[PFL LIFE INSURANCE COMPANY LOGO]
February 11, 2000
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
RE: PFL Variable Life Account A (File No. 333-87023)
Gentlemen:
On behalf of the above-referenced registrant, and in lieu of filing a
prospectus pursuant to Rule 497(b) under the Securities Act of 1933, as amended,
I hereby certify pursuant to Rule 497(j) that the form of prospectus that would
have been filed would not have differed from the prospectus contained in the
registrant's most recent registration statement filed with the Securities and
Exchange Commission on December 23, 1999.
Please contact the undersigned at (319) 247-6115 if you have any
questions about this filing.
Sincerely,
/s/ KAREN J. EPP
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Karen J. Epp
