0 5 SH SOLE 5 0 0
KIMBERLY-CLARK 494368103 5 100 SH DEFINED 100 0 0
KIMBERLY-CLARK 494368103 845 15087 SH SOLE 13839 1248 0
KINDER MORGAN ENERGY P ERUT 494550106 156 3946 SH SOLE 3946 0 0
KOHLS CORP COM 500255104 8 80 SH SOLE 80 0 0
KROGER CO COM 501044101 2 145 SH SOLE 145 0 0
LANTE CORP COM 516540101 0 10 SH SOLE 10 0 0
LAUDER ESTEE COS INC CL A 518439104 5 115 SH
SOLE 115 0 0
LAUDER ESTEE COS INC CL A 518439104 16 330 SH
DEFINED 330 0 0
LEGATO SYS INC COM 524651106 2 64 SH SOLE 64 0 0
LEXMARK INTL GROUP INC CL A 529771107 211 2000 SH
SOLE 2000 0 0
LG&E ENERGY CORP COM 501917108 9 400 SH
SOLE 400 0 0
LIBERTY CORPORATION 530370105 568 15160 SH
DEFINED 15160 0 0
LIBERTY CORPORATION 530370105 907 24220 SH
SOLE 24220 0 0
LIFEPOINT HOSPITALS INC COM 53219L109 0 23 SH
SOLE 23 0 0
LILLY ELI CO. 532457108 12 200 SH DEFINED 200 0 0
LILLY ELI CO. 532457108 1255 20055 SH SOLE 20055 0 0
LINEAR TECHNOLOGY CORP COM 535678106 132 2400 SH
SOLE 2400 0 0
LINENS N THINGS INC COM 535679104 0 24 SH
SOLE 24 0 0
LIPOSOME CO INC COM 536310105 8 500 SH SOLE 500 0 0
LOEWS CORPORATION 540424108 90 1800 SH
SOLE 1800 0 0
LORAL SPACE & COMMUNIC COM G56462107 2 250 SH DEFINED 250 0 0
LOWES COS INC COM 548661107 350 6010 SH SOLE 6010 0 0
LUCENT TECHNOLOGIES IN COM 549463107 156 2566 SH
DEFINED 2566 0 0
LUCENT TECHNOLOGIES IN COM 549463107 4572 74667 SH
SOLE 74667 0 0
LYCOS INC COM 550818108 513 7318 SH SOLE 7318 0 0
MACDERMID INC COM 554273102 26 1000 SH SOLE 1000 0 0
MACROMEDIA INC COM 556100105 0 10 SH SOLE 10 0 0
MACROVISION CORP COM 555904101 1 14 SH
SOLE 14 0 0
MAGELLAN HEALTH SVCS I COM 559079108 13 2900 SH
SOLE 2900 0 0
MANULIFE FINANCIAL COM 56501R106 52 3551 SH SOLE 3551 0 0
MARSH & MCLENNAN COS INC COM 571748102 79 720 SH
SOLE 720 0 0
MASCO CORP COM 574599106 14 705 SH SOLE 705 0 0
MASTEC INC COM 576323109 22 250 SH DEFINED 250 0 0
MATTEL INC COM 577081102 0 90 SH DEFINED 90 0 0
MAY DEPT STORES CO COM 577778103 8 300 SH
DEFINED 300 0 0
MBNA CORP COM 55262L100 9 380 SH DEFINED 380 0 0
MBNA CORP COM 55262L100 115 4539 SH SOLE 4539 0 0
MCAFEE COM CORP CL A 579062100 1 28 SH SOLE 28 0 0
MCDONALD'S CORPORATION COM 580135101 32 870 SH
DEFINED 870 0 0
MCDONALD'S CORPORATION COM 580135101 181 4861 SH
SOLE 4861 0 0
MCI WORLDCOM INC COM 55268B106 58 1302 SH DEFINED 1302 0 0
MCI WORLDCOM INC COM 55268B106 2680 59173 SH SOLE 59173 0 0
MEADE INSTRUMENTS CORP COM 583062104 10 150 SH
DEFINED 150 0 0
MEDAREX INC COM 583916101 0 15 SH SOLE 15 0 0
MEDIAONE GROUP INC COM 58440J104 16 200 SH
DEFINED 200 0 0
MEDIAONE GROUP INC COM 58440J104 237 2939 SH
SOLE 2539 400 0
MEDITRUST CORP PAIRED CT 58501T306 1 1000 SH SOLE 1000 0 0
MEDQUIST INC COM 584949101 0 8 SH SOLE 8 0 0
MEDTRONIC INC COM 585055106 25 488 SH DEFINED 488 0 0
MEDTRONIC INC COM 585055106 242 4722 SH SOLE 4722 0 0
MELLON FINL CORP COM 58551A108 609 20500 SH
SOLE 20500 0 0
MERCK & COMPANY, INC. 589331107 3033 48840 SH
DEFINED 48840 0 0
MERCK & COMPANY, INC. 589331107 4345 69957 SH
SOLE 69457 500 0
MERCURY INTERACTIVE CORP COM 589405109 1 22 SH
SOLE 22 0 0
MERRILL LYNCH & CO INC COM 590188108 42 400 SH
SOLE 400 0 0
MERRY LAND PROPERTIES COM 590441101 2 390 SH
SOLE 390 0 0
MEXICO FD INC COM 592835102 2 170 SH SOLE 170 0 0
MFS GOVERNMENT MARKETS INCOME TR 552939100 10 1000 PRN SOLE 1000 0 0
MFS MULTIMARKET INCOME TR 552737108 5 500 PRN
SOLE 500 0 0
MGM GRAND INC COM 552953101 24 1000 SH SOLE 1000 0 0
MICREL INC COM 594793101 1 13 SH SOLE 13 0 0
MICROMUSE INC COM 595094103 2 18 SH SOLE 18 0 0
MICROSOFT CORPORATION 594918104 5448 51290 SH
DEFINED 51290 0 0
MICROSOFT CORPORATION 594918104 9710 91405 SH
SOLE 91305 100 0
MIDCAP SPDR TR UNIT SER 595635103 59 650 SH SOLE 650 0 0
MINNESOTA MINING & MANUFACTURE 604059105 23 265 SH DEFINED 265 0 0
MINNESOTA MINING & MANUFACTURE 604059105 60 690 SH SOLE 690 0 0
MONSANTO CO ADJ CONVR RATE 611662305 333 7300 SH
SOLE 7300 0 0
MONSANTO CO COM 611662107 9 180 SH DEFINED 180 0 0
MONSANTO CO COM 611662107 545 10600 SH SOLE 10600 0 0
MORGAN J P & CO INC COM 616880100 13 100 SH
SOLE 100 0 0
MORGAN STANLEY DEAN WITTER&C COM NEW 617446448 86 1052 SH SOLE 740 312 0
MOTOROLA INC. 620076109 391 2687 SH SOLE 2687 0 0
MOTOROLA INC. 620076109 2411 16520 SH DEFINED 16520 0 0
MURPHY OIL CORP COM 626717102 5 104 SH SOLE 104 0 0
MYLAN LABS INC COM 628530107 12 450 SH SOLE 450 0 0
MYPOINTS COM INC COM 62855T102 0 10 SH
SOLE 10 0 0
NATIONAL CITY CORP COM 635405103 30 1520 SH
SOLE 1520 0 0
NATIONAL DATA CORP COM 635621105 18 699 SH
SOLE 699 0 0
NATIONAL-OILWELL INC COM 637071101 6 200 SH
SOLE 200 0 0
NAVISITE INC COM 63935M109 1 11 SH
SOLE 11 0 0
NCR CORP NEW COM 62886E108 6 187 SH
SOLE 187 0 0
NETCENTIVES INC COM 64108P101 0 10 SH
SOLE 10 0 0
NETIQ CORP COM 64115P102 0 10 SH
SOLE 10 0 0
NETWORK APPLIANCE INC COM 64120L104 20 250 SH
DEFINED 250 0 0
NEWMONT MINING CORP COM 651639106 3 153 SH
SOLE 153 0 0
NEWS CORP LTD SP ADR PFD 652487802 1009 21149 SH
DEFINED 21149 0 0
NEWS CORP LTD SP ADR PFD 652487802 10125 212054 SH
SOLE 212054 0 0
NEXTCARD INC COM 65332K107 0 28 SH
SOLE 28 0 0
NEXTEL COMMUNICATIONS CL A 65332V103 111 749 SH DEFINED 749 0 0
NEXTEL COMMUNICATIONS CL A 65332V103 2572 17353 SH SOLE 17353 0 0
NICOR INC COM 654086107 45 1382 SH SOLE 1382 0 0
NOBLE DRILLING CORP COM 655042109 25 608 SH
SOLE 608 0 0
NOKIA CORP SPONSORED 654902204 13 60 SH
SOLE 60 0 0
NOKIA CORP SPONSORED ADR 654902204 22 100 SH
SOLE 100 0 0
NORFOLK SOUTHERN CORP COM 655844108 11 822 SH
SOLE 822 0 0
NORTEL NETWORKS CORP COM 656569100 3 30 SH
SOLE 30 0 0
NORTEL NETWORKS CORP COM 656569100 12 100 SH
DEFINED 100 0 0
NORTHEAST UTILITIES 664397106 2 100 SH
SOLE 100 0 0
NORTHERN TRUST CORP COM 665859104 330 4900 SH
SOLE 4900 0 0
NORTHPOINT COMMUNICATIONS HL COM 666610100 667 29000 SH SOLE 29000 0 0
NOVELL INC COM 670006105 14 500 SH DEFINED 500 0 0
NUCOR CORPORATION 670346105 1249 24989 SH
SOLE 17933 7056 0
OFFICE DEPOT INC COM 676220106 116 10062 SH SOLE 10062 0 0
OFFICEMAX INC COM 67622M108 4 700 SH
SOLE 700 0 0
OMEGA HEALTHCARE INVS COM 681936100 2 393 SH
SOLE 393 0 0
OMEGA WORLDWIDE INC COM 68210B108 0 173 SH SOLE 173 0 0
ORACLE CORP COM 68389X105 499 6409 SH
SOLE 6409 0 0
ORACLE CORP COM 68389X105 6263 80250 SH
DEFINED 80250 0 0
OSI SYSTEMS INC COM 671044105 7 500 SH SOLE 500 0 0
PACIFIC SUNWEAR CALIF INC COM 694873100 0 15 SH
SOLE 15 0 0
PARK PL ENTMT CORP COM 700690100 3 300 SH
SOLE 300 0 0
PEGASUS COMMUNICATIONS CORP CL A 705904100 1 10 SH SOLE 10 0 0
PEGASUS SYSTEMS INC COM 705906105 0 25 SH
SOLE 25 0 0
PEPSICO INC 713448108 52 1500 SH DEFINED 1500 0 0
PEPSICO INC 713448108 948 27220 SH SOLE 27220 0 0
PEREGRINE SYSTEMS INC COM 71366Q101 3 48 SH SOLE 48 0 0
PERMA-FIX ENVIRONMENTA SERVICES INC. 714157104 99 57000 SH SOLE 57000 0 0
PFIZER, INC. 717081103 118 3250 SH DEFINED 3250 0 0
PFIZER, INC. 717081103 4962 135762 SH SOLE 135762 0 0
PHARMACIA & UPJOHN INC COM 716941109 7 130 SH
SOLE 130 0 0
PHARMACIA & UPJOHN INC COM 716941109 12 215 SH
DEFINED 215 0 0
PHELPS DODGE CORP COM 717265102 3 84 SH
SOLE 84 0 0
PHILIP MORRIS INC 718154107 177 8450 SH SOLE 8450 0 0
PHILIP MORRIS INC 718154107 316 15000 SH DEFINED 15000 0 0
PIEDMONT NAT GAS INC COM 720186105 328 12604 SH
SOLE 12604 0 0
PIER 1 IMPORTS INC COM 720279108 10 1000 SH SOLE 1000 0 0
POLICY MGMT SYS CORP COM 731108106 36 3000 SH
SOLE 1000 2000 0
POLO RALPH LAUREN CORP CL A 731572103 7 399 SH
DEFINED 399 0 0
POLYCOM INC COM 73172K104 0 4 SH
SOLE 4 0 0
POTOMAC ELECTRIC POWER COMP 737679100 44 1972 SH SOLE 1972 0 0
POWER INTEGRATIONS INC COM 739276103 0 15 SH
SOLE 15 0 0
POWERTEL INC COM 73936C109 11 173 SH
SOLE 173 0 0
PPL CORP COM 69351T106 3 170 SH
SOLE 170 0 0
PRECISION CASTPARTS CORP COM 740189105 8 225 SH
SOLE 225 0 0
PREDICTIVE SYS INC COM 74036W102 0 11 SH SOLE 11 0 0
PRICE T ROWE & ASSOCIA COM 741477103 54 1374 SH
SOLE 1374 0 0
PRICELINE COM INC COM 741503106 4 50 SH SOLE 50 0 0
PRICELINE COM INC COM 741503106 20 250 SH DEFINED 250 0 0
PROBUSINESS SERVICES INC COM 742674104 0 15 SH
SOLE 15 0 0
PROCTER & GAMBLE CO COM 742718109 9 170 SH
DEFINED 170 0 0
PROCTER & GAMBLE CO COM 742718109 429 7615 SH
SOLE 7615 0 0
PROXICOM INC COM 744282104 0 11 SH SOLE 11 0 0
PSINET INC COM 74437C101 1 54 SH
SOLE 54 0 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106 19 700 SH SOLE 700 0 0
PUBLIC SVC ENTERPRISE GROUP COM 747402105 190 3140 SH SOLE 3140 0 0
PUGET SOUND ENERGY INC COM 745332106 19 860 SH
SOLE 860 0 0
QUALCOMM INC COM 747525103 74 500 SH DEFINED 500 0 0
QUALCOMM INC COM 747525103 297 2000 SH SOLE 2000 0 0
QUEST DIAGNOSTICS INC COM 74834L100 0 12 SH
SOLE 12 0 0
QUEST SOFTWARE INC COM 74834T103 2 21 SH SOLE 21 0 0
QUIDEL CORP COM 74838J101 10 1450 SH SOLE 1450 0 0
QWEST COMMUNICATIONS INTL IN COM 749121109 105 2200 SH SOLE 2200 0 0
R G S ENERGY GROUP INC COM 74956K104 12 580 SH SOLE 580 0 0
RADIO ONE INC CL A 75040P108 1 18 SH
SOLE 18 0 0
RALSTON PURINA CO COM RAL-PUR GP 751277302 33 1200 SH SOLE 1200 0 0
RAYTHEON CO CL A 755111309 11 606 SH SOLE 606 0 0
RAYTHEON CO CL B 755111408 1 90 SH DEFINED 90 0 0
RAZORFISH INC CL A 755236106 2 74 SH SOLE 74 0 0
REGENT COMMUNICATIONS COM 758865109 1 125 SH
SOLE 125 0 0
REGIONS FINL CORP COM 758940100 120 5307 SH
SOLE 5307 0 0
RELIANT ENERGY INC COM 75952J108 24 1050 SH
SOLE 1050 0 0
RELIASTER FINANCIAL CORP 75952U103 13 400 SH SOLE 400 0 0
RETEK INC COM 76128Q109 0 18 SH
SOLE 18 0 0
REUTERS GROUP PLC SPONSORED ADR 76132M102 41 346 SH SOLE 346 0 0
RHBT FINANCIAL CORP COM 74955Q102 4 375 SH SOLE 375 0 0
RIGGS NATL CORP WASH D COM 766570105 6 500 SH
SOLE 500 0 0
ROCKWELL INTL CORP NEW COM 773903109 5 140 SH
DEFINED 140 0 0
ROSS STORES INC COM 778296103 6 270 SH SOLE 270 0 0
ROYAL BK SCOTLAND GROU C SP ADR I PRF I 780097861 22 1000 SH SOLE 1000 0 0
ROYAL BK SCOTLAND GROU SERIES B 780097309 2 100 SH
SOLE 100 0 0
ROYAL BK SCOTLAND GROU SERIES C 780097408 4 200 SH
SOLE 200 0 0
ROYAL BK SCOTLAND GROUP PLC SPON ADR 780097879 40 2000 SH SOLE 2000 0 0
ROYAL DUTCH PETROLEUM CO NY REG SH PA 780257804 78 1374 SH SOLE 1374 0 0
ROYAL DUTCH PETROLEUM CO NY REG SH PA 780257804 1040 18000 SH DEFINED 18000 0 0
RYANS FAMILY STEAK HOUSES 783519101 81 8625 SH SOLE 8625 0 0
SABRE HLDGS CORP CL A 785905100 5 137 SH
DEFINED 137 0 0
SAFETY-KLEEN CORP NEW COM NEW 78648R203 1 1250 SH SOLE 1250 0 0
SAFEWAY INC COM NEW 786514208 10 235 SH DEFINED 235 0 0
SAKS INC COM 79377W108 14 1000 SH SOLE 1000 0 0
SANTA FE SNYDER CORP COM 80218K105 0 23 SH SOLE 23 0 0
SARA LEE CORP 803111103 150 8378 SH SOLE 8378 0 0
SARA LEE CORP 803111103 450 25000 SH DEFINED 25000 0 0
SBA COMMUNICATIONS COR COM 78388J106 830 18881 SH
SOLE 18881 0 0
SBC COMMUNICATIONS INC 78387G103 17 425 SH DEFINED 425 0 0
SBC COMMUNICATIONS INC 78387G103 365 8682 SH SOLE 8364 318 0
SCAN SOURCE INC 806037107 21 600 SH DEFINED 600 0 0
SCAN SOURCE INC 806037107 6393 180105 SH SOLE 180105 0 0
SCANA CORP NEW COM 80589M102 6 252 SH
DEFINED 252 0 0
SCANA CORP NEW COM 80589M102 3536 144026 SH
SOLE 144026 0 0
SCHERING PLOUGH CORP COM 806605101 16 440 SH
DEFINED 440 0 0
SCHERING PLOUGH CORP COM 806605101 431 11621 SH
SOLE 11621 0 0
SCHLUMBERGER LTD 806857108 11 155 SH
DEFINED 155 0 0
SCHLUMBERGER LTD 806857108 144 1900 SH
SOLE 1900 0 0
SCHWAB CHARLES CORP NE COM 808513105 11 200 SH
SOLE 200 0 0
SCIENT CORP COM 80864H109 1 18 SH
SOLE 18 0 0
SCUDDER GLOBAL HIGH IN FCOM 81115E101 4 1000 SH SOLE 1000 0 0
SEAGRAM COMPANY, LTD. 811850106 373 6302 SH
SOLE 6302 0 0
SEAGRAM COMPANY, LTD. 811850106 892 15000 SH
DEFINED 15000 0 0
SEALED AIR CORP NEW COM 81211K100 27 507 SH SOLE 507 0 0
SEALED AIR CORP NEW PFD CV A $2 81211K209 52 1017 SH SOLE 1017 0 0
SEARS ROEBUCK & CO COM 812387108 6 200 SH
SOLE 0 200 0
SEIBELS BRUCE GROUP INC COM NEW 816006209 3 2250 SH
SOLE 2250 0 0
SEMTECH CORP COM 816850101 1 19 SH SOLE 19 0 0
SERVICE CORP INTERNATIONAL 817565104 6 2400 SH SOLE 2400 0 0
SERVICEMASTER COMPANY 81760N109 2 225 SH DEFINED 225 0 0
SERVICEMASTER COMPANY 81760N109 352 31350 SH SOLE 31350 0 0
SHAW INDS INC COM 820286102 4 300 SH SOLE 300 0 0
SHIRE PHARMACEUTICALS PLSPONSORED ADR 82481R106 1 25 SH SOLE 0 25 0
SIEBEL SYS INC COM 826170102 4 41 SH SOLE 41 0 0
SIGMA ALDRICH CORP 826552101 42 1600 SH
SOLE 1600 0 0
SILICON IMAGE INC COM 82705T102 1 18 SH
SOLE 18 0 0
SMARTFORCE PUB LTD CO SPONSORED 83170A206 0 17 SH SOLE 17 0 0
SMITH INTL INC COM 832110100 15 200 SH SOLE 200 0 0
SMITHFIELD FOODS, INC. 832248108 12 600 SH
SOLE 600 0 0
SMITHKLIN BEECHAM PLC ADR 832378301 822 12456 SH SOLE 12456 0 0
SNYDER COMMUNICATIONS INC COM SNC 832914105 0 16 SH SOLE 16 0 0
SOFTWARE COM INC COM 83402P104 1 8 SH SOLE 8 0 0
SOLECTRON CORP COM 834182107 7 175 SH SOLE 175 0 0
SOLUTIA INC COM 834376105 7 548 SH SOLE 548 0 0
SONOCO PRODUCTS COMPANY 835495102 928 40396 SH DEFINED 40396 0 0
SONOCO PRODUCTS COMPANY 835495102 5268 229077 SH SOLE 222021 7056 0
SONOSITE INC COM 83568G104 40 1232 SH
SOLE 1232 0 0
SONY CORP ADR NEW 835699307 21 75 SH SOLE 75 0 0
SOUTHBANC SHS INC COM 840901102 237 14390 SH
SOLE 14390 0 0
SOUTHERN COMPANY COM 842587107 218 10080 SH
SOLE 5335 4745 0
SOUTHTRUST CORPORATION 844730101 143 5625 SH
SOLE 5625 0 0
SOUTHWEST AIRLINES 844741108 80 3847 SH
SOLE 3847 0 0
SPANISH BROADCASTING SYS INC CL A 846425882 0 7 SH SOLE 7 0 0
SPDR FUND TECHNOLOGY 81369Y803 6 100 SH SOLE 100 0 0
SPDR TR UNIT SER 78462F103 63 420 SH SOLE 420 0 0
SPEEDWAY MOTORSPORTS INC COM 847788106 9 400 SH SOLE 400 0 0
SPRINT CORP PCS COM SER 1 852061506 23 358 SH
SOLE 358 0 0
SPRINT CORPORATION 852061100 45 715 SH
DEFINED 715 0 0
SPRINT CORPORATION 852061100 699 11080 SH
SOLE 11080 0 0
ST PAUL COS INC COM 792860108 59 1744 SH SOLE 1744 0 0
STAPLES INC COM 855030102 9 450 SH DEFINED 450 0 0
STAPLES INC COM 855030102 10 500 SH SOLE 500 0 0
STAR TELECOMMUNICATIONS INC COM 854923109 3 500 SH SOLE 500 0 0
SUMMIT BK CORP GA COM 866013105 12 1000 SH
SOLE 1000 0 0
SUMMIT FINANCIAL CORPORATION 866057102 442 43748 SH SOLE 43748 0 0
SUN MICROSYSTEMS INC COM 866810104 252 2690 SH
DEFINED 2690 0 0
SUN MICROSYSTEMS INC COM 866810104 2045 21835 SH
SOLE 21835 0 0
SUNTRUST BKS INC 867914103 720 12480 SH SOLE 12480 0 0
SUPERVALU INC COM 868536103 0 8 SH SOLE 0 8 0
SWITCHBOARD INC COM 871045100 10 300 SH SOLE 300 0 0
SYMBOL TECHNOLOGIES INC COM 871508107 80 977 SH
SOLE 977 0 0
SYNOVUS FINANCIAL CORP 87161C105 14 750 SH DEFINED 750 0 0
SYNOVUS FINANCIAL CORP 87161C105 980 51997 SH SOLE 51997 0 0
TALK COM INC COM 874264104 19 1200 SH DEFINED 1200 0 0
TALK COM INC COM 874264104 619 38700 SH SOLE 38700 0 0
TANDY CORP 875382103 20 400 SH SOLE 400 0 0
TARGET CORP COM 87612E106 29 400 SH
SOLE 400 0 0
TELEGLOBE INC COM 87941V100 2 88 SH
SOLE 88 0 0
TEMPLETON DRAGON FD IN COM 88018T101 2 300 SH SOLE 300 0 0
TENET HEALTHCARE CORP COM 88033G100 11 500 SH DEFINED 500 0 0
TERAYON COMMUNICATION COM 880775101 20 100 SH
DEFINED 100 0 0
TEXACO, INC. 881694103 50 953 SH SOLE 953 0 0
TEXACO, INC. 881694103 53 1000 SH DEFINED 1000 0 0
TEXAS INSTRS INC COM 882508104 232 1450 SH DEFINED 1450 0 0
TEXAS INSTRS INC COM 882508104 1568 9800 SH SOLE 9800 0 0
TEXAS UTILS CO COM 882848104 18 610 SH SOLE 610 0 0
THERMO ELECTRON CORP COM 883556102 5 250 SH
SOLE 250 0 0
TIBCO SOFTWARE INC COM 88632Q103 3 48 SH SOLE 48 0 0
TIME WARNER INC. 887315109 2440 24400 SH DEFINED 24400 0 0
TIME WARNER INC. 887315109 10542 105423 SH SOLE 105423 0 0
TITAN PHARMACEUTICALS INC DE COM 888314101 0 15 SH SOLE 15 0 0
TORCHMARK CORP COM 891027104 3 145 SH SOLE 145 0 0
TORCHMARK CORP COM 891027104 325 14100 SH DEFINED 14100 0 0
TOTAL SYSTEM SERVICES, INC. 891906109 443 27900 SH SOLE 27900 0 0
TOYS R US INC COM 892335100 420 28423 SH SOLE 28423 0 0
TRAMMELL CROW CO COM 89288R106 0 25 SH SOLE 25 0 0
TRANSOCEAN SEDCO FOREX ORD G90078109 1 30 SH DEFINED 30 0 0
TRANSOCEAN SEDCO FOREX ORD G90078109 11 235 SH SOLE 235 0 0
TRANSWITCH CORP COM 894065101 0 9 SH SOLE 9 0 0
TRIAD HOSPITALS INC COM 89579K109 0 38 SH SOLE 38 0 0
TRICON GLOBAL RESTAURANTS COM 895953107 30 1020 SH SOLE 1020 0 0
TRIZETTO GROUP INC COM 896882107 0 18 SH
SOLE 18 0 0
TYCO INTL LTD NEW COM 902124106 128 2566 SH DEFINED 2566 0 0
TYCO INTL LTD NEW COM 902124106 11060 220683 SH SOLE 220283 400 0
U S TR CORP NEW COM 91288L105 435 2300 SH SOLE 2300 0 0
U S WEST INC NEW COM 91273H101 70 976 SH
SOLE 976 0 0
UNICOM CORP COM 904911104 37 1033 SH SOLE 1033 0 0
UNION FINL BANCSHARES COM 906611108 36 4589 SH
SOLE 962 3627 0
UNION PAC RES GROUP INC COM 907834105 12 846 SH
SOLE 846 0 0
UNION PACIFIC CORP 907818108 170 4366 SH
SOLE 4366 0 0
UNION PACIFIC CORP 907818108 391 10000 SH
DEFINED 10000 0 0
UNION PACIFIC RESOURCE OUP 907834105 9 681 SH SOLE 681 0 0
UNITED ASSET MGMT CORP COM 909420101 5 300 SH
SOLE 300 0 0
UNITED PARCEL SERVICE CL B 911312106 145 2310 SH
SOLE 2310 0 0
UNITED TECHNOLOGIES CORP COM 913017109 3 55 SH
SOLE 55 0 0
UNITED WTR RES INC COM 913190104 10 288 SH
SOLE 288 0 0
UNUMPROVIDENT CORP COM 91529Y106 358 21186 SH SOLE 6272 14914 0
US AIRWAYS GROUP INC COM 911905107 5 200 SH
SOLE 200 0 0
US BANCORP DEL COM 902973106 13 600 SH SOLE 600 0 0
USINTERNETWORKING INC COM 917311805 0 9 SH
SOLE 9 0 0
USX MARATHON GROUP COM NEW 902905827 26 1000 SH
SOLE 1000 0 0
UTILICORP UTD INC COM 918005109 13 750 SH SOLE 750 0 0
VAN KAMPEN ADVANTAGE INC TR 921124103 10 800 SH SOLE 800 0 0
VAN KAMPEN CONV SECS I OM 920956109 0 1 SH
SOLE 1 0 0
VAN KAMPEN SELECT SECTOR MUN 92112M103 5 500 SH SOLE 500 0 0
VAN KAMPEN VALUE MUN INC TR 921132106 10 900 SH SOLE 900 0 0
VARIAN SEMICONDUCTOR EQUIPMN COM 922207105 0 14 SH SOLE 14 0 0
VERIO INC COM 923433106 2 52 SH SOLE 52 0 0
VERISIGN INC COM 92343E102 3 21 SH
SOLE 21 0 0
VIACOM, INC. 925524100 534 10000 SH DEFINED 10000 0 0
VIACOM, INC. 925524100 3985 74606 SH SOLE 74606 0 0
VIACOM, INC. B 925524308 634 12041 SH DEFINED 12041 0 0
VIACOM, INC. B 925524308 4566 86580 SH SOLE 86580 0 0
VIANT CORP COM 92553N107 1 30 SH
SOLE 30 0 0
VIGNETTE CORP COM 926734104 0 4 SH SOLE 4 0 0
VIROPHARMA INC COM 928241108 9 160 SH SOLE 160 0 0
VLASIC FOODS INTL INC COM 928559103 0 151 SH
SOLE 151 0 0
VODAFONE AIRTOUCH PLC SP ADR 92857T107 213 3839 SH SOLE 3314 525 0
VULCAN MATERIALS COMPANY 929160109 78 1740 SH SOLE 1740 0 0
VULCAN MATERIALS COMPANY 929160109 1099 24000 SH DEFINED 24000 0 0
WACHOVIA CORPORATION 929771103 1291 19112 SH
DEFINED 19112 0 0
WACHOVIA CORPORATION 929771103 4857 71897 SH
SOLE 65921 5976 0
WAL-MART STORES, INC. 931142103 890 15780 SH
DEFINED 15780 0 0
WAL-MART STORES, INC. 931142103 2037 36076 SH
SOLE 35276 800 0
WALGREEN CO COM 931422109 42 1650 SH SOLE 1650 0 0
WALT DISNEY COMPANY 254687106 4200 101829 SH
DEFINED 101829 0 0
WALT DISNEY COMPANY 254687106 11053 267985 SH
SOLE 267985 0 0
WARNER-LAMBERT CO. 934488107 1025 10500 SH
DEFINED 10500 0 0
WARNER-LAMBERT CO. 934488107 2665 27295 SH
SOLE 27295 0 0
WASTE MGMT INC DEL COM 94106L109 1 145 SH
SOLE 0 145 0
WASTE MGMT INC DEL COM 94106L109 5 425 SH
DEFINED 425 0 0
WATSON PHARMACEUTICALS INC COM 942683103 27 688 SH SOLE 688 0 0
WELLS FARGO & CO NEW COM 949746101 33 830 SH
DEFINED 830 0 0
WELLS FARGO & CO NEW COM 949746101 57 1404 SH
SOLE 1404 0 0
WESTAMERICA BANCORPORATION COM 957090103 11 400 SH SOLE 400 0 0
WESTELL TECHNOLOGIES I CL A 957541105 4 150 SH
SOLE 150 0 0
WESTERN GAS RESOURCES INC CUM CONV 958259301 28 1000 SH DEFINED 1000 0 0
WESTERN RES INC COM 959425109 9 600 SH SOLE 600 0 0
WESTVACO CORP COM 961548104 117 3523 SH SOLE 1675 1848 0
WESTWOOD ONE INC COM 961815107 0 26 SH
SOLE 26 0 0
WILLIAMS COMMUNICATION CL A 969455104 15 300 SH
SOLE 300 0 0
WILLIAMS COMPANY INC. 969457100 96 2200 SH
DEFINED 2200 0 0
WILLIAMS COMPANY INC. 969457100 1434 32649 SH
SOLE 32149 500 0
WINN-DIXIE STORES, INC 974280109 181 9332 SH
SOLE 5332 4000 0
WOMEN COM NETWORKS INC COM 978149102 556 67509 SH
SOLE 67509 0 0
WORLD ACCEP CORP DEL COM 981419104 5 1000 SH
SOLE 1000 0 0
WORLD ACCESS INC COM 98141A101 59 3100 SH SOLE 3100 0 0
XCELERA COM INC COM G31611109 32 200 SH
DEFINED 200 0 0
XEICON NV SPONSORED ADR 984003103 9 500 SH
DEFINED 500 0 0
XEICON NV SPONSORED ADR 984003103 326 18072 SH
SOLE 18072 0 0
XEROX CORP COM 984121103 94 3650 SH SOLE 3650 0 0
XL CAP LTD CL A G98255105 37 685 SH
DEFINED 685 0 0
XL CAP LTD CL A G98255105 89 1623 SH
SOLE 1623 0 0
YAHOO INC COM 984332106 14 83 SH SOLE 83 0 0
ZONAGEN INC COM 98975L108 62 7400 SH SOLE 7400 0 0
325681 6459731
6345892 113839 0
<S>
<S>
</TABLE>
</TEST>
