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SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of report (date of earliest event reported) January 14, 1994
Zions Bancorporation
(Exact Name of Registrant as Specified in Charter)
Utah 0-2610 87-0227400
(State or Other Jurisdic- (Commission (IRS Employer
tion of Incorporation) File Number) Identification No.)
1380 Kennecott Building, Salt Lake City, Utah 84133
(Address of Principal Executive Offices) (Zip Code)
Registrant's telephone number, including area code 801/524-4787
N/A
(Former Name or Former Address, if Changed Since Last Report)
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Item 2. Acquisition or Disposition of Assets.
On January 14, 1994, Zions Bancorporation (the "Registrant")
completed its acquisition of National Bancorp of Arizona Inc.
("NBA"). As a result of the acquisition, NBA merged in a two-step
merger into Zions (the "Holding Company Merger") and NBA's
wholly-owned subsidiary, National Bank of Arizona, merged into
the Registrant's wholly-owned subsidiary, Zions First National
Bank of Arizona (the "Bank Merger"). Upon consummation of the
Bank Merger, the bank resulting from the Bank Merger changed its
name to National Bank of Arizona and continued to be a wholly-
owned subsidiary of the Registrant. The bank resulting from the
Bank Merger will continue to operate under the existing
management team of National Bank of Arizona.
In the transaction the Registrant issued and exchanged .45
shares of the Registrant's common stock, for each share of NBA
common stock, or a total of 1,455,000 shares of its stock.
For a more complete description of the transaction, please
see the following sections of the Registrant's Rule 424(b)(3)
prospectus, dated December 3, 1993, which formed a part of the
Registrant's Form S-4 Registration Statement, File No. 33-51145,
as filed with the Securities and Exchange Commission on November
22, 1993, which sections are expressly incorporated herein by
reference:
1) "Plan of Reorganization" on pages 10-24;
2) "Supervision and Regulation" on pages 30-39;
3) "Monetary Policy" on page 39;
4) "Information Concerning NBA" on page 46;
5) "National Bancorp of Arizona Inc. Selected
Financial Data" on pages 46-47;
6) "Management's Discussion and Analysis of First
Nine Months of 1993 Results of Operations and
Financial Condition" on page 77;
7) "Management's Discussions and Analysis of
Financial Condition and Results of Operations for
Three-Year Period Ended December 31, 1992" on
pages 78-81; and
8) "Statistical Information" on pages 82-91.
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Item 7. Financial Statements, Pro Forma Financial Information
and Exhibits.
(a) Financial Statements of Businesses Acquired.
The Registrant hereby incorporates by reference herein the
audited financial statements of NBA as set forth in the
Registrant's Rule 424(b)(3) prospectus, dated December 3, 1993,
which formed a part of the Registrant's Form S-4 Registration
Statement, File No. 33-51145, under the heading "NBA Financial
Statements" on pages 49-76.
(b) Pro Forma Financial Information.
The Registrant hereby incorporates by reference herein the
pro forma financial information regarding the merger of NBA into
the Registrant as set forth in the Registrant's Rule 424(b)(3)
prospectus, dated December 3, 1993, which formed a part of the
Registrant's Form S-4 Registration Statement, File No. 33-51145,
under the heading "Pro Forma Combined Financial Information" on
pages 24-29.
(c) Exhibits.
2.1 Agreement and Plan of Reorganization dated as of
September 20, 1993 between Zions Bancorporation, Zions
First National Bank of Arizona, National Bancorp of
Arizona Inc. and National Bank of Arizona (incorporated
by reference to Exhibit 2.1 to the Registrant's Form
S-4 Registration Statement, File No. 33-51145, filed
November 22, 1993).
99.1 Pertinent pages (pursuant to Rule 12b-23) incorporated
by reference in Item 2 of this Form 8-K (pages 10-24,
30-39, 39, 46, 46-47, 77, 78-81, and 82-91 as set forth
in the Registrant's Rule 424(b)(3) prospectus, dated
December 3, 1993, which formed a part of the
Registrant's Form S-4 Registration Statement, File No.
33-51145).
99.2 Pertinent pages (pursuant to Rule 12b-23) incorporated
by reference in Item 7 of this Form 8-K (pages 24-29
and 49-76 as set forth in the Registrant's Rule
424(b)(3) prospectus, dated December 3, 1993, which
formed a part of the Registrant's Form S-4 Registration
Statement, File No. 33-51145).
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act
of 1934, the registrant has duly caused this report to be signed
on its behalf by the undersigned hereunto duly authorized.
ZIONS BANCORPORATION
(Registrant)
Date: January 25, 1994 By: /s/ Gary L. Anderson
(Signature)
Gary L. Anderson
Senior Vice President
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