UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 9/30/99
CHECK HERE IF AMENDMENT: ( ) AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT.
( ) ADDS NEW HOLDINGS ENTRIES
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: People's Mutual Holdings
ADDRESS: 850 Main Street
Bridgeport, ct 06604
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE
PERSON BY WHOM IT IS SIGNED HEREBY REPRESENT THAT THE PERSON
SIGNING THE REPORT IS AUTHORIZED TO SUBMIT IT, THAT ALL
INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND COMPLETE, AND
THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF
THIS FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
NAME: George W. Morriss
TITLE:
PHONE: (203) 338-2512
REPORT TYPE (CHECK ONLY ONE.):
(X) 13F HOLDINGS REPORT
( ) 13F NOTICE
( ) 13F COMBINATION REPORT
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
/s/ George W. Morriss
Bridgeport, Ct
11/12/99
<PAGE>
FORM 13F SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 2
FORM 13F INFORMATION TABLE ENTRY TOTAL: 1,178
FORM 13F INFORMATION TABLE VALUE TOTAL: $785,421
List of other included managers:
No. Form 13F File Number Name
001 28-20631 People's Bank
002 28-06454 Olson Mobeck & Associates, Inc.
<PAGE>
<TABLE>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S><C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
D 3 COMMON CORP. COMMON 885535104 1006 35000 SH SOLE 001 35000 0 0
D 3 COMMON CORP. COMMON 885535104 3 100 SH DEFINED 001 100 0 0
D 3 COMMON CORP. COMMON 885535104 37 1300 SH OTHER 001 1300 0 0
D ABBOTT LABORATORIES INC COMMON 000282410 1647 44900 SH OTHER 002 0 0 44900
D ABBOTT LABORATORIES INC COMMON 000282410 1651 45002 SH DEFINED 002 0 45002 0
D ABBOTT LABS COMMON 002824100 574 15650 SH DEFINED 001 15650 0 0
D ABBOTT LABS COMMON 002824100 301 8200 SH OTHER 001 8200 0 0
D ABBOTT LABS COMMON 002824100 917 25000 SH SOLE 001 25000 0 0
D ACE LIMITED COMMON G0070K103 1186 70000 SH SOLE 001 70000 0 0
D ACE LIMITED COMMON G0070K103 3 200 SH DEFINED 001 200 0 0
D ACME COMMONMUNICATIONS, INC COMMON 004631107 155 5000 SH SOLE 001 5000 0 0
D ACME UTD CORP COMMON 004816104 473 315192 SH DEFINED 001 315192 0 0
D ACNIELSEN CORP COMMON 004833109 12 533 SH OTHER 001 533 0 0
D AETNA INS COMMON 008117103 7 100 SH SOLE 100 0 0
D AETNA INC COMMON 008117103 493 10000 SH SOLE 001 10000 0 0
D AETNA INC COMMON 008117103 1130 22950 SH DEFINED 001 22800 0 150
D AETNA INC COMMON 008117103 60 1225 SH OTHER 001 1225 0 0
D AETNA INC COMMON 008117103 227 4610 SH OTHER 002 0 0 4610
D AETNA INC COMMON 008117103 37 746 SH DEFINED 002 0 746 0
D AFLAC INC COMMON 001055102 220 5250 SH OTHER 001 5250 0 0
D AIR PRODS & CHEMS INC COMMON 009158106 6 200 SH DEFINED 001 200 0 0
D ALASKA AIRGROUP INC COMMON 011659109 610 15000 SH SOLE 001 15000 0 0
D ALBERTSONS INC COMMON 013104104 1495 37800 SH DEFINED 001 37525 0 275
D ALBERTSONS INC COMMON 013104104 104 2625 SH OTHER 001 2625 0 0
D ALBERTSONS INC COMMON 013104104 623 15750 SH SOLE 001 15750 0 0
D ALBERTSONS INC COMMON 013104104 115 2900 SH OTHER 002 0 0 2900
D ALBERTSONS INC COMMON 013104104 289 7300 SH DEFINED 002 0 7300 0
D ALCOA INC COMMON 013817101 244 3932 SH DEFINED 001 3932 0 0
D ALCOA INC COMMON 013817101 137 2200 SH OTHER 001 2200 0 0
D ALLEGHENY ENERGY INC COMMON 017361106 41 1293 SH OTHER 001 1293 0 0
D ALLEGHENY ENERGY INC COMMON 017361106 121 3800 SH OTHER 002 0 0 3800
D ALLEGHENY ENERGY INC COMMON 017361106 170 5332 SH DEFINED 002 0 5332 0
D ALLIANCE WORLD DLR GOVTFDII OTHER 01879R106 133 15000 SH OTHER 001 N.A. N.A. N.A.
D ALLIEDSIGNAL INC COMMON 019512102 235 3925 SH DEFINED 001 3925 0 0
D ALLIEDSIGNAL INC COMMON 019512102 360 6000 SH OTHER 001 6000 0 0
D ALLIEDSIGNAL INC COMMON 019512102 110 1840 SH OTHER 002 0 0 1840
D ALLIEDSIGNAL INC COMMON 019512102 198 3300 SH DEFINED 002 0 3300 0
D ALLSTATE CORP COMMON 020002101 5 184 SH OTHER 001 184 0 0
D ALLTEL CORP COMMON 020039103 72 1019 SH DEFINED 001 1019 0 0
D ALLTEL CORP COMMON 020039103 9 129 SH OTHER 001 129 0 0
D ALTERA CORP COMMON 021441100 10 240 SH DEFINED 001 240 0 0
D ALZA CORP COMMON 022615108 26 600 SH DEFINED 001 0 0 600
D AMERADA HESS CORP COMMON 023551104 25 410 SH OTHER 001 410 0 0
D AMEREN CORP COMMON 023608102 53 1400 SH OTHER 001 1400 0 0
D AMERICA ONLINE INC COMMON 02364J104 37 355 SH DEFINED 001 355 0 0
D AMERICA ONLINE INC COMMON 02364J104 156 1500 SH OTHER 001 1500 0 0
D AMERICA ONLINE INC COMMON 02364J104 78 750 SH OTHER 002 0 0 750
D AMERICA ONLINE INC COMMON 02364J104 250 2400 SH DEFINED 002 0 2400 0
D AMERICAN ANNUITY GROUP INC COMMON 023840101 1 66 SH OTHER 001 66 0 0
D AMERICAN BANK CONN COMMON 002432710 1523 69800 SH OTHER 002 0 0 69800
D AMERICAN ELEC PWR INC COMMON 025537101 61 1797 SH DEFINED 001 1597 0 200
D AMERICAN ELEC PWR INC COMMON 025537101 92 2700 SH OTHER 001 2700 0 0
D AMERICAN EXPRESS CO COMMON 025816109 827 6127 SH DEFINED 001 6127 0 0
D AMERICAN EXPRESS CO COMMON 025816109 565 4183 SH OTHER 001 4183 0 0
D AMERICAN EXPRESS CO COMMON 025816109 689 5100 SH OTHER 002 0 0 5100
D AMERICAN EXPRESS CO COMMON 025816109 2091 15488 SH DEFINED 002 0 15488 0
D AMERICAN GEN CORP 7.00% PREFERRED STOCK 026351809 107 2000 SH DEFINED 001 N.A. N.A. N.A.
D AMERICAN GENERAL CORP COMMON 026351106 446 7048 SH DEFINED 002 0 7048 0
D AMERICAN HOME PRODS CORP COMMON 026609107 2147 51725 SH DEFINED 001 51725 0 0
D AMERICAN HOME PRODS CORP COMMON 026609107 1162 28007 SH OTHER 001 28007 0 0
D AMERICAN HOME PRODS CORP COMMON 026609107 1368 32955 SH OTHER 002 0 0 32955
D AMERICAN HOME PRODS CORP COMMON 026609107 1719 41426 SH DEFINED 002 0 41426 0
D AMERICAN INTL GROUP INC COMMON 026874107 3544 40768 SH DEFINED 001 40768 0 0
D AMERICAN INTL GROUP INC COMMON 026874107 1653 19014 SH OTHER 001 19014 0 0
D AMERICAN INTL GROUP INC COMMON 026874107 4347 49999 SH OTHER 002 0 0 49999
D AMERICAN INTL GROUP INC COMMON 026874107 9091 104566 SH DEFINED 002 0 104566 0
D AMERICAN POWER CONVERSION COMMON 029066107 1051 55326 SH OTHER 002 0 0 55326
D AMERICAN POWER CONVERSION COMMON 029066107 1729 91000 SH DEFINED 002 0 91000 0
D AMERICAN STANDARD COS COMMON 029712106 12 300 SH DEFINED 001 300 0 0
D AT&T CORP COMMON 001957109 2175 50000 SH SOLE 001 50000 0 0
D AT&T CORP COMMON 001957109 3103 71328 SH DEFINED 001 69516 0 1812
D AT&T CORP COMMON 001957109 1443 33180 SH OTHER 001 33030 0 150
D AT&T CORP COMMON 001957109 869 19980 SH OTHER 002 0 0 19980
D AT&T CORP COMMON 001957109 1633 37547 SH DEFINED 002 0 37547 0
D AMERICAN WTR WKS INC COMMON 030411102 12 404 SH DEFINED 001 404 0 0
D AMERITECH CORP NEW COMMON 030954101 735 11016 SH DEFINED 001 9716 0 1300
D AMERITECH CORP NEW COMMON 030954101 375 5616 SH OTHER 001 5616 0 0
D AMERITECH CORP NEW COMMON 030954101 494 7398 SH OTHER 002 0 0 7398
D AMERITECH CORP NEW COMMON 030954101 621 9308 SH DEFINED 002 0 9308 0
D AMFM INC COMMON 001693100 1215 20000 SH SOLE 001 20000 0 0
D AMGEN INC COMMON 031162100 990 12150 SH DEFINED 001 12150 0 0
D AMGEN INC COMMON 031162100 355 4350 SH OTHER 001 4350 0 0
D AMGEN INC COMMON 031162100 82 1000 SH OTHER 002 0 0 1000
D AMGEN INC COMMON 031162100 526 6450 SH DEFINED 002 0 6450 0
D AMR CORP DEL COMMON 001765106 7 125 SH DEFINED 001 125 0 0
D ANADARKO PETROLEUM COMMON 032511107 458 15000 SH SOLE 001 15000 0 0
D ANHEUSER BUSCH COMMON 035229103 1401 20000 SH SOLE 001 20000 0 0
D ANHEUSER BUSCH COMMON 035229103 1949 27825 SH DEFINED 001 27825 0 0
D ANHEUSER BUSCH COMMON 035229103 1237 17655 SH OTHER 001 17555 0 100
D ANHEUSER BUSCH COMMON 035229103 883 12600 SH DEFINED 002 0 12600 0
D AON CORP COMMON 037389103 253 8550 SH OTHER 002 0 0 8550
D AON CORP COMMON 037389103 122 4125 SH DEFINED 002 0 4125 0
D APACHE CORP COMMON 037411105 10 240 SH OTHER 001 240 0 0
D APOGEE ENTERPRISES INC COMMON 037598109 13 1866 SH OTHER 001 1866 0 0
D APPLIED MATERIALS COMMON 038222105 971 12500 SH SOLE 001 12500 0 0
D APPLIED MATERIALS COMMON 038222105 79 1022 SH OTHER 001 1022 0 0
D AQUARION CO COMMON 03838W101 168 4691 SH DEFINED 001 4691 0 0
D AQUARION CO COMMON 03838W101 414 11548 SH OTHER 001 11548 0 0
D ARCHER DANIELS MIDLAND CO COMMON 039483102 5 420 SH OTHER 001 420 0 0
D ARMCO INC COMMON 042170100 7 1000 SH DEFINED 001 1000 0 0
D ARMCO INC COMMON 042170100 18 2500 SH OTHER 001 2500 0 0
D ARVIN INDS INC COMMON 043339100 12 400 SH OTHER 001 400 0 0
D ASSOCIATES FIRST CAPITAL CO COMMON 046008108 30 836 SH OTHER 001 836 0 0
D ASSOCIATES FIRST CAPITAL CO COMMON 046008108 413 11482 SH OTHER 002 0 0 11482
D ASSOCIATES FIRST CAPITAL CO COMMON 046008108 364 10124 SH DEFINED 002 0 10124 0
D ASTRAZENCA COMMON 046353108 211 5000 SH SOLE 001 5000 0 0
D AT HOME CORP. COMMON 045919107 166 4000 SH SOLE 001 4000 0 0
D LIBERTY MEDIA COMMON 001957208 75 2000 SH OTHER 001 2000 0 0
D ATLANTIC RICHFIELD CO COMMON 048825103 253 2860 SH DEFINED 001 2860 0 0
D ATLANTIC RICHFIELD CO COMMON 048825103 479 5400 SH OTHER 001 5400 0 0
D ATLANTIC RICHFIELD CO COMMON 048825103 160 1800 SH OTHER 002 0 0 1800
D ATLANTIC RICHFIELD CO COMMON 048825103 1133 12780 SH DEFINED 002 0 12780 0
D AUTOMATIC DATA PROCESSING COMMON 053015103 94 2100 SH DEFINED 001 2100 0 0
D AUTOMATIC DATA PROCESSING COMMON 053015103 303 6795 SH OTHER 001 6795 0 0
D AUTOMATIC DATA PROCESSING COMMON 053015103 1129 25300 SH OTHER 002 0 0 25300
D AUTOMATIC DATA PROCESSING COMMON 053015103 1687 37800 SH DEFINED 002 0 37800 0
D AVALONBAY CMNTYS INC COMMON 053484101 34 1000 SH DEFINED 001 1000 0 0
D AVALONBAY CMNTYS INC COMMON 053484101 68 2000 SH OTHER 001 2000 0 0
D AVERY DENNISON CORP COMMON 053611109 200 3798 SH OTHER 001 3798 0 0
D AVNET INC COMMON 053807103 1760 41900 SH DEFINED 001 41725 0 175
D AVNET INC COMMON 053807103 139 3300 SH OTHER 001 3300 0 0
D AVNET INC COMMON 053807103 544 12950 SH OTHER 002 0 0 12950
D AVNET INC COMMON 053807103 577 13748 SH DEFINED 002 0 13748 0
D AVON PRODUCTS COMMON 054303102 868 35000 SH SOLE 001 35000 0 0
D AXA COMMON 054536107 160 2500 SH OTHER 001 2500 0 0
D AZURIX CORP COMMON 05501M104 69 4000 SH OTHER 001 4000 0 0
D BANC ONE COMMON 059438101 5 133 SH SOLE 133 0 0
D BANC ONE COMMON 059438101 5 133 SH SOLE 001 133 0 0
D BANK AMER CORP COMMON 060505104 238 4272 SH DEFINED 001 4272 0 0
D BANK AMER CORP COMMON 060505104 101 1817 SH OTHER 001 1817 0 0
D BANKAMERICA COMMON 060505104 24 426 SH SOLE 426 0 0
D BANKAMERICA COMMON 060505104 1973 35426 SH SOLE 001 35426 0 0
D BANK OF AMERICA CORP COMMON 060505104 85 1528 SH OTHER 002 0 0 1528
D BANK OF AMERICA CORP COMMON 060505104 216 3885 SH DEFINED 002 0 3885 0
D BANK NEW YORK INC COMMON 064057102 547 16364 SH DEFINED 001 16364 0 0
D BANK NEW YORK INC COMMON 064057102 358 10720 SH OTHER 001 10720 0 0
D BANK OF BOSTON CORP COMMON 06605R106 9 200 SH SOLE 200 0 0
D BANK OF BOSTON CORP COMMON 06605R106 9 200 SH SOLE 001 200 0 0
D BANKBOSTON CORP COMMON 06605R106 35 800 SH DEFINED 001 800 0 0
D BANKBOSTON CORP COMMON 06605R106 477 11000 SH OTHER 001 11000 0 0
D BANKBOSTON CORP COMMON 06605R106 134 3096 SH OTHER 002 0 0 3096
D BANKBOSTON CORP COMMON 06605R106 277 6377 SH DEFINED 002 0 6377 0
D BANK OF NEW YORK COMMON 064057102 27 800 SH SOLE 800 0 0
D BANK OF NEW YORK COMMON 064057102 27 800 SH SOLE 001 800 0 0
D BANK OF NEW YORK COMMON 064057102 2127 63598 SH OTHER 002 0 0 63598
D BANK OF NEW YORK COMMON 064057102 447 13358 SH DEFINED 002 0 13358 0
D BANK ONE CORP COMMON 06423A103 84 2400 SH DEFINED 001 2400 0 0
D BANK ONE CORP COMMON 06423A103 42 1197 SH OTHER 001 1197 0 0
D BANK ONE CORP COMMON 06423A103 361 10375 SH OTHER 002 0 0 10375
D BANK ONE CORP COMMON 06423A103 59 1696 SH DEFINED 002 0 1696 0
D BANK TOKYO-MITSUBISHI LTD COMMON 065379109 92 6000 SH OTHER 001 6000 0 0
D BARCLAYS BK PLC AMERDEPNT8% PREFERRED STOCK 06738C836 16 640 SH OTHER 001 N.A. N.A. N.A.
D BARD C R INC COMMON 067383109 138 2930 SH OTHER 001 2930 0 0
D BASS PUB LTD CO COMMON 069904209 0 8 SH DEFINED 001 8 0 0
D BAXTER INTERNATIONAL INC COMMON 071813109 1175 19500 SH OTHER 002 0 0 19500
D BAXTER INTERNATIONAL INC COMMON 071813109 961 15950 SH DEFINED 002 0 15950 0
D BECTON DICKINSON COMMON 075887109 561 20000 SH SOLE 001 20000 0 0
D BECTON DICKINSON COMMON 075887109 59 2100 SH DEFINED 001 2100 0 0
D BECTON DICKINSON COMMON 075887109 67 2400 SH OTHER 002 0 0 2400
D BECTON DICKINSON COMMON 075887109 571 20350 SH DEFINED 002 0 20350 0
D BELL ATLANTIC CORP COMMON 077853109 1153 17135 SH DEFINED 001 15367 0 1768
D BELL ATLANTIC CORP COMMON 077853109 631 9379 SH OTHER 001 9379 0 0
D BELL ATLANTIC CORP COMMON 077853109 933 13864 SH OTHER 002 0 0 13864
D BELL ATLANTIC CORP COMMON 077853109 1086 16140 SH DEFINED 002 0 16140 0
D BELLSOUTH CORP COMMON 079860102 2800 62221 SH DEFINED 001 59921 0 2300
D BELLSOUTH CORP COMMON 079860102 504 11192 SH OTHER 001 11192 0 0
D BELLSOUTH CORP COMMON 079860102 1291 28688 SH OTHER 002 0 0 28688
D BELLSOUTH CORP COMMON 079860102 776 17248 SH DEFINED 002 0 17248 0
D BELLSOUTH CORP. COMMON 079860102 675 15000 SH SOLE 001 15000 0 0
D BERGEN BRUNSWIG CORP COMMON 083739102 7 700 SH DEFINED 001 700 0 0
D BERGEN BRUNSWIG CORP COMMON 083739102 156 15000 SH SOLE 001 15000 0 0
D BERKSHIRE HATHAWAY INC CLA COMMON 084670108 935 17 SH OTHER 002 0 0 17
D BESTFOODS COMMON 08658U101 175 3600 SH DEFINED 001 3600 0 0
D BESTFOODS COMMON 08658U101 58 1200 SH OTHER 001 1200 0 0
D BESTFOODS COMMON 08658U101 301 6200 SH OTHER 002 0 0 6200
D BESTFOODS COMMON 08658U101 1379 28400 SH DEFINED 002 0 28400 0
D BETHLEHEM STEEL CORP COMMON 087509105 221 30000 SH SOLE 001 30000 0 0
D BIOGEN INC COMMON 090597105 49 620 SH DEFINED 001 620 0 0
D BLACK & DECKER CORP COMMON 091797100 46 1000 SH OTHER 001 1000 0 0
D BLACKROCK INCOMMONE TR INC OTHER 09247F100 94 15000 SH DEFINED 001 N.A. N.A. N.A.
D BMC INDS INC MINN COMMON 055607105 12 1000 SH OTHER 001 1000 0 0
D BOEING CO. COMMON 097023105 853 20000 SH SOLE 001 20000 0 0
D BOEING CO COMMON 097023105 1358 31850 SH DEFINED 001 31850 0 0
D BOEING CO COMMON 097023105 431 10100 SH OTHER 001 9500 0 600
D BOEING CO COMMON 097023105 780 18300 SH OTHER 002 0 0 18300
D BOEING CO COMMON 097023105 138 3236 SH DEFINED 002 0 3236 0
D BP AMOCO P L C COMMON 055622104 3516 31728 SH DEFINED 001 31728 0 0
D BP AMOCO P L C COMMON 055622104 1441 13002 SH OTHER 001 13002 0 0
D BP AMOCO P L C COMMON 055622104 1033 9323 SH OTHER 002 0 0 9323
D BP AMOCO P L C COMMON 055622104 1541 13908 SH DEFINED 002 0 13908 0
D BRISTOL MYERS SQUIBB CO COMMON 110122108 1688 25000 SH SOLE 001 25000 0 0
D BRISTOL MYERS SQUIBB CO COMMON 110122108 3192 47294 SH DEFINED 001 46294 0 1000
D BRISTOL MYERS SQUIBB CO COMMON 110122108 3000 44446 SH OTHER 001 44446 0 0
D BRISTOL-MYERS SQUIBB CO COMMON 110122108 3919 58056 SH OTHER 002 0 0 58056
D BRISTOL-MYERS SQUIBB CO COMMON 110122108 5949 88136 SH DEFINED 002 0 88136 0
D BROWN FORMAN CORP CL A COMMON 115637100 52 900 SH OTHER 001 900 0 0
D BROWN TOM INC COMMON 115660201 15 1000 SH DEFINED 001 1000 0 0
D BROWN TOM INC COMMON 115660201 15 1000 SH OTHER 001 1000 0 0
D BURLINGTON NORT SANTA FE COMMON 12189T104 76 2750 SH DEFINED 001 2000 0 750
D BURLINGTON NORT SANTA FE COMMON 12189T104 50 1800 SH OTHER 001 1800 0 0
D BURLINGTON NORT SANTA FE COMMON 12189T104 413 15000 SH SOLE 001 15000 0 0
D BURLINGTON NORT SANTA FE COMMON 12189T104 91 3318 SH OTHER 002 0 0 3318
D BURLINGTON NORT SANTA FE COMMON 12189T104 662 24065 SH DEFINED 002 0 24065 0
D BURLINGTON RES INC COMMON 122014103 40 1100 SH DEFINED 001 700 0 400
D BURLINGTON RES INC COMMON 122014103 51 1394 SH OTHER 001 1394 0 0
D BUTLER INTL INC NEW COMMON 123649105 53 6000 SH OTHER 001 6000 0 0
D CABLEVISION SYS CORP COMMON 12686C109 55 750 SH DEFINED 001 750 0 0
D CALIFORNIA FED BK SVGS COMMON 130209703 0 12 SH OTHER 001 12 0 0
D CAMPBELL SOUP CO. COMMON 134429109 391 10000 SH SOLE 001 10000 0 0
D CAMPBELL SOUP CO COMMON 134429109 90 2300 SH DEFINED 001 2300 0 0
D CAMPBELL SOUP CO COMMON 134429109 235 6000 SH OTHER 002 0 0 6000
D CAMPBELL SOUP CO COMMON 134429109 321 8200 SH DEFINED 002 0 8200 0
D CAPITAL ONE FINL CORP COMMON 14040H105 2 45 SH DEFINED 001 45 0 0
D CARDINAL HEALTH INC COMMON 14149Y108 46 850 SH OTHER 001 850 0 0
D CAREMARK RX INC COMMON 141705103 173 30000 SH SOLE 001 30000 0 0
D CARNIVAL CORP CL A COMMON 143658102 1559 35850 SH DEFINED 001 35700 0 150
D CARNIVAL CORP CL A COMMON 143658102 147 3375 SH OTHER 001 3375 0 0
D CAROLINA PWR & LT CO COMMON 144141108 42 1200 SH DEFINED 001 1200 0 0
D CAROLINA PWR & LT CO COMMON 144141108 19 532 SH OTHER 001 532 0 0
D CARPENTER TECHNOLOGY CORP COMMON 144285103 14 556 SH DEFINED 001 556 0 0
D CASE EQUIP CORP COMMON 14743R103 75 1500 SH DEFINED 001 1500 0 0
D CATELLUS DEV CORP COMMON 149111106 5 462 SH OTHER 001 462 0 0
D CATERPILLAR INC COMMON 149123101 1566 28575 SH DEFINED 001 28575 0 0
D CATERPILLAR INC COMMON 149123101 260 4750 SH OTHER 001 4750 0 0
D CATERPILLAR INC COMMON 149123101 981 17900 SH DEFINED 002 0 17900 0
D CBRL GROUP INC COMMON 12489V106 1 70 SH DEFINED 001 70 0 0
D CBS CORP COMMON 12490K107 191 4140 SH DEFINED 001 4140 0 0
D CENTRAL & SOUTH WEST CORP COMMON 152357109 24 1159 SH DEFINED 001 1159 0 0
D CENTRAL & SOUTH WEST CORP COMMON 152357109 32 1504 SH OTHER 001 1504 0 0
D CENTRAL & SOUTH WEST CORP COMMON 152357109 46 2200 SH OTHER 002 0 0 2200
D CENTRAL & SOUTH WEST CORP COMMON 152357109 240 11358 SH DEFINED 002 0 11358 0
D CHARTER ONE FINL INC COMMON 160903100 7 300 SH DEFINED 001 300 0 0
D CHARTER ONE FINL INC COMMON 160903100 24 1050 SH OTHER 001 1050 0 0
D CHASE MANHATTAN CORP COMMON 16161A108 31 408 SH SOLE 408 0 0
D CHASE MANHATTAN CORP COMMON 16161A108 31 408 SH SOLE 001 408 0 0
D CHASE MANHATTAN CORP COMMON 16161A108 143 1896 SH DEFINED 001 1896 0 0
D CHASE MANHATTAN CORP COMMON 16161A108 279 3708 SH OTHER 001 3708 0 0
D CHASE MANHATTAN CORP COMMON 16161A108 219 2908 SH OTHER 002 0 0 2908
D CHASE MANHATTAN CORP COMMON 16161A108 473 6270 SH DEFINED 002 0 6270 0
D CHEMED CORP COMMON 163596109 12 400 SH OTHER 001 400 0 0
D CHEVRON CORP COMMON 166751107 1325 14925 SH DEFINED 001 14850 0 75
D CHEVRON CORP COMMON 166751107 512 5765 SH OTHER 001 5765 0 0
D CHEVRON CORP COMMON 166751107 654 7370 SH OTHER 002 0 0 7370
D CHEVRON CORP COMMON 166751107 1012 11400 SH DEFINED 002 0 11400 0
D CHIQUITA BRANDS INTERNATION COMMON 170032106 327 55000 SH SOLE 001 55000 0 0
D CHUBB CORP COMMON 171232101 2717 54750 SH DEFINED 001 54750 0 0
D CHUBB CORP COMMON 171232101 416 8375 SH OTHER 001 8375 0 0
D CHUBB CORP COMMON 171232101 744 15000 SH SOLE 001 15000 0 0
D CIGNA CORP COMMON 125509109 240 3086 SH DEFINED 001 3086 0 0
D CIGNA CORP COMMON 125509109 64 818 SH OTHER 001 818 0 0
D CIGNA CORP COMMON 125509109 950 12225 SH OTHER 002 0 0 12225
D CIGNA CORP COMMON 125509109 24 315 SH DEFINED 002 0 315 0
D CINCINNATI FINANCIAL CORP COMMON 172062101 186 4959 SH OTHER 002 0 0 4959
D CINCINNATI FINANCIAL CORP COMMON 172062101 558 14880 SH DEFINED 002 0 14880 0
D CINERGY CORP. COMMON 172474108 708 25000 SH SOLE 001 25000 0 0
D CIRCUIT CITY STORES INC COMMON 172737108 2696 63905 SH DEFINED 001 63705 0 200
D CIRCUIT CITY STORES INC COMMON 172737108 430 10200 SH OTHER 001 10200 0 0
D CISCO SYS INC COMMON 17275R102 4554 66424 SH DEFINED 001 66424 0 0
D CISCO SYS INC COMMON 17275R102 2239 32660 SH OTHER 001 32660 0 0
D CISCO SYS INC COMMON 17275R102 942 13734 SH OTHER 002 0 0 13734
D CISCO SYS INC COMMON 17275R102 1476 21524 SH DEFINED 002 0 21524 0
D CITIGROUP INC COMMON 172967101 17 375 SH SOLE 375 0 0
D CITIGROUP INC COMMON 172967101 3097 70375 SH SOLE 001 70375 0 0
D CITIGROUP INC COMMON 172967101 2626 59676 SH DEFINED 001 59676 0 0
D CITIGROUP INC COMMON 172967101 1348 30633 SH OTHER 001 30633 0 0
D CITIGROUP INC COMMON 172967101 1803 40981 SH OTHER 002 0 0 40981
D CITIGROUP INC COMMON 172967101 2005 45574 SH DEFINED 002 0 45574 0
D CITIZENS BKG CORP MICH COMMON 174420109 39 1500 SH DEFINED 001 1500 0 0
D CLECO CORP NEW COMMON 12561W105 65 2000 SH OTHER 001 2000 0 0
D CLOROX CO COMMON 189054109 11 278 SH DEFINED 001 278 0 0
D CLOROX CO COMMON 189054109 8 200 SH OTHER 001 200 0 0
D COASTAL CORP COMMON 190441105 82 2000 SH OTHER 001 2000 0 0
D COCA COLA CO COMMON 191216100 2432 50400 SH DEFINED 001 50400 0 0
D COCA COLA CO COMMON 191216100 1405 29125 SH OTHER 001 29125 0 0
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</TABLE>