ICICI LTD
6-K, 2000-11-27
FINANCE SERVICES
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                                 United States
                       Securities and Exchange Commission
                             Washington, D.C. 20549

                                    FORM 6-K

                            Report of Foreign Issuer
                    Pursuant to Rule 13a-16 or 15d-16 under
                      the Securities Exchange Act of 1934

                         For the month of November 2000

                                 ICICI Limited
                (Translation of registrant's name into English)

                                  ICICI Towers
                              Bandra-Kurla Complex
                             Mumbai, India 400 051
                    (Address of principal executive office)

    Indicate by check mark whether the registrant files or will file annual
                 reports under cover of Form 20-F or Form 40-F.

                      Form 20-F X            Form 40-F __

  Indicate by check mark whether the registrant by furnishing the information
    contained in this Form is also thereby furnishing the information to the
                Commission pursuant to Rule 12g 3-2(b) under the
                        Securities Exchange Act of 1934.

                      Yes __                 No. X

       If "Yes" is marked, indicate below the file number assigned to the
                registrant in connection with Rule 12g 3-2(b).

                                Not applicable.


<PAGE>




INDEX TO EXHIBITS

Item

1.   Press announcement by ICICI Prudential Life Insurance Company Limited
2.   Press announcement by ICICI Limited


<PAGE>


                                   SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned, thereunto duly authorized.

Dated:   November 24, 2000

                                                     ICICI Ltd.




                                                     By: /s/ Jyotin Mehta
                                                        ------------------------
                                                     Name:  Jyotin Mehta
                                                     Title: Company Secretary




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