AMERIPRIME ADVISORS TRUST
485APOS, EX-99.23.Q, 2000-08-23
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                                POWER OF ATTORNEY

      KNOW ALL MEN BY THESE PRESENTS:

      WHEREAS,  AMERIPRIME  ADVISORS TRUST, a business trust organized under the
laws of the State of Ohio (hereinafter referred to as the "Trust"), periodically
files amendments to its Registration  Statement with the Securities and Exchange
Commission under the provisions of the Securities Act of 1933 and the Investment
Company Act of 1940, as amended; and

      WHEREAS,  the undersigned is the Treasurer and Chief Financial  Officer of
the Trust;

      NOW,  THEREFORE,  the undersigned hereby constitutes and appoints JAMES R.
CUMMINS and DONALD S. MENDELSOHN, and each of them, his attorneys for him and in
his name,  place and  stead,  and in his office and  capacity  in the Trust,  to
execute  and  file any  Amendment  or  Amendments  to the  Trust's  Registration
Statement, hereby giving and granting to said attorneys full power and authority
to do and perform all and every act and thing whatsoever requisite and necessary
to be done in and about the  premises as fully to all intents and purposes as he
might or could do if personally  present at the doing thereof,  hereby ratifying
and  confirming  all that said attorneys may or shall lawfully do or cause to be
done by virtue hereof.

      IN WITNESS  WHEREOF,  the  undersigned has hereunto set his hand this 21st
day of July, 2000.

                                                /s/
                                          ------------------------------

                                          Robert A. Chopyak
                                          Treasurer and Chief Financial Officer

STATE OF TEXAS                )
                              )     ss:
COUNTY OF TARRANT             )

      Before me, a Notary Public,  in and for said county and state,  personally
appeared  ROBERT A. CHOPYAK,  known to me to be the person  described in and who
executed the foregoing  instrument,  and who acknowledged to me that he executed
and delivered the same for the purposes therein expressed.

      WITNESS my hand and official seal this 21st day of July, 2000.

                                                /s/ Matthew D. Denton
                                          ------------------------------------
                                          Notary Public

                                          My commission expires:01/14/2003




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