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Previous: PEOPLES BANCORP OF NORTH CAROLINA INC, 10-Q, 2000-08-14 |
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<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 15,956,878
<INT-BEARING-DEPOSITS> 31,922,842
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 65,542,377
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 373,659,152
<ALLOWANCE> (4,304,680)
<TOTAL-ASSETS> 469,329,851
<DEPOSITS> 405,650,202
<SHORT-TERM> 2,011,647
<LIABILITIES-OTHER> 2,714,457
<LONG-TERM> 12,428,571
0
0
<COMMON> 36,407,798
<OTHER-SE> 3,388,823
<TOTAL-LIABILITIES-AND-EQUITY> 469,329,851
<INTEREST-LOAN> 16,858,090
<INTEREST-INVEST> 2,003,077
<INTEREST-OTHER> 54,117
<INTEREST-TOTAL> 18,915,284
<INTEREST-DEPOSIT> 7,918,214
<INTEREST-EXPENSE> 8,442,812
<INTEREST-INCOME-NET> 10,472,472
<LOAN-LOSSES> 779,100
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 2,212,040
<INCOME-PRETAX> 3,864,005
<INCOME-PRE-EXTRAORDINARY> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,611,805
<EPS-BASIC> .810
<EPS-DILUTED> 0
<YIELD-ACTUAL> 5.060
<LOANS-NON> 2,668,215
<LOANS-PAST> 362,020
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 3,924,348
<CHARGE-OFFS> (430,212)
<RECOVERIES> 31,444
<ALLOWANCE-CLOSE> 4,304,680
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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