LOANRATES ONLINE COM INC
15-12G, 2000-10-12
NON-OPERATING ESTABLISHMENTS
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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                     FORM 15

CERTIFICATION  AND NOTICE OF TERMINATION OF REGISTRATION  UNDER SECTION 12(g) OF
THE SECURITIES  EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER
SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934.

                        Commission File Number       000-27155
                                                --------------------------------
                            LoanRatesOnline.com, Inc.
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             (Exact name of registrant as specified in its charter)

   11350 Random Hills Road, Suite 800, Fairfax, Virginia 22030 (703) 934-6111
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(Address,  including zip code, and telephone number, including area code, of
                    registrant's principal executive offices)

                                  Common Stock
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            (Title of each class of securities covered by this Form)

                                      -----
--------------------------------------------------------------------------------
 (Titles of all other  classes of  securities  for which a duty to file  reports
                     under section 13(a) or 15(d) remains)

     Please  place  an X in  the  box(es)  to  designate  the  appropriate  rule
provision(s) relied upon to terminate or suspend the duty to file reports:

     Rule 12g-4(a)(1)(i)         [X]        Rule 12h-3(b)(1)(i)        [ ]
     Rule 12g-4(a)(1)(ii)        [ ]        Rule 12h-3(b)(1)(ii)       [ ]
     Rule 12g-4(a)(2)(i)         [ ]        Rule 12h-3(b)(2)(i)        [ ]
     Rule 12g-4(a)(2)(ii)        [ ]        Rule 12h-3(b)(2)(ii)       [ ]
                                            Rule 15d-6                 [ ]

Approximate  number of holders of record as of the certification or notice date:
                                                                         196
                                                                   -------------

     Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,
LoanRatesOnline.com,  Inc. has caused this  certification/notice to be signed on
its behalf by the undersigned duly authorized person.

Date:  October 2, 2000                            By:   /s/ Frederick T. Dykes
       ---------------------------------                ------------------------
                                                .       Frederick T. Dykes
                                                        Chief Executive Officer

Instruction:  This  form is  required  by Rules  12g-4,  12h-3  and 15d-6 of the
General Rules and  Regulations  under the  Securities  Exchange Act of 1934. The
registrant  shall file with the Commission three copies of Form 15, one of which
shall be manually signed.  It may be signed by an officer of the registrant,  by
counsel or by any other duly authorized person. The name and title of the person
signing the form shall be typed or printed under the signature.

                           POTENTIAL   PERSONS   WHO  ARE  TO   RESPOND  TO  THE
                           COLLECTION  OF INFORMATION  CONTAINED  IN  THIS  FORM
                           ARE NOT REQUIRED TO RESPOND  UNLESS THE FORM DISPLAYS
                           A CURRENTLY VALID OMB CONTROL NUMBER.



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