OAKWOOD MORTGAGE INVESTORS, INC. 1999-D
OAKWOOD ACCEPTANCE CORP. - SERVICER
REMITTANCE REPORT
REPORTING MONTH: September-00
<TABLE>
<CAPTION>
Scheduled Principal Balance of Contracts
------------------------------------------------------------------------------------------------------------------------------------
Beginning Ending
Principal Scheduled Prepaid Liquidated Contracts Principal
Balance Principal Principal Principal Repurchased Balance
------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C>
269,661,246.31 (292,726.77) (1,529,908.52) (2,655,113.88) 0.00 265,183,497.14
====================================================================================================================================
<CAPTION>
-
Scheduled Scheduled Amount
Gross Servicing Pass Thru Liquidation Available for
Interest Fee Interest Proceeds Distribution
------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C>
2,261,446.26 224,717.71 2,036,728.55 1,802,568.41 5,886,649.96
============================================================================================================
</TABLE>
<TABLE>
<CAPTION>
Certificate Account
-----------------------------------------------------------------------------------------------------------------------------------
Beginning Deposits Investment Ending
Balance Principal Interest Distributions Interest Balance
-----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C>
598,501.71 4,472,519.58 2,240,153.54 (4,106,339.40) 2,599.63 3,207,435.06
===================================================================================================================================
<CAPTION>
P&I Advances at Distribution Date
--------------------------------------------------------------------------------------
Beginning Recovered Current Ending
Balance Advances Advances Balance
--------------------------------------------------------------------------------------
<S> <C> <C> <C>
1,871,892.11 (1,871,892.11) 2,182,154.33 2,182,154.33
======================================================================================
</TABLE>
<PAGE>
OAKWOOD MORTGAGE INVESTORS, INC. 1999-D
OAKWOOD ACCEPTANCE CORP. - SERVICER
REMITTANCE REPORT
REPORTING MONTH: September-00
<TABLE>
<CAPTION>
Class B Crossover Test Test Met?
----------------------------------------------------------------------------------------- ---------------
<S> <C> <C> <C>
(a) Remittance date on or after March 2004 N
(b) Average 60 day Delinquency rate <= 5.5% Y
(d) Cumulative losses do not exceed the following percent of the
intitial principal balance of all Certificates
MAR 2004 - AUG 2005 7% N
SEP 2005 - AUG 2006 8% N
SEP 2006 - FEB 2008 9.5% N
10.5 THEREAFTER 10.5% N
(e) Current realized loss ratio <= 3.00% Y
(f) Does subordinated cert. percentage equal or
exceed of stated scheduled pool balance 46.375%
Beginning M balances 36,270,000.00
Beginning B balances 33,248,000.00
Overcollateralization 7,844,597.60
---------------------
77,362,597.60
Divided by beginning pool
balance 269,661,246.31
---------------------
28.689% N
=====================
<CAPTION>
Average 60 day delinquency ratio:
Over 60s Pool Balance %
------------------------------------------------------------
Current Mo 13,857,087.96 265,183,497.14 5.23%
1st Preceding Mo 14,469,476.24 269,661,246.31 5.37%
2nd Preceding Mo 13,575,479.75 271,488,025.54 5.00%
Divided by 3
---------------
5.20%
===============
Cumulative loss ratio:
Cumulative losses 2,263,681.59
------------------------
Divided by Initial Certificate Principal 302,250,407.75 0.749%
===============
Current realized loss ratio:
Liquidation Pool
Losses Balance
---------------------------------------------
Current Mo 852,545.47 269,661,246.31
1st Preceding Mo 265,245.15 271,488,025.54
2nd Preceding Mo 163,973.09 272,662,427.67
---------------------------------------------
1,281,763.71 271,270,566.51 1.890%
===============
</TABLE>
<PAGE>
OAKWOOD MORTGAGE INVESTORS, INC. 1999-D
OAKWOOD ACCEPTANCE CORP. - SERVICER
REMITTANCE REPORT
REPORTING MONTH: September-00
<TABLE>
<CAPTION>
Delinquency Analysis
31 to 59 days 60 to 89 days 90 days and Over
No. of Principal Principal Principal Principal
Loans Balance # Balance # Balance # Balance
--------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
Non Repos 5,521 257,944,178.97 136 5,220,134.49 56 1,994,161.00 105 4,746,059.64
Repos 177 7,239,318.17 2 73,787.95 13 500,638.06 161 6,616,229.26
--------------------------------------------------------------------------------------------------------------------
Total 5,698 265,183,497.14 138 5,293,922.44 69 2,494,799.06 266 11,362,288.90
====================================================================================================================
<CAPTION>
Repossession Analysis
Active Repos Reversal Current Month
Total Delinq. Outstanding (Redemption) Repos Cumulative Repos
Principal Principal Principal Principal Principal
# Balance # Balance # Balance # Balance # Balance
-----------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
Non Repos 297 11,960,355.13 177 7,239,318.17 0 0.00 51 2,032,286.00 372 14,241,248.42
Repos 176 7,190,655.27
------------------------
Total 473 19,151,010.40
========================
8.3% 7.22%
=======================
</TABLE>
<PAGE>
OAKWOOD MORTGAGE INVESTORS, INC. 1999-D
OAKWOOD ACCEPTANCE CORP. - SERVICER
REMITTANCE REPORT
REPORTING MONTH: September-00
REPOSSESSION LIQUIDATION REPORT
<TABLE>
<CAPTION>
Liquidated
Account Customer Principal Sales Insur. Total Repossession
Number Name Balance Proceeds Refunds Proceeds Expenses
-----------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C>
1878503 CHRISTOPHER MCDOWELL 23,130.27 26,000.00 0.00 26,000.00 6,620.00
1955897 JOANN A BURNS 38,683.49 34,900.00 2,220.39 37,120.39 6,887.00
1957638 JASON D ROACH 41,612.37 37,500.00 2,226.80 39,726.80 6,965.00
1958925 BRADEN M MASE 56,570.64 57,150.00 0.00 57,150.00 11,514.50
1963255 BERTHA A SOTO 43,327.54 41,500.00 0.00 41,500.00 7,085.00
1970144 JANET SMITH 31,431.99 34,900.00 0.00 34,900.00 6,887.00
1971480 SAMUEL V NASH 1,490.37 0.01 0.00 0.01 1,100.00
1971977 STEVE WASHINGTON 21,824.97 22,500.00 0.00 22,500.00 6,515.00
1975713 ROBERT A ALLEN 25,557.86 25,900.00 1,506.96 27,406.96 6,617.00
1976257 DAMON J WHITE 48,422.89 50,750.00 2,335.47 53,085.47 11,322.50
1979442 MARGRET MCCLARY 38,740.28 29,400.00 3,879.16 33,279.16 6,722.00
1984624 JOHN A QUEBEDEAUX 35,558.48 35,900.00 518.01 36,418.01 6,917.00
1985449 BOBBIE A HARRIS 25,304.58 25,000.00 603.06 25,603.06 6,590.00
1987551 STUART L CHAMBERS 49,675.61 46,800.00 1,374.05 48,174.05 11,204.00
1989011 PAM L LINEBERGER 27,807.18 27,400.00 0.00 27,400.00 6,662.00
1989813 GERALD BITSUE 21,133.60 23,200.00 1,404.66 24,604.66 6,536.00
1990167 JERRY BEAVERS 34,990.43 34,900.00 2,615.86 37,515.86 6,887.00
1990282 TINA M JONES 38,293.48 37,400.00 1,407.41 38,807.41 6,962.00
1995943 DONALD W COSTELLO 27,528.89 29,900.00 2,349.42 32,249.42 6,737.00
1999051 MICHEAL DUNCAN 35,406.42 34,900.00 0.00 34,900.00 6,887.00
1999507 SHANNON PENTON 31,314.82 30,900.00 375.84 31,275.84 6,767.00
1999812 ANA IBARRONDO 25,433.64 31,300.00 0.00 31,300.00 6,779.00
2000115 BILLY D HASTINGS 36,627.09 30,000.00 389.99 30,389.99 6,740.00
2002962 BETTY JOHNSON 34,298.08 31,800.00 2,088.03 33,888.03 6,794.00
2003531 KRISTIE DRAUGHON 39,994.87 38,500.00 0.00 38,500.00 6,995.00
2005577 SANDRA J JONES 47,650.14 49,150.00 941.27 50,091.27 11,274.50
2013555 KENNETH RAY 30,199.55 30,500.00 0.00 30,500.00 6,755.00
2018265 MELISSA PETERS 34,558.14 39,400.00 0.00 39,400.00 10,982.00
2019289 KENNETH R THOMPSON 24,228.17 24,400.00 839.65 25,239.65 6,572.00
2020295 KELLY J AUSTIN 30,579.09 29,900.00 0.00 29,900.00 6,737.00
2021871 KATHLEEN E DRAKE 22,413.77 20,500.00 10.41 20,510.41 6,455.00
2022689 JENNIFER R MILLS 30,500.29 28,900.00 227.47 29,127.47 6,707.00
2026193 TERRESSA T LEWIS 36,473.75 34,175.00 1,278.25 35,453.25 6,865.25
2026979 CONNIE EATON 23,857.17 25,900.00 0.00 25,900.00 6,617.00
2027951 JESUS RUIZ 29,679.83 31,000.00 951.83 31,951.83 6,770.00
2028595 MICHAEL L HOLLOWAY 11,596.62 3,000.00 0.00 3,000.00 1,100.00
2031961 WARREN L RUGG 33,270.01 31,990.00 384.48 32,374.48 6,799.70
2033348 GEORGE C OWENS 57,438.43 55,650.00 2,485.73 58,135.73 11,469.50
2033462 JOEL WICKUM 40,383.28 32,900.00 2,335.70 35,235.70 6,827.00
2035046 BARBARA C WARDIA 44,557.05 48,005.00 710.83 48,715.83 11,240.15
2039337 RICHARD L SMITH 29,096.95 27,400.00 0.00 27,400.00 6,662.00
1969864 JOSEPH H SHOEMAKER 47,808.91 44,150.00 549.13 44,699.13 11,124.50
1972710 DAVID M PARKER IV 36,697.53 33,900.00 588.68 34,488.68 6,857.00
1974823 JERRY L FEAGLY 62,276.53 56,250.00 1,427.88 57,677.88 11,487.50
1979079 JACKLIN J ROBERTS 55,778.60 49,300.00 489.39 49,789.39 11,279.00
1980614 MARY E SMITH 41,438.24 39,800.00 0.00 39,800.00 7,034.00
1986264 LUCY V TORRIES 46,813.45 38,900.00 3,696.72 42,596.72 7,007.00
1989466 JOSEPH ROLLER JR 38,517.73 33,500.00 1,607.22 35,107.22 6,845.00
1992171 DOUGLAS J COURVILLE JR 57,725.00 51,750.00 1,187.74 52,937.74 11,352.50
1996164 RONALD SUYDAM 37,833.60 36,900.00 0.00 36,900.00 6,947.00
1996727 JAMIE L CLEVELAND 28,118.20 27,900.00 752.48 28,652.48 6,677.00
1999382 SHERRIE DEWYZE 72,491.29 63,650.00 1,263.23 64,913.23 11,709.50
2004505 STEVEN J MACE 79,374.01 58,000.00 1,387.22 59,387.22 11,540.00
2005346 DONALD J STANCER 38,567.42 37,400.00 2,274.35 39,674.35 6,962.00
2005833 GAVIN J PARA 44,783.10 37,900.00 1,541.92 39,441.92 6,977.00
2016160 SANDY V LEBOUEF 47,637.40 40,500.00 1,510.39 42,010.39 7,055.00
2016558 JOE T WILLIAMSON 37,424.68 34,400.00 1,068.70 35,468.70 6,872.00
2017663 CLYDE WORRELL 51,122.88 51,400.00 444.86 51,844.86 11,342.00
2023844 ROBERT A WAGNER 35,412.12 33,400.00 854.85 34,254.85 6,842.00
2023919 FRANCIS E AMODIO JR 61,032.17 59,650.00 1,677.71 61,327.71 11,589.50
2026110 TRULA COLLINS 33,164.80 26,800.00 2,317.81 29,117.81 6,644.00
2026144 JERRY D MCCOOL 49,693.05 39,300.00 6,805.81 46,105.81 7,019.00
2026474 KENNETH SPRUILL 70,536.08 69,750.00 1,140.35 70,890.35 11,892.50
2029759 BRIAN D HAZLETT 61,622.44 60,780.43 2,260.74 63,041.17 11,623.41
2032753 ROBERT E DONALDSON 35,873.90 35,400.00 379.20 35,779.20 6,902.00
2034064 ERICA N HUFFMAN 28,391.25 26,500.00 1,809.21 28,309.21 6,635.00
2035319 WILLIAM S SHELTON 55,955.55 48,389.47 1,456.19 49,845.66 11,251.68
*1994516 ANDREW GAINEY 38,381.87 38,327.39 38,327.39
0.00
-------------------------------------------------------------------------------------
2,655,113.88 2,466,739.91 112,279.90 2,579,019.81 526,992.19
=====================================================================================
<CAPTION>
Net Net Current
Account Customer Liquidation Unrecov. Pass Thru Period Net Cumulative
Number Name Proceeds Advances FHA Ins Proceeds Gain/(Loss) Gain/(Loss)
----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
1878503 CHRISTOPHER MCDOWELL 19,380.00 2,019.55 0.00 17,360.45 (5,769.82)
1955897 JOANN A BURNS 30,233.39 2,755.11 0.00 27,478.28 (11,205.21)
1957638 JASON D ROACH 32,761.80 3,005.77 0.00 29,756.03 (11,856.34)
1958925 BRADEN M MASE 45,635.50 4,864.23 0.00 40,771.27 (15,799.37)
1963255 BERTHA A SOTO 34,415.00 3,269.78 0.00 31,145.22 (12,182.32)
1970144 JANET SMITH 28,013.00 2,174.45 0.00 25,838.55 (5,593.44)
1971480 SAMUEL V NASH (1,099.99) 1,408.76 0.00 (2,508.75) (3,999.12)
1971977 STEVE WASHINGTON 15,985.00 1,949.60 0.00 14,035.40 (7,789.57)
1975713 ROBERT A ALLEN 20,789.96 4,114.28 0.00 16,675.68 (8,882.18)
1976257 DAMON J WHITE 41,762.97 4,519.33 0.00 37,243.64 (11,179.25)
1979442 MARGRET MCCLARY 26,557.16 5,861.30 0.00 20,695.86 (18,044.42)
1984624 JOHN A QUEBEDEAUX 29,501.01 4,108.56 0.00 25,392.45 (10,166.03)
1985449 BOBBIE A HARRIS 19,013.06 3,420.09 0.00 15,592.97 (9,711.61)
1987551 STUART L CHAMBERS 36,970.05 5,019.80 0.00 31,950.25 (17,725.36)
1989011 PAM L LINEBERGER 20,738.00 2,493.49 0.00 18,244.51 (9,562.67)
1989813 GERALD BITSUE 18,068.66 2,034.21 0.00 16,034.45 (5,099.15)
1990167 JERRY BEAVERS 30,628.86 3,203.64 0.00 27,425.22 (7,565.21)
1990282 TINA M JONES 31,845.41 6,076.69 0.00 25,768.72 (12,524.76)
1995943 DONALD W COSTELLO 25,512.42 2,651.03 0.00 22,861.39 (4,667.50)
1999051 MICHEAL DUNCAN 28,013.00 3,603.30 0.00 24,409.70 (10,996.72)
1999507 SHANNON PENTON 24,508.84 5,009.21 0.00 19,499.63 (11,815.19)
1999812 ANA IBARRONDO 24,521.00 3,245.53 0.00 21,275.47 (4,158.17)
2000115 BILLY D HASTINGS 23,649.99 3,142.83 0.00 20,507.16 (16,119.93)
2002962 BETTY JOHNSON 27,094.03 5,411.55 0.00 21,682.48 (12,615.60)
2003531 KRISTIE DRAUGHON 31,505.00 5,005.43 0.00 26,499.57 (13,495.30)
2005577 SANDRA J JONES 38,816.77 5,718.42 0.00 33,098.35 (14,551.79)
2013555 KENNETH RAY 23,745.00 2,088.61 0.00 21,656.39 (8,543.16)
2018265 MELISSA PETERS 28,418.00 4,525.43 0.00 23,892.57 (10,665.57)
2019289 KENNETH R THOMPSON 18,667.65 1,953.27 0.00 16,714.38 (7,513.79)
2020295 KELLY J AUSTIN 23,163.00 3,491.68 0.00 19,671.32 (10,907.77)
2021871 KATHLEEN E DRAKE 14,055.41 2,341.20 0.00 11,714.21 (10,699.56)
2022689 JENNIFER R MILLS 22,420.47 4,116.22 0.00 18,304.25 (12,196.04)
2026193 TERRESSA T LEWIS 28,588.00 4,640.01 0.00 23,947.99 (12,525.76)
2026979 CONNIE EATON 19,283.00 2,259.79 0.00 17,023.21 (6,833.96)
2027951 JESUS RUIZ 25,181.83 2,049.55 0.00 23,132.28 (6,547.55)
2028595 MICHAEL L HOLLOWAY 1,900.00 2,105.25 0.00 (205.25) (11,801.87)
2031961 WARREN L RUGG 25,574.78 4,067.20 0.00 21,507.58 (11,762.43)
2033348 GEORGE C OWENS 46,666.23 8,147.73 0.00 38,518.50 (18,919.93)
2033462 JOEL WICKUM 28,408.70 4,762.26 0.00 23,646.44 (16,736.84)
2035046 BARBARA C WARDIA 37,475.68 4,477.39 0.00 32,998.29 (11,558.76)
2039337 RICHARD L SMITH 20,738.00 2,589.37 0.00 18,148.63 (10,948.32)
1969864 JOSEPH H SHOEMAKER 33,574.63 4,701.03 0.00 28,873.60 (18,935.31)
1972710 DAVID M PARKER IV 27,631.68 1,872.43 0.00 25,759.25 (10,938.28)
1974823 JERRY L FEAGLY 46,190.38 6,396.06 0.00 39,794.32 (22,482.21)
1979079 JACKLIN J ROBERTS 38,510.39 4,101.01 0.00 34,409.38 (21,369.22)
1980614 MARY E SMITH 32,766.00 4,714.70 0.00 28,051.30 (13,386.94)
1986264 LUCY V TORRIES 35,589.72 2,944.61 0.00 32,645.11 (14,168.34)
1989466 JOSEPH ROLLER JR 28,262.22 4,385.32 0.00 23,876.90 (14,640.83)
1992171 DOUGLAS J COURVILLE JR 41,585.24 6,024.92 0.00 35,560.32 (22,164.68)
1996164 RONALD SUYDAM 29,953.00 2,013.76 0.00 27,939.24 (9,894.36)
1996727 JAMIE L CLEVELAND 21,975.48 1,623.51 0.00 20,351.97 (7,766.23)
1999382 SHERRIE DEWYZE 53,203.73 4,154.09 0.00 49,049.64 (23,441.65)
2004505 STEVEN J MACE 47,847.22 6,371.75 0.00 41,475.47 (37,898.54)
2005346 DONALD J STANCER 32,712.35 4,549.44 0.00 28,162.91 (10,404.51)
2005833 GAVIN J PARA 32,464.92 6,250.70 0.00 26,214.22 (18,568.88)
2016160 SANDY V LEBOUEF 34,955.39 2,119.66 0.00 32,835.73 (14,801.67)
2016558 JOE T WILLIAMSON 28,596.70 2,935.57 0.00 25,661.13 (11,763.55)
2017663 CLYDE WORRELL 40,502.86 1,898.98 0.00 38,603.88 (12,519.00)
2023844 ROBERT A WAGNER 27,412.85 2,574.19 0.00 24,838.66 (10,573.46)
2023919 FRANCIS E AMODIO JR 49,738.21 2,727.72 0.00 47,010.49 (14,021.68)
2026110 TRULA COLLINS 22,473.81 4,008.89 0.00 18,464.92 (14,699.88)
2026144 JERRY D MCCOOL 39,086.81 3,897.91 0.00 35,188.90 (14,504.15)
2026474 KENNETH SPRUILL 58,997.85 3,910.09 0.00 55,087.76 (15,448.32)
2029759 BRIAN D HAZLETT 51,417.76 3,852.89 0.00 47,564.87 (14,057.57)
2032753 ROBERT E DONALDSON 28,877.20 3,514.51 0.00 25,362.69 (10,511.21)
2034064 ERICA N HUFFMAN 21,674.21 3,152.83 0.00 18,521.38 (9,869.87)
2035319 WILLIAM S SHELTON 38,593.98 4,255.95 0.00 34,338.03 (21,617.52)
*1994516 ANDREW GAINEY 38,327.39 805.79 37,521.60 (860.27)
0.00 0.00 0.00
----------------------------------------------------------------------
2,052,027.62 249,459.21 0.00 1,802,568.41 (852,545.47) (2,263,681.59)
======================================================================
</TABLE>
*CHARGE OFF
<PAGE>
OAKWOOD MORTGAGE INVESTORS, INC. 1999-D
OAKWOOD ACCEPTANCE CORP. - SERVICER
REMITTANCE REPORT
REPORTING MONTH: September-00
<TABLE>
<CAPTION>
CERTIFICATE PRINCIPAL ANALYSIS
PRINCIPAL
Beginning Beginning
Senior Original Certificate Certificate Principal Shortfall Current Principal Current
Certificates Balance Balance Carry-Over Due Principal Paid
<S> <C> <C> <C> <C> <C>
A-1 226,687,000.00 192,298,648.71 0.00 4,477,749.17 4,194,917.80
-----------------------------------------------------------------------------------------------------
Total Certificate Principal
Bal. 226,687,000.00 192,298,648.71 0.00 4,477,749.17 4,194,917.80
=====================================================================================================
Beginning Beginning
Subordinate Original Certificate Certificate Principal Shortfall Current Principal Current
Certificates Balance Balance Carry-Over Due Principal Paid
M-1 22,669,000.00 22,669,000.00 0.00 0.00 0.00
M-1 Outstanding Writedown 0.00
M-2 13,601,000.00 13,601,000.00 0.00 0.00 0.00
M-2 Outstanding Writedown 0.00
B-1 16,624,000.00 16,624,000.00 0.00 0.00 0.00
B-1 Outstanding Writedown 0.00
B-2 16,624,000.00 16,624,000.00 0.00 0.00 0.00
B-2 Outstanding Writedown 0.00
Excess Asset Principal
Balance 6,045,407.75 7,844,597.60 0.00 0.00 0.00
-----------------------------------------------------------------------------------------------------
Total Excluding Writedown
Balances 75,563,407.75 77,362,597.60 0.00 0.00 0.00
=====================================================================================================
All Certificates Excluding
Writedown Balances 302,250,407.75 269,661,246.31 0.00 4,477,749.17 4,194,917.80
=====================================================================================================
<CAPTION>
CERTIFICATE PRINCIPAL ANALYSIS
PRINCIPAL Accelerated
Ending Principal Principal Ending Principal Paid
Senior Shortfall Carry- Distribution Certificate Per $1,000
Certificates Over Amount Balance Pool Factor Denomination
<S> <C> <C> <C> <C> <C>
A-1 282,831.37 0.00 188,103,730.91 82.97950% 18.50533
----------------------------------------------------
Total Certificate Principal
Bal. 282,831.37 0.00 188,103,730.91
====================================================
Accelerated
Ending Principal Current Principal Ending Principal Paid
Subordinate Shortfall Carry- Writedown/ Distribution Certificate Per $1,000
Certificates Over (Writeup) Amount Balance Pool Factor Denomination
M-1 0.00 0.00 22,669,000.00 100.00000% 0.00000
M-1 Outstanding Writedown 0.00 0.00
M-2 0.00 0.00 13,601,000.00 100.00000% 0.00000
M-2 Outstanding Writedown 0.00 0.00
B-1 0.00 0.00 16,624,000.00 100.00000% 0.00000
B-1 Outstanding Writedown 0.00 0.00
B-2 0.00 0.00 16,624,000.00 100.00000% 0.00000
B-2 Outstanding Writedown 0.00 0.00
Excess Asset Principal
Balance 0.00 -282,831.37 0.00 7,561,766.23
----------------------------------------------------------------------
Total Excluding Writedown
Balances 0.00 -282,831.37 0.00 77,079,766.23
======================================================================
All Certificates Excluding
Writedown Balances 282,831.37 -282,831.37 0.00 265,183,497.14
======================================================================
</TABLE>
<PAGE>
OAKWOOD MORTGAGE INVESTORS, INC. 1999-D
OAKWOOD ACCEPTANCE CORP. - SERVICER
REMITTANCE REPORT
REPORT MONTH: September-00
<TABLE>
<CAPTION>
CERTIFICATE INTEREST ANALYSIS
Current
Pass Beginning Carry- Carry-Over Ending
Senior Through Over Priority Current Priority Priority Interest Carry-Over
Certificates Rate Interest Balance Interest Accrual Accrual Paid Balance
<S> <C> <C> <C> <C> <C> <C>
A-1 7.8400% 0.00 1,256,351.17 0.00 1,256,351.17 0.00
-----------------------------------------------------------------------------------------------------
Total 0.00 1,256,351.17 0.00 1,256,351.17 0.00
=====================================================================================================
Current Ending
Pass Beginning Carry- Carry-Over Priority Carry-Over
Subordinate Through Over Priority Current Priority Priority Interest Interest Priority Interest
Certificates Rate Interest Balance Interest Accured Accured Paid Balance
M-1 8.0000% 0.00 151,126.67 0.00 151,126.67 0.00
M-2 9.1900% 0.00 102,687.55 0.00 102,687.55 0.00
B-1 7.0000% 0.00 96,973.33 0.00 96,973.33 0.00
B-2 6.0000% 0.00 83,120.00 0.00 83,120.00 0.00
X 3,210,325.97 344,996.39 0.00 0.00 3,555,322.36
R 0.00 0.00 0.00 0.00 0.00
Service Fee 1.0000% 0.00 224,717.71 0.00 0.00 224,717.71
----------------------------------------------------------------------------------------------------------------
Total 3,210,325.97 1,003,621.65 0.00 433,907.55 3,780,040.07
================================================================================================================
All Certificates 3,210,325.97 2,259,972.82 0.00 1,690,258.72 3,780,040.07
================================================================================================================
<CAPTION>
CERTIFICATE INTEREST ANALYSIS
Interest
Paid Per
Senior $1,000 Total Class
Certificates Denom. Distribution
<S> <C> <C> <C> <C> <C> <C>
A-1 5.54223 5,451,268.97
--------------------
Total 5,451,268.97
====================
<CAPTION>
Beg. Current Current Ending Beg.
Carry-Over Shortfall Carry-Over Shortfall Carry-Over Carry-Over
Subordinate Shortfall Interest Shortfall Interest Shortfall Writedown
Certificates Int. Balance Accrued Int. Accrued Paid Int. Balance Int. Balance
<S> <C> <C> <C> <C> <C> <C>
M-1 0.00
M-2 0.00 1,473.44 0.00 1,473.44 0.00 0.00
B-1 0.00
B-2 0.00
X
R
Service Fee
-----------------------------------------------------------------------------------------------------------------
Total 0.00 1,473.44 0.00 1,473.44 0.00 0.00
=================================================================================================================
All Certificates 0.00 1,473.44 0.00 1,473.44 0.00 0.00
=================================================================================================================
<CAPTION>
CERTIFICATE INTEREST ANALYSIS
Senior
Certificates
<S> <C> <C> <C> <C> <C> <C>
A-1
Total
Current Current Ending Interest
Writedown Carry-Over Carry-Over Paid Per Total
Subordinate Interest Writedown Writedown Writedown $1,000 Class
Certificates Accrued Int. Accrued Interest Paid Int.Balance Denom. Distribution
M-1 0.00 0.00 0.00 0.00 6.66667 151,126.67
M-2 0.00 0.00 0.00 0.00 7.55000 104,160.99
B-1 0.00 0.00 0.00 0.00 5.83333 96,973.33
B-2 0.00 0.00 0.00 0.00 5.00000 83,120.00
X 0.00
R 0.00
Service Fee 0.00
--------------------------------------------------------------- --------------------
Total 0.00 0.00 0.00 0.00 435,380.99
=============================================================== ====================
All Certificates 0.00 0.00 0.00 0.00 5,886,649.96
=============================================================== ====================
Cumulative X Interest Shortfall 3,555,322.36
Cumulative Accelerated Prin. Disb. (1,516,358.48)
Cumulative Unpaid Service Fee 224,717.71
--------------------
2,263,681.59
====================
</TABLE>
