<TABLE>
<CAPTION>
<S> <C>
OAKWOOD MORTGAGE INVESTORS, INC. 1999-D REPORT DATE: 7/10/00
OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 11
REMITTANCE REPORT Page 1 of 6
REPORTING MONTH: June-00
Scheduled Principal Balance of Contracts
-------------------------------------------------------------------------------------------------
Beginning Ending Scheduled Scheduled
Principal Scheduled Prepaid Liquidated Contracts Principal Gross Servicing Pass Thru
Balance Principal Principal Principal Repurchased Balance Interest Fee Interest
----------------------------------------------------------------------------------------------------------------------------------
274,547,731.43 (307,732.02) (814,954.01) (762,617.73) 0.00 272,662,427.67 2,197,941.50 228,789.78 1,969,151.72
==================================================================================================================================
Amount
Liquidation Available for
Proceeds Distribution
---------------------------
499,869.01 3,820,496.54
===========================
Certificate Account
--------------------------------------------------------------------------------------------------------------------------------
Beginning Deposits Investment Ending
Balance Principal Interest Distributions Interest Balance
--------------------------------------------------------------------------------------------------------------------------------
461,579.82 1,869,420.84 2,083,509.15 (3,588,490.78) 2,453.08 828,472.11
================================================================================================================================
P&I Advances at Distribution Date
--------------------------------------------------------------------------------
Beginning Recovered Current Ending
Balance Advances Advances Balance
--------------------------------------------------------------------------------
1,811,870.81 (1,588,747.16) 2,033,714.85 2,256,838.50
================================================================================
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
<S> <C>
OAKWOOD MORTGAGE INVESTORS, INC. 1999-D REPORT DATE: 7/10/00
OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 11
REMITTANCE REPORT Page 2 of 6
REPORTING MONTH: June-00
Class B Crossover Test Test Met?
----------------------------------------------------------------------------------------- ---------------
(a) Remittance date on or after March 2004 N
(b) Average 60 day Delinquency rate <= 5.5% Y
(d) Cumulative losses do not exceed the following
percent of the intitial principal balance of all Certificates
MAR 2004 - AUG 2005 7% N
SEP 2005 - AUG 2006 8% N
SEP 2006 - FEB 2008 9.5% N
10.5 THEREAFTER 10.5% N
(e) Current realized loss ratio <= 3.00% Y
(f) Does subordinated cert. percentage equal or
exceed 46.375%
of stated scheduled pool balance
Beginning M balances 36,270,000.00
Beginning B balances 33,248,000.00
Overcollateralization 13,601,000.00
---------------------
83,119,000.00
Divided by beginning pool
balance 274,547,731.43
---------------------
30.275% N
=====================
Average 60 day delinquency ratio:
Over 60s Pool Balance %
------------------------------------------------------------
Current Mo 11,727,710.27 272,662,427.67 4.30%
1st Preceding Mo 10,544,085.38 274,547,731.43 3.84%
2nd Preceding Mo 9,533,724.16 275,942,541.51 3.45%
Divided by 3
---------------
3.87%
===============
Cumulative loss ratio:
Cumulative losses 981,917.88
------------------------
Divided by Initial Certificate Principal 302,250,407.75 0.325%
===============
Current realized loss ratio:
Liquidation Pool
Losses Balance
---------------------------------------------
Current Mo 262,748.72 274,547,731.43
1st Preceding Mo 189,496.87 275,942,541.51
2nd Preceding Mo 237,111.49 277,669,179.45
---------------------------------------------
689,357.08 276,053,150.80 0.999%
===============
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
<S> <C>
OAKWOOD MORTGAGE INVESTORS, INC. 1999-D REPORT DATE: 7/10/00
OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 11
REMITTANCE REPORT Page 3 of 6
REPORTING MONTH: June-00
Delinquency Analysis
31 to 59 days 60 to 89 days 90 days and Over
No. of Principal Principal Principal Principal
Loans Balance # Balance # Balance # Balance
--------------------------------------------------------------------------------------------------------------
Non Repos 5,716 266,773,359.73 126 4,659,776.29 48 1,890,374.39 88 4,189,703.05
Repos 146 5,889,067.94 6 241,435.11 14 586,998.10 126 5,060,634.73
--------------------------------------------------------------------------------------------------------------
Total 5,862 272,662,427.67 132 4,901,211.40 62 2,477,372.49 214 9,250,337.78
==============================================================================================================
0.00
Repossession Analysis
Active Repos Reversal Current Month
Total Delinq. Outstanding (Redemption) Repos Cumulative Repos
Principal Principal Principal Principal Principal
# Balance # Balance # Balance # Balance # Balance
---------------------------------------------------------------------------------------------------------------------------------
262 10,739,853.73 146 5,889,067.94 0 0.00 44 1,750,380.93 236 8,904,142.09
146 5,889,067.94
--------------------------
408 16,628,921.67
==========================
7.0% 6.10%
==========================
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
<S> <C>
OAKWOOD MORTGAGE INVESTORS, INC. 1999-D REPORT DATE: 7/10/00
OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 11
REMITTANCE REPORT Page 4 of 6
REPORTING MONTH: June-00
REPOSSESSION LIQUIDATION REPORT
Liquidated
Account Customer Principal Sales Insur. Total Repossession
Number Name Balance Proceeds Refunds Proceeds Expenses
-----------------------------------------------------------------------------------------------------------------------
1959733 BRETT D SHAW 15,136.91 16,900.00 62.20 16,962.20 6,182.00
1973486 PAUL E ODOM 69,746.39 62,150.00 2,100.13 64,250.13 10,894.50
1980945 JOSE M RUIZ 17,486.17 20,000.00 42.30 20,042.30 6,275.00
1983857 HARELY C STALCUP 31,379.61 31,100.00 879.24 31,979.24 6,608.00
1983998 HUMBERTO SOTELO 3,302.20 1,793.54 0.00 1,793.54 5,728.81
1986629 JOHNNY F CORDOVA 37,898.36 30,500.00 3,117.73 33,617.73 6,590.00
1987775 JIMMY W RYALS 27,598.82 23,500.00 934.27 24,434.27 6,380.00
1988930 JOHN L HATTEN 45,998.57 45,650.00 110.12 45,760.12 10,399.50
1993559 SERGIO MADRID 13,493.69 11,500.00 1,034.63 12,534.63 6,020.00
1996065 LISA R OWEN 29,474.06 29,900.00 1,015.05 30,915.05 6,572.00
1998988 EUGENE BARNES 21,437.94 18,500.00 1,572.86 20,072.86 6,230.00
1999879 ROY S KIDD 23,831.93 26,000.00 791.93 26,791.93 6,455.00
2001907 JAMES CROSWAIT SR 58,321.40 50,650.00 2,651.25 53,301.25 10,549.50
2011641 GLORIA ESTRADA 51,986.11 34,598.70 0.00 34,598.70 2,450.00
2013738 CHARLES J THARP 23,805.11 22,400.00 0.00 22,400.00 6,347.00
2023125 LARRY MEADOWS JR 21,882.64 20,495.00 67.71 20,562.71 6,289.85
2034205 MARCOS J GALINDO 46,719.32 49,000.00 2,942.76 51,942.76 10,500.00
1975259 TIMOTHY H REEVES 60,429.30 56,650.00 56.88 56,706.88 10,729.50
1994532 HOLLY C KOERNER 54,932.93 52,750.00 1,952.98 54,702.98 10,612.50
2004935 JESSIE L SHARP 38,629.52 38,500.00 560.99 39,060.99 6,830.00
2013456 ZULA M FOSTER 35,092.68 30,900.00 529.31 31,429.31 6,602.00
2013514 TERRY L PEELER 34,034.07 29,900.00 2,277.23 32,177.23 6,572.00
0.00
0.00
0.00
0.00
0.00
0.00
-------------------------------------------------------------------------------------------
762,617.73 703,337.24 22,699.57 726,036.81 161,817.16
===========================================================================================
Net Net Current
Account Customer Liquidation Unrecov. Pass Thru Period Net Cumulative
Number Name Proceeds Advances FHA Ins Proceeds Gain/(Loss) Gain/(Loss)
-----------------------------------------------------------------------------------------------------------------------
1959733 BRETT D SHAW 10,780.20 1,935.81 0.00 8,844.39 (6,292.52)
1973486 PAUL E ODOM 53,355.63 7,493.30 0.00 45,862.33 (23,884.06)
1980945 JOSE M RUIZ 13,767.30 2,052.08 0.00 11,715.22 (5,770.95)
1983857 HARELY C STALCUP 25,371.24 2,082.97 0.00 23,288.27 (8,091.34)
1983998 HUMBERTO SOTELO (3,935.27) 1,388.29 0.00 (5,323.56) (8,625.76)
1986629 JOHNNY F CORDOVA 27,027.73 3,895.59 0.00 23,132.14 (14,766.22)
1987775 JIMMY W RYALS 18,054.27 2,868.02 0.00 15,186.25 (12,412.57)
1988930 JOHN L HATTEN 35,360.62 2,741.50 0.00 32,619.12 (13,379.45)
1993559 SERGIO MADRID 6,514.63 1,530.95 0.00 4,983.68 (8,510.01)
1996065 LISA R OWEN 24,343.05 1,885.39 0.00 22,457.66 (7,016.40)
1998988 EUGENE BARNES 13,842.86 1,871.03 0.00 11,971.83 (9,466.11)
1999879 ROY S KIDD 20,336.93 3,399.97 0.00 16,936.96 (6,894.97)
2001907 JAMES CROSWAIT SR 42,751.75 5,888.67 0.00 36,863.08 (21,458.32)
2011641 GLORIA ESTRADA 32,148.70 3,984.35 0.00 28,164.35 (23,821.76)
2013738 CHARLES J THARP 16,053.00 2,312.14 0.00 13,740.86 (10,064.25)
2023125 LARRY MEADOWS JR 14,272.86 1,905.56 0.00 12,367.30 (9,515.34)
2034205 MARCOS J GALINDO 41,442.76 2,350.27 0.00 39,092.49 (7,626.83)
1975259 TIMOTHY H REEVES 45,977.38 5,933.97 0.00 40,043.41 (20,385.89)
1994532 HOLLY C KOERNER 44,090.48 2,782.81 0.00 41,307.67 (13,625.26)
2004935 JESSIE L SHARP 32,230.99 2,307.90 0.00 29,923.09 (8,706.43)
2013456 ZULA M FOSTER 24,827.31 2,044.90 0.00 22,782.41 (12,310.27)
2013514 TERRY L PEELER 25,605.23 1,695.17 0.00 23,910.06 (10,124.01)
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
----------------------------------------------------------------------------
564,219.65 64,350.64 0.00 499,869.01 (262,748.72) (981,917.88)
===============================================================================================
0.00
===========
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
<S> <C>
OAKWOOD MORTGAGE INVESTORS, INC. 1999-D REPORT DATE: 7/10/00
OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 11
REMITTANCE REPORT Page 5 of 6
REPORTING MONTH: June-00
CERTIFICATE PRINCIPAL ANALYSIS
PRINCIPAL
Beginning Beginning
Senior Original Certificate Certificate Principal Shortfall Current Principal Current
Certificates Balance Balance Carry-Over Due Principal Paid
A-1 226,687,000.00 197,386,131.31 0.00 1,885,303.76 1,885,303.76
------------------------------------------------------------------------------------------------------
Total Certificate
Principal Bal. 226,687,000.00 197,386,131.31 0.00 1,885,303.76 1,885,303.76
======================================================================================================
PRINCIPAL Accelerated
Ending Principal Principal Ending Principal Paid
Senior Shortfall Carry- Distribution Certificate Per $1,000
Certificates Over Amount Balance Pool Factor Denomination
A-1 0.00 0.00 195,500,827.55 86.24263% 8.31677
-------------------------------------------------------------------
Total Certificate
Principal Bal. 0.00 0.00 195,500,827.55
===================================================================
Beginning Beginning
Subordinate Original Certificate Certificate Principal Shortfall Current Current
Certificates Balance Balance Carry-Over Principal Due Principal Paid
M-1 22,669,000.00 22,669,000.00 0.00 0.00 0.00
M-1 Outstanding Writedown 0.00
M-2 13,601,000.00 13,601,000.00 0.00 0.00 0.00
M-2 Outstanding Writedown 0.00
B-1 16,624,000.00 16,624,000.00 0.00 0.00 0.00
B-1 Outstanding Writedown 0.00
B-2 16,624,000.00 16,624,000.00 0.00 0.00 0.00
B-2 Outstanding Writedown 0.00
Excess Asset Principal Balance 6,045,407.75 7,643,600.12
----------------------------------------------------------------------------------------------
Total Excluding Writedown Balances 75,563,407.75 77,161,600.12 0.00 0.00 0.00
==============================================================================================
All Certificates Excluding
Writedown Balances 302,250,407.75 274,547,731.43 0.00 1,885,303.76 1,885,202.76
==============================================================================================
Accelerated
Ending Principal Current Principal Ending Principal Paid
Subordinate Shortfall Carry- Writedown/ Distribution Certificate Per $1,000
Certificates Over (Writeup) Amount Balance Pool Factor Denomination
M-1 0.00 0.00 22,669,000.00 100.00000% 0.00000
M-1 Outstanding Writedown 0.00 0.00
M-2 0.00 0.00 13,601,000.00 100.00000% 0.00000
M-2 Outstanding Writedown 0.00 0.00
B-1 0.00 0.00 16,624,000.00 100.00000% 0.00000
B-1 Outstanding Writedown 0.00 0.00
B-2 0.00 0.00 16,624,000.00 100.00000% 0.00000
B-2 Outstanding Writedown 0.00 0.00
Excess Asset Principal Balance 0.00 7,643,600.12
------------------------------------------------------------------
Total Excluding Writedown Balances 0.00 0.00 0.00 77,161,600.12
==================================================================
All Certificates Excluding
Writedown Balances 0.00 0.00 0.00 272,662,427.67
==================================================================
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
<S> <C>
OAKWOOD MORTGAGE INVESTORS, INC. 1999-D REPORT DATE: 7/10/00
OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 11
REMITTANCE REPORT Page 6 of 6
REPORTING MONTH: June-00
CERTIFICATE INTEREST ANALYSIS
Current
Pass Beginning Carry- Carry-Over
Senior Through Over Priority Current Priority Priority Interest
Certificates Rate Interest Balance Interest Accrual Accrual Paid
A-1 7.8400% 0.00 1,289,589.39 0.00 1,289,589.39
--------------------------------------------------------------------------------------------
Total 0.00 1,289,589.39 0.00 1,289,589.39
============================================================================================
Interest
Pass Ending Paid Per
Senior Through Carry-Over $1,000 Total Class
Certificates Rate Balance Denom. Distribution
A-1 7.8400% 0.00 5.68885 3,174,893.15
---------------- ----------------
Total 0.00 3,174,893.15
================ ================
Current
Pass Beginning Carry- Carry-Over Priority
Subordinate Through Over Priority Current Priority Priority Interest Interest
Certificates Rate Interest Balance Interest Accured Accured Paid
M-1 8.0000% 0.00 151,126.67 0.00 151,126.67
M-2 9.1900% 0.00 97,587.18 0.00 97,587.18
B-1 7.0000% 0.00 96,973.33 0.00 96,973.33
B-2 6.0000% 0.00 83,120.00 0.00 83,120.00
X 2,317,361.53 244,181.34 0.00 0.00
R 0.00 0.00 0.00 0.00
Service Fee 1.0000% 0.00 228,789.78 0.00 210,222.40
-------------------------------------------------------------------------------------------------------------
Total 2,317,361.53 901,778.30 0.00 639,029.58
=============================================================================================================
All Certificates 2,317,361.53 2,191,367.69 0.00 1,928,618.97
=============================================================================================================
Ending Beg. Current Current Ending
Carry-Over Carry-Over Shortfall Carry-Over Shortfall Carry-Over
Subordinate Priority Interest Shortfall Interest Shortfall Interest Shortfall
Certificates Balance Int. Balance Accrued Int. Accrued Paid Int. Balance
M-1 0.00
M-2 0.00 0.00 6,573.81 0.00 6,573.81 0.00
B-1 0.00
B-2 0.00
X 2,561,542.87
R 0.00
Service Fee 18,567.38
----------------------------------------------------------------------------------------------------------------
Total 2,580,110.25 0.00 6,573.81 0.00 6,573.81 0.00
================================================================================================================
All Certificates 2,580,110.25 0.00 6,573.81 0.00 6,573.81 0.00
================================================================================================================
Beg. Current Current Ending Interest
Carry-Over Writedown Carry-Over Carry-Over Paid Per Total
Subordinate Writedown Interest Writedown Writedown Writedown $1,000 Class
Certificates Int. Balance Accrued Int. Accrued Interest Paid Int.Balance Denom. Distribution
M-1 0.00 0.00 0.00 0.00 0.00 6.66667 151,126.67
M-2 0.00 0.00 0.00 0.00 0.00 7.17500 104,160.99
B-1 0.00 0.00 0.00 0.00 0.00 5.83333 96,973.33
B-2 0.00 0.00 0.00 0.00 0.00 5.00000 83,120.00
X 0.00
R 0.00
Service Fee 210,222.40
------------------------------------------------------------------------------- ------------------
Total 0.00 0.00 0.00 0.00 0.00 645,603.39
=============================================================================== ==================
All Certificates 0.00 0.00 0.00 0.00 0.00 3,820,496.54
=============================================================================== ==================
Cumulative X Interest Shortfall 2,561,542.87
Cumulative Accelerated Prin. Disb. (1,598,192.37)
Cumulative Unpaid Service Fee 18,567.38
--------------------
981,917.88
====================
</TABLE>
