EXHIBIT 23.1
CONSENT OF INDEPENDENT AUDITORS
The Board of Directors
Zions Bancorporation
We consent to incorporation by reference in the pre-effective amendment No. 1
to Registration Statement (No. 333-39688) on Form S-4 of Zions Bancorporation
of our report dated February 7, 2000, relating to the consolidated balance
sheets of Zions Bancorporation and subsidiaries as of December 31, 1999 and
1998, and the related consolidated statements of income, cash flows, and
changes in shareholders' equity and comprehensive income for each of the years
in the three-year period ended December 31, 1999, which report appears in the
December 31, 1999 annual report on Form 10-K of Zions Bancorporation.
/s/ KPMG LLP
Salt Lake City, Utah
June 21, 2000
