<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from Pacific
Financial Corporation's June 30, 2000, Form 10-Q and is qualified in its
entirety by reference to such financial statements and related data.
</LEGEND>
<CIK> 0001093728
<NAME> Pacific Financial Corporation
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 8,060
<INT-BEARING-DEPOSITS> 790
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 60,280
<INVESTMENTS-CARRYING> 1,478
<INVESTMENTS-MARKET> 1,478
<LOANS> 168,675
<ALLOWANCE> 2,031
<TOTAL-ASSETS> 247,436
<DEPOSITS> 212,527
<SHORT-TERM> 9,150
<LIABILITIES-OTHER> 1,788
<LONG-TERM> 0
0
0
<COMMON> 2,501
<OTHER-SE> 21,470
<TOTAL-LIABILITIES-AND-EQUITY> 247,436
<INTEREST-LOAN> 7,985
<INTEREST-INVEST> 1,893
<INTEREST-OTHER> 70
<INTEREST-TOTAL> 9,948
<INTEREST-DEPOSIT> 3,698
<INTEREST-EXPENSE> 4,011
<INTEREST-INCOME-NET> 5,937
<LOAN-LOSSES> 105
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 3,484
<INCOME-PRETAX> 3,009
<INCOME-PRE-EXTRAORDINARY> 3,009
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,100
<EPS-BASIC> .85
<EPS-DILUTED> .84
<YIELD-ACTUAL> 8.60
<LOANS-NON> 1,525
<LOANS-PAST> 1,167
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,930
<CHARGE-OFFS> 10
<RECOVERIES> 6
<ALLOWANCE-CLOSE> 2,031
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 2,031
</TABLE>