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<TABLE> <S> <C>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 243,800
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 3,770,000
<TRADING-ASSETS> 0
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<INVESTMENTS-MARKET> 0
<LOANS> 4,008,096
<ALLOWANCE> 38,700
<TOTAL-ASSETS> 11,343,512
<DEPOSITS> 2,830,493
<SHORT-TERM> 5,656
<LIABILITIES-OTHER> 5,235
<LONG-TERM> 0
0
0
<COMMON> 9,483
<OTHER-SE> 8,492,645
<TOTAL-LIABILITIES-AND-EQUITY> 11,343,512
<INTEREST-LOAN> 65,806
<INTEREST-INVEST> 128,124
<INTEREST-OTHER> 77,909
<INTEREST-TOTAL> 271,839
<INTEREST-DEPOSIT> 10,022
<INTEREST-EXPENSE> 13,519
<INTEREST-INCOME-NET> 258,320
<LOAN-LOSSES> 38,700
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 344,856
<INCOME-PRETAX> (122,117)
<INCOME-PRE-EXTRAORDINARY> (122,117)
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,257
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<EPS-DILUTED> 0
<YIELD-ACTUAL> 0
<LOANS-NON> 0
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
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<RECOVERIES> 0
<ALLOWANCE-CLOSE> 38,700
<ALLOWANCE-DOMESTIC> 38,700
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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